K-Loans

K-Loans

Loan Services

18/04/2023

Doctors Loan

A loan exclusively designed for medical professionals such as general practitioners, dentists, veterinarians, and optometrists.

Apply for a Doctor’s Loan today and get approved
as fast as 24 hours!


Who can loan?

Medical Doctor in All Specialization

Requirements:
Updated PRC ID
Latest 3 months Bank Statements
1 Valid ID
2 pcs. 2×2 picture
Business permit and DTI for clinic owners
Latest and Original Electric or Water bill


Ready for next step? Message us now!!!

18/04/2023

Car Collateral Loan (Sangla OR/CR)

Affordable Secured Loan product fit for those with a car who are in need of fast cash. We will only need to keep your vehicle’s Certificate of Registration (CR) and its Official Receipt (OR) for the registration in our custody.

Who can loan?

Must be a Filipino citizen
With a documented source of income


Requirements:

Any 2 valid IDs (Government Issued)
Copy of Latest OR/CR (Official Receipt and Certificate of Registration)
Latest Electric and Water Bill. If not in the name of the borrower, you must submit additional proof of residence. (Any documents under your name and with your current address)
TIN (Tax Identification Number)
Proof of income
If employed – Latest 3 months payslips
If with business – Business Permit
If Remittance – Latest 3 months Proof of remittance/receipt.


Ready for the next step? Message us now!!!

17/04/2023

Affordable Secured Loan product fit for those with cars who are in need of fast cash.

17/04/2023

Fast Cash Loan for Doctors' personal consumption, business expansion, or purchase of medical equipment

13/03/2022

This is 2022 Toyota Raize is finally launched in the Philippines.

Want to know more about it?
Here's a quick walkaround of Toyota Motor Philippines' newest subcompact crossover. We'll take you through all its specs, features, and notable inclusions that help it stand out in its segment. Engines available include the standard 1.2-liter naturally-aspirated three-cylinder, and a 1.0-liter turbocharged three-cylinder, and both come with a CVT. Prices start at just P746,000, and it tops out at P1,031,000.

YT Autodeal.com.ph : https://www.youtube.com/watch?v=oBn65bRqG9I

04/03/2022

Why is a CAR LOAN good for you?

If you’re still in doubt about taking a car loan, you might need to look at the benefits of getting one.

Here they are:

👉 It enables you to purchase a car that you can’t immediately afford.
👉 The need for a car is ever-present, but shelling out funds is not the best decision right now. A car financing loan solves this dilemma, especially if paired with careful adjustment on your cash outflows and inflows.
👉 It eases the payment by distributing the costs evenly into monthly dues.

Taking out a car loan also means you can spread the cost over a longer period, which in turn makes your car much easier to pay for – and you will always know where you stand with your monthly payments. You’ll also know exactly how long you’ll be paying the loan for until it’s completed.

👉 It helps you establish a good credit profile

While credit scoring is not yet implemented in the Philippines, financial institutions still value clean track record and thus checks your profile through credit reporting from trusted bureaus. Applying for an auto loan establishes your credit, giving a good impression to lenders, especially if you pay on time. However, this can backfire if you are a delinquent borrower.

👉 It comes with faster and flexible processes.

There is a higher percentage of being approved to car finance than a bank loan or dealership financing. Non-bank and non-dealership lenders follow milder verification and approval processes of borrowers. Aside from lesser documents, the service is quicker and more personalized.

👉 It allows you to use your cash on other essential expenses.
Since the cost is spread to a specific period, it loosens your budgeting and allows you to keep your funds for bills, food, and other essential expenses.

See full article by Gibson Perez at: https://gdfi.com.ph/what-is-car-financing-loan/

SEAMAN PERSONAL LOAN

Multi-purpose loan product tailor-fit for our Sea-based Overseas Filipino Workers, who need additional funds for starting a business, kids’ education, or even medical and emergency expenses.

WHO CAN LOAN?

• Filipino Citizen
• Applicant must be between 21-65 years old
• Minimum basic salary equivalent to at least P20,000
• For sea-based, applicants must be here in the Philippines to personally apply for a loan.
• Must have a Co-borrower (immediate relative)

Website

Opening Hours

Monday 16:00 - 17:00
Tuesday 18:00 - 00:00
Wednesday 18:00 - 00:00
Thursday 18:00 - 00:00
Friday 18:00 - 00:00
Saturday 09:00 - 17:00