Love, Maricar DP

Give your loved ones a 𝗟𝗜𝗙𝗘𝗧𝗜𝗠𝗘 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗖𝗔𝗦𝗛 every 2 years until age 100! 👌

✅Receive 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐜𝐚𝐬𝐡 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 starting at the end of 6th year and every other year through out your lifetime (up to age 100 ) !!!

✅With guaranteed 𝐋𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐮𝐩 𝐭𝐨 𝐚𝐠𝐞 𝟏𝟎𝟎!

✅Earn 𝐝𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬 which you can use to increase insurance coverage, pay for future premiums, receive in cash or just leave with Sun Life to earn interest!

✅Pay for only 𝟏𝟎 𝐲𝐞𝐚𝐫𝐬!

𝘚𝘪𝘨𝘶𝘳𝘪𝘴𝘵𝘢 ka ba? 𝘛𝘢𝘬𝘰𝘵 ka mag-invest? Or may investment ka na and 𝘯𝘢𝘨𝘩𝘢𝘩𝘢𝘯𝘢𝘱 𝘬𝘢 𝘬𝘶𝘯𝘨 𝘴𝘢𝘢𝘯 𝘮𝘰 𝘱𝘢 𝘪𝘢𝘢𝘭𝘭𝘰𝘤𝘢𝘵𝘦 yung funds mo.

𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞+𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐜𝐚𝐬𝐡 𝐩𝐚𝐲 𝐨𝐮𝐭 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐫𝐞𝐬𝐭 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐋𝐢𝐟𝐞 ba kamo? Yup! Mag-𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗟𝗶𝗳𝗲 𝗘𝗹𝗶𝘁𝗲 ka na!

𝐏𝐚𝐦𝐚𝐧𝐚 𝐟𝐨𝐫 𝐋𝐢𝐟𝐞. 🤗💰☀️💯

📲 Reach out now to learn more and protect your loved ones' future!

👇Sample illustration is for 2 year old baby. Send me a message if you want to know more 😀

As an entrepreneur, many people depend on you –
your family, your business partners, your employees.
Critical illness could put a lot of strain on finances -
both for your family and your business.

As your partner in health, Sun Life can help you prepare
for the cost of critical illness including hospitalization,
post-hospitalization and home recovery with the 𝐒𝐔𝐍 𝐅𝐢𝐭 𝐚𝐧𝐝 𝐖𝐞𝐥𝐥 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞 plan. Get cash for health emergencies due to critical illness so you won’t need to get it from your savings or funds intended for your business.

Invest in your health. It’s worth it!

Application Approved ✅

Sobra yung dasal ko na ma-approve na yung Sun Life application ng dad ng beshie ko. Parang tatay ko na din.

My heart is so happy na at 59 years old may Sun Fit & Well Advantage na sya. This is is health/life insurance with dividends! 💛 10 years to pay and covered until age 100.

Thank you, Lord, indeed! 🙏🏼

Thank you for choosing me to be your Sun Life advisor! Your trust means a lot to me 🥹💛💛

Thank you for the trust! 🙏🏼

Sun Life Financial Advisor for almost 5 years 💛

Let’s get you and and your family insured! 🥰

💛 Secure Your Loved Ones: Safeguard the well-being of your family with our comprehensive insurance plans.

💛Healthcare Confidence: Ensure your family's health and well-being with our comprehensive health insurance coverage.

💛Educational Security: Secure your children's education and future with our recommended insurance plans.

Sunday Job Fair at Greenwoods Executive Village Cainta/Pasig Properties💛

𝐓𝐡𝐞 𝐒𝐭𝐨𝐫𝐲 𝐨𝐟 𝐭𝐡𝐞 𝐃𝐢𝐚𝐦𝐨𝐧𝐝 𝐑𝐢𝐧𝐠 💍

"𝐵𝑢𝑡 𝐼 ℎ𝑎𝑣𝑒 𝑔𝑟𝑜𝑢𝑝 𝑖𝑛𝑠𝑢𝑟𝑎𝑛𝑐𝑒 𝑔𝑖𝑣𝑒𝑛 𝑏𝑦 𝑚𝑦 𝑒𝑚𝑝𝑙𝑜𝑦𝑒𝑟."

Mr. Prospect, one day you go home and you give your wife a beautiful diamond ring. She will be so happy and wear it with pride, showing off to her sisters, relatives and friends. She will tell them that you gave it to her.

A few years later, you go home and ask her to give you back that ring. She'll ask you, WHY ??!! “You see Darling, I didn't buy you that ring. When I started working, my employer lent me that ring. Now that I am no longer his employee, he wants it back.” Your wife will be be so mad at you, thinking all along it was a Gift of Love from you.

Mr. Prospect, that's your group insurance! You tell her you have insurance, only to find out it was temporary. What happens if you change jobs and your health has taken a turn for the worse? What if something happens to you between jobs?

Treat your group insurance as extra and temporary, what you buy is your own, no one can take it from you, for as long as you need it.

