Joust

Is rentvesting still relevant in 2023? Find out in a comprehensive 2023 guide to renvesting. Available here >> https://www.joust.com.au/blog/your-comprehensive-guide-to-rentvesting-in-2023

A guarantor home loan can be helpful for people who don’t have enough money saved to make up the 20% deposit...

Find out more>> https://www.joust.com.au/blog/guarantor-home-loan

Learn about Guarantor Home Loans - Joust Find out how having a guarantor with sufficient equity can act as a security guarantee on your home loan, helping you enter the property market sooner.

Breaking News:

The Reserve Bank of Australia has today announced the cash rate will increase by 0.25 basis points. This brings the new cash rate to 3.60%.

Worrying about interest rate rises and inflation? Use our free online calculators to help give you some certainty and to get ahead.
https://www.joust.com.au/calculators

What is mortgagee-in-possession?
We take a look at the process involved and provide some tips that may help you avoid it.

https://www.joust.com.au/blog/what-is-a-mortgagee-in-possession

What is a mortgagee in possession? We cover everything you need to know about mortgagee in possession and how to avoid it.

🏠 Looking to build or renovate?

When it comes to hiring a builder for your renovation or construction project, whether it’s your first or your fourth home build, it's important to do your research and ask the right questions to find the right builder for your project.

❇️ Find out more >>> https://www.joust.com.au/blog/questions-to-ask-before-hiring-a-builder

Questions to ask before hiring a builder Looking to build? We cover important questions you should ask before selecting a builder.

🚚 Moving soon? We’ve created this guide to help make sure you cover everything you need when looking to make your next move.

🏠https://www.joust.com.au/blog/what-costs-are-involved-in-moving-house

What costs are involved in moving house? We’ve created this guide to help make sure you cover everything you need to when looking to make your next move.

Buyers or Sellers market? In this article, we cover the different markets and what you need to know before deciding the sell or buy...

https://www.joust.com.au/blog/whats-the-difference-between-a-buyers-and-sellers-market

What’s the difference between a buyer’s and seller’s market? Before purchasing or seller, it’s important to know what market you’re in

Looking to make the tree change? In this article, we cover important things to consider before making the move...

https://www.joust.com.au/blog/what-to-consider-before-buying-property-in-a-regional-area

What to consider before buying property in a regional area Important considerations when purchasing in regional australian locations.

🏠Do you know the difference between a buyers and sellers market?

The type of market you are in is influenced by a variety of factors and with the market fluctuating, it’s important to understand which market you are in before you decide to buy or sell a property.

Find more >>> https://www.joust.com.au/blog/whats-the-difference-between-a-buyers-and-sellers-market

🏠If you are looking to buy or sell property, you may be wondering when the best time of year is to do so... In this article, we cover everything you should consider when deciding to buy or sell...

https://www.joust.com.au/blog/when-is-the-best-time-of-year-to-buy-or-sell-property

When is the best time of year to buy or sell property? If you are looking to buy or sell property, you may be wondering when’s the best time of year is to do so.

Helping you make sense of the mortgage jargon

Find more helpful information on home loans, refinancing and industry insights on our blog https://www.joust.com.au/blog

🔕After going through the process of pre-approval for a home loan, it can be disappointing and frustrating to find out that your loan has been rejected.

🏡 In this article we discuss why you might have your home loan rejected even after pre-approval and how to address these issues.

https://www.joust.com.au/blog/reasons-your-home-loan-may-be-rejected-after-pre-approval

Reasons your home loan may be rejected after pre-approval Discover the common reasons why a home loan may be rejected after pre-approval.

When it comes to taking out a mortgage to purchase property, it’s crucial to ensure you make your loan repayments on time, missing or making late payments can have an impact on your financial wellbeing.

Read more >>> https://www.joust.com.au/blog/the-consequences-of-late-home-loan-repayments

The Consequences of Late Home Loan Repayments Get the answers you need to make informed decisions about your finances with our expert-backed information.

