Newton Osinowo

Feds seek to convert dozens of government properties for affordable housing

Staging a home can increase its selling price by 1-10% according to various studies and industry experts.

I'm here to guide you through every step of the home-buying process, ensuring a smooth and successful experience. Reach out today to schedule your free phone consultation!

Introducing Violette, a new multi-family development by Truman in southwest Calgary. �Violette offers three thoughtfully designed floor plans, each crafted to elevate comfort and style. Whether you’re seeking a cozy two-bedroom retreat or a spacious three-bedroom home, Violette has something to suit your lifestyle.

🏘️ Starting from Mid $300’s
💫 Quartz eased edge countertops
💫 Stainless steel appliances package
💫 Up to 4 years rental guarantee*
💫 Up to 4 years FREE condo fees*
💫 Up to 4 years property management*
🚗 30-minute drive from Calgary Intl. Airport
🚶‍♂️ Minutes from 🍱Restaurants, 🛍️Shopping, 💫Amenities, 🏫Schools
✅ Completion: 2026 - 2028

More Information:
https://homeswithnewton.com/property/violette-yorkville-calgary/

Reach out on how to get started!� 👨 Newton Osinowo
📞 6473849454
📧 [email protected]
IG: www.instagram.com/homeswithnewton
🌎 www.newtonosinowo.com

Lower inflation could signal that the Bank of Canada might further decrease interest rate come September. This would be positive for buyers, as mortgage rates would decrease, making borrowing more affordable.

With inflation under control, consumer confidence may rise, leading to more activity in the housing market. Buyers who were hesitant due to rising costs may now feel more comfortable entering the market.

This decline in inflation could bring some balance to the real estate market, benefiting both buyers and sellers by making the environment less volatile.

“Title insurance” protects buyers and lenders from financial loss due to defects in a property’s title, such as unpaid liens or ownership disputes.

The Ontario government is exploring new measures to boost housing supply, including possible zoning law changes.

🎉 Congratulations to our amazing clients on leasing their new home! 🏡✨
We’re thrilled to have helped them find the perfect place, and we know they will create many wonderful memories here.

Cheers to new beginnings and exciting adventures ahead!



Introducing Violette, a new multi-family development by Truman in southwest Calgary, nestled within the established Mattamy Homes’ community of Yorkville. Surrounded by natural beauty and vibrant community spirit, Violette offers three thoughtfully designed floor plans, each crafted to elevate comfort and style. Whether you’re seeking a cozy two-bedroom retreat or a spacious three-bedroom home, Violette has something to suit your lifestyle.

📍 Southwest Calgary
🏘️ Starting from Mid $300’s
💫 Quartz eased edge countertops
💫 Stainless steel appliances package
💫 Up to 4 years rental guarantee*
💫 Up to 4 years FREE condo fees*
💫 Up to 4 years property management*
🚗 30-minute drive from Calgary Intl. Airport
🚶‍♂️ Minutes from 🍱Restaurants, 🛍️Shopping, 💫Amenities, 🏫Schools
✅ Completion: 2026 - 2028

More information: https://homeswithnewton.com/property/violette-yorkville-calgary/

Introducing Violette, a new multi-family development by Truman in southwest Calgary, nestled within the established Mattamy Homes’ community of Yorkville. Surrounded by natural beauty and vibrant community spirit, Violette offers three thoughtfully designed floor plans, each crafted to elevate comfort and style. Whether you’re seeking a cozy two-bedroom retreat or a spacious three-bedroom home, Violette has something to suit your lifestyle.

📍 Southwest Calgary
🏘️ Starting from Mid $300’s
💫 Quartz eased edge countertops
💫 Stainless steel appliances package
💫 Up to 4 years rental guarantee*
💫 Up to 4 years FREE condo fees*
💫 Up to 4 years property management*
🚗 30-minute drive from Calgary Intl. Airport
🚶‍♂️ Minutes from 🍱Restaurants, 🛍️Shopping, 💫Amenities, 🏫Schools
✅ Completion: 2026 - 2028

Family is everything—it’s the foundation of love, support, and connection that shapes our lives. Whether through shared memories, challenges, or celebrations, my family is the core that binds us together and makes life meaningful. ❤️

Happy first birthday to my young king! You have brought immense joy and love into our lives. Watching you grow and explore the world has been a blessing. May your days be filled with laughter, adventure, and endless love.
Here’s to many more wonderful years ahead! 💕

Consider this when buying a house

The Bank of Canada has cut interest rates today 4.5%, and this decision has several implications for the real estate market:

Lower Borrowing Costs
– Cheaper Mortgages: Lower interest rates mean lower mortgage rates, making it cheaper for buyers to finance home purchases. This can increase home affordability and stimulate demand.

