Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530

Senior Loan Officer NMLS ID # 23530
Draper and Kramer Mortgage Corp. Co. NMLS ID # 2551
https://www. We take the time to listen to each client.

I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way. At Draper and Kramer Mortgage Corp., formerly 1st Advantage Mortgage, we have the experience to ensure that your home financing is handled expertly from pre-approval to closing and beyond. It is important that we hear and understand you

05/24/2024

Let freedom ring this weekend as you honor those who protected it.

New ★★★★★ 4.66 Star Experience.com Review by Anita O P 02/24/2024

4.66 star review received on Experience.com for Noah Patterson by Anita O P - Noah guided me thru this sometimes confusing process. I was confident I was in competent hands. The advice he gave me was great and worked to my advantage. All good!

New ★★★★★ 4.66 Star Experience.com Review by Anita O P Click to see all 1 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

What today’s mortgage rates mean for you 01/16/2024

A drop in mortgage rates is helping make 2024 an extra happy new year for homebuyers and owners. See what that means for your homeownership plans.
Noah Patterson's Mortgage Report

What today’s mortgage rates mean for you A drop in mortgage rates is helping make 2024 an extra happy new year for homebuyers and owners. See what that means for your homeownership plans.

Things that don’t affect your credit scores 01/09/2024

Your income, your net worth and your marital status are just a few of the things that don’t impact your credit scores. Do you know the others?
Noah Patterson's Mortgage Report

Things that don’t affect your credit scores Your income, your net worth and your marital status are just a few of the things that don’t impact your credit scores. Do you know the others?

Photos from Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530's post 01/08/2024

There are countless benefits to buying a home. The sense of community should not be overlooked!

Tips for making your home a stress-free sanctuary 01/02/2024

It can be a stressful world out there, but your home should be one place where you can relax. Check out how to create a stress-free living space.
Noah Patterson's Mortgage Report

Tips for making your home a stress-free sanctuary It can be a stressful world out there, but your home should be one place where you can relax. Check out how to create a stress-free living space.

Tips to protect yourself from credit card fraud 12/26/2023

Paying with plastic has its perks, but you need to stay on guard against credit card fraud. Check out these strategies to help keep your cards secure.
Noah Patterson's Mortgage Report

Tips to protect yourself from credit card fraud Paying with plastic has its perks, but you need to stay on guard against credit card fraud. Check out these strategies to help keep your cards secure.

12/21/2023

Mortgage rates have fallen recently, and they may be about to drop even further. That means financing a home is now more affordable than before! If you’ve been waiting to buy or take cash out, don’t miss out on this opportunity. Get in touch today to discuss your home financing, or visit my webpage to apply!

7 ways to brighten your home this winter 12/19/2023

Do the shorter days have you feeling the winter blues? Here are some ways to help brighten your home and your mood this season.
Noah Patterson's Mortgage Report

7 ways to brighten your home this winter Do the shorter days have you feeling the winter blues? Here are some ways to help brighten your home and your mood this season.

Photos from Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530's post 12/18/2023

Want to pay off your mortgage early? Making bi-weekly payments is one way to make it happen! Have a question about how they work? Drop it in the comments!

How to prepare your home before leaving on vacation 12/13/2023

Planning an upcoming trip? Before you leave home, use this checklist to help keep your place safe and secure while you’re away.
Noah Patterson's Mortgage Report

How to prepare your home before leaving on vacation Planning an upcoming trip? Before you leave home, use this checklist to help keep your place safe and secure while you’re away.

Photos from Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530's post 12/11/2023

Budgeting is the nitty-gritty, for sure. If you have a detailed question about your situation, let’s talk today!

New ★★★★★ 5 Star Experience.com Review by Krista A 12/08/2023

5.0 star review received on Experience.com for Noah Patterson by Krista A - Protectiveness, explaining our options and their effects, keeping tabs on progress, making sure it moved quickly as possible, generally very easy and pleasant to work with.

New ★★★★★ 5 Star Experience.com Review by Krista A Click to see all 438 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

What mortgage loan limit increases mean for you 12/06/2023

If you didn’t see the news, loan limits for conforming and FHA loans are increasing! Here’s what that means for homebuyers, owners and sellers.
Noah Patterson's Mortgage Report

What mortgage loan limit increases mean for you If you didn’t see the news, loan limits for conforming and FHA loans are increasing! Here’s what that means for homebuyers, owners and sellers.

New ★★★★★ 5 Star Experience.com Review by Bret I 12/05/2023

5.0 star review received on Experience.com for Noah Patterson by Bret I - Noah is a complete straight shooter, and he always presented options for the mortgage that were as advantageous to us as possible.

New ★★★★★ 5 Star Experience.com Review by Bret I Click to see all 437 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

New ★★★★★ 5 Star Experience.com Review by Nikolaos B 12/05/2023

5.0 star review received on Experience.com for Noah Patterson by Nikolaos B - I felt like I was talking to a friend that I’ve known for years ,Noah made the whole experience very easy and stress free highly recommend and will definitely tell family and friends about Noah and his team and how easy it was to buy our first home THANKS !!!

New ★★★★★ 5 Star Experience.com Review by Nikolaos B Click to see all 436 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

Photos from Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530's post 12/04/2023

Ask yourself: What would your day look like in this area? If you have more questions- drop them in the comments!

