Aussie - Theo Tsiolis

With interest rates rising, Aussies are looking for more ways they can save.

A quick chat could help get your home loan back on track. Let's talk!

Looking to renegotiate your home loan? Aussie is here to help!

If you haven’t refinanced in a while and have been with your lender for some time, you may not have the most competitive rate.

I can provide a quick home loan review from over 25 lenders, so you know what options you’re eligible for. Let’s talk!

If you think you’ve found your dream home, let’s talk about getting you your free property report today!

Explore millions of Australian properties and access information such as value estimates, property details and past sales. Let’s talk!

Australian property markets rose 1.2% collectively in May, the third consecutive monthly increase! This comes as a result of continuously low levels of housing supply and increasing demand.

Here’s how each major city has performed.
Sydney 1.8%
Melbourne 0.9%
Brisbane 1.4%
Adelaide 0.9%
Perth 1.3%
Hobart 0.5%
Darwin 0.4%
Canberra 0.4%

Source: CorelogicAU Hedonic Home Value Index

Like many Australians, you may have heard about the looming fixed rate cliff.

The RBA predicts that around two-thirds of fixed-rate mortgages are set to expire in 2023, meaning many Australian's will face sharp increases in their repayments as their home loans switch to their revert rate.

Being prepared for your fixed rate’s expiration date is important, your local Aussie broker is here to help you come up with a plan. Let’s talk!

All four of the largest capital cities have experienced a rise in housing values over the rolling quarter, with Sydney now surpassing the January trough by 3.0%.

Here’s how each major city has performed.
Sydney 3.0%
Melbourne 0.3%
Brisbane 0.1%
Adelaide 2.4
Perth 1.2%
Hobart -2.4%
Darwin -2%
Canberra -1%

Source: CorelogicAU Hedonic Home Value Index

If your fixed rate is ending soon, it’s important to consider the all differences between a fixed rate and variable rate home loan to make an informed decision when refinancing.

I can help you determine which option best aligns with your financial goals and lifestyle. Let’s talk!

Need new equipment for your business?

June 30th is fast approaching! Temporary full expensing may allow you to claim an immediate deduction for the business cost of an asset in the year it is first used.

Let’s talk to see if your business is eligible!

The monthly consumer price index now sits at 6.8% in the 12 months to April. This is an increase from 6.3% recorded in March. Housing inflation outpaced the CPI all groups rate, rising 8.9% in the same period.

With the RBA set to meet again on Tuesday the 6th of June, how do you predict this data will impact their decision?

Source: ABS Monthly Consumer Price Index Indicator April 2023

The financial year ends on the 30th of June!

If you need a new car, van, truck or ute, Let’s talk to help you find the commercial vehicle loan that drives your business further.

In a competitive market, lenders are doing everything they can to attract new customers and retain existing ones. While refinance cashback deals are a great way to increase cash flow, it’s important to look at the offer by asking the following questions:

1. Will you have access to the home loan features you need?
2. Is the home loan interest rate comparable to others on the market?
3. Does the lender offer a level of customer service that meets your needs?

Let’s talk to discuss if cashback offers are the best option for your needs!

In a changing market, you may feel uncertain about your home loan. However, the right features could help put you back in control!

Features such as offset accounts, redraw facilities and cashback offers all help your home loan work for you.

Let’s talk to explore loan features that will suit your needs!

At Aussie, we understand how important it is to have the right vehicles and equipment. We’re business owners too!

That’s why we work with you to find the right finance solution to keep your business moving. Let's talk.

Time for a new car?

At Aussie, we’re here to help you speed your way through the world of car finance. With no dealer pressure, no complex contracts and no hidden costs.

Let’s talk

Here’s a quick snapshot of the median housing values across Australia for the month of March. From this data, does anything surprise you?

Sydney: $1 014 393
Melbourne: $747 322
Brisbane: $698 071
Adelaide: $645 721
Perth: $567 111
Hobart: $650 689
Darwin: $492 465
Canberra: $828 175

Source: CorelogicAU Home Value Index April 2023

Before your fixed rate expires, paying off as much of your home loan as possible before you’re hit with a higher interest rate can be a smart move – if it’s possible for you to do so.

While fixed rate loans don’t allow for unlimited extra repayments, many lenders do allow extra repayments up to a certain amount. If you can reduce your home loan balance before your interest rate increases, you could save a lot of money on interest payments while building a healthy home loan buffer.

Australia’s housing market has varied significantly in performance over the past year! Here’s how your city has performed.

Sydney: -13.%
Melbourne: -9.6%
Brisbane: -6.8%
Adelaide: +5.1%
Perth: +2.4%
Hobart: -11.8%
Darwin: +2.9%
Canberra: -6.7%

*Source: Monthly Housing Chart Pack March 2023 - Data from Feb 2022 to Feb 2023

It can be worrying time for both homeowners and prospective buyers to see interest rates and mortgage repayments increase. Here are some top tips for how you could manage higher interest rates

1. Consider switching to fortnightly repayments
2. Analyse your spending habits
3. Review your rates with an Aussie Broker

If you’re concerned about your home loan, speak to your local Aussie broker today

Many borrowers across Australia were lucky enough to get their hands on a fixed rate home loan in 2020 and 2021. Given that most fixed rate mortgages have a fixed period of between 1 and 5 years, many borrowers are fast approaching the end of their fixed term and are unsure of what to do next.

If your fixed rate loan is ending soon, Aussie can help. Let’s talk!

Need a new car, van, truck or ute to grow your business? An extra set of wheels could help you make deliveries on time, take on more jobs and staff, allow your business to be more mobile, or help you transport heavy equipment.

Let's talk to help you find the commercial vehicle loan that drives your business further!

Here’s a breakdown of some of the fees and expenses you might encounter when looking to buy your first property!

1. Lenders Mortgage Insurance
2. Hiring a conveyancer or solicitor
3. Property Inspections
4. Council and water rates

Let’s talk to make your dreams of homeownership a reality.