Christian Strydom Financial Advisor
A Commercial and Personal lines Broker with the skills to help you protect your business and assets.
Did you know you can get a tax reduction if you contribute towards any retirement fund?
DM me, and I'll explain how you could pay less tax (maybe even drop to a lower tax bracket) while contributing towards your retirement.
The Outsurance OUTbonus gives you the opportunity to receive up to 25% back in paid premiums every year.
The OUTbonus is automatically included in all life benefits and free of charge. This gives every policyholder the opportunity to receive up to 25% of what they contribute to their policies back each year!
Contact me for a life, disability or critical illness quote and see how much you can potentially get back each year on your policies.
The Outsurance Critical Illness benefit will provide you with lump sum pay-out in the event that you should be diagnosed with a critical illness.
Contact me for a quote or for more information on the Outsurance Critical Illness benefit.
The Outsurance Disability Benefit will provide you cover in the form of a lump sum or income.
Protect your income if you should become temporarily or permanently disabled or can not perform your nominated occupation.
Contact me today for a quote or for more information on the Outsurance Disability benefit.
The Outsurance Death benefit will provide you with peace of mind that your family and debt are taken care of should you pass away.
Contact me for a quote today or to learn more about life insurance with Outsurance.
‼️ Announcement ‼️
I made the choice to move to Outsurance in the Outsurance Life and Outvest division. I will continue to give the best sound and ethical advice to all my clients in the long-term insurance industry.
Outsurance is a market leading company in the short-term insurance industry, and I am looking forward to helping Outsurance build their face to face life and investments division to also become a market leader.
I am officially done with the brilliant training provided by Outsurance and look forward to seeing clients again. I am happy to disclose to everyone that I was the overall top achiever in my class with a 97% average for Life and Investments.
I went for a walk with my dog and an old man who was busy with his garden started to talk to me. We had small talk and then he asked me what I do for a living. I said I am a financial adviser. The chat immediately turned serious as he began to talk about how vital getting life insurance is when you are young, and that young people should understand that you don't get life insurance for today, but you get it today for when you are old. He is struggeling to get any cover because of his age and high risk profile.
Now, I knew this already as it is my job, but why must people always come at an older stage to realize all these things and then say "If I just started sooner" or "If I just listened back then". I'm asking all young people today to not make the same mistakes as most people do. Contact me and let me do your financial planning and get you covered now to protect your present and future self.
☆ Life Cover
☆ Disability Cover
☆ Income Protection
☆ Dread Disease/Critical Illness Cover
☆ Retirement planning
☆ Investments.
Happy 2023 everyone!! 🎉🍾
Make this year the year you focus on ! Put yourself ahead and reach those precious goals and dreams you set out for yourself.
Let's make #2023 the year you reach your financial , create for yourself and in your future. If you have a family, make this the year you cover your family's lifestyle and protect them from the unexpected.
Make your financial well-being your number 1 new years resolution!
To really profit from investments, is to take advantage of compound interest. This means to start your investing journey and sticking to it over periods of times. Compound interest is to earn interest on interest and is only possible to achieve when you commit to long term investing.
This is why it is so important to start when you are young. Compound interest makes it possible to start your investing journey with less and either make the same as somebody starting later with more money or beating them by just simply starting and committing to a consistant plan.
The time to invest is NOW! Start today and take advantage of compound interest by investing from a young age. You don't need millions to start your investing journey, but just by starting with the minimum already puts you ahead of the people starting with millions later on in their lives.
"It's not about timing the market but time in the market".
Financial Planning is a continued process between the client and financial adviser. To be sure your financial plan and needs are in order, you need to evaluate and update your plan continuously.
Every life event has an impact on your financial plan, every change in goal, dream or situation influences your plan and should be captured in your FNA to make sure you have the right cover in place to cover all shortfalls.
When was the last time you updated your financial plan? Most people either has too much or a lack of cover. Contact me for a free consultation to evaluate/update/start your financial plan.
Would you agree that is one of the most important things to have in order to reach a goal?
For me, it is an obvious yes. Let's take a look at sportsmen and woman. They are motivated and goal driven in an industry where only the best gets to live out their dreams and then they have to stay the best by being consistent.
Athletes need to consistently have a goal. And in order to reach the goal, they need to be consistent in their training and meals, making sure they stick to a plan to stay in shape and ultimately reach their goals.
This is the same consistency you need with your and . You need a and when the goal is set, you need a , when the plan is set you need to consistently stick to that plan. There will be times where you would want to get out of the , but just like an , you need to push through the hard times because you know you have a plan and the plan will get you to your goal. I say this all the time, it is not about timing the market, it is about time in the market.