Share this story! 💎💎💎
ctto

“kung ngayon pa lang panay waldas ka na ng pera mo, rich lifestyle pero walang SAVINGS, INSURANCE at INVESTMENT ay hindi ka tatagal sa Crypto.” - kookoo crypto tv

Insurance with investment? I can help you! 🔆🥰

A gentle reminder my friends.. sooner or later you will need a Financial Advisor, questions are...

A. Nakakuha ka na ba? If yes, great! Proceed to Question B! If not. Sorry, but I will send some help if needed.
B. Sapat ba ang nakuha mo? If yes, Great nothing to worry! If not... sana magawan mo ng paraan ang kulang na funds, but I will send some help if needed.

WHY WORRY TOMORROW IF YOU CAN PLAN AHEAD? Don’t waste time. Tomorrow is very uncertain. 👍 Talk to a Financial Advisor.

Maricar Dilao-Punzalan 🔆
Licensed Financial Advisor

Submitted 3 Life Insurance applications for Momma, Dada and Bunso 💕

Great work for securing your family’s brighter future! ✅

Thank you for trusting me to be your Financial Advisor ! 💛

Life Insurance? Insurance with investment? Health Insurance? Message lang! 🥰

Life Insurance?

Di sapat na gwapo ka lang, dapat insured ka din! 😉

When's the best time to prepare for retirement?

Ang swerte mo kung pwede ka pang painsured. Bakit ayaw mo?

ctto

IN INVESTMENT??? 🤔

You don't need millions to start. Just START and do it REGULARLY and CONSISTENTLY. 😊

Let's start‼️

If hindi ka fan ng VUL, or gusto mo ng Guaranteed and Risk free, this product is perfect for you. 😇

The PAMANA PLAN for your little ones.

SUN SMARTER LIFE ELITE PESO 10 ☀️

Magbibigay si sunlife ng guaranteed cash benefit na 8% ng face amount at the end of 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda ka until age 100. Diba ang ganda, may pension ka na until you reach age 100.

PROS of Sun Smarter Life Elite 10:

✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividend (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ Perfect para sa mga taong sigurista
✅ Merong accidental death at total disability benefit

For example if you have 1,000,000 face amount.. 8% guaranteed endowment benefit, that is 80,000.

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14th, 16th, 18th and so on... until 100 years old. 💛

Amazing, right? Let’s talk about it now and Plan your Child’s future 🌞 Message me!



Ctto
credits to clara heart

Insured ka na ba?

Isa sa mga dahilan na nakakaapekto ng premium o kung magkano ang binabayaran natin sa insurance ay ang ating edad. Kaya kung may income ka na, bakit di ka pa kumuha ng insurance para malaki ang coverage at mas madaming benefits sa murang halaga.

----
Paano at magkano?
Tara usap tayo

Ano ang dapat unahin: INVESTMENT o INSURANCE?

Para masagot ang tanong na ito, magbigay tayo ng scenario.
Pangalan: Juan
Budget: 3k per month
Health Status: Healthy sa Year 1, ngunit tinamaan ng sakit sa Year 10.

📝 Scenario 1, si Juan ay nag-invest ng P3k kada buwan for 10 years, at ito ay kumita ng 10% per year. Ang balanse niya at Year 10 ay P599,591.57.
🚑 Sa kasamaang palad, sa Year 10, si Juan ay tinamaan ng critical illness at ang Hospital Bill ay 1 million.
😢 Lahat ng ininvest ni Juan ay mapupunta lamang sa Hospital bill (at may kulang pa).

📝 Scenario 2, si Juan ay kumuha ng health insurance na may 1 million coverage, sa halagang 1k kada buwan. Ang natitirang P2k ay ininvest niya at kumita ng 10% per year. Ang balanse niya at Year 10 ay P399,727.71.
🚑 Sa kasamaang palad, sa Year 10, si Juan ay tinamaan ng critical illness at ang Hospital Bill ay 1 million.
✅ Ang ibabayad sa Hospital Bill ay ang pera na manggagaling sa INSURANCE. Ang kanyang pinaghirapang investment ay di magagalaw.

🙏 Note: Walang katiyakan sa pagkakasakit. Maaaring si Juan ay magkasakit o hindi. Kung 100% kampante siyang di magkakasakit, mas malaki ang kikitain niya sa purong investment. Ngunit kung siya ay biglang magkasakit, mauubos ang pinaghirapan niyang investment.

🎯 Conclusion: Samakatuwid, dahil parating may tyansa na si Juan ay magkasakit, mas maganda na unahin niya ang insurance bago ang investment.








credits to JC Veloso

Sa sobrang mahal ng hospital bills ngayon pipilitin mo nalang talagang hindi magpagamot.

Kaya mahalaga na may insurance ka na may magagamit para hindi mo gaano problemahin ang bayarin.

Kumuha ka na habang healthy kapa, dahil kapag may sakit ka na ay hindi kana pwede pang kumuha.

message mo ako at tutulungan kita magkaroon ng health insurance.