Farmer's Bank Zambia

This is how the future of digital banking looks.
Our bank operates a business model similar to that used by mobile telephone networks. Reason is that we want to create a unique product offering different from competing banks who all provide shared USSD Code mobile banking services to customers on a shared mobile telephone network platform. It is correct when you say Farmer's Bank is a "Simcard Bank".
We also provide you free ATM Card for 24/7 All day access to funds at most cash machines.

We are an e-commerce bank. We exist primarily to encourage mobile network operators in Zambia to consider introducing their own ATM machines & cash cards in order to make Zambia's transition to the digital economy quick.
We are currently working on entering the market as a mobile telephone "sim card" bank.
When you have the Tomorrow Bank of Africa sim card it means that you have the option to bank with us. It is a bank account.

Merry Christmas & Happy New Year 2022.
We exist primarily to encourage mobile network operators in Zambia to consider introducing their own ATM machines & cash cards in order to make Zambia's transition to the digital economy quick.

Warm wishes to you all. Tomorrow Bank of Africa values your encouragements & all your support. We thank you for your patience and we are grateful that you have brought us this far.

We wish you Happy Holidays and a prosperous New Year filled with success and joy.

We are a combination of a telephone company & bank.
We provide telephone based deposit banking, telephone based bank account opening & ATM cash card service at most cash machines.
We lead in innovations in the banking industry in many countries in Europe and Africa for many years.

Whether travelling or taking the new approach- banking for pleasure customers at The Tomorrow Bank of Africa know we are a well prepared, trusted and loved partner in banking!

All you'll need to take with you is your smart watch & bank card and you can connect with various suppliers of warehouses, transportation, banking services, insurance, advertising and communication facilities.

We offer effortless rewards and you can even buy and sell services and goods on your mobile telephone.

The print press, the radio, television, and now...mobile telephone banking.

Join First-tier international mobile telephone banking.

What does internet radio got to do with a bank? many would wonder…

Here’s what the Tomorrow Bank of Africa have in common with internet radio.

In England our mobile telephone simcard plus ATM Card package are going in the range 398 British Pounds, the official currency. We anticipate a market share of 204, 000, 000 worldwide customers.
It is said of the 4 billion internet users 1 billion use facebook daily !

Though not developed in England the telephone has been instrumental to the creation of the internet.
The years 1830 to 1876. The transatlantic cable and the telegraph.
The year 1895 the radio !
Internet radio?
How about internet banking where you can transfer money, check balances.

1991 saw the introduction of the first website.
Year 2020 would see the introduction of our mobile telephone enabled deposit banking service.

You can even open a bank account on your mobile telephone on *1308 #

That’s “First-tier international mobile telephone banking”

Why they call us Tomorrow Bank of Africa?

Remember how we mentioned, “Mobile telephone networks have the potential to compete with well established financial institutions, and banks?”

- ATM Card on mobile telephone network
- Mobile telephone enabled deposit banking; simply topping up your mobile telephone balance to deposit money into your bank account
- Mobile telephone based bank account opening

We have unparalleled banking and we have compiled a list of some advantages of ATM Card based banking

- 24/7 all day banking
- Need no mobile telephone
- You can use your card to deposit money into your bank account and also to withdraw funds
- You can custom design your card and add your family photograph
- Viral/Visual marketing
- Improves self-esteem
- It is a marketing tool
- It is a property
- Brand maintenance
- You can share banking services with family and friends
- You can enhance the brand of your enterprise, improving brand loyalty

The Tomorrow Bank of Africa

You have lost your mobile telephone now what next?
In the banking industry, ATM Card are a factor that can impact project success.
Remember how we mentioned, “Mobile telephone networks have the potential to compete with well established financial institutions, and banks?”

- ATM Card on mobile telephone network
- Mobile telephone enabled deposit banking; simply toping up your mobile telephone balance to deposit money into your bank account
- Mobile telephone based bank account opening

We have unparalleled banking and we have compiled a list of some advantages of ATM Card based banking

- 24/7 all day banking
- Need no mobile telephone
- You can use your card to deposit money into your bank account and also to withdraw funds
- You can custom design your card and add your family photograph
- Viral/Visual marketing
- Improves self-esteem
- It is a marketing tool
- It is a property
- Brand maintenance
- You can share banking services with family and friends
- You can enhance the brand of your enterprise, improving brand loyalty

The Tomorrow Bank of Africa