If you have a goal/s and no idea how you're going to reach it, tell me about it and I can make a plan to specifically reach your goals.
Everyone has a particular or they really really want to achieve at some stage in their life. It could be buying a house, car or going on that dream vacation on your bucket-list. Some people want to start their own company, pay off debt or simply just want to get ahead in life.
All dreams and goals can definitely be achieved, no matter how far-fetched or impossible it might seem, with the right and it is definitely achievable.
You see all dreams unfortunately carry some kind of financial obligation with it, and this demotivates people because it makes it seem even more unlikely to reach. But with the right people looking after your dreams, it is merely just a matter of time before you can scratch that dream off and start in a new one.
Tell me about your dreams and goals, no matter your age, and let me work out a plan, specifically designed for you, to achieve it. Your shouldn't keep you from reaching your goals, it should help you achieve them even faster. Let's make your work for you. Contact me to reach your dreams.
Let me know in the comments what dreams you have and how close you are to reaching them.
Let me introduce everyone to one of the most underrated products in SA. The -free savings is one of the best products to consider if you are looking for a -cost, very investment product. The best of all is, it is free of all tax, which means you can your by not paying any tax on your returns.
You can currently contribute up to R 36 000 per financial year and R 500 000 over your entire life towards your tax-free savings. You don't want to pass away without taking advantage of the full R 500 000 you could have contributed. Use it as a Retirement vehicle, short-term goal, or just simply to create wealth, you can even take it 100% offshore! JUST USE IT!
Let me help you kick SARS on the butt and start to invest Tax-free. DM me if you would like to get a quote, set up according to your needs and your goals, or if you would just simply want more details on Tax-free savings.
I truly believe everyone should have a . And I don't just say this because I am a financial adviser, I say this because everyday I see and talk to people who is in a great deal of trouble when it comes to their .
Now, when I say everyone needs a financial adviser, I don't mean that everyone needs someone who shoves policy after policy down your throat. I mean that everyone needs a person who can sit down with them, look at their current situation they are in and identify shortfalls and places where they need to improve on to reach their specific or to help them get back on track to reaching them. They need a person who can them on their financial situation and guide them to a better place before taking a single penny. They need someone to remind them in difficult times to stick to their plan and when the plan is failing, tailor make a new plan to ultimately still reach their goal. They need a person who will answer the phone when they call, and who will follow up on them at least annually, a person who won't forget about them after getting their commission.
The ultimate goal every adviser needs, is not to see how many policies you can sell a client, but to see how you can make a in a client's life without selling any policy. To leave a client with the satisfaction of knowing that they have more and understanding about where they are financially and where they need to be.
That is what I mean when I say everyone needs a financial adviser. Sadly, there is only a handful of these advisors out there. If you, or anybody you know, would like to have a financial adviser with these priorities and goals, contact me today and let's look at your situation and how I can help you achieve your
Every job has its difficult moments, it is just what it is. Being a is no different. For me, it is a very rewarding industry and a place I can truly make a difference in people's lives by educating them and making sure they have nothing to worry about when the unexpected in life should happen. But there is obviously a lot of days where I struggle, not necessarily with , but making people realize and believe how important all kinds of and is.
Everybody always believes that they will live forever, they won't be in an accident tomorrow, that they are immune to all kinds of illnesses or that is still so far away, they can start later because time is on their side. Honestly, time is on no ones side, it doesn't wait for anybody and when you open your eyes one day, you are in the situation you always thought you had more time for. Most people live in denial, believing "it" won't happen to me. Sadly, the widow's husband, the person in the wheelchair and the person with cancer also thought that once.
We are all people and to us all, life's unexpected happens all around us each day. Why don't you live to the fullest without worrying about the unexpected because you and your will be taken care of if it should happen to you. My job is to look at your situation and to make sure that you and your family will be ok if , , or retirement comes. Don't be the person who lives in denial, take the first step and let me look at your current situation and help you live life without the constant worry of what will happen if life happens to me tomorrow.
Let me know if your job also has its difficult moments like these, it always feels good when you are not the only one.
Only 6% of South Africans can retire comfortably. This is something a lot of people already know but do nothing about because everybody think it won't happen to them because they are uneducated when it comes to how much is enough.
Most people will think R 1 000 000 is a lot for retirement but unfortunately it is almost next to nothing really.
Don't be part of the 94% of South Africans that work their whole life because they can't afford to retire, you earned a break and the opportunity to settle down comfortably doing what you never could have.
