GWM

Are your foreign currency transfers costing you more than they should?

Chartered Accountant and Chief Financial Officer at the award-winning Skybound Wealth Management, Joshua Burton, draws on his personal and professional experiences to reveal how banks often profit from these transactions at your expense.

Whether for personal or business needs, this is a must-read to discover practical strategies to protect your wealth and make informed decisions.

Explore the full article here:
https://www.skyboundwealth.com/news-and-insights/dont-let-the-banks-profit-from-your-foreign-currency-transfers

Skybound Wealth Management | Don't Let the Banks Profit from Your Foreign Currency Transfers Josh Burton Chief Financial Officer at Skybound Wealth Management highlights the importance of understanding how to maximise your foreign currency transfers.

Sam Ling has been an invaluable member of our team ever since joining Skybound Wealth Management's Dubai office in 2019.

His commitment to continuous learning and professional growth is truly inspiring. From passing multiple exams to evolving from an Associate to a Paraplanner, and now leading client servicing for our US clients, Sam's journey is a testament to his dedication and drive.

At Skybound Wealth, we’re proud to have professionals like Sam who exemplify our values and push the boundaries of excellence. His contributions have not only strengthened our Dubai office but have also been pivotal in enhancing our client experiences globally.

Congratulations, Sam, on reaching this milestone! Here’s to many more years of success together!

We are excited to share this #5-star review for Maximillian Gerstein, who has once again demonstrated his commitment to providing exceptional service to our clients.

We are incredibly proud to have Max on our team, and to see him receive yet more positive feedback from a client!

Finding an adviser who not only meets but exceeds expectations can truly enhance your investment journey. Well done on another stellar review, Max!

At Skybound Wealth Management, we are constantly monitoring the satisfaction of our clients and seeking valuable feedback to refine and evolve our services. Our commitment to continuous improvement ensures that we always deliver the highest standard of personalized financial advice.

As the school holidays draw to a close, many of us are busy preparing our kids for the new academic year. While getting those uniforms and supplies ready is crucial, don't forget to think long-term about the cost of your children's education, especially as an expat in the UAE. Paul Butler, a Financial Coach with over a decade of experience in Dubai and three children at different educational stages, shares his insights on why early financial planning is key. Discover more here:

https://www.skyboundwealth.com/news-and-insights/expat-parents-in-the-uae-plan-ahead-for-education-costs

Skybound Wealth Management | Expat Parents in the UAE – Plan Ahead for Education Costs Dubai based Financial Coach and expat parent, Paul Butler discusses the value of planning ahead for the cost of your children's education.

This month, we’re thrilled to celebrate Sophie Pelling’s five-year anniversary with Skybound Wealth Management!

Since joining us in 2019, Sophie’s organizational skills and keen eye for detail make her a vital part of our support team, contributing to the smooth running of our European operations.

At Skybound Wealth, we’re proud to have a talented and dedicated support team that enables our advisers' to be more efficient and our clients' experiences seamless. Sophie’s contributions are a key part of this, and we’re grateful for her continued hard work

From assisting our advisers to ensuring everything runs like clockwork behind the scenes, Sophie’s dedication shines through in all she does. Here’s to the next five years!

Imagine a critical employee in your business suddenly becomes incapacitated or passes away, leaving your company reeling from the loss of their skills and expertise. Would your business be able to survive?

Ben Stockton, Financial Adviser at Skybound Wealth Management highlights the importance of Keyman Insurance and other essential protections for expat business owners to consider.

https://www.skyboundwealth.com/news-and-insights/key-man-insurance-and-business-protection-for-expats

Skybound Wealth Management | Key Man Insurance and Business Protection for Expats Ben Stockton, Financial Adviser at Skybound Wealth highlights the importance of Keyman Insurance and other essential protections for expat business owners.

We're excited to share that Husain Rangwalla has been appointed as our new Chief Technology Officer (CTO).

Since joining us in 2017, Husain has been instrumental in building our digital strategy, and now he’s set to lead our tech initiatives to new heights!

Our CEO, Mike Coady, expressed his confidence: "Husain’s vision and expertise in tech make him the ideal leader to guide us through the next phase of our digital evolution."

Skybound Wealth Management | Husain Rangwalla Appointed Chief Technology Officer at Skybound Wealth Management Skybound Wealth Management Appoints Husain Rangwalla As Chief Technology Officer

We’re excited to announce that Tom Pewtress has been appointed as the new Global Head of Proposition at Skybound Wealth Management.

Mike Coady, CEO of Skybound Wealth Management, commented:

“Tom’s appointment to Global Head of Proposition is a well-deserved recognition of his dedication and significant contributions to our firm.

His innovative approach and deep understanding of the financial advisory landscape will be key in advancing our mission to provide unparalleled service to our clients.”

https://www.skyboundwealth.com/news-and-insights/tom-pewtress-appointed-to-global-head-of-proposition-at-skybound-wealth-management

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Skybound Wealth Management | Tom Pewtress Appointed Global Head of Proposition at Skybound Wealth Management Tom Pewtress appointed Global Head of Proposition at award winning financial advisory firm, Skybound Wealth Management

There are several dedicated retirement structures available to South African expats. Navigating these options and deciding which suits you best, along with how to invest these assets, hinges on several critical questions that need answering before making any decisions.

