RetireInvest Coolangatta

As 2021 draws to a close, we would like to take the opportunity to wish all of our clients, friends & families a safe & relaxing festive season & we look forward to seeing you all in the New Year.

Our offices will close at 3:00pm on Wednesday 22nd December and will reopen on Tuesday the 4th January 2022.
However, if you need anything urgently, please call and someone will be able to help you.

Merry Christmas! 🎄

Today our entire team have spent the day offsite attending our quarterly Business Planning Day. This morning we celebrated all of our achievements & successes for the first quarter of 2021/2022 & this afternoon we are focusing on our key objectives for this quarter. Always valuable time spent focusing on the four key parts of our business model with the whole team.

Financial Advisor & Planner | Financial Planning Coolangatta RI Coolangatta have a dedicated team of Financial Planners & Advisors to assist you with your future. Leave your Financial Planning to the experts. Call Today.

We were all over the moon recently when Kathy was recognised by RI Advice with a Lifetime Award.

Peter Ornsby, CEO said that this award was acknowledgement of Kathy’s outstanding achievements over the past 26 years as both an adviser and proprietor. He said that her commitment to her clients and her business was a shining example for others to follow. The high standards that she has set is evidenced by the longevity of RetireInvest Wide Bay and the reputation she and her team have built over the last quarter of a century.

Peter applauded Kathy’s ability to promote the value of advice and to continuously provide high quality service to each and every one of her clients. He said that he hoped this award would remind Kathy every day of the work that she is being recognised for and the difference she makes in people’s lives.

Congratulations Kathy!!

Welcome to Quarter 2 of our inTouch magazine for 2021.
Some topics in this edition:
• Indexation of contribution caps
• TPD Insurance: ownership structures
• Navigating your way through a redundancy

Please click the link below to read the magazine;
https://ricoolangatta.com.au/knowledge-centre

We have known for a long time that Financial Advice is more about someone’s life than it is about their money.
Last year, over 200 of our clients willingly and anonymously volunteered to participate in a survey and below is what our clients told us are the top four benefits they receive from working with us!
If you’re wondering how a Financial Adviser might be able to make a difference in your life, or how a holistic Financial Adviser can differ from other Advisers, get in touch today to book a complimentary consultation. You can phone on (07) 5609 8474 or book through our website, https://ricoolangatta.com.au/get-in-touch

Head Office:
RI Advice Group Pty Limited (ABN 23 001 774 125) AFSL 238429
Level 3, 30 Hickson Road, Millers Point
2000 NSW. Australia

Financial Advisor & Planner | Financial Planning Coolangatta RI Coolangatta have a dedicated team of Financial Planners & Advisors to assist you with your future. Leave your Financial Planning to the experts. Call Today.

Throw Back Thursday!

Kathy Paget opened the Hervey Bay office in 1998 and we were there until 2015, which we then moved to our current premises at 1/73 Main Street Pialba.

www.ricoolangatta.com.au

The Budget proposes positive changes to superannuation, an extension of the low and middle income tax offsets and a boost to aged care services.

Please click below to view our Federal Budget Summary for business owners, retirees and families.
https://ricoolangatta.com.au/knowledge-centre/federal-budget-information-updates

The latest edition of Alive magazine is out and we are proud to share that we have a story about us celebrating 25 years in business so click over to pages 26-27.

Click here to read the article;
https://issuu.com/alivefrasercoast/docs/alive_magazine_-_issue10_-_web?fbclid=IwAR1xU7nw1U4YPCpDGaxgzFJmCcktN5xmNuuk8UaoyMsXT0CzjprUAiXDsKU

Alive Magazine - Edition 10 - May 2021 live Magazine Wide Bay is Fraser Coast's most loved lifestyle magazine. Packed with local stories and great columns by locals and professionals to give you the best content. We distribute over 220 retails, accommodations, clubs, restaurants and businesses throughout Fraser Coast, Gympie and Bundaber...

Last night we kicked off the first of many celebrations for 25 years in business. More events planned for the remainder of 2021, it is going to be an amazing year - stay tuned!

Wishing you an egg-cellent and bunny-tastic Easter!

Our team will be taking a short break over Easter, having the public holidays off on Good Friday and Easter Monday and will be back in the office on Tuesday 6th April.

Welcome to our first quarterly inTouch magazine for 2021.

