SB HOME

🧧𝗛𝗼𝘂𝘀𝗲 𝗮𝗻𝗱 𝗟𝗼𝘁 𝗳𝗼𝗿 𝗦𝗮𝗹𝗲 𝗶𝗻𝘀𝗶𝗱𝗲 𝐊𝐢𝐬𝐡𝐚𝐧𝐭𝐚 𝐒𝐮𝐛𝐝𝐢𝐯𝐢𝐬𝐢𝐨𝐧, 𝐋𝐚𝐠𝐭𝐚𝐧𝐠 𝐓𝐚𝐥𝐢𝐬𝐚𝐲‼️

10m DOWN TO 9,000,000 million pesos Cash Buyer📍DIRECT LISTING🐦‍🔥
✅ Subdivision is overlooking City Of Cebu(not the house)
🏠𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐃𝐞𝐭𝐚𝐢𝐥𝐬:
• Lot Area: 150sq.m
• Floor Area: 150 sqm
• 4 rooms in total [3 rooms (2nd floor) and 1 room (1st floor)]
• 3 T/B [1 T/B for Master Bedroom, 1 T/B for 2nd floor common, and 1 T/B for 1st floor]
• Big lawn on front and back of the house.
• Tiled Carport
• Newly installed flooring PVC, newly installed blinds in all windows, newly installed kitchen cabinet (lower part).
• Keyless main door (security pin)

🔰𝐈𝐧𝐜𝐥𝐮𝐬𝐢𝐨𝐧𝐬
Refrigerator, Tv (32”), bed frames, aircon (4), blinds (all windows worth 150k), canopy (newly installed 20k), cabinet (kitchen & M/B), w/ internet connection & telephone

❇️𝐅𝐚𝐜𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐚𝐧𝐝 𝐀𝐦𝐞𝐧𝐢𝐭𝐢𝐞𝐬
• Zen-inspired Clubhouse
• Party hall (where special occasions can be celebrated and meetings can be conducted)
• 360-degree panorama View deck
• Venue for Tai-Chi classes
• Provision for convenience store
• Children’s playground
• Provision for spa
• Infinity Pool
• Play court
• Herbal garden / Picnic area
• Zen Park
• Zen garden
• Meditation area surrounded with aromatic trees
• Fitness Trail
• Jogging path with exercise stations / Footpath with volcanic rocks
• Gazebo

Price: 10M down to 9,000,000 million pesos CASH (Buyer will shoulder taxes and other charges)

Lot for sale in Legrand Heights

Location: Barangay Tawason Mandaue City
130 sq m Lot area
Php 2,500,000.00

Transfer taxes and charges is Buyer's expense.

Mode of payment;

1. Cash
2. Bank financing

BUSINESS: Leuterio: Higher price ceilings to improve quality of housing

By Ehda M. Dagooc

The quality of affordable housing in the Philippines is expected to improve following the government’s decision to raise the price ceilings for low and medium-cost housing packages.

According to licensed broker and founder of Filipino Homes Anthony Gerard O. Leuterio, the move enables property developers to construct high-quality housing units while also encouraging more developers to build additional units within these categories.

The new ceiling for low-cost housing is now P4.9 million while for medium-cost housing is P6.6 million, according to the Joint Memorandum Circular 2024-001 by the National Economic and Development Authority (Neda) and the Department of Human Settlements and Urban Development (DHSUD) to address the need to align housing costs with current economic conditions.

“It acknowledges the inflationary pressures and construction cost increases, helping developers to maintain quality while staying within the affordable housing segment,” said Leuterio adding this initiative potentially broadens the market for affordable housing, allowing more families to own homes in a price range that better reflects the current economic conditions.

“This move could stimulate the housing market, drive economic growth, and improve living conditions for many citizens by making quality housing more attainable,” addedLeuterio.

At present, the Philippines is currently facing a rapidly growing housing backlog, with a deficit of 6.5 million units.

Recently, NEDA and DHSUD have approved new guarantee ceilings for low-medium-cost housing packages in response to requests from the Subdivision and Housing Developers Association (SHDA).

NEDA and DHSHUD formalized the adjustment through the Joint Memorandum Circular No. 2024-001.

