My Own Financial Planning

【报税】共有19项可减免税务的项目！分分钟省下几百令吉

GOOD NEWS!

Do You Want To Protect Your Loved Ones Or To Create A Legacy But Facing Difficulties To Get Insured?

Guess What?! We have this AMAZING OPPORTUNITY to insured EVERYONE from age 50 - 80 EVEN WITH UNHEALTHY CONDITION! It is GUARANTEED ACCEPTANCE WITHOUT MEDICAL CHECK UP! Starting from RM 50 per month ONLY!

If you are interested or would like to know more, Please let us know!

The World's Top 10 Insurance Companies

http://www.investopedia.com/articles/personal-finance/010715/worlds-top-10-insurance-companies.asp

World's Top 10 Insurance Companies These are the 10 largest insurance companies in the world.

You are always the best!

https://www.facebook.com/leechongweiofficial/photos/a.233338526864107.1073741831.231725927025367/507912846073339/?type=3

[Admin]

Dato' Lee Chong Wei,
Our champion, our hero,
No matter what, you've won in our hearts,
Because you've given your best, and we all know that, as we, the world, watched every single second as you fought for every point you can.

Dato', you're our hero no matter what! ❤️

No Worries! Good Play! Another Silver for Malaysia!

◤奧運會◢羽球‧海楠組合金喜 蔚蔚為大馬添銀|中國報

Finally Chong Wei WINs Lin Dan!! Yeah!!

宗偉吞丹雪恥　金牌剩一步之遙 （里約熱內盧19日綜合電）粉碎中國宿敵林丹的三連冠美夢，大馬羽球一哥李宗偉第三度向奧運金牌發起沖擊！ 里約奧運羽球賽在週五上演一場備受矚目的男單半決賽，被列為頭號種子的李宗偉（34歲），經過三局激戰後，以15比21、21比11、22比20擊退一生之敵林丹（33歲），將第37集「左林右李」大戰的勝利收入囊中，距離生涯首個大賽冠軍，僅一步之遙。 宗偉的勝利，不但讓他報回上兩屆奧運決賽不敵「超級丹」之仇，同時還創下3項紀錄：首先，他是奧運羽球史上第一位連續三屆打進決賽的球員；其次，他也是第一位贏得3枚奧運獎牌的大馬運動員；第三，這是他和林丹37次交手以來，首次取得三連勝；但總戰績方面，世界一哥仍以1...

I bet that you dont know what is the impact of reducing OPR

http://www.propertyguru.com.my/property-news/2016/7/130561/6-impacts-of-overnight-policy-rate-reduction

6 Impacts of Overnight Policy Rate Reduction The OPR reduction to 3% has shocked many, as this is the first cut in seven years. If you want to know why the OPR reduction is the best thing that happened to Malaysians in 2016, here’s why...

To Mortgage Loaners:

Do u have in mind about the BR or BLR rate right now?

http://www.ptlm.com.my/index.php/component/k2/32-finance-loans/what-you-need-to-know-about-home-loans

PTLM - Malaysia's Leading Property Industry News - What you need to know about Home Loans With Bank Negara Malaysia (BNM) having cut the overnight policy rate (OPR) by 25 basis points to 3% from July 13, 2016, some major banks have reduced...

Well done for a silver!

https://www.facebook.com/8TV.NEWS/posts/1343415589019413

Looks like we are having the best olympic this year!

http://www.thestar.com.my/news/nation/2016/08/17/walking-tall-over-medal-haul-gold-medals-within-reach-as-malaysian-athletes-show-their-mettle-in-rio/

Walking tall over medal haul - Nation | The Star Online MALAYSIA is headed for its best ever medal haul in the Olympics – one silver is in the bag, two more are certain and if all goes well, it could well be three or even four golds for the country.

Congratulations to our first medal in olympic!

Congratulations Azizulhasni Awang on winning 3rd place in the Men's Cycling Track Keirin Finals

Malaysia Boleh!

http://www.thestar.com.my/sport/badminton/2016/08/16/peng-soon-liu-ying-reach-mixed-doubles-final/

Peng Soon-Liu Ying reach mixed doubles final - Badminton | The Star Online RIO DE JANERIO: Malaysian pair Chan Peng Soon and Goh Liu Ying have secured - at the very least - an Olympic silver medal after they reached the badminton mixed doubles final.

EPF set to remove 30% cap

EPF set to remove 30% cap This article first appeared in The Edge Financial Daily, on July 25, 2016.   KUALA LUMPUR: From Aug 1, Employees Provident Fund (EPF) members can invest in unit trust funds that are fully focused on investing overseas, as long as they are funds recognised by the EPF, as it has removed its 30% foreig...

