Veronica Potgieter - Financial Advisor

"Financial freedom starts with a plan—today’s steps shape tomorrow’s success."

At IWCP, we're here to help you take those steps with confidence. Whether you're saving for your dream home, planning for retirement, or simply securing your financial future, our expert advisors are ready to guide you.

🦸‍♂️ Let's map out your journey to success together!

*Financial freedom is about more than money*—it's about living a life where you have the freedom to pursue your passions and make choices without limitations.

Ready to start building that life today?

Give us a shout on ☎ 084 819 2639 or www.iwcp.co.za

Investing in our children is investing in the future.

We’re here to make sure their superpowers shine bright and their educational journey stays unstoppable. With our Lifestyle Protector policy, your little heroes are equipped to face any challenge that comes their way.

🚀✨ Protect their future and let them save the day with IWCP!

Ready to own the home you've always dreamed of? 🏡

Applying for a home loan doesn't have to be daunting. With IWCP and Standard Bank, you're in good hands! Our expert financial advisors are here to guide you through every step of the home loan application process, making it easier and faster than you ever imagined.

Whether you're a first-time buyer or looking to upgrade, we're committed to helping you secure the best home loan for your needs.

Give us a shout on ☎ 011 678 8904 or www.iwcp.co.za

Welcome, August! 🩷

Let’s dedicate this month to empowerment, financial wisdom, and online safety!

Here’s your to-do list:

📌 9 August – National Women’s Day: Celebrate the incredible women in your life who inspire and support you.

📌 Tax Preparation: Ensure all your essential documents are ready for timely tax return submissions.

📌 Enhance Online Security: Take time to secure your online banking and digital profiles by updating passwords and enabling two-factor authentication.

📌 Review Investment Strategy: Re-evaluate your investment plans. We’re here to support you throughout your financial journey.

Let's connect! ☎️ 011 678 8904 or learn more at www.iwcp.co.za

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The South African Revenue Service (SARS) has officially opened tax season 2024 📅, with the two-week pre-season auto-assessment rollout window now closed. The South African Reserve Bank (SARB) is widely expected to keep interest rates on hold this week 💱. Mid-month data from the Central Energy Fund points to flat fuel prices in August, with a negligible cut on the cards for petrol ⛽ and a small hike for diesel. Gold is testing new highs 🏅 as investors await signals on the timing of Federal Reserve rate cuts 📉. Coffee is surging ☕, and oil’s once dramatic price swings are dissipating to levels last seen in 2015. Positive sentiment grows as GNU gets to work 🌟.

💵 USD/ZAR: 18.20
💷 GBP/ZAR: 23.60
💶 EUR/ZAR: 19.83
🪙 Gold ($): 2,431.62
🪙 Platinum ($): 1,010.80
⛽ Brent Crude ($): 82.51
📉 All Share: -0.72% YTD
📈 S&P: +0.28% YTD
📉 FTSE: -0.85% YTD

Comment below for any news stories we might have missed or give us a shout on ☎ 011 678 8904 or www.iwcp.co.za

"Life is either a daring adventure or nothing at all." - Helen Keller 🌟

Live life to the fullest knowing you are covered for anything with IWCP. Secure your future, enjoy the present. 🛡️💼✨

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🌍 *Election poses risk to SA’s already fragile economy* 🇿🇦
While corrupt elements still remain at Eskom, 'the balance is swinging towards the good people and towards getting the right things done,' said Public Enterprises Minister Pravin Gordhan. 📈 Stocks climb, dollar slips on hopes for Fed easing, Oil near three-month low with OPEC+ supply.🏆 IWCP scoops the Liberty Platinum Entrepreneur of the Year and Overall Entrepreneur of the Year awards for the second year running.💰 Two-pot reform: Resist the urge to access your RA savings!

💵 USD/ZAR: 18.33
💷 GBP/ZAR: 23.41
💶 EUR/ZAR: 19.89
🏅 Gold ($): 2,356.69
🔗 Platinum ($): 1,063.10
🛢️ Brent Crude ($): 82.85
📉 All Share: -0.13% YTD
📈 S&P: +0.70% YTD
📉 FTSE: -0.26% YTD

🗣️ Comment below for any news stories we might have missed or give us a shout on 📞 011 678 8904 or 🌐 www.iwcp.co.za

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Happy Mother's Day to all the incredible moms out there! 💐

Today, we celebrate the love, strength, and endless sacrifices they make every day.