Christopher Bowler, a Senior Financial Adviser at Skybound Wealth who specialises in assisting South African expats, takes a look at these questions and the options available to you.

Read the full article by clicking the link below:

https://www.skyboundwealth.com/news-and-insights/investing-your-retirement-accounts-as-a-south-african-expat

Skybound Wealth Management | Investing Your Retirement Accounts As A South African Expat Christopher Bowler, Financial Adviser at Skybound Wealth covers what you need to know when investing your retirement accounts as a South African Expat.

We are thrilled to receive this #5-star review for Kieron Donovan recently, who has shown exceptional dedication and support to a client with a demanding schedule.

Like many offshore professionals, Vernon has a very erratic work pattern so the fact that Kieron was able to work around him was vitally important.

Finding an adviser who is not only knowledgeable but also accommodating to your unique needs can make all the difference in your investment journey.

Well done on another five star review Kieron, keep up the great work!

Since joining us as an Associate Intern in 2019, Adeeb Khan has constantly showcased his strategic, versatile, and innovative expertise. His ability to cultivate strategic alliances with team managers, and support key business initiatives has been invaluable.

As a valued member of the Skybound Wealth family, Adeeb’s continued drive for excellence and innovation helps us to stay ahead of the curve, and we are incredibly fortunate to have him as part of our team!

Congratulations on reaching this milestone, Adeeb. Wishing you many more years of success as part of the team!

The concept of a safe withdrawal rate (SWR) is well known and often used in retirement planning. It refers to the maximum rate at which one can withdraw money from their retirement savings without the pot depleting during their lifetime.

In this article, Carla Smart - Group Head Of Pensions at Skybound Wealth Management, examines the commonly used 4% rate.

Carla also considers how reliable this rule is for expat retirees, and why it's important to strike a balance with your unique personal circumstances.

Skybound Wealth Management | How Reliable Is The Safe Withdrawal Rate Rule? Carla Smart - Group Head Of Pensions at Skybound Wealth Management considers how reliable the safe withdrawal rate rule is for expat retirees.

Drawing on his personal experience as an British expat in the UAE, Managing Associate Thomas Sleep shares 10 ways you can maximise the Emirates Skywards reward programme.

Unlocking the secrets to Skywards points can transform your travel experience as an expat. This must-read article dives into strategic tips and insider knowledge to help you earn and maximise your Emirates Skywards points, making every journey more rewarding and luxurious.

Thomas says:

"Whether you have been in the region for five months or five years, there's often many expat benefits you will be unaware of. It is normally the things we don't know that end up costing us heavily or lead us to missing out on an opportunity. "

Skybound Wealth Management | 10 Ways Expats Can Maximise Their Skywards Points Managing Associate, Thomas Sleep draws on his personal expat experiences to help your finances benefit from the Emirates Skywards Reward Programme.

# Take the First Step Towards Building Your UK Property Portfolio #

Join UK Investment Specialist Sam Crabtree, Wealth Manager Nick Sargeant and Managing Partner - UAE, Edmund Teasdale, as they delve into the benefits of diversifying your current portfolio with one of the most stable assets available - UK property.

Register now and gain valuable insights that could transform your investment strategy. Don't miss out on this opportunity to learn from the experts and ask your questions in a live Q&A session.

https://www.skyboundwealth.com/webinars/why-invest-in-uk-property

Are you an expat looking to dive into the stock market but unsure where to start?

Investing in the stock market may seem daunting initially but James Nicholas, a Chartered Financial Planner at Skybound Wealth Management, provides essential insights for first-time expat investors considering entering the stock market.

Read the full article to gain insights on how to capitalise on global economic growth and navigate the risks and rewards of stock market investments by clicking the link below.

https://www.skyboundwealth.com/news-and-insights/the-stock-market-a-simple-guide-for-new-investors

Exciting times in Barcelona with our amazing European team!

Last week, we brought together colleagues from multiple offices for an incredible teambuilding and professional development trip to the vibrant city of Barcelona. This event was more than just a gathering; it was a celebration of our collective achievements and personal milestones.

From new qualifications and certifications to outstanding project completions, Skybound Wealth continues to raise the bar in our industry.

Regional Director – Europe, Peter Gollogly said of the event:

“Our H1 conference in Barcelona was the perfect opportunity to bring our people together from all of our offices across Europe. Not only did our agenda allow for some team bonding and free-time to explore the city, but it allowed us to recognise our success as a region - both individually and collectively. It also served as a great platform to brief the team on our exciting expansion plans for H2 and beyond.”

This camaraderie, sharing of ideas, and fostering of stronger connections among our team is vital as we strive to become the advisory of choice for the very best finance professionals in our industry.

Here's to many more achievements and celebrations together!

Following her recent appointment as Group Head Of Talent, Lily Johnson spoke with CEO Mike Coady about her experiences and journey so far.

