H3IC
We can't change the way the world works. Emergencies will always occur. Bad things will always happen to good people.
But we can create better ways that empower everyday, hardworking people to get through those tough times.
Our Story
We can't change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Imagine a world where tens of millions of people have a financial safety net to help them ride out the storms life hands out. That's what we are seeking to create - with a team of caring, hardworking people, just like you.
Started in 2016, the Horizon 3 Innovation Center is part of CUNA Mutual Group, a financially strong insurance group that has been serving everyday, hard-working people like you for over 80 years.
We start by having conversations with real people to understand their needs, pain points, and desires. We pour through research studies, data tables, and commission our own studies as well. We work with local and national organizations. From all of this, we design and launch new products to the market and see if they make real people’s lives better.