This move addresses the need to align housing costs with current economic conditions.

“The adjustment was deemed timely and necessary as it accounts for the country's prevailing economic conditions,” said SHDA chairman Leonardo Dayao Jr.

The recommendation, based on NEDA's price inflation analysis, led to the establishment of new guarantee ceilings, setting them at P4.9 million for low-cost housing and P6.6 million for medium-cost housing.

“This adjustment is a significant step towards making housing more accessible to Filipino families," added Dayao, acknowledging NEDA and DHSUD serious stance in heeding the housing sector’s plea.

The Joint Memorandum Circular No. 2024-001 specifies the following adjustments: Low-Cost Housing ceiling adjusted to P4.9 million, and Medium-Cost Housing ceiling adjusted to P6.6 million. Rising material costs, labor expenses, and overall inflation trends were key factors considered in these adjustments.

NEDA's economic analysis highlighted that these new ceilings would provide a more realistic framework for housing developers and make it easier for potential homeowners to purchase properties within their budget.

Pursuant to their mandate to jointly determine price ceilings for socialized, low-cost, medium-cost, and open housing every two years, the DHSUD and NEDA have set the ceilings as follows: Level 1-A (Socialized) - P300,000 and below; Level 1-B - Above P300,000 to PHP 500,000; Level 2 - Above P500,000 to P1.25 million; Level 3 - Above P1.25 million to P3.0 million; Medium Cost - Above P3.0 million to P4.0 million; and Open Market - Above P4.0 million. Since its revision in 2007, the price ceilings for socialized and economic housing have been revised several times through various resolutions due to the steadily increasing costs of raw land, development, construction materials, and labor.

The most recent revisions before this adjustment were the May 11, 2022, “DHSUD-NEDA Joint Determination for Economic Price Ceiling,” setting the economic guarantee ceiling to PHP 2.5 million, and Joint Memorandum Circular No. 03, Series of 2023 “Adjusting the Price Ceiling for Socialized Subdivision and Condominium Projects” from P580,000 to P850,000.

In November 2023, based on the current Consumer Price Index (CPI), Residential Real Estate Price Index (REPI) of the Bangko Sentral ng Pilipinas (BSP) and the minimum wage as parameters for the adjustments, PHILGUARANTEE re-submitted an adjusted proposal of P4.99 million and P6.65 million for low-cost and medium-cost housing, respectively.

🌃🌇 Vertex Central | Preselling Condominium 🌟

🔈Discover the epitome of modern living right in the heart of Cebu City! Nestled between Ayala Business Park and IT Park, Vertex Central offers unparalleled convenience and luxury.

📍 Prime Location:
💥Centrally located between Ayala Business Park and IT Park
💥Easy access to major business and tech hubs

🏢 Unit Types:
💥Studio & 1BR Residential Units
💥Studio & 1BR Soho (Small Office, Home Office)

💎 Exclusive Amenities:
💥Invigorating Pools
💥State-of-the-art Gym
💥Relaxing Lounge Deck
💥Vibrant Commercial Spaces

🎟 Reserve Your Unit Today:
Reservation Fee: Only PHP 10,000 (All Units)
Exciting Promos & Discounts available!
40 units left!

💪Secure your spot in this premier development and experience the best of urban living.
📲Message me for more details or to reserve a unit!😊

PROJECT NAME: Minglanilla Highlands PHASE 2

STATUS: PRE SELLING UNITS

PROJECT DETAILS:

Minglanilla Highlands Cebu Is the new brand of "Affordable Luxury Residences" by Sterlingland Residences and Development Inc. It boasts of a spectacular view of the sea and the city, having been nestled at the top of the most beautiful scenic spot in Tubod, Minglanilla.

This will be a highly coveted and most prestigious address in Minglanilla with no less than the World Renowned Urban Planner, Architect Jun Palafox, doing the Conceptual Master Plan with modern international house designs, only for discriminating taste of the Filipinos.

A home which your family can surely be proud of.

