Pontchartrain Investment Management

Happy Labor Day! 🎉 We're closed today while our team enjoys a well-deserved long weekend. We'll be back open for all your financial needs tomorrow, Tuesday, September 3!

LSU Football season kicks off this weekend, and we can't wait to cheer them on 💜 💛 That's a Geaux Tigers!

Back to school shopping? ✏️ Follow this smart money tip: Always explore the alternatives before you make a big-ticket purchase. A few minutes of online searching may bring you exactly what you want (or close) at considerable savings!

Happy, happy birthday to Mike! May this next year be all you've wished for and more! 🎊

Once you retire, your basic living expenses should be covered completely by guaranteed income 💵 Social Security may not ever go away, but many people still need a reliable source of guaranteed cash flow to supplement or replace the government's program. And unless you're working for a public or government agency, you may not have a pension.

But you can build one for yourself! Let us help you clarify your plan for retirement income. We'll guide you through the strategies that will work best for your current lifestyle and future plans.

Reach out today at mypontchartrain.com/contact-us, and let's get started!

If you’re in the market for a new car, we've got a tip for you!

👉 Look for the best interest rate before setting foot in the dealership. It could be to your advantage to take a cash rebate and get a loan elsewhere.

Today is Senior Citizen Day, and we want to congratulate Sue Prude's mom on her recent 90th birthday!

Andy and Sue hosted a beautiful birthday party at SummerHouse Park Provence to celebrate. Please help us wish her a happy belated birthday 🎉

These documents are a vital part of your Estate Plan. You (and adult children over 18) should have:

▪️ A Durable Power of Attorney (enables someone to make financial decisions)

▪️ A Healthcare Proxy or Durable Power of Attorney for Healthcare (enables someone to make health care and treatment decisions)

▪️ A “Living Will” or advance directive (makes clear your preferences on end-of-life treatments and any continuation of medical care)

On National Non-Profit Day, we’re proud to shine a light on East St. Tammany Habitat for Humanity and the incredible work they do to create a world where everyone has a place to call home 🛠

National Nonprofit Day seeks to honor and acknowledge the positive impact that nonprofit organizations have on our communities and in making the world a better place.

At Habitat for Humanity, we build. We build because we believe that everyone, everywhere should have a healthy, affordable place to call home. When a family helps build or improve a place they can call home, they are also building a better community, a better life for themselves.

With an affordable, stable home, families have more to spend on food, medicine, childcare, education and other essentials. Your support can help us do more in all the many ways that Habitat builds.

https://esthfh.networkforgood.com/projects/76003-golden-hammer-club

This summer, Luann set sail in the British Virgin Islands! They chartered their own sailboat out of Tortola and sailed around for 7 days.

If you're familiar with the area, you may recognize Foxy's - a known landmark on Jost Van D**e!

Being aware of the following 5 financial basics will go a long way when it comes to making better financial decisions:

💲 Credit and Debit
💲 Identity Theft and Safety
💲 The Value of Time
💲 Inflation
💲 Interest

This is difficult to think about and a difficult decision to make, but it’s critical that you identify the person(s) who will care for your children in the event something happens to you and your spouse. The guardian you’ve chosen should be identified in your will.

Stocks edged higher in August as investors monitored economic reports for the Fed's next move with short-term interest rates

Monthly Market Insights | August 2024 Stocks edged higher during a volatile month of trading as investors monitored economic reports about the Fed’s next move with short-term interest rates.

It's Farmer's Market Week and what better way to celebrate than by visiting Camellia City Farmers Market this Saturday? 🍅 Discover fresh fruits, veggies, and plants while supporting our community!

It's that time of year again - school supplies, uniforms, team tryouts, and homework 📚 But don't let the back-to-school whirlwind distract you from building an Estate Plan that provides for your family!

Setting up a clear and thorough estate strategy can help your children (and your children's children) manage stress and legal battles after you're gone.

Give us a call at (985) 605-5066, and let's set up a time to chat about how we can set your family up for success!

Today isn't only Friday; it's Dan's birthday! Happy birthday, Dan 🎊 We hope you enjoy the best birthday weekend!

Tomorrow's the sweetest day of the year - National Ice Cream Sandwich Day 😋 Celebrate with a delicious treat from Old Town Slidell Soda Shop and cool off from this summer heat!

Please help us wish Robin a very happy birthday today! We hope your day is as beautiful as your lovely smile 🎉

Steve and his wife Annette were recently on the island to celebrate their son's wedding and sent us this photo from a beautiful beach 🏖 We know it was a wonderful trip and an even more wonderful wedding celebration!

You may not be a multimillionaire yet, but if you own a business, have a blended family, have children with special needs, worry about dementia, or can't stand the thought of probate delays and probate fees whittling away at assets you have amassed... well, these are all good reasons to create and maintain an estate planning strategy ✅

Whether you're just getting started or need to review your existing plan, there's a lot to think about. But Pontchartrain Investment Management is here to help! Reach out today at (985) 605-5066, and let's set up a time to talk.

It's a bittersweet moment - check out Mike's last monthly article below for his tried and true advice!

Pontchartrain - Investments and Financial Planning - Magazine Articles Monthly Magazine Articles

Nothing starts off your day quite like a delicious cup of coffee and supporting local shops like Sirincci Coffee Company makes it even better!☕️

✨ Start your week off right with a cup of our amazing coffee! What drink are you going to try out this week? 🤔 Loyalty members enjoy double points on Mondays. Sign up for free to earn free drinks and surprise coupons. 🌟

☕️ Sirincci.com

Beach happy! 🤩 Kelly and her husband Jay enjoyed the July 4th holiday weekend on the sand at Orange Beach, celebrating their first grandbaby with their family. We're so happy to share in their joy!

The stock market rallied in Q2 around AI and hopes that the Fed will manage interest rates with inflation trending lower.

Quarterly Market Insights | Q2 2024 Following a rocky start, stocks finished the second quarter higher as investors remained optimistic the Fed will manage interest rates with inflation trending lower.

Estate planning often gets put off, as any discussion of "the end" tends to be off-putting. But those who die without their financial affairs in good order risk leaving their heirs some significant problems, along with their legacies.

👉 An estate plan helps to ensure that your financial goals are met after you're gone. A will, a power of attorney, a health-care proxy... there are many elements, and a good plan should take both State and Federal Tax laws into consideration.

If you have questions about your estate, reach out to our financial professionals. we're just a click or a phone call away!
📞 (985) 605-5066
💻 mypontchartrain.com/contact-us

Happy Independence Day! 🇺🇸

Our team is out of office today celebrating our freedom, but we'll be back open tomorrow to serve you!

If you could benefit from working with a financial professional this year, let’s talk!

👉 We’ll review your portfolio and financial trajectory to see how we can best serve you. We’d love to learn more about you and your financial goals.

Schedule a complimentary consultation today at https://www.mypontchartrain.com/.

Financial freedom starts with evaluating your goals and making a plan to achieve those goals. Ask yourself these questions:

▪️ How is your credit score looking?
▪️ Are your contributions on track?
▪️ Is your scheduled spending making sense?
▪️ Has anything changed your retirement plans?

Asking the right questions and taking the appropriate actions will keep you on track!