Another good news!

http://www.winrayland.com/2016/07/public-bank-br.html?m=1

好消息！大众银行（Public Bank）下调利率 | 圓夢地帶 Dream Land 随着国家银行下调隔夜政策利率（OPR）25个基点至3%，大众银行（Public Bank Bhd）在7月25日宣布，将调降基准利率（BR）和基本贷款利率（BLR）或基本融资利率（BFR）23个基点，7月27日起生效。

Public Bank FD rates

http://www.winrayland.com/2016/07/public-bank-fd-rates.html?m=1

大众银行全面下调定期存款利率 | 圓夢地帶 Dream Land 国家银行于2016年7月13日宣布降息，因此大众银行（Public Bank）也第一时间对定期存款做出相应调整。

Good read!

http://www.propertyavenue.com.my/news-zn-articles/info/%E7%AD%BE%E7%BD%B2%E6%88%BF%E8%B4%B7%E7%8C%AE%E8%AE%AE%E4%B9%A6%EF%BC%88letter-offer%EF%BC%89%E6%97%B6%EF%BC%8C%E4%BD%A0%E8%A6%81%E6%B3%A8%E6%84%8F%E7%9A%846%E4%BB%B6%E4%BA%8B%EF%BC%88%E7%AC%AC%E4%BA%8C%E9%83%A8%E6%9B%B2%EF%BC%89/52/

签署房贷献议书（Letter Offer）时，你要注意的6件事（第二部曲） - Property Avenue 绝大部分的消费者不管是申请房贷，车贷，个人贷款或存放储蓄还是定期存款，开口闭口就是问：“利息多少?”，“利息高吗?”,“哪一间银行的贷款利息最便宜?”等等。的确利息的多寡会直接影响每个月的分期付款数额。那么该如何选择适合自己的贷款利息，介于固定利率贷款与浮动利率贷款之间？

Some tips for youngsters!

https://www.entrepreneur.com/article/279275

29 Things You Should Accomplish Before You're 30 These are essentials for young people to accomplish before beginning the fourth decade of their lives.

Oh no! Another one!

http://www.nst.com.my/news/2015/11/fare-increase-komuter-lrt-and-monorail-services-next-month?m=1

Fare increase for Komuter, LRT and monorail services next month KUALA LUMPUR: Rail commuters in the Klang Valley area will see a general increase in fares on selected Komuter, LRT, and monorail services come December.

Living expenses is getting higher and higher! Do you have any plans for it?

http://www.thestar.com.my/metro/community/2016/07/18/pricier-parking-feetakes-effect-today-rates-in-areas-outside-kl-to-also-increase-next-month-stories/

KL parking fee up 150% - Community | The Star Online EXCLUSIVE: Starting today, new charges will be imposed in the city’s commercial business district to help free up space while encouraging the use of public transport and carpooling.

Good news to everyone!

http://time.com/4296193/who-dengue-vaccine/

WHO Approves World's First-Ever Dengue Vaccine The painful and sometimes deadly mosquito-borne disease is on the rise, but a new vaccine could help the most vulnerable populations

For your information!

http://www.sinchew.com.my/node/1547294

银行：明年起提升服务．速更新提款卡 银行提款卡持有者注意了，明年起银行将全面提升提款卡服务，届时旧式提款卡的功能将会失效，因此持卡民众必须尽快在明年之前更换新卡。

Good news for CIMB bank customers!

http://fw.to/W3Q5USK

CIMB to lower base rate by 20 basis points following OPR cut KUALA LUMPUR: CIMB Group Holdings Bhd today announced that it is lowering its base rate (BR) by 20 basis points for loans or financing products for its Malaysian business, in view of Bank Negara Malaysia’s recent Overnight Policy Rate (OPR) cut.

Most of us dont know about this!

http://www.ohmymedia.tv/infozon/info/bantuan-kewangan-rm2500-kwsp-kepada-semua-pencarum-yang-ramai-tidak-tahu-1049/

Bantuan Kewangan RM2500 KWSP Kepada Semua Pencarum Yang Ramai Tidak Tahu Tidak kira berapa umur anda, tidal( kira berapa lama anda memegang akaun KWSP anda, tidak kira berapa banyak wang yang anda ada di dalam anda akaun KWSP, dan kira berapa lama anda telah mencarum dengan KWSP. Mengikut undang-undang, KWSP perlu membayar bantuan sebanyak RM2,500.00 kepada waris atau ke...

For those who are waiting for it..

http://www.nst.com.my/news/2016/07/158300/sorry-malaysians-pokemon-go-still-no-go-now

Sorry, Malaysians - Pokemon Go still a 'no go' for now KUALA LUMPUR: Pokemon Go fans will sadly have to wait a lot longer before it officially arrives in Southeast Asia.

Maybank has done it, how about other banks?

http://www.theedgeproperty.com.my/content/794154/maybank-reduces-br-and-blr-bnm-cuts-opr

Maybank reduces BR and BLR as BNM cuts OPR Maybank’s base rate (BR) and base lending rate (BLR) will be reduced by 20 basis points to 3% per annum and 6.65% per annum, respectively.

Good news for borrowers!

http://www.theedgemarkets.com/my/article/bank-negara-cuts-opr-25bps-first-time-2009

Bank Negara cuts OPR by 25bps for the first time since 2009 KUALA LUMPUR (July 13): Bank Negara Malaysia (BNM) has cut its key interest rate to 3% from 3.25% presently, the first cut since February 2009. The last time the overnight policy rate (OPR) was reduced was in response to the 2008–09 global financial crisis. In a statement today, the central bank war...

Must know!

http://www.winrayland.com/2016/07/opr-bank-negara.html?m=1

国行降息后对大家有什么影响？ | 圓夢地帶 Dream Land 国行降息究竟对大马民众有什么影响？这里为大家整理出降息的好处和坏处。