Surency

Surency

We provide simplified reimbursement accounts, vision insurance and COBRA by providing flexible, straightforward information and exceptional customer service.

It sure is easy. Surency was formed in 2008 by seasoned insurance professionals with over 40 years of experience in the insurance industry. Since then, Surency has grown to offer a suite of health products and insurance services in more than 30 states nationwide. Our mission is to expand healthcare access for everyone by offering affordable, consumer-focused benefits, reduced healthcare costs and

Knowledge Center 05/09/2024

You may hear frequently about the IRS use-or-lose rule. But what exactly does that mean for your FSA account? Read more here to know more about how it applies ➡ https://bit.ly/4e4UfL3

Knowledge Center The IRS’ use-or-lose rule governs flexible spending accounts (FSAs). This rule is one of the big differentiators between FSAs and other types of employee benefits. So what is the use-or-lose rule? And what does it mean for the upcoming plan year? We’ll answer those questions and more. 

03/09/2024

There are HSA rules and regulations you need to follow in order to stay compliant. Read more to learn about these seven HSA compliance topics including: rules for employees, designing an HSA program, and how to keep HSAs exempt from ERISA. ➡ https://bit.ly/477i9TB

01/09/2024

Happy ! 🐾🐶

Did you know that guide dogs are an eligible expense with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), and a limited purpose flexible spending account (LPFSA)? Even the cost of maintaining a guide dog (food, vet visits) are also eligible expenses.

Learn more here ➡ https://bit.ly/477eOnu

29/08/2024

Here are seven tips to help improve your eye health and vision wellness in the workplace.

"In today's fast-paced, digitally driven workplace, our eyes often bear the brunt of prolonged screen time, artificial lighting, and other environmental stressors."

Read more here ➡ https://bit.ly/4czG00b

HRA vs. HSA: What you need to know 27/08/2024

HRAs and HSAs are a great way to save money and also prepare for potential medical expenses. Read more about the key differences between the two and what each has to offer. ➡ https://bit.ly/3AP0uE6

HRA vs. HSA: What you need to know Both of these plans are great savings tools for employees and employers. Learn more about both as we break down an HRA vs HSA here.

23/08/2024

If not properly applied, cared for — even purchased — decorative contacts, also called cosmetic, colored or special-effect contacts, can cause a variety of eye ailments. 👁

Learn more ➡ https://bit.ly/4bATRSL

21/08/2024

Keratoconus is an eye disease where the cornea (the clear curved front surface of the eye) thins and gradually bulges out into an irregular cone shape.

In the early stages of keratoconus, we can use eyeglasses and soft contact lenses to achieve good-quality vision. But as the cornea continues to thin, the eye doctor may need to switch to rigid contact lenses to create a new front surface for the eye and cover the severely irregular cornea.

Learn more about Keratoconus here ➡ https://bit.ly/45Zsssh

20/08/2024

Contact lenses can provide a level of freedom and flexibility that your glasses can’t. But maintaining healthy cleaning habits help to ensure your overall optical health. Use these 10 tips to maintain clean healthy cleaning habits and healthy eyes! ➡ https://bit.ly/4cXHRMl

Eye Site On Wellness

19/08/2024

"If you wear contact lenses, remove them. Sleeping in contacts could deprive the corneas of oxygen, encouraging bacteria to grow. Also, when removing contacts, be sure to place them in a clean case with fresh solution. Topped-off solution is no longer sterile." 👁

It's important to practice good hygiene and vision health to protect your eyes from any unwanted germs.

Learn more ➡ https://bit.ly/4cNbBvi

15/08/2024

As the seasons change, many factors can impact our eye health with the change in humidity, temperature, sunlight exposure, and more. Here are 3 ways to manage your seasonal eye concerns:

1. Protect yourself from the sun 🌞
2. Prepare for allergies 🤧
3. Visit your eye doctor 👩‍⚕️👁

Read more here ➡ https://bit.ly/3RWyswn

Eye Site On Wellness

What is an HDHP? 13/08/2024

"An HDHP is a type of health plan characterized by its higher deductibles and typically lower premiums compared to traditional health plans. The deductible is the amount you must pay out-of-pocket for covered healthcare services before your insurance plan begins to pay."

Read more about HDHP, how they work, and if they could be a right fit for you. ➡ https://bit.ly/3zPPZjK

What is an HDHP? A high-deductible health plan (HDHP) is a health insurance plan with a high deductible and low premiums that can be paired with HSAs.

Knowledge Center 12/08/2024

You can use your HSA and FSA funds on eligible dental expenses to help alleviate any costs. Read about the most commonly asked dental-related questions as it relates to your HSA or FSA ➡

Knowledge Center Dental expenses can be a significant financial burden, especially when unexpected dental procedures arise. For those who have health savings accounts (HSAs) or medical flexible spending accounts (FSAs), there are opportunities to save money on these expenses. We answer a few common dental-related...

