Putnam Record Insurance Agency

One of the greatest things about summer is taking advantage of the warmer weather and enjoying the outdoors. For some, this means going to the beach, hiking trails and spending time at parks. For others, it means simply sitting on their deck and sunbathing or enjoying a warm summer evening. While this may seem like a safer and more convenient alternative, there could be some potential hazards you need to be aware of, especially if your deck is older or was not built by professionals.

Here are some things you should watch out for if you or your family are enjoying time out on the deck this summer:

https://www.putnamrecordinsurance.com/blog/check-your-deck

Data breaches are becoming increasingly common in today's digital world. Make sure you're prepared with this helpful checklist of steps to take if you've experienced a breach. Stay informed, change passwords, monitor credit accounts, and more.

Data Breach: Your Security To-Do List This article provides a checklist of steps to take if you experience a data breach.

While we’re all excited for the beautiful weather that comes with the summer season, we can’t forget about the unfavorable weather. Travel can be quite difficult in heavy rain and those who must be on the roads should proceed with caution to ensure they make it to their destination safely. NYCM shares 5 helpful tips to keep you safe while driving in heavy rainstorms this summer.

https://blog.nycm.com/2024/06/5-safety-tips-for-driving-in-heavy-rain.html

As the warm weather approaches & school ends for the summer many families are getting ready to go on vacation. If you plan on taking a road trip it’s important to look over your car before you go. Check your fluids, the treads on your tires, and your wiper blades!

Of all the things they’ve taught us, the most important is how to be better. 👩‍🎓🪂🥇

📣 Join us in saying thanks to father figures everywhere.🙌

There are billions in unclaimed dollars in the US. Is some of that yours?

Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money.

It’s not just the multi-billion-dollar banks and retailers that hackers prey upon. Through our own activities, we can sometimes unwittingly give identity thieves an “in” to get sensitive data. This is especially true when we travel—when we’re out of our comfort zone, away from our routine, and frequenting places like hotels and airports.

https://www.progressive.com/lifelanes/turning-points/protecting-your-identity-while-traveling/

Celebrating Flag Day today! It's a day to honor the stars and stripes and everything they represent: unity, history, and national pride. Let's commemorate this day with respect and gratitude for our beautiful flag.

Whether you are moving into your first apartment or downsizing to a downtown loft, renters insurance is a must-have for anyone who is living in an apartment or any other type of rental property. If this is your first time seeking a renters insurance policy, you may have some questions about who and what is covered. NYCM shares answers to questions you may have about renters insurance.

https://blog.nycm.com/2020/04/does-renters-insurance-cover-my-roommate.html?fbclid=IwZXh0bgNhZW0CMTEAAR3eLeZzJqytw2uSzf4gIy6oam8GSjsnQrSMfk_RfLhb-hP4_aeewG1tUkk_aem_AeegAQ22GwNftZm04iSv-ZomF_fjUvmathGtNsgBD99yyDCus8CJ4PHMo2Z9njLkHNBeOJvlwq0cxolQQZEHXlVX

Ever wonder about those free credit scores you get once a year?

The Lowdown on Those Free Credit Scores What’s the deal with your yearly free credit report?

Understanding who is responsible for fallen tree damage can be complicated. With all the recent windstorms we've had in our area recently it's a good idea to know ahead of time.

If you have trees around your home, even if they’re not on your property, it’s important to understand how your insurance works. Your agent can help you understand! Give us a call or send us an email to discuss.

Your fiancé knows all about your boss at work, your love of tacos, and the scar from your childhood bike accident. But does he or she know about your five credit cards or your family’s history of cancer? While it can be hard to know just how much to tell the other person, it’s crucial not to enter into a marriage with secrets and to have important conversations before marriage:

https://www.progressive.com/lifelanes/turning-points/things-to-know-before-marriage/

Finding your vehicle with a flat tire, or worse yet, having a tire go flat while driving, is enough to put a damper on anyone’s day. While every vehicle is different, NYCM has a ten-step guide on how to change a tire and other things to be aware of during the process.

https://blog.nycm.com/2021/07/how-to-change-tire.html?fbclid=IwZXh0bgNhZW0CMTEAAR1Xqy8JJg99YK_DI64n_G-KITppX_qZE0C-075xeRxfcbN7BednI8EG6w4_aem_AecYJn-tUeWK4BbNwi9AmcCsnKUUfmbY70ezv4by1-laddKIvTEq4ObF5CQRkzC2U68vPIqUFpWrlmtqyScrtzay

Do you have electrical panels in low areas? Read this tip.

Did You Know This Fact About Flood Damage? Prevent major flood damage with this tip.

Something to think about the next time you grab a cone at Big Dipper, Sullivan's, Tasty Treat, or one of the many other tasty options in our area.

