Jay Silvagni : Financial Advisor of Equity Services, Inc.

The age that you are required to start taking minimum distributions from your qualified accounts (traditional IRAs, 401k, etc) is going up. That may or may not end up being a positive for your taxes as it also potentially means higher account balances and larger distributions. If you are concerned about taxes in your future, now is the time to talk with your advisors and plan ahead.

Pay the Taxes You Owe and Not a Cent More Stressing about the taxes you’ll pay in retirement? Here are some ways to help reduce your tax liability when you retire, including managing RMDs.

Answers to a common question - if you are considering an IRA and have questions, let me know.

Can I Contribute to an IRA After I Retire? An IRA (and its corollary, the Roth IRA) is a form of tax-advantaged retirement account that lets you save money during your working years so you can withdraw it during retirement. There is no age limit to contributing to an … Continue reading → The post Can You Contribute to an IRA After Retire...

What an absolutely great morning. Thank you to all the volunteers that came out, 300 plus meals at this location for "Holiday Meals for Seniors", and a lot of extra food that 1 of our volunteers is taking over to the shelter. I don't know if I want to sleep or have a drink, maybe I'll do both.....

Tax tips for all of you entrepreneurs. If you and your CPA are looking for tax-advantaged plans, I'm happy to answer any questions.

Money-Saving Tips Entrepreneurs Often Miss in Tax Filing Season | Entrepreneur There's an array of deductions business owners can use when filing taxes, but not all of them will save you money long term. Don't miss these three tips.

"Honoring those who served, for they wrote their dedication in the fabric of our freedom."

While there's no way of knowing what the impact of taxes will be on your retirement, there are strategies that you can use to help minimize the impact. Although, the article barley touches about tax-free strategies, which are great ways to get retirement income without worrying about taxes. If you need help with your strategy, let's talk..

4 Ways Taxes Could Burst Your Retirement Bubble (and What You Can Do About Them) Making your retirement plan more tax efficient now, says financial planner Shawn Mueller, can potentially save you some big tax headaches (and bills!) later.

We are putting on an informative free seminar for parents and students who are planning for College.....Wednesday October 18th 7pm....Presented by Brian Weyman
Register Here https://buff.ly/3Q1ZOzp

Here are '5' Questions Parents Should be Asking Themselves...

Are you a parent concerned about paying for college?
Are you overwhelmed by information surrounding college loans?
Do you feel lost on how the financial aid process works?
Are you concerned about incurring massive debt or stealing from your retirement to pay for college?
Do you just want to find an efficient way to pay for college without over paying?

DOES THIS SOUND LIKE YOU?

If you're asking yourself at least one of these questions, our COMPLIMENTARY WEBINAR is designed for you.

Early morning making hogies at Knights of Columbus, Haddonfield. Great start to a wonderfully rainy Saturday. 😊

How did markets do in Q3? They were pretty turbulent. What happened, and what can we expect in the months ahead? We break it down in this quick 5-minute read — check it out!

What did markets do in Q3? (5-minute read) Here's what savvy investors took away from Q3

Never Forget

Are you traveling soon, or planning a trip for your upcoming vacation? Learn how to take the trip of your dreams while also staying safe (and keeping your finances in check). Check out these easy, clever ways to avert vacation disaster and make any getaway safer in this month’s Visual Insights Newsletter.

Easy, Clever Ways to Avert Vacation Disaster Take the trip of your dreams & stay safe. Here's how.

Can you spot a travel scam? Gimmicks like free vacations, cheap vacation rentals and more. Some scams are obvious, but some other scams aren’t. Any of us can fall prey to them - especially if you’re a new traveler or if it’s been a while since your last vacation. Learn how to travel safely and enjoy your trip in this month’s Visual Insights Newsletter.

How to Stay Safe & Have Fun on Your Next Vacation Get ahead of the risk, so you can enjoy your trip more.

What worries you the most about traveling, or planning a trip? Canceled flights? Lost luggage? Getting sick, or maybe even getting scammed abroad? Learn how to stay safe and get ahead of the risk, so you can truly enjoy your trip. Check out these simple travel safety tips in this month’s Visual Insights Newsletter.

Simple, Smart Travel Safety for Today's Traveler Discover clever ways to protect yourself on any trip.

Are you more financially literate than your peers? Let’s find out - take this simple 7-question literacy quiz in this Visual Insights Newsletter. Check it out!

Interest, Bonds & Finance - What Do You Really Know? Take a 2-minute quiz. Find out.

How much do you know about finances? A basic financial literacy quiz can tell you a lot about what you really know - and what you THOUGHT you knew. Will you do better than the average person? Take a simple 7-question financial literacy quiz in this Visual Insights Newsletter and find out!

Can You Ace This 7-Question Money Quiz? Discover what you really know about finance.

The second quarter of 2023 started off with a bang, but can we expect volatility ahead? What happened, and what should we prepare for? We break it down in this quick 5-minute read — check it out!

Why Did Markets Surge in Q2? (5-minute read) Here's what savvy investors took away from Q2

Do you know as much about finances as you think you do? It’s never too late to learn - take a simple 7-question financial literacy quiz in this Visual Insights Newsletter (it’ll take you less than 2 minutes). Check it out!

Will You Ace This Basic Financial Quiz? Most folks don't score so hot. See how you stack up.

