Dave Hanks Quality Choice Funding

Mid-July Update! As pointed out last month, buyers and sellers are moving back toward an equilibrium. This graph confirms that trend. Speaking of trends, note that the average price and 10-year trendline are almost equal. At the same time, the volume has been almost unchanged for the past four months and well above the past two years. Both buyers and sellers have plenty to like in the current market!

If you need help examining the financial side of a potential move, I'm here for you, ready and willing! If you need to find an excellent Realtor to discuss options with, I have done the nerd-work and examined the data and I can introduce you to several of the highest quality agents in our area.

Please let me know if I may be of assistance!

As it does every year, the real estate market ebbs and flows with the seasons. The timing on this chart represents what happens monthly based on the date when the transactions close. Consider "days on the market" (the number of days between a new listing and a ratified contract between buyers and sellers). You can see that January, 2024 was the highest (advantage buyer) at 31.5 days while the lowest occurred in May (advantage seller) at 10.7 days. That means that the Nov-Dec market is slower and sellers generally were happy with accepting the list price, while the Mar-Apr market is busier and buyers needed to offer around 5% over asking to prevail against other buyers.

What does this mean to you? It means that now (the times in-between the extremes) is a more balanced market and buyers and sellers should gladly enter the market it they are otherwise ready and waiting.

If you need help examining the financial side of a potential move, I'm here for you, ready and willing! If you need to find an excellent Realtor to discuss options with, I have done the nerd-work and examined the data and I can introduce you to several of the highest quality agents in our area.

Please let me know if I may be of assistance!

Our mid-June graph shows that buyers and sellers are moving back toward an equilibrium. What was a very strong sellers' market has turned into a more moderate sellers' market. It's still a great time for sellers, who can enjoy the increase in prices over the past 15 months, but buyers can be happy that prices seem to have already peaked and that inventory is the highest it's been in a year. This means more choices and less of a free-for-all, aka bidding war environment! Both sides have plenty to like in the current market!

If you need help examining the financial side of a potential move, I'm here for you, ready and willing! If you need to find an excellent Realtor to discuss options with, I have done the nerd-work and examined the data and I can introduce you to several of the highest quality agents in our area.

Please let me know if I may be of assistance!

🏡 Updated numbers confirm the red-hot real estate market in San Ramon and Danville yet again! Average closing prices are now almost $500k higher than last May! Last month it was $400k year over year. Now may be the perfect time to sell your home. Trust the data and work with top-notch agents who excel in serving your neighborhood. Contact me today for more information and make the most of this excellent opportunity!

🏡 Updated numbers confirm the red-hot real estate market in San Ramon and Danville! Average closing prices are now almost $400k higher than last April! Now may be the perfect time to sell your home. Trust the data and work with top-notch agents who excel in serving your neighborhood. Contact me today for more information and make the most of this excellent opportunity!

Looking to give your furry friend more space to run around? We're here to help! Let us guide you through the pre-approval process, making it easy and quick for you to find a new home for you and your pet. Let's make moving stress-free for you and your four-legged companion! 🐾

Jumbo loans are no longer the elephant in the room. With higher loan amounts and lower down payment options, our Jumbo program will be a huge hit with buyers and Realtors. Reach out today!

No foolin': A mortgage broker has more options and are experts getting your home purchase loan quickly while saving you money! Contact me today and let's have a great conversation. (Honest!)

Ready to find your dream home? Let's make the process smooth and stress-free by getting pre-approved now. Studies show most homebuyers take 8 weeks to find the perfect home. Don't wait any longer, contact me today and let's get started on finding your forever home!

Securing a pre-approval provides you with a significant advantage in the home buying process. It allows you to negotiate effectively and positions you ahead of other buyers. Gain a competitive edge in bidding wars by getting pre-approved. Contact us today to begin the process!

🏡 Don't miss out on the red-hot real estate market in San Ramon and Danville! With average closing prices $165,000 higher than last year, now is the perfect time to sell your home. Trust the data and work with top-notch agents who excel in serving your neighborhood. Contact me today for more information and make the most of this excellent opportunity! 🌟🔑

Don't risk your future by leaving your home loan in the hands of amateurs or big banks who don't have your back. Choose an independent mortgage broker who will provide personalized service and expertise in your neighborhood. Let's chat today and secure your financial future!

🔥 Ready to take control of your finances? Purchase your home with cash and refinance later to put money back in your pocket! 💰 Call us today to learn more and start building wealth! 🏡💸

Happy St. Patrick's Day! 🍀 Sit back and relax knowing that an independent mortgage broker can be your lucky charm when it comes to getting a loan. On average, homeowners save $9,407* by working with a broker. Give me a call today and let's chat about your mortgage options. *Savings based on national average.