�worldclass amenities & facilities.
� DayCare Center
� Reception area
� Chapel
� Santorini inspired Hotel and Villa ( inside the Subdivision)
� 15 to 10 meters wide road networks
� Edible landscaping, vertical garden & Orchard ( pick and pay)
� Clubhouse and Pool

SAMPLE COMPUTATION

SINGLE DETACHED MINI UNIT
Lot area: 120 sqm
Floor area: 65.57 sqm

Total Contract Price: 7,417,827
Reservation Fee: 10,000

15% Downpayment payable in 36 months 30,629/MONTH

85% Balance payable in Bank or Inhouse Financing.

*******

DUPLEX UNIT
Lot area: 60 sqm
Floor area: 67.18 sqm

Total Contract Price: 5,724,299
Reservation Fee: 10,000

15% Downpayment payable in 36 months 23,573/MONTH

85% Balance payable in Bank Financing.

For further details please message us ❤️

Tana! Uli nata's atong kaugalingong balay..

BENEFITS OF BUYING PROPERTIES while they are still in Preselling stage:

1. PRESELLING PROPERTIES ARE NORMALLY CHEAPER - In the absence of the physical unit. preselling properties are normally sold at a cut-rate price of 30-50% off compared to the price of a finished unit. Aside from its affordable introductory price, many property developers offer flexible payment schemes and even discounted down-payment price.

2. THEY GIVE BUYERS THE BEST UNIT OPTIONS - When buying an RFO property, more often than not, the buyer is usually left to choose from the less desirable units or locations. In buying preselling properties, buyers are granted a privilege to choose their ideal lot or unit location at an early phase, usually during the project launching stage.

3. ONCE COMPLETED, THEY CAN PROVIDE A STEADY SOURCE OF INCOME - Speaking of renters, once the property is completely done and is now ready for occupancy, the buyer can opt to rent it out, and through this, the buyer earns a steady cash flow. Alternatively, the buyer can also make more from his or her property by selling it once completed, by which time the property has increased its value.

4. THEY ARE AN EXCELLENT INVESTMENT OPTION - The value of real estate, especially well-located ones, appreciates over time. This is true for preselling properties. At the time of their completion, the value of preselling condos or house and lots have increased considerably, that the buyer can earn a profit by selling them in the secondary market.

FOR ASSISTANCE AND ONLINE RESERVATIONS:

For Sale House in Guadalupe Cebu‼️

👉NEWLY RENOVATED HOUSE👈

💢RUSH 💢RUSH 💢RUSH💢

👉 Inside secured and gated Subdivision in Guadalupe Cebu
👉 Very accessible

LOT AREA: 120 sqm
FLOOR AREA: 150 sqm

DETAILS;

👉Lot Area 120Sqm
👉Floor Area 150Sqm

✅Centralized
✅Brand New Kitchen Cabinets
✅Newly Painted Interior & Exterior
✅ Peaceful Gated Community in Guadalupe

HOUSE DETAILS;

GROUND FLOOR

✅2 Car Park
✅1 Br with powder room
✅Maids Quarter with own T&B
✅Clean Kitchen & Dirty Kitchen
✅Lanai
✅Garden

SECOND FLOOR

✅Master Bedroom with own T&B
✅Balcony
✅2 Br with Cabinets
✅1 Common T&B
✅All Showers have Heater & Bidet

💢 PRICE: 14,900,00”

゚

🏡 𝐋𝐢𝐦𝐢𝐭𝐞𝐝 𝐔𝐧𝐢𝐭𝐬 𝐀𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐚𝐭 𝐇𝐞𝐫𝐨 𝐑𝐞𝐬𝐢𝐝𝐞𝐧𝐜𝐞𝐬! 𝐎𝐧𝐥𝐲 𝟏𝟑 𝐋𝐞𝐟𝐭! 🏡

Don't miss your chance to own a home in the exclusive Hero Residences community in Minglanilla, Cebu! We have 13 units left:

🏘️ 𝟔 𝐃𝐮𝐩𝐥𝐞𝐱𝐞𝐬 (𝐁𝐞𝐫𝐧𝐞)
Lot Area: 70 sqm
Floor Area: 89 sqm
Monthly Downpayment: ₱20,164 for 36 months