Taking bold steps today means reaping extraordinary rewards tomorrow.

At IWCP we believe in doing what others won't so you can enjoy the successes that others dream about.

Ready to start your journey with us? Give us a shout on ☎ 011 678 8904 or www.iwcp.co.za

📉 The rand weakened slightly on Monday morning, after a week of turbulent trading amid Middle Eastern tensions. Global markets are also feeling the pressure as the U.S. dollar gains strength. South African consumers continue to feel the economic pinch, with the Reserve Bank hinting at the next interest rate decision to only happen in May 🌍 Despite strengthening ties with rival nations, South Africa has avoided U.S. sanctions. Eskom is considering private and foreign partnerships for a massive R390 billion grid expansion. 🏉 The Springboks will officially face every home nation in 2024 after Tests against Scotland, England and Wales in November were confirmed on Monday.

💵 USD/ZAR: 19.15
💷 GBP/ZAR: 23.60
💶 EUR/ZAR: 20.38
🪙 Gold ($): 2,390.86
🪙 Platinum ($): 937.30
🛢️ Brent Crude ($): 86.85
📈 All Share: +1.66% YTD
📈 S&P: +0.36% YTD
📈 FTSE: +1.77% YTD

Comment below for any news stories we might have missed or give us a shout on ☎ 011 678 8904 or www.iwcp.co.za

At IWCP, we believe that true financial freedom goes beyond just the numbers in your bank account. It's about the empowering feeling of being in control of your finances, rather than letting them dictate your life. 💡

We understand that financial freedom means different things to different people, but at its core, it's about achieving peace of mind and security. It's about having the confidence to pursue your passions, invest in your future, and live life on your own terms.

🏡 Newly built duet in Dana Bay
💰 Price: R3,360,000

🌊 Amazing sea views from balcony
🍽️ Modern kitchen with open-plan braai area
🛋️ Lounge opens to balcony
🧺 Scullery and laundry area tucked away
🚗 Garage and courtyard access from scullery
🛏️ Main bedroom with wardrobe and seating
🚿 En-suite bathroom in main bedroom
🛏️ Two additional bedrooms downstairs
🛁 Bathroom and wash-up area downstairs
🌟 Luxury, convenience, and coastal charm!

Currency angst reverberates globally as the strong dollar vexes markets, while locally, South African consumers face escalating food prices amid rising inflation and domestic challenges. 📉

The South African Reserve Bank announced another 'hold,' with the repo rate remaining at 8.25%. Prospects for a cut are only expected in the second half of the year. 💼

Meanwhile, the Kusile power station grapples with further setbacks as three units are set to be taken offline again. ⚡

Severe weather warnings issued for parts of the country - Cape Town and its surrounds endure relentless torrential rain and high winds. ☔🌬️

In sports news, the Bulls and Sharks secure spots in the European quarter-finals. 🏉🏆

💵USD/ZAR: 18.64
💷GBP/ZAR: 23.58
💶EUR/ZAR: 20.23
🥇Gold ($): 2,335.09
🛢️Platinum ($): 971.60
⛽Brent Crude ($): 90.12
📈All Share: +0.40% YTD
📉S&P: +0.28% YTD
📉FTSE: +0.35% YTD

Comment below for any news stories we might have missed or give us a shout on ☎011 678 8904 or www.iwcp.co.za

💰 Price: R3,465,000

🏡 Luxurious contemporary Dana Bay duet
🌿 Seamlessly blends style with natural beauty
🍽️ Open area with indoor braai, perfect for entertaining
🛏️ Main bedroom with en-suite for privacy
🛁 Modern amenities including scullery and guest toilet
🌐 Fibre internet connectivity and outdoor gas fittings
🛌 Two garden-access bedrooms, full bathroom, and study area
🏝️ Embrace coastal living at its finest
🌟 Elegant retreat awaits!

🏡 Prime 820sqm Vacant Land in Menkenkop, Hartenbos Mossel Bay 🌳
🟢 Flat terrain with minimal rocks and vegetation
🏠 Ideal for your dream home or duet development
🐾 Plenty of space for pets and gardens
💰 Price: R1,857,000
🎨 Your canvas awaits!