New ★★★★★ 5 Star Experience.com Review by Vito N B 12/02/2023

5.0 star review received on Experience.com for Noah Patterson by Vito N B - Noah was great to work with. Would strongly recommend. He is extremely knowledgeable. As was my first home he did a great job of making me understand everything. Could not have done it without his expertise.

New ★★★★★ 5 Star Experience.com Review by Vito N B Click to see all 435 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

11/30/2023

Here’s some more great news for homebuyers, owners and sellers! In addition to the recently announced increase to conforming loan limits, FHA loan limits are also being raised for 2024! FHA loans are popular for offering down payment minimums as low as 3.5% and credit score minimums as low as 580. The new FHA loan limits are available for loans with FHA case numbers on or after January 1, 2024. Contact me today to learn more!

11/30/2023

When it comes to securing a home loan, expertise is your best ally. Our dedicated team is here to guide you in uncovering what you qualify for and outlining the path to secure the ideal financing tailored to your unique needs. Get in touch today!

New ★★★★★ 5 Star Experience.com Review by Joseph O 11/30/2023

5.0 star review received on Experience.com for Noah Patterson by Joseph O J - Amazing customer service from everyone we dealt with.

New ★★★★★ 5 Star Experience.com Review by Joseph O Click to see all 434 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

11/29/2023

Here’s some great news for homebuyers, owners and sellers: conforming loan limits are increasing for 2024! Conforming loans are popular because they generally offer lower rates, fees and down payment minimums and more flexible qualification requirements than non-conforming loans. Draper and Kramer Mortgage Corp. is offering the new limits effective immediately for conforming loans that lock on or after December 1, 2023 and close on or after December 22, 2023. Contact me today to learn more!

How much cash to keep at home for emergencies 11/29/2023

What would happen if you couldn’t use your credit or ATM cards in a crisis? Find out how to be prepared by setting aside enough cash at home.
Noah Patterson's Mortgage Report

How much cash to keep at home for emergencies What would happen if you couldn’t use your credit or ATM cards in a crisis? Find out how to be prepared by setting aside enough cash at home.

Photos from Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530's post 11/27/2023

Using our app, DK Xpress™, you can check out the local schools and determine if they pass your test! Have more questions about the homebuying process? Let’s talk today.

New ★★★★★ 5 Star Experience.com Review by Megan S 11/26/2023

5.0 star review received on Experience.com for Noah Patterson by Megan S - Noah always answered in a timely matter and made the mortgage approval process very smooth and easy!

New ★★★★★ 5 Star Experience.com Review by Megan S Click to see all 433 reviews of Noah Patterson, Sr Mortgage Loan Officer NMLS 23530

11/23/2023

To all my clients, partners and friends, Happy Thanksgiving! I’m always grateful for you and your trust and support. Have a wonderful holiday!

84% of Recent Homebuyers Plan on Refinancing 11/21/2023

Hesitating about buying a home because of high mortgage rates? Learn if buying now and refinancing later may be the solution.
Noah Patterson's Mortgage Report

84% of Recent Homebuyers Plan on Refinancing Hesitating about buying a home because of high mortgage rates? Learn if buying now and refinancing later may be the solution.

Photos from Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530's post 11/20/2023

Make your homeownership goals a reality! Contact a DKMC loan officer today to get started.

11/16/2023

ATTENTION BUYERS! Make your offer stand out and grab attention with a pre-underwritten loan from Draper and Kramer Mortgage.

Why predictions of a housing crash haven’t come true 11/14/2023

History can repeat itself, but 2023 was no 2008 for real estate. Here’s why U.S. home values are staying strong despite some predictions to the contrary.
Noah Patterson's Mortgage Report

Why predictions of a housing crash haven’t come true History can repeat itself, but 2023 was no 2008 for real estate. Here’s why U.S. home values are staying strong despite some predictions to the contrary.

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Noah’s Story

I have been working in the mortgage industry in varying capacities for the last 17 years, and became a licensed loan officer in 2005. I am continually furthering my education both in loan programs and technology to facilitate a successful and smooth lending experience. Additionally being licensed in 9 states up and down the Eastern Seaboard allows me to work with my client relationships regardless of where life may take them.

I have extensive mortgage knowledge and specialize in financing for primary, secondary and investment properties. I am competent in many loan programs including but not limited to Conventional, FHA, VA, Jumbo lending and many "niche" products such as Reverse mortgages, Construction financing and Rehabilitation loans available through Draper and Kramer Mortgage Corp. One of the reasons for my success is my consistent availability via cell phone and email into the evenings and during weekends. My goal is to give excellent customer service to all of my relationships both borrowers and realtors and make the mortgage process as seamless as possible thus creating not just a client/lender relationship but truly a long term relationship for those I work with and their families.

In my youth I attended both Atlantic Cape Community college (ACCC) simultaneous to attending Richard Stockton State College of NJ. I strategically planned this attendance so that I could utilize my time at ACCC to obtain multiple associate degrees in business as well as take part in their collegiate archery program. While competing for ACCC I was able obtain both athletic and academic All American as well as Collegiate National Champion for the team competition. Also during that time I completed my Bachelors degree in Business Administration at Richard Stockton.

During my tenure on the ACCC Archery team I learned many skills that benefit me now in the mortgage industry such as determination, attention to detail, skill and ability to perform under pressure and most importantly being a team player which is similar to the loan process of today requiring the team effort of all involved to create a smooth transaction.

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2106 New Road, Suite A-7
Linwood, NJ
08221

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