🏡 𝟓 𝐒𝐢𝐧𝐠𝐥𝐞 𝐀𝐭𝐭𝐚𝐜𝐡𝐞𝐝 (𝐒𝐚𝐦𝐮𝐞𝐥𝐥𝐞)
Lot Area: 100 sqm
Floor Area: 105 sqm
Monthly Downpayment: ₱23,782 for 36 months

🏠 𝟐 𝐒𝐢𝐧𝐠𝐥𝐞 𝐃𝐞𝐭𝐚𝐜𝐡𝐞𝐝 (𝐀𝐞𝐦𝐢𝐥𝐢𝐚)
Lot Area: 126 sqm
Floor Area: 115 sqm
Monthly Downpayment: ₱29,226 for 36 months

🎉 𝐀𝐮𝐠𝐮𝐬𝐭 𝐏𝐫𝐨𝐦𝐨 𝐀𝐥𝐞𝐫𝐭!
10% Downpayment spread over 36 months
PLUS ₱25,000 worth of appliances with every unit reservation!

Secure your dream home today with this incredible offer! With a prime location near the future Ming-Mori Techno Business Park and the upcoming reclamation project, your investment is set to grow!

📞 Contact Us Today! 09394261535

Act fast—these units won’t last long!

LIMITED OFFER‼️🔊🔊

💢ARC TOWERS FOR AS LOW AS 6K PER MONTH💢

👉 a first-of-its-kind development in Cebu City, where its the vicinity, both tourists and locals alike are privileged to be close to everything they need - Malls, Hospitals, Schools and other key establishments - making Arc Towers the Premier choice. 🏢🏗️

✅Location : N. Bacalso Avenue, Corner V. Rama St. Cebu City

📣Accessible to:
📌CCLEX
📌Southbus Terminal
📌Elizabeth Mall
📌Robinson Cybergate
📌Cebu City Medical Center
📌Vicente Sotto Hospital
📌Chong Hua Hospital
📌Cebu Doctors Hospital
📌University of San Jose Recoletos
📌University of San Carlos South Campus
📌University of Cebu
📌CIT University
📌Salazar Institute of Technology

💎Studio Units: 22.20 -25.75 sqm.
💎Reservation: 25,000
💎Studio without Balcony
💎Studio with Balcony

AMENITIES:
✅Main Lobby with Reception Counter
✅Individual Mail Boxes
✅Work Space and Study Lounge
✅Conference or Function Hall
✅Fitness Gym
✅25 meters Swimming Pool wt Sundeck
✅Kiddie Pool
✅Sky Garden
✅Viewing Deck

FINANCING: CASH OR BANK FINANCING

STATUS: ALMOST RFO UNITS

MODEL UNIT/SHO

SAMPLE COMPUTATION

Studio Unit - 22.20 sqm

Total Contract Price: 4,176,891
Reservation Fee:, 30,000
OTHER CHARGES: 335,643

DOWNPAYMENT: 70,456 payable over 6 Months 6,742/MONTH

BALANCE payable in Bank Financing

📞 09394261535

This brand-new house is now on super rush sale—14.5M for spot cash or bank financing.
Grab it while you can! Message me for details!

゚

Barato kaayo 2.8M negotiable payment and price pa!

For Sale Duplex Unit in Ajoya Gabi Cordova
2.8M price (net of Taxes)
2bedroom / 2 toilet and bath
Transfer Charges and other fees charge to new buyer
RFS : Owner Migrate to Canada

Why we need to know the client's budget?

It is important that we know the budget of a client in real estate in order to effectively narrow down the options and provide suitable recommendations that align with their financial capabilities. Understanding the client's budget helps in avoiding showing properties that are outside of their price range, saving time and effort for both the client and the real estate agent.

Additionally, knowing the budget allows us to negotiate on behalf of the client and ensure that we are getting the best possible deal within their financial constraints. Ultimately, having a clear understanding of the client's budget is crucial for a successful and efficient real estate transaction.

Occular visit with these Taiwanese clients.

