Krish-Financial advisor

Our Discovery Retirement Optimizer (DRO) is one with its innovative investment features puts it in a league of its own when it comes to providing our clients with more value when investing for their retirement.💸💸💸
All your contributions are boosted.
This means that whatever you invest, Discovery will add a little more on your behalf, to be invested in the same underlying portfolios as your investment.📈
Receive a discount on your admin and management fees every month. The discounted portion is then reinvested into your DRO.💲
You can also choose to reinvest your annual cash backs you receive from your Discovery Life Plan, into your DRO. These contributions, are also boosted. 💷💷💷
All the above accrue interest, to pay out as 3 TAX FREE lump sum amounts when you turn 65. This is excluding the amount you invested and saved towards your retirement annuity.💰💰💰💹🤑🤑🤑
Oh, did I mention that you can also draw from your life cover, every year for the first 10 years after you reach age 65. These payments will be tax free lump sums. Every year. For the first 10 years of your retirement.
🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯🤯 If you would like to talk about other ways we provide you with more value for your money, please message me directly on 0605251606

This is why it’s important to add a bit more risky portfolios to your investment when investing for the long term. The long term returns tend to outdo any negative market performance due to volatility.
Look at the performance of SA and global equities over the long term.
Capital preservation should only be considered for investments under a year, if you looking for real growth, you have to weigh more towards riskier strategies.
Talk to me about investing.

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What are the benefits of overcontributing to an RA during a tax year? Two advisors answer this reader's question.

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It’s been a rough ride for homeowners . Hopefully the downward trend on repo rate will be sooner than later.

Repo rate remains at 8.25% – Kganyago But central bank still hawkish.

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The red flags of unregulated investment In an ever-evolving financial landscape, staying informed and exercising due diligence are paramount.

https://www.moneyweb.co.za/financial-advisor-views/living-annuity-vs-a-guaranteed-annuity-which-is-best/

Living annuity vs a guaranteed annuity: Which is best? The topic of a guaranteed annuity at retirement is becoming more relevant as security in this phase of life is imperative.

https://www.moneyweb.co.za/financial-advisor-views/life-insurance-policies-in-the-context-of-your-dutiable-estate/

Life insurance policies in the context of your dutiable estate A closer look at how estate duty works in the context of life assurance.

Protect yourself and your family with the most comprehensive multiplayer claims facility in the market.
Contact me for life, disability and dread disease cover. Our multiple claims payout makes us leaders in the insurance market.
WhatsApp me on 0605251606 for more info .
Or email [email protected]

Protect your family’s financial well-being in the event of suffering a disability or dread disease.
We offer the most comprehensive multiple claims facility in the market, providing you with more value for your money as well as more financial security when in claim.
WhatsApp me on 0605251606 or email [email protected]

Message me on 0605251606 for tailored cover to protect you and your family .

With rising interest rates and increased living costs, wouldn’t it be great if someone paid you back every time you made the right decisions?
Talk to me about banking with discovery and learn how you can get cash back on your groceries and fuel spend.

Sign up with Discovery Vitality and get 75% of your gym membership at any Planet fitness.
Open a bank account with Discovery and you could get up to another 25% off.
Whatsapp 0605251606 or email [email protected]

Krisna Ramlall

Let’s talk about your goals.
What matters to you, what do you want for yourself or your family?
Is it a holiday in five years?
A new car?🚙
A house?🏡
Or maybe saving towards your child’s university education.🎓
Maybe something short term, such as upgrades to your home.🏚
Whatever it is, we can help.
Contact Krish, to hear about Discovery’s range of investment options to help you fund your dream.
WhatsApp 0605251606 to learn more.

You probably haven’t given much thought to your retirement.
For a lot of people it’s a distant dream.
Have you thought about how you are going to maintain your lifestyle at that age?
How much income will you need at that age?
What will the value of your current income be at that time?
Will your current investments be able to meet your needs at that time? And provide you with an income for the remainder of your life?
What about the adjustments to your lifestyle? You may be more sickly, and may need to move to a home where they offer special care. Does your plan cater for the unexpected?
WhatsApp me for an obligation free quote on 0605251606 or email [email protected]

Hey all, let’s talk about your short term and long term goals , and how we can help you with the capital needed to achieve it.

WhatsApp Krisna Ramlall on 0605251606

Tell me about your goals, and let’s talk about how we can help you achieve them.

Hey all.

Thank you for joining my page.

My goal as a financial advisor is to provide financial protection for the vulnerable members of families families, while helping people achieve their short and long term financial goals.

My services range from short term insurance, such as car insurance, household contents and homeowners insurance, to investing in the short and long term to achieve your goals, and also helping you protect what you value most, your family. With Discovery’s life cover and disability cover, along with our minimum protection benefits, allowing for multiple claims, providing your family with financial aid during trying times.

For more information please WhatsApp me on 0605251606