5 Back-To-School Expenses You Can Cover With Your HSA Or Health Care FSA 09/08/2024

Did you know you can use your HSA or HC FSA to cover some of your back-to-school expenses? Here are five things you can use your funds to pay for:

✏ Vaccinations
✏ School and sports physical exams
✏ Eye exams and corrective eyewear
✏ Certain medical and orthopedic supplies*
✏ Acne treatments*

Read more here ➡ https://bit.ly/467PrBE

5 Back-To-School Expenses You Can Cover With Your HSA Or Health Care FSA What do reading, writing, and arithmetic have to do with your reimbursement account? You may not know that you can use the funds you’ve been squirreling away in your Health Savings Account (HSA) or Health Care Flexible Spending Account (FSA) to cover some of the back-to-school expenses that hit al...

6 things to know if you’re a first-time medical FSA participant 07/08/2024

It's never too late in the year to learn more about your medical FSA whether you're a first-time participant or have had your account for years!

A Flexible Spending Account (FSA) is a plan designed to help manage the rising costs of health care by allowing members to set aside money pre-tax to pay for out-of-pocket medical expenses. Members can think of it as a personal account just for health care expenses.

Read more about FSAs, eligible expenses, reimbursement, and the use-or-lose rule here ➡

6 things to know if you’re a first-time medical FSA participant These are the top things a first-time medical FSA participant should be aware of in order to take full advantage of their FSA.

Knowledge Center 06/08/2024

"Besides helping to prevent cancer, coronary heart disease and other conditions, antioxidants can help us maintain our vision." Learn more about these six key nutrients with high-antioxidant content can help you maintain good vision and prevent eye disease here ➡ https://bit.ly/3xFpxbT

Knowledge Center Antioxidants. The magical, mysterious molecules are said to enhance the quality of life. Imagine antioxidants are like air. We can’t see them, but they are always there and if there is a shortage, our bodies can be adversely affected.

SPONSORED: Help your employees, help your environment, help your organization 05/08/2024

In Colorado, "The state legislature recently passed a bill providing a tax credit to employers for any eligible Transportation Demand Management (TDM) program they offer employees to increase the use of alternative transportation, reduce traffic congestion and improve Colorado's air quality."

Learn more about Surency's Commuter Benefits and schedule a demo today ➡ https://bit.ly/4fIBX3V

Read more ➡ https://bit.ly/4d5c9gl

SPONSORED: Help your employees, help your environment, help your organization Local Transportation Management Association, Denver South, offers expert recommendations for employers to help boost the use of alternative transportation.

01/08/2024

August is !

Did you know that employees can use their health savings account (HSA) to save money on many mental health-related eligible expenses? Read more about these eligible expenses that include counseling, service animals, prescriptions, acupuncture, and more! ➡ https://bit.ly/3W8Nmkv

Do this FSA mid-year check to stay ahead of the game 31/07/2024

As we approach the second half of the year, now is the perfect time to review your FSA plan and make sure you spend all of your remaining funds before your Plan Year ends! Read helpful tips here ➡

Do this FSA mid-year check to stay ahead of the game Now that we’re halfway through 2021, follow these FSA mid-year tips to make sure you spend all of your FSA funds on time.

28/07/2024

There’s little point in sight-seeing if it’s like looking through the smeared-up window of a tour bus. Yet every year, this becomes a reality for many travelers who are unprepared for eyewear mishaps.

🏖😎 Here are 11 eye care travel tips for your upcoming trip:

1. Bring backup glasses or contact lenses
2. Keep your eyewear on you
3. Use a hard case to protect your eyewear
4. Don't keep your eyewear on your head in case they fall or get lost
5. Insulate your eyewear to protect it from extreme temperatures
6. Know your vision benefits
7. Have your prescription handy along with other important travel information
8. Keep your eyes clean
9. Pack a repair kit
10. Consider prescription sunglasses
11. Carry a small magnifying glass

Read more here ➡ https://bit.ly/4cXd9D3

25/07/2024

Not sure what is an eligible expense for your HSA, FSA, DC FSA, LP FSA, or HRA? Use our online interactive and up-to-date lists to view thousands of eligible medical expenses and care products that are covered by your plan.

View now ➡ https://bit.ly/3KS37XD

Knowledge Center 23/07/2024

Did you know by viewing the blood vessels in the retinas of your eyes, your eye doctor is able to look for early signs of high blood pressure, also known as hypertension?

If your eye doctor detects any changes that indicate high blood pressure, he or she can work with your primary care doctor to ensure you receive appropriate and timely treatment. And if getting an annual eye exam isn’t currently a part of your routine, remember: Your heart’s too important to overlook your eyes.

Read more ➡

Knowledge Center We all know the routine. Every time we go to our primary care doctor, whether it’s for a cold, checkup or something more serious, we’re asked to roll up our sleeve to have our blood pressure checked. It’s a simple, basic way health professionals can monitor cardiovascular health. What you may ...