The topics in this edition:
• Hitting the reset on 2021
• Managing an irregular income
• What financial mistakes have you made?
• Understanding some of the aged care terminology
• Can social media affect our spending?
• Staying cyber safe this year

Please click the link below.
https://ricoolangatta.com.au/knowledge-centre

Financial stress can be a major trigger for a lot of people, it is a big burden to carry around, but not one you need to carry alone. Speaking to a professional Financial Adviser can set your mind at ease once you have a plan in place and a financial goal to build towards.
The value of financial advice can take many forms. It could be the knowledge a professional is looking at your situation objectively, the peace of mind you get when you have a plan in place, or it could be the financial benefits you gain.
If you are interested in speaking to one of our Financial Advisers to discuss putting a plan in place for your future, please call us on (07) 5609 8474 for a complimentary consultation.

You can also visit us at 203/72-80 Marine Parade, Coolangatta or visit our website https://ricoolangatta.com.au/

Head Office:
RI Advice Group Pty Limited (ABN 23 001 774 125) AFSL 238429
Level 3, 30 Hickson Road, Millers Point
2000 NSW. Australia

Happy 50th Birthday Karen!
Enjoy your birthday celebrations & we are grateful to be sharing the day with you.

With working-from-home, streaming and online shopping we’re online more often and typically with sensitive information, like our card details.

Check out our top tips for keeping you and your families details safe online!

It is the final week of our Meet the Team Monday series, so last but by no means least, we would like you to meet Kathy. She is our Managing Director and founder of RetireInvest Wide Bay, having opened her first office in Bundaberg on 20 April 1996, then Hervey Bay in 1998, Maryborough in 2000 and finally Coolangatta in 2018. Kathy, with her business partners Genevieve and Nathan and their fabulously dedicated team (who you’ve met over the past 3 months) have been serving clients in the Wide Bay region for 25 years and will continue to do this for at least 25 more.

We have really enjoyed introducing our team to you and look forward to meeting you in one of our offices, one day. We’re sure you’ll love the experience, like so many of our clients do!

Keeping up to date is important, so here's some Finance News and updates for February.

Whether you're well versed or wanting to learn more, our Market Wraps are posted at the end of each month. You can find reliable short updates on the global and local share market, currency and more.

Check out the latest Wrap in our Knowledge Center

https://ricoolangatta.com.au/knowledge-centre

Knowledge Centre | Coolangatta Feeling financially secure at this time of life is worth so much more than just dollars alone. We trusted our advisers and they never let us down. We wouldn’t be where we are today without them ‘having our back’

You likely already know Nathan, as he is our Resident Senior Adviser here in Coolangatta. He is also one of our Business Partners, lives locally, and loves it.

Next week is our final Meet the Team Monday where you will be all caught up and acquainted with our team.

Overspending – your budget taking a hit. Repeated and consistent overspending – your budget falling into non-existence.

If you’re looking to put more into your savings or investments, you will need to increase your income or decrease your spending. Lucia, the author of this article, vowed to not buy anything except food for a whole year. We certainly wouldn’t expect you to do the same, but in this vow to herself, Lucia learned how to regain control of her consumption.

Such a radical approach might not be for you, we enjoy more of a balance ourselves, but there are many good insights and tips if you’ve found yourself going over budget lately.

https://ideas.ted.com/how-to-step-out-of-the-shop-spend-consume-cycle/

How to step out of the shop-spend-consume cycle It doesn’t require a total overhaul of your life, but following a few simple steps can help you start consuming less, says Lucía González Schuett.

Just last week we celebrated Carine's eight-year work anniversary with us. Carine is based in our Hervey Bay office and services all offices as Administrative Manager. It is easy to tell Carine enjoys working with other people, by her consistently going beyond the expected to help however she can.

We are coming in to the final few of our Meet the Team Monday series. Any guesses who hasn't yet been introduced?

It has been a week of celebrations in our Hervey Bay office! We're wishing Kerrie a Happy Birthday and congratulating Carine and Karen on their eight year work-anniversary.

Over the last eight years we have gotten to know Rebecca, one of our Client Service Officers in Hervey Bay quite well. We are glad to introduce her to those of you who may not have met her. We are coming towards the end of our Meet the Team Monday series and hope you have enjoyed it so far!

Meet the rest of the team on our website, ricoolangatta.com.au/About-us/Our-team

Have you had someone tell you "it's not about timing the market, it's about time in the market", and wondered what that meant?

One of our Partners, Kathy, has written this on LinkedIn to help you decipher the common quote.

https://www.linkedin.com/pulse/its-timing-market-time-what-exactly-does-mean-kathy-paget/?trackingId=oPySEJdjQNCsrplS21SBWg%3D%3D

It’s not about timing the market, it’s about time in the market. What exactly does that mean? You may often hear people say “It’s not about timing the market, it’s about time in the market.” But what exactly does this mean? Some people take a short-term focus on how their investments are performing.