You can find out more about Lily, and her vision for helping Skybound Wealth Management to attract and retain the best talent by clicking the link below>

https://www.skyboundwealth.com/news-and-insights/lily-johnson-talks-talent

Running your personal finances like a business might seem daunting at first, but the benefits are well worth the effort.

By applying the principles of business accounting to your personal finances, you gain clarity, control, and confidence, setting yourself up for a secure and prosperous future.

As a Chartered Accountant and Chief Financial Officer at an award-winning financial advice company, Josh Burton has witnessed firsthand how disciplined financial management transforms both businesses and personal lives.

Click the link below to learn the importance of personal accounting, and Josh's 8-point checklist for achieving your financial goals.

Skybound Wealth Management | Should You Run Your Personal Finances Like a Business? Josh Burton of Skybound Wealth Management explains how expats and business owners can benefit from treating personal finances like a business.

When it comes to estate planning in the United Kingdom, navigating the intricacies of taxation is paramount. One increasingly popular strategy is the utilisation of FOTRA (Free Of Tax for Residents Abroad) assets to minimize exposure to Inheritance Tax (IHT).

Here Paul Waterman explores the concept of FOTRA assets in more detail, exploring their significance, and providing insights into how individuals can leverage them to optimise wealth transfer and mitigate tax liabilities.

Skybound Wealth Management | Understanding FOTRA Assets to Minimize Inheritance Tax in the UK Learn how UK expats can use FOTRA assets to reduce Inheritance Tax with these insights from Paul Waterman at Skybound Wealth Management

At Skybound Wealth Management, we believe informed clients are empowered clients. By providing personalised guidance and fostering a deep understanding of financial strategies, we help you navigate your financial journey with confidence and clarity.

Don't just take our word for it though!

Sam, a client of Matthew Turnbull, Chartered MCSI recently posted this five star review of his experience, emphasising the importance of empowering our clients rather than simply order taking and processing transactions.

Congratulations on another five star review Matthew!
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Skybound Wealth Management is pleased to announce the appointment of Lily Johnson as Group Head of Talent, bringing a wealth of experience to our team.
Joining from Atlantis The Palm and Atlantis The Royal in Dubai, where she served as Talent Acquisition Manager, Lily will be responsible for overseeing our global recruitment strategies, ensuring we attract and retain the best talent in the wealth management industry.
Mike Coady, CEO at Skybound Wealth said of Lily's appointment:

"Lily's proven success in managing recruitment projects and her ability to attract top talent will be crucial as we continue to expand our global operations. "

Skybound Wealth Management | Skybound Wealth Management Appoints Lily Johnson as Group Head of Talent Skybound Wealth Management is pleased to announce the appointment of Lily Johnson as Group Head of Talent, bringing a wealth of experience to our team.

Last month, Ido, a student from Kings College London, joined the Skybound Wealth team in London as an intern. In this time, he gained valuable insights into the inner workings of our award-winning international financial advisory company.

Ido had the unique opportunity to shadow senior advisor and team leader Mark Tucker. He gained firsthand experience in all aspects of financial advice, including client meetings, sourcing solutions, and associate training.

Ido said of his internship:
"Exposure to such a productive and fast-paced work environment was a transformative experience that has equipped me with invaluable skills for the future, and I look forward to applying these skills to a future career in finance.”

Supporting financial planners of the future is something we are incredibly passionate about at Skybound Wealth. Our Adviser Academy in London has been instrumental in shaping the careers of many advisers who have gone on to make significant impacts in various locations across the globe.

A prime example of this in fact is Peter Gollogly, Regional Director - Europe, who's first experience of international financial planning came courtesy of a similar internship in the Middle East back in 2010!

Good luck for the future, Ido! We look forward to seeing the incredible contributions you'll make, whatever your chosen career path.

Expat in the UAE? How does Shariah law affect you and your family?

Maximillian Gerstein, a financial adviser based in Dubai explores what this could mean for you and explains the key reasons why having a will is so crucial for expats living in the Middle East region.

https://www.skyboundwealth.com/news-and-insights/the-importance-of-wills-and-legal-preparations-for-expats

Skybound Wealth Management | The Importance of Wills and Legal Preparations for Expats Max Gerstein, a financial adviser in the UAE explains the key reasons why having a Will is so crucial for expats living in the Middle East region

Skybound Wealth Management is pleased to announce the appointment of Evie Kyprianou as Head of Compliance for Europe.

Bringing a wealth of commercial and compliance expertise to Skybound Wealth Europe, Evie's appointment highlights our commitment to ensuring regulatory compliance across our European operations.

Mike Coady, CEO of Skybound Wealth Management, commented on Evie's appointment:

‍"As Head of Compliance for Europe, Evie’s expertise and commitment to regulatory excellence are invaluable as we continue to expand our European footprint."

Read the full story now by clicking the link below

Skybound Wealth Management | Skybound Wealth Management Appoints Evie Kyprianou as Head of Compliance – Europe Evie Kyprianou appointed as the Head of Compliance for Europe at award-winning Skybound Wealth Management.