Baum Insurance Solutions

Baum Insurance Solutions

Individual, Family, Small Group, MidCap, and Large Group Health, Life, Dental, Travel, Overseas, and Temporary Insurance. Multi-State License.

We are the antithesis of "eHealth". We offer personalized consultations and in depth analysis of your insurance needs. You can depend on us for recommendations that are based solely on your individual needs. Our services are at no cost to you and your premiums are the same whether you purchase your plan directly through an insurance company or use us. Whether or not you decide to use Baum Insuranc

Blurred Lines: Backed by Consumer Complaints, State Cracks Down on Health Care Sharing Ministries 10/03/2020

It was only a matter of time before the cracks in Medical Bill Sharing Ministries began to show... Health Care Sharing Ministries (HCSMs) have caught the attention of multiple states Insurance Commissioners.

Blurred Lines: Backed by Consumer Complaints, State Cracks Down on Health Care Sharing Ministries Tweet Share Allie Morgan August 13, 2019 Health Coverage and the Uninsured Legislation and Policy Twitter What's behind Colorado's crackdown on a health care sharing ministry? In late May, the Colorado Division of Insurance (DOI) posted a consumer advisory warning Coloradans about the risks of healt...

Aflac Supplemental Insurance 15/01/2020

Aflac Supplemental Insurance Aflac provides supplemental insurance for individuals and groups to help pay benefits major medical doesn't cover.

Federal Appeals Court Strikes Down Portion Of Obamacare 20/12/2019

We need to do something NOW!!! If you are sitting on the sidelines, it is time to stand up and get LOUD!!! If this is not something that you have been following, I recommend you grab a can of pringles, set up a comfy spot on your couch and start an ACA cram session and catch the heck up! This is NOT a good thing for you, your friends or your loved ones,

Federal Appeals Court Strikes Down Portion Of Obamacare The court, based in New Orleans, agreed with a federal judge in Texas that the individual mandate section of the Affordable Care Act could not stand after Congress eliminated the tax penalty for no…

The Week in Business: Google Is Coming for Your Health Records 18/11/2019

The Week in Business: Google Is Coming for Your Health Records AdvertisementContinue reading the main storySupported byContinue reading the main storywith interestThe Week in Business: Google Is Coming for Your Health RecordsBy Charlotte CowlesNov. 17, 2019It’s that time of year again for health insurance enrollment — and, in my case, a nasty cold. So it’...

States Protect Consumers After CSR Payment Cuts 09/08/2019

States Protect Consumers After CSR Payment Cuts Thanks to the way the ACA’s subsidies are structured and the actions of state insurance departments, many ACA marketplace enrollees will be insulated from premium hikes resulting from market uncertainty over 2018 cost-sharing reduction payments.

Impact of the Administration’s Policies Affecting the Affordable Care Act 09/08/2019

Impact of the Administration’s Policies Affecting the Affordable Care Act Testimony of Aviva Aron-Dine before the House Appropriations Subcommittee on Labor, Health, and Human Services, Education, and Related Agencies

Analysis | President Trump’s false claim that insurance companies ‘have made a fortune’ from Obamacare 09/08/2019

Analysis | President Trump’s false claim that insurance companies ‘have made a fortune’ from Obamacare Health-insurance companies have lost billions of dollars in the Obamacare exchanges, which is why they are fleeing the market.

Analysis | The CBO’s shifting view on the impact of the Obamacare individual mandate 09/08/2019

Analysis | The CBO’s shifting view on the impact of the Obamacare individual mandate The Congressional Budget Office dramatically scaled back its estimates about a key part of the Affordable Care Act — estimates that helped derail the push the repeal the law.

Compare Medicare-for-all and Public Plan Proposals 09/08/2019

Compare Medicare-for-all and Public Plan Proposals This side-by-side interactive compares 10 bills to expand public health coverage through Medicare-for-All, a public option and other approaches, that have been introduced in the current Congress. …

Health Policy Resources for Covering the Democratic Presidential Primary Debates 09/08/2019

Health Policy Resources for Covering the Democratic Presidential Primary Debates A collection of key health policy resources for journalists covering the Democratic presidential primary debates.