Contact me today to start investing into your retirement or to look at your current retirement plan to see if you are on track.
Every financial adviser or investor have a certain way of investing funds, a strategy they use to make sure they get the best growth for themselves or their clients.
When looking at clients portfolios, I sometimes wonder what their previous adviser was hoping to achieve when putting their investment/s together. The growth on most of these investments are 4% or less, which ultimately means that the client is losing out to inflation. This is what gives financial advisers and investing such a bad name when it comes to investments because no one can be happy with such bad performances and the reason behind these bad performing investments is fund selection.
You can't expect to outperform inflation when you put your clients money into a money market fund and a balance fund, if you are lucky you'll maybe get an equity fund (If you are lucky). This is what I see week in and week out when looking at client's portfolios.
I know there are some factors when to take into perspective, but medium to long term investments MUST AT LEAST outperform inflation.
I believe in a truly diversified portfolio, giving the client exposure to all asset classes including offshore. The only way to get higher returns is to take on more risk, keeping in mind the client's risk apatite and time horizon. I get that most advisers don't want to expose their clients to too much risk because of the volatility and risk of losing money, but we are the experts who should educate our clients on investments by setting them up with a plan which will suit them and their financial goals and to constantly reassure them in volatile times that it is completely normal and to keep them invested in the plan.
A few days ago I ran a pole to see if people knew exactly how much of a problem Retirement is in SA.
I asked "How many South Africans can retire comfortably?", and it shocked me that most people knew it is only 6% of South Africans. It shocked me because even though most people know this fact, they still don't take retirement seriously. People know only 6% of South Africans can retire comfortably but still don't make it a priority because they think they still have a lot of time or have the illusion that R 1 000 000 is enough to go on retirement with.
This statistic should be alarming to all South Africans. Contact a Financial advisor today, to avoid being part of the 94% of South Africans who can't afford retirement.
People are living longer and longer, thanks to medical advancements. But what's the point of surviving if you can't survive surviving? The cost of living with a critical illness or disability makes it hard to maintain your lifestyle for you and your family. Make sure you can survive surviving with the Liberty Lifestyle Protector.
Contact me for more details or a quote today!
Calling all students, graduates and first time employees. The best time to start planning your finacial future is now! Want to start a business, save for a vacation or simply just create wealth? Contact me to discuss your future and let's start planning for your financial goals today.
With 65 years of experience, Liberty is one of the largest FSP's in South Africa. Together with Standard Bank we have created STANLIB, the second largest asset managers in SA and Africa, for more Investment opportunities.
I have a personal contract with Capital legacy, the single largest provider of wills in SA, to make sure you have a valid and up to date will.
Contact me for more info or to look at your portfolio today.
In 2021 Liberty paid out R10,12 billion in claims thanks to the Liberty Lifestyle Protector. Although Covid-19 was responsible for 21,2% of these claims, Cancer, Cardiovascular disorders, Respiratory disorders and Stroke completes the top 5 claims list, making it obvious that you are in need of cover against critical illnesses. See Liberty's full claim statistics here:
https://lnkd.in/e3by-_5j
Parents, what is the best thing you could do for your children in terms of cover?
I bet most of you will agree that providing them with the best possible education is on top of your list. Well, what will happen to your children's education if you should pass away or lose your income because of a disability? The future is unpredictable, your child's education doesn't need to be.
Contact me for more information on the Liberty Educator Benefit.
Life happens. Whether it is expected or not. You have a responsibility to protect you and your family's lifes and lifestyle. With the Liberty Lifestyle Protector you will have the benefit to maintain the lifestyle you have, should the unexpected happen.
Contact me for more details on the Liberty Lifestyle Protector.
Maintain your quality of life, for life.
The Liberty Lifestyle Protector benefit covers your, and your dependants quality of life when life's unexpected should happen.
Contact me today for a more personal and holistic approach to advice.
I am a Financial Advisor with a passion to help people. I feel that I am in the perfect industry to really make a change and help people achieve their financial freedom and peace of mind when it come to their financial planning.
I work close and personally with clients to ensure I have their goals and interests at mind when doing their financial planning. No client is more important than the other, no matter how big the business, I am happy to help in any way possible. Every client's needs is a priority and I will make sure their financial goals is one less thing to worry about in very uncertain times.
Don't hesitate to contact me for any financial advise. I am a registered Financial Advisor at Geonet Consulting (Pty) Ltd, an affiliate of Liberty Group Limited (License no. 2409).
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