Having high living expenses can raise red flags for lenders about your ability to manage finances. Here's a quick guide on how your living expenses could impact your home loan application and how to manage them...

https://www.joust.com.au/blog/how-living-expenses-could-impact-your-home-loan-application

How living expenses could impact your home loan application Discover the crucial role that living expenses play in determining your eligibility for a home loan.

🏡 💞 Find the right home loan for you with Joust Instant Match Marketplace.

https://www.joust.com.au/instant-match

❇️We're here to help everyday Australians find a home loan that suits their needs, giving them more financial freedom and savings.

💸By now you would've heard of the many BNPL services available for instant shopping satisfaction, but are you aware of the negative impact these services can have on your home loan application? 📝

We cover all you need to know in this blog article: https://www.joust.com.au/blog/how-does-afterpay-zippay-affect-home-loan

How Does Afterpay/Zippay Affect Home Loan Applications? - Jo Your Afterpay account could indirectly affect your credit history. Get insights on managing your home loan application with an Afterpay account.

Are you paying Loyalty Tax on your Home Loan??

If you have held your home loan with the same bank for a while, chances are you are paying loyalty tax which could cost you thousands of extra dollars each year.

Find out more >> https://www.joust.com.au/blog/home-loan-what-is-a-loyalty-tax

What is a loyalty tax? An overall guide to loyalty tax and how you can save money on your home loan

Discover your borrowing capacity, whether you should rent or buy, and more with our range of free home loan calculators.

https://www.joust.com.au/calculators

📉 Data from the Joust platform shows that the average value of a home in Australia for the first month of 2023 was $1,007,746 with predictions that housing prices will continue to drop in the first half of 2023.

Is it time for your home loan health check?

It's a good way to see if you can make additional repayments, how much you could save by doing so, and whether now is a good time to refinance your loan.

find out more >> https://www.joust.com.au/blog/home-loan-health-check-guide

How to Do a Home Loan Health Check - Joust Learn more about new home loans and mortgage solutions in the market. Get a home loan health check to ensure you're getting the best deal.

⁉️ Struggling to understand all the mortgage jargon? We're here to help!

Find more helpful information on home loans, refinancing and industry insights on our blog www.joust.com.au/blog

📈 In light of the first RBA cash rate announcement of 2023 next week, here is an overview of cash rate changes in the last 30+ years.

Looking to save on your home loan by refinancing? visit www.joust.com.au for more information.

❇️ Joust Instant Match puts you in control of your home loan by matching you with the top 3 home loan offers from over 80% of Australian lenders in the market today.

It's free and easy to use, and there's no obligation to accept any offers received.

▶️ Find out more https://www.joust.com.au/instant-match

*Interest Rates shown are offers available on the Joust platform as of 22/01/2023 and are subject to change at any time. Terms, conditions, fees, charges and lending criteria apply. The information in this post is general in nature and should not be considered personal or financial advice. You should always seek professional advice or assistance before making any financial decisions.

Multiple offset accounts are a great way to reduce the cost of your loan, the interest you’ll pay overall and the time to clear your debt..

➡️Find out More

https://www.joust.com.au/blog/banks-offering-multiple-offset-accounts

How to Use Multiple Offset Accounts & Where to Find - Joust Multiple offset accounts are a useful saving strategy that benefits your finances. We explain how multi-accounts help and which banks are offering them.

📊The amount of interest you pay can significantly impact the overall cost of your home loan.

▶️ To calculate the amount of interest that you will pay over the life of your home loan, we've put together a quick guide to help you make informed decisions:

https://www.joust.com.au/blog/how-to-check-your-overall-interest-payable-over-the-life-of-your-loan

Calculate the Interest Payable Over the Life of Your Loan How to check and calculate interest payable over the life of your loan and why you should consider refinancing.

Happy Lunar New Year 2023! Wishing you and your loved ones a year filled with good luck, happiness, and prosperity.