The W Group Financial Services

It’s always a good idea to understand the benefits you receive through work. Is your group disability coverage enough? Let’s talk.

2022 saw record sales numbers for fixed annuities with interest rates spiking and are expected to stay solid as bond rates fail to stay competitive. Talk with your clients about annuity offerings that can keep their retirement savings stable. https://blog.massmutual.com/post/interest-rate-impact.

As financial professionals, we work to understand your unique financial needs and family situation – and tailor solutions around both. Let’s connect.

Do you have a buy-sell agreement in place, and if so, is it properly funded? Meet with me to discuss how this agreement can be designed to protect your enterprise from certain triggering events.

What is a buy-sell agreement for businesses? | MassMutual Having a buy-sell agreement can protect your business. Know which buy-sell agreement plan is right for you.

With a little planning, your life insurance policy could help leave a charitable legacy for causes you care about.

How to use life insurance as a charitable gift | MassMutual Life insurance for charitable giving can be used to donate in several ways, from donating an existing policy to transferring dividends.

Need another reason to lace up those sneakers? A recent study provides new guidance on how often and how far you should run to improve your health. (It’s better than you think!)

How to understand the health benefits of running regularly | MassMutual A longer life span is one potential health benefit of running, but consistent exercise may also contribute to emotional wellness and quality of life.

Building generational wealth is key to creating security and opportunity for your loved ones. I can help you get started.

As the saying goes - “Don’t put all your eggs in one basket”. Generally, your retirement wealth can be taxed in one of three ways - before funds are added to your account, as they grow, or once you start making withdrawals. It’s important to diversify your strategy with types that fall into all three buckets. Use this chart to see how your plan stacks up. https://bit.ly/42TghLF.

When it comes to investing, nobody ever says “buy high and sell low.” Now might be the best time to consider a variable annuity with an income solution that offers full market participation and income protection from market downturns. Contact me to learn more.

Generational wealth can’t be passed on in silence. Have the “money talk” with your family. And remember, the MassMutual Trust Company and I are here to help. https://bit.ly/40pe2xI.

Did you know that life insurance may make the perfect gift for your children or grandchildren? There are three key reasons why now’s the right time to help secure their future. Learn more. https://blog.massmutual.com/post/gift-life-insurance.

Don’t overlook variable annuities in a bear market. Offering various protections such as death benefits and guaranteed lifetime income, variable annuities provide a less risky method to use the market to grow your savings. Let’s chat and see if a variable annuity makes sense for you. https://bit.ly/3Jddq7p.

Whole life insurance can provide additional income in retirement. Did you know its value will never decline due to volatility in the market? Learn more. https://blog.massmutual.com/post/insurance-retirement-supplement.

When it comes to Social Security retirement benefits, decisions shouldn’t be based on one-size-fits-all assumptions. Age, marital status, health, and financial situations are all important considerations that can impact benefits. Explore our suite of retirement resources.

The Social Side of Retirement At A Glance When it comes to Social Security retirement benefits, decisions shouldn’t be based on one-size-fits-all assumptions. Age, marital status, health, and financial situations are all important considerations that can impact benefits.

Preparing for the future can seem daunting. Here are three steps that can get you started on a path to financial security.

Your financial future: How to take the next step | MassMutual Here are three ways to move forward on your path to a secure financial future.

Help your loved ones feel financially secure. Talk to me about life insurance today.

Are your clients looking to add certainty and growth to their retirement income plan? Click here to see our latest guaranteed interest rates.​
https://bit.ly/3wfIbmb

Life Insurance may provide more than a death benefit. Talk to me to learn more.

As you think about all of the things you’re thankful for, consider the future. What type of a legacy do you plan to leave to your loved ones? I can help!
https://blog.massmutual.com/post/life-insurance-estate-planning

We'd like to thank you for doing business with us this year and wishing you and your loved ones a Merry Christmas and a Happy New Year!

Saving enough to retire has its challenges! Talk to me about how whole life insurance may help better secure your future.
https://blog.massmutual.com/post/new-parent-finances

Volatility happens. Over the last 136 years, the Dow Jones has had 88 years of positive returns and 48 “down” years. Learn about a new retirement income solution that offers full market participation and income protection from market downturns.

Watch to learn more: https://bit.ly/3FA7jYS

According to MassMutual, 38% of Americans plan to spend less this holiday season. If this includes you, set a holiday budget now, plan purchases ahead of time, and pay cash when you can.

MassMutual is proud to announce that its 2023 dividend payout, estimated at $1.9 billion, will set a new record for the company for the third year in a row. The company has paid dividends every year since 1869. https://www.massmutual.com/about-us/news-and-press-releases/press-releases/2022/11/record-policyowner-dividend-announced-by-massmutual

Life insurance means your kids are protected should the worst happen. Get in touch with me to learn how.

The time to purchase life insurance is when our health is at its best. Thankfully, Jenny Chich made this important financial decision for her family before the unthinkable happened. Watch the Chich Family’s Story

Chich Family: Its About Family (unbranded) Jim's story shows why life insurance for a stay-at-home parent is so critical.