Bob DeYoung

It's your home for the next 8 years (national average), not your loan for life. We will get you a better price on a loan when rates go down in a few years, but we cannot get you a better price on a home next year. If you are waiting for rates to come down, you are really waiting for home prices to go up! Call me today to get yourself positioned properly for the spring market.

Happy Thanksgiving!!

Thank you for your service!!

Realtor partners: To obtain a no cost, no obligation comparison quote for your clients, just DM these variables: credit mid score, sales price, down payment, & loan type.
I’ll dm my terms. Our interest rates are lower than most.

Everyone is rate conscious. I get calls from other loan officers wanting to “price check” for comparison, to make sure their bank is offering the best rate and terms. Most of the time, my rate and/or terms are better, and sometimes I beat their offer by quite a bit. They then cross their fingers and hope that their client doesn’t call me for a quote. Quotes are free, have your clients call to make sure they’re getting the best rate/terms.

Please take a moment to remember a fallen hero.

Wow!!! Sometimes we're Jimmy John's - Freaky Fast!! Closing tomorrow. Woot woot!

We are in a rising rate environment. Life is still happening(growing family, recent empty nester, marriage, divorce, job transfer). Let’s discuss today’s rates, and how this affects the monthly investment for your next home.

So you’ve found the perfect home, but are in need of financing over $647,200. Do not fret! I will search for the very best jumbo loan option for you.

In the current housing market, many homes require financing that falls outside of the conventional conforming loan types. Jumbo loans are a mortgage loan type used for properties that lie outside the limits of conventional conforming loans. When it comes to down payment, a minimum of 10% down is required for jumbo loans.

Interested? Contact Bob at [email protected]

Free appraisal for purchases under contract by March 31, 2022!! *transaction must close with VanKal Capital Mortgage to redeem this offer

Who do you know that is looking to buy a house this year? Well, please let them know about this initiative, and please give them my contact information, or DM their name/number and I’ll be happy to reach out. Thank you!!!

Breaking news! 👀👀

Fannie Mae has officially announced the new 2022 conforming loan limits, and they are even HIGHER ⬆ than the industry expected! The new conforming loan amount is $647,200(which is almost $90K higher than last year!). WOW! We can lock these loans starting today! 🔐

If you, or anyone you know, is in a jumbo mortgage up to $647,200.00, now would be a good time to talk about refinancing out of the jumbo mortgage to get into a conventional mortgage. Call Bob at (269) 808-7165

This has been a crazy market. I expect things to calm down soon. That being said, rates will go up too. Now is the best time to sell and buy your forever home. Call me to discuss how to best position yourself. 2698087165

Have you been waiting for the right time? Call or email me today to discuss your options and potential savings. 2698087165 [email protected]