Read more on our blog. Link in bio

Back-to-back relief. Bank of Canada lowers key interest rate to 4.5% 😮‍💨

Joe Biden has exited the U.S. presidential race.

✨Empire Legacy Homes
📍 Thorold, Niagara | Kottmeier Rd & Merritt Rd
🏘️ Towns starting from Mid $500’s
🏡 Detached starting from High $700’s
📐 1284 – 2837 Sq. Ft.
🚗 20-minute drive from Niagara Falls
🚶‍♂️ Steps from local restaurants, 🛍️ shopping, 💫 Amenities
✅ Completion: 2025 - 2026

Learn more: www.homeswithnewton.com

Contact me for more details

🇨🇦 Happy Canada Day! 🇨🇦

Celebrating our beautiful, diverse, and united nation. Enjoy the day with BBQs, fireworks, and loved ones. True North, strong and free! 🍁

Join our webinar on Thursday, June 20, 2024.
We will be discussing why investing in Kitchener's new community is a great opportunity. Learn about the benefits and potential of this vibrant area in the Kitchener-Waterloo Region.
Date: Thursday June 20, 2024. �Time : 7:00pm

Register here👇
https://docs.google.com/forms/d/e/1FAIpQLSe5fgKSs5EEf1z7BSFMl7eneoAclzlfeHFoP2zpFNR6ee81tA/viewform?usp=sf_link

Welcome to eXp Sylvia! We are excited about collaborating with you and building a successful future together. Let’s embark on this journey of growth and achievement!

Alister Towns at Solterra🏡 is located at 929 Victoria Rd S, Guelph and is a new project developed by Fusion Homes. This is a great project for first time home buyer and Investors.

Starting from 500’s
Closing 2025

💎2-minute drive from the University of Guelph
💎10-minute drive from Guelph Central GO Station
💎Connect with key community highways such as HWY 401
💎Close to Stone Road Mall and various retail stores, such as Walmart Supercentre , Canadian Tore, and Metro
💎Green spaces nearby include Smith Property Loop Hiking Trail, Starkey Hill Conservation Area, Victoria Park East Golf Club, Cutten Fields Golf, Club, and Eramosa River Park, offering various recreational activities

📢DM Now To Get VIP Access and floor plans

Newton Osinowo
Realtor®
eXp Realty Brokerage
P: (647) 384-9454
E: [email protected]
W: newtonosinowo.com

Avoid Overleveraging

Taking on too much mortgage debt can have serious financial implications and may lead to various challenges.

Financial Strain:
A large mortgage can strain monthly budgets, leaving less room for other essential expenses, savings, and discretionary spending. This financial strain can lead to stress and difficulties in meeting other financial goals.

Interest Costs:
Higher mortgage amounts result in increased interest costs over the life of the loan. Paying a significant portion of income toward interest payments may limit the ability to build equity in the property.

Limited Cash Flow:
A substantial mortgage payment leaves limited cash flow for emergencies, investments, or other financial priorities. Lack of flexibility in managing unexpected expenses can lead to financial instability.

Risk of Default:
Taking on too much mortgage debt increases the risk of default, especially if financial circumstances change, such as a job loss or unexpected expenses. Defaulting on mortgage payments can result in foreclosure and the loss of the property.

Impact on Credit Score:
Struggling to make mortgage payments or defaulting on the loan can negatively impact credit scores. A lower credit score may affect the ability to secure favourable interest rates on future loans and lines of credit.

Taking on a mortgage is a significant financial decision, and individuals should carefully consider their financial capacity, future goals, and potential market risks before committing to a substantial loan amount. Seeking advice from financial professionals can provide valuable insights and help individuals make informed decisions about their mortgage obligations.