Tired of waiting for megabanks to get their act together? Say goodbye to the snooze fest and hello to quick closings with us! Skip the red tape and let us help you buy your dream home in 20 days or less. Let's speed things up together! 🚀🏡

Looking for the perfect Realtor to embark on your exciting real estate journey? Hold on tight, because we've got the key to finding the ultimate guide! 🗝️ Don't be swayed by flashy marketing ploys - we know that a true Realtor is more than just a smooth talker. Our team specializes in cutting through the noise and helping you discover the Realtor of your dreams. Let's navigate this thrilling adventure together! 🏡💼

Ready to make your dream of owning a home a reality? Don't let the overwhelming process hold you back. I'm here to guide you every step of the way. With my expertise, I'll help you determine how much house you can afford and calculate your monthly payment. Worried about closing costs? Don't be! I'll explain and help you budget for them too. Let's get started on this exciting journey together. Contact me today and let's make your dream home a reality!

Are you willing to settle for just an "ok" Realtor to handle the biggest transaction of your life? Just like you spend hours researching before buying a TV, it's crucial to invest time in researching Realtor performance. The data doesn't lie! We've analyzed it for you, so why not choose the best? You deserve the top-notch service and expertise. Don't compromise, make an informed decision – you're worth it!

💥 BREAKING NEWS 💥 The latest HMDA data reveals that teaming up with an independent mortgage broker can save you a jaw-dropping $9,407! 😱💰 Don't let this opportunity slip through your fingers! ⏳ Contact me today and unlock the secrets to massive savings! 🏡🔑

Home is where the heart is, and we've got the perfect match for you. Thanks for letting us play Cupid in your house hunt. from us to you! 💕🏠

Love is in the air! 💕 And guess what? We're head over heels in love with helping borrowers like you find their dream homes! 🏠 So, why not spread the love and refer us to your friends or family members who are on the hunt for their own love nest? Cupid approves! 😍🏹

Thinking about selling your home? Well, guess what? Spring is almost here, and it may be the perfect time to make your move! Econ 101 tells us that when supply is low and demand is high, prices go up. Take a look at this graph showing closed sales in Danville and San Ramon. 2020 and 2021 were on fire while interest rates hovered around 3%! But ever since then, volume has been in a downward spiral, with 2023 being far below average as interest rates approached a whopping 8%! Now, with interest rates expected to drop into the 5's soon, demand is likely about to skyrocket!

If you want help analyzing the financial implications of making a move, I want to be your go-to guy. And hey, I can even hook you up with the best Realtors in your neighborhood. Let's make this selling season sizzle for you! 💰🔥🏡

"Hey sports fans! No matter who you're cheering for in the Big Game, we've got a winning strategy to get you into your dream home. Give us a shout and let's draft the perfect game plan for your home loan. Touchdown guaranteed! 🏈🏠 "

🏡 DANVILLE AND SAN RAMON! Take a 🌟, make graphs 📈, observe some serious speed💥 and price performance💯. Boring graphs; exciting results! ✨ Choosing the right agent DOES make a difference. (About $116k💰 on average.) 🤝 Let us help you find the best fit for your needs!

🔥 Ready to maximize your real estate profits? 💰 Look no further! The leading Danville/San Ramon listing agents have an impressive track record, consistently delivering an astounding $116,000 more for their clients than the average agent. 💪 We present unbiased results from real data – let us guide you in finding the perfect Realtor who will work tirelessly to ensure YOUR SUCCESS.. 🏡💼

Details: The average price for a single-family home in Danville/San Ramon is $2.045M (December 2023 closed sales). The top 3% of agents averaged 6.2% higher sales prices than the average agent over the past 5 years.

Hey first-time homebuyers! Ready to dive into the world of real estate? 🏡💰Just remember, it's all fun and games until someone makes a rookie mistake! 🙈💥Don't worry, we've got your back! Check out this list of common blunders to steer clear of and make your home-buying journey smooth sailing. ⛵️✨

💡 Looking to buy soon? I've got an irresistible proposal for you! By using your seller concessions towards a temporary rate buydown, you can save big for the first year or more. Don't miss out on this opportunity to secure a better deal. Reach out to me today and let's make it happen! # HomePurchase

🏡 Looking for the best Realtors in your neighborhood? Look no further! 🌟 With access to the actual data of closed sales, I can help you identify the top-performing Realtors in your area. Just ask me to do the analysis for you, and you'll be thrilled with the results! Don't miss out on finding your dream home with the best professionals by your side. Let's get started today! 💪🔍

Happy Groundhog Day! Here's to hoping spring is around the corner and the winter woes disappear.