Most folks can’t get 4 or more questions correct on a simple 7-question financial literacy quiz. How do you measure up? Take a simple 7-question quiz and discover any financial knowledge gaps in this Visual Insights Newsletter.

Most Americans Fail This Quiz. Will You? Take this basic quiz & see how you measure up!

Retiring with $1 million has been a huge financial goal for decades - but is it still a good retirement milestone to strive for? Where could your nest egg last longest? Learn more in this month’s Visual Insights Newsletter.

How Much Do You Really Need to Retire Comfortably? Plan for the big expenses. Know where nest eggs could last longer.

Is $1 million still enough to retire on? The answer depends on how and where you live. Learn how far retiring with a cool million could go in each state in this month’s Visual Insights Newsletter.

Is $1M Still a Good Retirement Goal? How long would a $1M nest egg last state-by-state?

$1 million has been a big financial milestone for retirement savings for decades - but how far could it actually go in your state? Learn where your nest egg could last the longest with this month’s Visual Insights Newsletter.

Where Could a $1M Nest Egg Last the Longest? Here's where retirees could live for 40+ years on $1M.

How far does a cool million go these days? Not as far as it used to (especially now). Learn how far $1 million could go in retirement in each state in this month’s Visual Insights Newsletter. Check it out!

How Long Could $1M Last in Retirement? Where could your nest egg last longest?

As we enjoy this weekend with friends and family, remember, we live in the "Home of the free, because of the brave."


This shows the Americans that have served and those giving the greatest sacrifice for us. Thank you Nick Lampone and the Morning Core for having this on your newsletter.

Financial clutter can overwhelm any of us. Financial spring cleaning is all about routine maintenance in our financial lives. It’s simple, only takes a few minutes, and comes with many benefits and rewards. Learn how to tackle financial spring cleaning in this month’s Visual Insights Newsletter.

6 Easy Ways to Declutter Your Finances Focus on what's important without clutter. Here's how.

Portfolio between $500k and $2 million? You know plain “vanilla” strategies no longer work at this level. To set yourself apart and propel yourself to the next level, you need to create a unique “Perfect Cocktail” strategy tailored to your exact needs and lifestyle. Learn the unique wealth management strategies used by wealthy investors with this FREE guide.

Portfolio of $500,000-$2 million? FREE Guide Discover 4 "ingredients" used by wealthy investors

A full inbox, piles of paperwork, bills - if not maintained, financial clutter can cost you both money and time. Take control of your financial life with 6 easy financial spring cleaning tips in this month’s Visual Insights Newsletter.

How to Get Rid of Financial Clutter Removing the clutter can come with many rewards

What is financial clutter, and how do we deal with it? Maintaining your finances doesn’t have to be tedious or challenging. Discover the benefits of decluttering your finances in this month’s Visual Insights Newsletter. Check it out!

Simple Financial Spring Cleaning Tips Discover the benefits of decluttering your finances

Pop quiz - do you know where your important financial records are? It can be challenging to keep track of everything in our financial lives. Learn 6 simple ways you can declutter your finances in this month’s Visual Insights Newsletter.

How to Eliminate Financial Clutter for Good Get effective strategies to spring clean your finances

It’s OK not to know everything about taxes. But, being able to identify what you know, what you are “pretty sure” about, and what you need help with can completely change how you experience tax planning and filing. Check your knowledge with our Tax Literacy Quiz and reach out if you identify any gaps you could use some help with.

Can You Score 100% on This Tax Quiz? Some answers about basic tax rules could surprise you.

How do you feel about taxes? More importantly, what do you KNOW about taxes? Your understanding of tax basics and intricacies can dramatically change your tax time experience — it may even change your feelings about taxes. Test your knowledge with a 7-question Tax Literacy quiz.

Can You Ace This Basic Tax Literacy Quiz? See what you know & don't know (& why it matters).

Inflation, recession fears, and bank failure — the first quarter of 2023 was rough to say the least. What did savvy investors take away from Q1? What predictions do they have for the rest of 2023? We break it down in this quick 5-minute read.

Recession in 2023? (5-minute read) Here's what savvy investors took away from Q1

Who should take the standard deduction? Which strategies affect how much tax you owe? Do your tax dollars REALLY keep the country running? Do you know? Test your knowledge with our Tax Literacy Quiz.

7 Questions Put Your Tax Knowledge to the Test Will you get the questions about 2023 taxes right?

For those beer lovers who enjoy a Craft Beer there has been a craft brewing boom over the last 20 years and Nationl Beer Day is tomorrow.

Find a nice establishment and enjoy

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Do you know more about taxes than the taxpayer next to you? Understanding even the basics of taxes can give you an advantage when tax season comes. Take our 2-minute quiz and test your knowledge!

Tax Quiz: What Do You Really Know About Taxes? Find out if you know the basics in less than 2 min.

In finance, some of the most important lessons we could learn are from our loved ones. However, studies indicate that many of us didn’t learn these lessons in our home and aren’t passing on our personal knowledge to our own kids and grandkids. Why? Because money can be hard to talk about. Make it easy — start with the 7 ways to start the conversation (and keep it going!) in this month’s Visual Insights Newsletter.

How to Discuss Finance & Share Lifelong Wisdom Give a better future with the right words. Here's how.