18/07/2024

Why should an employer offer a Lifestyle Spending Account (LSA)?

LSAs are being used by employers to better attract and retain employees. It is common for employers to consider eligible expenses that range from physical wellness, financial wellness, emotional wellness and other expenses that could improve employee well-being.

Learn more ➡ https://bit.ly/3xpeN16

17/07/2024

Access your benefits wherever you are by downloading the app for your plan type.

📲 Surency
📲 Surency Vision
📲 Surency Cobra

Download today to manage your benefits on the go! ➡ https://bit.ly/3KOHBD9

HSA vs. FSA: See how you’ll save with each 15/07/2024

Ever wonder what the differences are between a health savings account (HSA) and a flexible spending account (FSA)? Read more about the key differences between the two, how they can help you save money, and ultimately why you should be participating in them.

Read more ➡ https://bit.ly/4cjgRGG

HSA vs. FSA: See how you’ll save with each An HSA and FSA can both be great savings tools for employees and employers. Check out the key differences of an HSA vs FSA.

HSA, FSA, HRA - What’s The Difference? 12/07/2024

Deciding which benefits to sign up for can be confusing. Use this guide to help you decide which account is right for you, depending on which options your employer provides ➡ https://bit.ly/3x0mXwF

HSA, FSA, HRA - What’s The Difference? Deciding which benefits to sign up for at work can be confusing. Insurance itself can be complicated enough, and if you have the option of a health care reimbursement account, you might be completely lost! Here is a guide to help you decide which account is right for you, depending on which options....

It’s July. Have you performed an HSA midyear check-in? 10/07/2024

It's July, which means it's time to perform a midyear check on your health savings account (HSA). Read more about some of the key things to consider as we approach the second half of the year ➡ https://bit.ly/45Zsl00

It’s July. Have you performed an HSA midyear check-in? Most participants are halfway through their plan year. How is your HSA? We’ve compiled an HSA mid-year check for you.

09/07/2024

Protect your eyes with prescription glasses! Shop and buy prescription sunglasses just like you would in the store - but from your computer, smartphone, or tablet. It’s fast, easy and seamless with your Surency benefits! 😎

👓 RayBan - http://ow.ly/bWaZ50NIb7E
👓 Target Optical - http://ow.ly/gIXJ50NIb7C
👓 LensCrafters - https://www.lenscrafters.com/
👓 Glasses.com

08/07/2024

We believe that any company that wants to be your partner must have an exceptional understanding of how to make these products user-friendly, easy to understand, and hassle-free for employers and their employees. We are confident Surency will exceed your expectations.

Learn more about why choosing Surency is the right choice ➡ https://bit.ly/3VA2iYl

04/07/2024

Happy 4th of July from your friends here at Surency! 🎆

Knowledge Center 02/07/2024

This time of year, we often find ourselves spending a balanced amount of time indoors and outdoors — whether it’s the urge to stay indoors to declutter every room in the house or being lured outside by warm temperatures and sunshine. Regardless of the light source, it’s important to make sure our eyes are protected year-round.

Here are 3 reasons to give Transitions® a try:
1. They block 100% of UVA and UVB rays
2. Transitions® lenses help filter blue violet light*
3. They help to reduce glare

Read more here ➡ https://bit.ly/3xniHYi

*“Harmful blue light” is calculated up to 455nm, with the greatest toxicity between 415-455 nm.

Knowledge Center This time of year, we often find ourselves spending a balanced amount of time indoors and outdoors — whether it’s the urge to stay indoors to declutter every room in the house or being lured outside by warm temperatures and sunshine. So, naturally we’re exposed to a variety of light conditions...

Videos (show all)

Here are seven tips to help improve your eye health and vision wellness in the workplace."In today's fast-paced, digital...
Access your benefits wherever you are by downloading the app for your plan type.📲 Surency 📲 Surency Vision📲 Surency Cobr...
This summer, don't forget that you can use an HSA to pay for many of your summer essentials—and not all of them are obvi...
Sun Care
Today is #NationalEyewearDay! Use this quick guide to learn how to find a provider near you and use your Surency Vision ...
Surency Vision? 👀 We have an app for that!Take control of your Surency benefits and download the Surency Vision Mobile A...
Did you know? With Surency we make it easy to find an eye doctor. The Find An Eye Doctor tab will automatically search f...
Easily manage your benefits, submit claims, view activity, and more all from your phone on the Surency Flex Mobile App! ...
Today we are highlighting Flexible Spending Accounts (FSAs) for National Financial Literacy Month! An FSA can be used as...
While April is Financial Literacy month, today we are highlighting Health Savings Accounts (HSAs) and how they are a gre...
As a Surency Vision member, your plan includes comprehensive eye exams and convenient access to vision care seven days a...
Not sure what you can spend the money in your Surency FSA on? You can shop the FSA store with your Surency Benefits Card...