For Sale 4 storey + roof deck dormitory
28 studio units
2 car park
180 sqm lot area

Walking distance Southwestern University & San Carlos University South Campus

FROM 4OM net DOWN TO 35M
Note: Buyer will pay all taxes, registration and notarial fee

For property viewing, please contact:
09394261535

Direct listing!
Lot for sale in Legrand Heights

Location: Barangay Tawason Mandaue City
130 sq m Lot area
Php 2,800,000.00
Negotiable

Transfer taxes and charges is Buyer's expense.

House for sale in Talamban @12.5M net of taxes and transfer fees. NEGOTIABLE
Inside a very exclusive and secured community with only 26 houses. Near Ateneo de Cebu, it is highly accessible to one jeepney ride from Talamban to Cebu City and close to Tintay market, the famous Jeepney terminal in Talamban area. Clean title

Total Lot Area 158sq.m
Floor Area 136sq.m

House Details:

High ceiling
Fully furnished
Each room has bed from forty winks
Curtains 2 sets made by Larry’s
Decra roofing with 50yrs warranty
Each room has an aircon and in the living room. (Panasonic brand )
4 - bedrooms
3 - toilet and bath
2 - carport
With water tank and booster pump

While l'm waiting my Canadian client in Mandani bay. Work while family bonding.. not bad!

For Sale 4 storey + roof deck dormitory
28 studio units
2 car park
180 sqm lot area

Walking distance Southwestern University & San Carlos University South Campus

FROM 4OM net DOWN TO 35M
Note: Buyer will pay all taxes, registration and notarial fee

For property viewing, please contact:
09394261535

CEB-23842154

The best time to help & support each other is now.

If you can't buy their products, atleast like and share. Believe me, It is motivating to have someone supporting you online. That is the least that we can do for their business to survive. Let's spread some love & help.

Have a great MONDAY everyone!

🏡✍️👍

PROPOSED CEBU-BOHOL BRIDGE

LOOK: Proposed locations for Cordova,Cebu - Bohol Bridge.

Metro Pacific Investments Corp. (MPIC), chaired by Manuel V. Pangilinan, is currently looking at the possibility of building a bridge that will connect Cordova, Cebu to Bohol.

The development was announced by Allan Alfon, president of Cebu-Cordova Link Expressway Corp. (CCLEC), a subsidiary of MPTC.

📷 : Now In Bohol

RENTED!

For Sale House in Alpha Executive Homes located across BIR, behind Robinson Supermarket, next to the Shell Gas station, and along South National Highway Lawaan III in Talisay City, Cebu. The location is perfect if you consider accessibility, convenience and safety!

House Details:
✅ Lot Area 150sqm
✅ Floor area approx. 200sqm
Second Floor:
✅ Masters Bedroom with Own Toilet and Bath, step-up Balcony and bedroom cabinet
✅Bedrooms 1 & 2 with A/C, bedroom cabinet and shared Toilet and Bath
✅ Office or can be converted to room
✅ Balcony/Terrace

Ground Floor:
✅ Maidsroom with floor to ceiling cabinet
✅ toilet and bath
✅ Living Area with A/C
✅ All New kitchen with A/C and new base and overhead cabinet and wine bar
✅ Porch
✅ Newly Painted

✅Clean title and updated tax
✅with Grotto and provision for fountain /pond
✅can accommodate SUV and sedan
✅sliding glass doors and windows with grills
✅Andora roof tiles
✅No damage during typhoon Odette
✅Abundant water supply

For More Info and Site Viewing Just DM me.

Sign and sealed, MANDANI unit rented @ 45K per month for long term! Thank you Lord! 🙏🙏🙏 Thank you dol Harold for trusting me with your unit.😍

Kinsa to nangita diha og condo or house and lot for rent/sale. Pm me directly. I can help you find a better one.

