Cynthia Ching at BizBok Group Finance

At 36/80 Collins Street Melbourne, Macquarie Bank HQ...love the views from here.

What a great opportunity to refresh myself with what Macquarie have to offer, so many takeaway I received today to help my clients ❤️

A big day ahead at AFG Broker Roadshow....spoken to 30+ lenders this morning to equip myself with the latest niche and products to help my customers, friends and family.

❤️😍💖 it so excited to see what lies ahead for the rest of the day!

Some take away far:
- dwelling pa growth Melbourne 6.8% vs Brisbane 20.6% (see slide #6)
- 72% Residential Mortgage is written by a broker (having a trusted adviser is important to customer)
- 1 in 10 Residential Mortgage loan is written by AFG brokers
- Decade of opportunities for Australia (see slide #9)

Early start for me today...attending Banjo and Redzed lender breakkie briefing session ...

I am excited to learn more from non major banks what's their offerings are, so this will allow me to assist you and self employed customers.

At mfaa members' breakfast session, equipping myself with latest news to help my clients.

Love investing time in my biz ❤️😍💖.

Today, I did my usual routine and went to my PO Box to collect mails, it turned out to be a pleasant surprise to receive a parcel from my customer, which I wasn't expecting. She mailed it and mention nothing, what a surprised! 💖❣️💕

Thanks Karyn! You are so thoughtful, and your kind words mean so much to me!

Good luck to your move in a few months! Let me know if you need any help with your finances in the future and stay in touch.

Flashback 1st April 2022, Australia cash rate is 0.1%! 11 months later we had 10 consecutive interest rate hikes to its current 3.6%!

I am here to assist you to review what is a safe level of debt for you to maintain amid the uncertainty of future interest rate levels.

Today is an opportunity for you to restructure your balance sheets, either so you can weather a new storm or prepare for opportunities that may arise in the coming period!

BE PROACTIVE - SEND ME A MESSAGE: this is the time not to be sitting on the fence!

Send a message to learn more

At Bootcamp 2022 this morning, best way to be updated with the latest economy and lenders updates to assist my business, sme and self employed customers.

It's interesting time ahead with revolving economy market, where many businesses maybe facing cash flows challenges.

So, this morning I am learning about tools out there that could help my clients, eg monitoring, get alarms and using debt collection tools to ensure to collect payments in a timely manner.

I have access and am accredited to lenders and tools out there to help your business with a smarter working capital solutions, DM me to have a chat.

Investing time in my business to be updated with the current economy, so I have the latest data and info to help my customers with their investments and loans...

An eventful and tiring day, I attended the VIC Roadshow today at . All 30-40+ lenders under one roof...learned heaps and discovered so many choices of banks for my customers. ❤ my job!

Invested a few hours this morning attending "Breakfast with Lenders" event in the city, well worth it and great to meet others in the same field for support and catching up with the latest and tips of what's going on in the lending space.

Today I met with a range of different lenders from Ubank, AFG whitelabel for Nab/ Adelaide/ Pepper/ think tank, Great Southern Bank, money place unsecured to Oak Capital private lender. So, proud to say that I have access to all different choice of lenders, besides your usual major banks...no matter what your circumstances are I can assist!

Are you prepared for the rising interest rate? If you have not had your loan/s reviewed in the last year/s, It's time to get that done to ensure you are getting the best rate and start to budget and plan for the rising interest rates.

Yesterday, I had a big 4 bank approving an application within 24 hours and big margin discount and $4k cashback. So, if you have been sitting on the fence on reviewing your commitments. Please spare some time now, I am available to help, message or call me.

As expected, RBA cash rate has increased for May - AFG At its monthly meeting today, the Reserve Bank has decided to increase the official cash rate from 0.10% to 0.35%. An increase in rates has been highly anticipated following the release of higher than expected inflation figures last week. There was however speculation that the RBA may have delayed t...

Wishing all a Merry Christmas and Happy New Year!

Hope all stay safe and enjoy this time with family and friends!

See you all in 2022!

Merry Christmas 2021...so glad to be able to celebrate with my fellow finance experts tonight!

Wishing all a Merry Christmas and Happy New Year!

Worried about inflation? A good read: https://www.afr.com/policy/economy/worried-about-inflation-here-s-where-you-should-invest-20211124-p59bok

If you are thinking of Commercial Property investment, contact me to access up to 80% lvr*/ interest rate is 2.65% fixed for 2 years*

Or maybe use your SMSF to purchase and lend for the purchase.

*subject to lending criteria and rates are subject to changes.

Worried about inflation? Here’s where you should invest The best investment strategies in a high-inflation environment involve assets with cash flows indexed to inflation and that are insensitive to the economic cycle, says fund QIC.

R U OK?
2021