Thousands of people die in vehicle crashes each year. In about 20 percent of cases, speeding is a factor. About 15 percent of crashes result from driving under the influence, and almost 10 percent are due to inattention. If drivers feel their abilities are lacking, it is best to enroll in driving classes. After receiving a ticket, there are also several steps to lowering insurance costs:

https://www.putnamrecordinsurance.com/blog/how-reckless-driving-affects-insurance-how-to-get-a-better-premium-1

Prescription coverage is handled under Medicare Part D. Unsure if you need this coverage? Read on to learn more:

Prescription Drug Benefits Under Medicare (Part D) Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

Today is National Donut Day! What's your favorite donut? 😋

New college graduates are stepping into a job market that's presenting both challenges and opportunities. Here's a breakdown of what this means for the economy and recent grads:

💼 Decline in Hiring:
Hiring for new grads is expected to drop by 6% from last year. This could lead to reduced consumer spending among young professionals, potentially slowing economic growth.

🔍 Where the Jobs Are:
Industries like legal, nonprofits, arts and entertainment, healthcare, and construction are leading in hiring new grads. Focusing on these sectors can provide more job stability and support these parts of the economy.

🤖 Demand for AI Skills:
Graduates with AI skills are in high demand as businesses look to integrate this technology. This trend could spur growth in tech sectors and open new job opportunities for tech-savvy grads.

Understanding these trends can help new grads make informed career choices and navigate the job market effectively. What are your thoughts on how these changes will shape the economy and the future workforce?



Source:

New college grads face a cooling job market. Here's where the jobs are. Forecasts show that employers are likely to hire fewer newly minted college grads this year. But there are pockets of job growth.

Opening up your home for others to rent has its advantages, like added income. But do you know what you’re covered for in case of injury or damage while renting your property to someone else? NYCM shares a few important things to know before renting out your home.

https://blog.nycm.com/2020/07/things-to-know-before-renting-out-your.html?fbclid=IwZXh0bgNhZW0CMTEAAR3ju5QMUPoUd80ZWwpCUG0M9F5BdBjJJAQvIZgMBr62Uh30FLd4f7HyAKk_aem_AbPj41joxCzOny-UXdjS4DCAoRmZyVSXs84tI3FBPKJdc-CN4Vx9GfGYAm8pP6mKqq0IbPUimfn4rS3BhEaY9-6y

What will your family do if you can't earn an income? Here are steps you can take today.

Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

With some school's having their graduation already with many to come at the end of the month, we would like to Congratulate everyone on achieving this milestone & wishing you all the best as you enter your next chapter!

With all the modern amenities your home has to offer, it can be easy to lose track of exactly how much energy your appliances are using. Closely monitoring your energy usage at home is good for both your environmental impact and your personal finances, as small uses can quickly add up. Use these tips from NYCM to save money and the planet by lessening your household’s energy consumption.

https://blog.nycm.com/2020/04/energy-saving-tips-for-your-home.html?fbclid=IwZXh0bgNhZW0CMTEAAR04ebDkiHozsbNtlXbotDngXYcQnLr5IO0_QolZfxBclgWu8YUfbI9C0sM_aem_AbPFBAo231xu18qdmG2im4AiC0D6w5msX0grmHy9jmCvE_6FfxIQFMd0iHqHK98uI5or0qhpb1A9pv0_alAePPXQ

Your home mortgage interest may be deductible. Do you itemize your deductions?

Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction.

Having a BBQ is a favorite summer treat, but each year thousands of Americans get injured while grilling outdoors. Be sure to use caution and never leave a grill unattended!

Whether you’re taking a cross-country road trip or escaping to a beachside resort, planning a vacation involves a lot of work. While usually occupied with packing and checking delays, many travelers forget to prepare their homes before leaving. If you don’t want to come back to any unexpected surprises, here are a few ways to help prep your home before you leave for vacation.

https://www.putnamrecordinsurance.com/blog/how-to-prepare-your-home-before-vacation

Medicare and Medicaid are two terms that seem interchangeable, but aren’t. Learn more here:

Medicare vs. Medicaid The terms Medicare and Medicaid sound similar but are two very different things. Learn the differences in this informative article.

It feels like we blinked and boom - summer is here. It comes and goes as quickly as that, so let's try to make every day count. If you're feeling stumped on what to add to your list, we've got you covered!

Here's some fun ideas to add to your summer bucket list to make it the most memorable year yet.

https://www.putnamrecordinsurance.com/blog/10-summer-bucket-list-ideas

It’s important to look over your car periodically. Check your fluids, the treads on your tires, and your wiper blades! Spending a few minutes checking your car can prevent a much bigger issue down the road.

Progressive shares ways to avoid unexpected flight cancellation fees when adjusting or canceling a trip.

https://www.progressive.com/lifelanes/turning-points/avoid-change-cancellation-fees/