.Ph

𝙏𝙃𝙀 𝘽𝙀𝘼𝙐𝙏𝙄𝙁𝙐𝙇 𝙈𝙄𝙉𝙂𝙇𝘼𝙉𝙄𝙇𝙇𝘼 𝙃𝙄𝙂𝙃𝙇𝘼𝙉𝘿𝙎

Minglanilla Highlands Phase 2 is poised to become one of the most highly coveted and most distinguished addresses in the South of Cebu. With the conceptual project master plan done by no less than world-renowned Urban Planner Architect Jun Palafox, Minglanilla Highlands is set to become Minglanilla’s very first fully integrated world-class township development

𝙁𝙚𝙖𝙩𝙪𝙧𝙚𝙨 & 𝘼𝙢𝙚𝙣𝙞𝙩𝙞𝙚𝙨:
With its promise to give its residents a community with “Mountain Resort Style Living,” Minglanilla Highlands will have features and amenities found only in mountain resort developments. Residents of Minglanilla Highlands will be able to enjoy a multi-level infinity pool, a kiddie pool, an adult pool, a mini-golf course, a children’s playground, basketball and tennis courts, a mini-forest, a meditation garden, and lots of open spaces.

All these amazing features make Minglanilla Highlands a great and a welcome addition to the ever-growing skyline of the First Income Class Municipality of Minglanilla.

✅Grand Entrance
✅3-level swimming pool
✅Mountain Resort
✅Clubhouse and Pool
✅Garden Maze
✅Wedding Chapel
✅Garden Reception Area
✅Children’s Playground
✅Outdoor Events Area
✅Mini Forest
✅Bed & Breakfast
✅Our Lady of the Miraculous Medal
✅Edible Landscaping
✅Alfresco Dining
✅Reception Hall
✅Spa & Wellness
✅Day Care Center
✅Commercial Center
✅Wedding Chapel
✅Basketball Court
✅Tennis Court
✅Mini Golf Course
✅Meditation Garden
✅Rotunda Tierra
✅Arc de la Vie
✅Highlands Country Club
✅Lagoon with Boardwalk
✅Orchard
✅Forest

𝗜𝗻𝗾𝘂𝗶𝗿𝗲 𝗻𝗼𝘄!

Pinaka Baratu House & Lot 5M 👈
Velmiro Heights Minglanilla ,Cebu

House Details:

Single Attached Asha Model
Lot Area : 120 sqm
Floor Area : 85 sqm
Bedroom: 3
Bathroom: 2
Garage: 2 parking can fita
Semi- Furnished

Amenities:
Adult & kiddies pool
Basketball court
Playground
Chapel
Function Hall
With Property Management
24/7 Security Services
Fully Fenced Subdivision

Selling Price only 5M net
Taxes: Buyers Account

For free house tour message me

Big shout out to my newest top fans! 💎 Bin Rob

Drop a comment to welcome them to our community, fans

'ADVICE TO ALL EMPLOYEES'

1. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Don't get used to government houses. This comfort is so dangerous. Let all your family have good time in your house.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life,marriage and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13.Take leave days utilize them by developing yr future home or projects..usually what you do during yr leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your business, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively

Credits to the rightful owner
Credits to Sir Jheff Castro for this house ☺️

🎉 Congratulations to this young and good-looking man on the successful turnover of your beautiful new home! 🏡

It has been an absolute pleasure working with you throughout this journey. After all odds, we finally made it here. 😊 Your new home, surrounded by lush trees yet conveniently close to city amenities, is the perfect blend of tranquility and convenience.

Wishing you endless joy, comfort, and cherished memories in your new abode. ✨

Among the many houses that I have sold, this by far, is my most favorite - the biggest, the most aesthetic and the most complete. ❤️

Reopened units occasionally becomes available in Phase1. Stay tuned for Phase 2! Send me a message if you are interested. ;)

🏢BE U by BE Residences🏢
📍Talamban, Cebu City

‼️FOR AS LOW AS 6K+ PER MONTH‼️

✅Just a few steps away from UNIVERSITY OF SAN CARLOS - TALAMBAN CAMPUS!
✅Be the first on the list...!!!
✅Be the first to own a home in TALAMBAN CEBU CITY
✅Be an investor and enjoy passive income from rentals

A 28-Storey Condominium with 525 units of Studio & 1-Bedroom units.

Unit Price starts at 3.6M

Amenities:
✅️ Swimming Pool
✅️ Gym
✅️ Co-Working Space
✅️ Study Areas
✅️ Commercial Spaces
✅️ 24/7 Security System
✅️ High Speed Elevators

PM ME NOW TO HOLD A UNIT 😉