IWCP News Roundup: Rand Strengthens, Easter Treats Price Hike, Interest Rate Watch📈🍫🏦

The South African rand displays a slight uptick in anticipation of the central bank's upcoming interest rate announcement. Meanwhile, the cost of Easter chocolates rises as cocoa prices soar to new highs. Oil and copper continue their upward trajectory, driven by robust demand. Experts adjust their predictions, postponing expectations for a rate cut until the end of the year.

In preparation for the Easter weekend, various provinces and the national Department of Transport initiate road safety campaigns to curb accidents. Thousands of motorists are expected to hit the road 🚗🐰🐣

Additionally, concerns emerge over potential electricity shortages as South Africa gears up for winter. Electricity Minister Kgosientsho Ramokgopa highlights the urgent need for attention to six power stations to meet the anticipated surge in demand during the colder months. ⚡️🌨️🏭

💵 USD/ZAR: 18.90
💷 GBP/ZAR: 23.88
💶 EUR/ZAR: 20.48
🥇 Gold ($): 2171.30
🛢️ Platinum ($): 904.13
⛽ Brent Crude ($): 86.82
📈 All Share: +0.04% YTD
📉 S&P: -0.30% YTD
📉 FTSE: -0.17% YTD

Comment below for any news stories we might have missed or give us a shout on ☎ 011 678 8904 or www.iwcp.co.za

Retirement: It's the moment you shift gears from living at work to working at living.

Dreaming of a worry-free retirement? Let us help you make it a reality and ensure your golden years are as fulfilling as you've imagined. Start planning today for a brighter tomorrow!

Let's connect! ☎ 011 678 8904 or learn more at www.iwcp.co.za

Visit my profile link 👇
https://iwcp.profileme.app/iwcp78

Let's talk about the roadmap to financial success: it starts with making informed decisions, embracing a lifestyle that aligns with your means, and strategically investing in your future. 💡💸

Remember, each choice you make today is a step towards securing your tomorrow.

Let's connect! ☎ 011 678 8904 or learn more at www.iwcp.co.za
https://iwcp.profileme.app/iwcp78

Let's talk about the roadmap to financial success: it starts with making informed decisions, embracing a lifestyle that aligns with your means, and strategically investing in your future. 💡💸

Remember, each choice you make today is a step towards securing your tomorrow.

Let's connect! ☎ 011 678 8904 or learn more at www.iwcp.co.za

My profile link👇
https://iwcp.profileme.app/iwcp78

You are at the heart ❤️ of what we do, fuelling our success and igniting our passion for what we love!

Happy Valentine's Day from all of us at IWCP.



My profile link 👇
https://iwcp.profileme.app/iwcp78/

At IWCP, we believe in more than just financial security.

Insurance is the superhero cape that empowers you to pursue your dreams fearlessly, knowing that your aspirations and loved ones are protected. 💫

Let us be your trusted allies on the path to a brighter, more secure future - reach out on ☎ 011 678 8904 or learn more at www.iwcp.co.za

My profileme link 👇
https://iwcp.profileme.app/iwcp78/

Hello February ❤️

Farewell to what felt like 365 days of January for many! 😅

As we LEAP into this last month of the tax year, seize the opportunity to boost your retirement annuity contributions, maximising your tax-deductible investments before the year's end.

Here's your to do list:

📌 February 14th: It's Valentine's Day! Let's spread love like confetti to our nearest and dearest, and don't skimp on the self-love—it's your day too!

📌 Now that JanuWorry is wrapped up, show some love to your finances! Take a moment to review your budget, set some savings goals, and make sure your financial health is feeling the love too.

📌 Maximise your tax-deductible retirement annuity contributions before the end of the tax year. Consult your financial advisor to ensure you utilise your allowance efficiently, also considering contributions to a tax-free savings account if applicable.

📌 Celebrate the leap year with an extra day to seize financial opportunities and make the most of your money!

Let's connect! ☎ 011 678 8904 or learn more at www.iwcp.co.za

My profileme link 🖇️
https://iwcp.profileme.app/iwcp78/