2019 Premiums for ACA Silver Plans Will Be 16 Percent Higher Than They Would Have Been Absent the Repeal of the Individual Mandate, Expansion of Short-Term Plans and Loss of Federal Cost-Sharing Payments, Analysis Finds 09/08/2019

2019 Premiums for ACA Silver Plans Will Be 16 Percent Higher Than They Would Have Been Absent the Repeal of the Individual Mandate, Expansion of Short-Term Plans and Loss of Federal Cost-Sharing Payments, Analysis Finds Although 2019 premiums for plans in the Affordable Care Act marketplaces are flat or falling in many parts of the country, they would be substantially lower still if not for several Trump administr…

How Repeal of the Individual Mandate and Expansion of Loosely Regulated Plans are Affecting 2019 Premiums - Issue Brief 09/08/2019

How Repeal of the Individual Mandate and Expansion of Loosely Regulated Plans are Affecting 2019 Premiums - Issue Brief In health insurance systems designed to protect people with pre-existing conditions and guarantee availability of coverage regardless of health status, countervailing measures are also needed to en…

Compliance With the Affordable Care Act as Your Headcount Changes - Anthem | The Benefits Guide 27/06/2019

Compliance With the Affordable Care Act as Your Headcount Changes - Anthem | The Benefits Guide October 10, 2014by Allison Hutton Compliance With the Affordable Care Act as Your Headcount Changes The Affordable Care Act requires that all businesses with 50 or more full-time equivalent employees (FTEs) offer health coverage to full-timers or face the Employer Shared Responsibility payment. The....

Legal Weed’s A Growing Danger To Dogs, So Keep Your Canine Out Of Your Cannabis 21/06/2019

Legal Weed’s A Growing Danger To Dogs, So Keep Your Canine Out Of Your Cannabis As more states legalize recreational and medical ma*****na, dogs are accidentally ingesting the drug and becoming highly intoxicated.

Trump Administration Grants States More Flexibility To Circumvent Health Law Protections For Consumers 24/10/2018

Next step to dismantle the ACA... This one hops into the "look-back machine" when Insurance Companies could deny coverage for pre-existing conditions or load the premium based on the pre-ex... here comes medical underwriting for health insurance AGAIN!
"Don't listen to what they say, Watch what they do!"

Trump Administration Grants States More Flexibility To Circumvent Health Law Protections For Consumers States, for example, would be able to subsidize short-term plans that don’t offer the comprehensive coverage that is guaranteed under the Affordable Care Act. The timing of the announcement j…

Risk Adjustment Payment Freeze: How much heartburn is YOUR insurance carrier experiencing this morning? 09/07/2018

Risk Adjustment Payment Freeze: How much heartburn is YOUR insurance carrier experiencing this morning? Over the weekend, CMS dropped a big bombshell on everyone: In response to a federal judge siding with a small insurance carrier in New Mexico in a lawsuit over the formula for the ACA's Risk Adjustment (RA) formula, the Trump Administration has decided not to pay out any RA funds for the 2017 calend...

Trump administration takes another major swipe at the Affordable Care Act 08/07/2018

Trump administration takes another major swipe at the Affordable Care Act Blaming a lawsuit, officials stop risk-adjustment payments to health insurers with high costs.

Tax Bill Calculator: Will Your Taxes Go Up or Down? 20/12/2017

Tax Bill Calculator: Will Your Taxes Go Up or Down? This simple calculator describes a range of tax scenarios under the Republican tax plan. Find households like yours in five steps or fewer.

The GOP finally killed the ACA's individual mandate 20/12/2017

The GOP finally killed the ACA's individual mandate And no one really knows what happens next.

White House, Democrats settle lawsuit over ACA payments 20/12/2017

White House, Democrats settle lawsuit over ACA payments The action could signal an end to a long-running conflict.

ACA funding tied to tax bill may never appear, even if Congress OKs it 20/12/2017

ACA funding tied to tax bill may never appear, even if Congress OKs it The tax bill could immediately "sequester" ACA funding Sen. Susan Collins has demanded.

Repealing the Individual Health Insurance Mandate: An Updated Estimate 20/12/2017

Repealing the Individual Health Insurance Mandate: An Updated Estimate CBO and the JCT estimate that, by itself, repealing the mandate would reduce federal deficits by about $338 billion over the 2018–2027 period and increase the number of uninsured people by 4 million in 2019 and 13 million in 2027.

Cooper Health sues after failed hospital acquisitions 20/12/2017

Cooper Health sues after failed hospital acquisitions Cooper University Health Care has gone to court seeking to recover $15 million held in escrow following its abandoned attempt to acquire Lourdes Health Systen and St. Francis Medical Center.

Tenet looks to sell Conifer, its Frisco-based debt collection company 20/12/2017

Tenet looks to sell Conifer, its Frisco-based debt collection company The Dallas-based hospital chain Tenet Healthcare plans to cut more costs and sell a business after releasing a lighter-than-expected forecast for...

Humana, Private Equity Firms Buy Kindred Healthcare for $810 Million 20/12/2017

Humana, Private Equity Firms Buy Kindred Healthcare for $810 Million U.S. health insurer Humana Inc and two private equity firms agreed to buy home healthcare and long-term care operator Kindred Healthcare Inc on Tuesday for about $810 million (£607.4 million), the latest expansion by an American health insurer into patient care.