HTA

The worry about not getting the balance right and making unnecessary sacrifices now – or not having enough money for the things you want to do in the future is a common and valid concern we hear when we talk to clients.

Whatever your stage of life, achieving the right balance comes from having an in-depth understanding of your financial situation now, and establishing and maintaining a personalised plan that takes into account all aspects of your financials.

Ready to take control of your financial future? Let's chat about how we can help you find the right balance!

https://www.hta.com.au/enjoy-the-now-and-secure-your-future/

TEAM ANNOUNCEMENT

From August 1st to 3rd, the HTA team will be heading to Queensland for a team retreat.

While we enjoy some sunshine and team-building activities, our physical office will be closed, however our phones will remain operational. For any urgent inquiries, please reach out to your advisor directly via email, or call the office.

We appreciate your patience and will endeavor to respond as soon as possible during this time.

Gold fever is in the air and it’s not just the prospect of medals at the upcoming Paris Olympics.

Thinking about adding gold to your portfolio? Discover the pros and cons, and how you can invest in our latest blog post.

https://www.hta.com.au/going-for-gold/

The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the Home Guarantee Scheme, as well as 5,000 more spots for single parents.

Here’s how it could help you buy a home sooner.

https://www.hta.com.au/50000-low-deposit-spots-open-for-first-home-buyers-and-single-parents/

With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial success.

The latest data demonstrates property’s popularity. One-in-five households (21%) owns a home in addition to their usual residence.

Maximising taxation benefits is one key element but the ATO recently found 9 out of 10 returns were incorrect.

To maximize the potential of your investment assets, please get in touch.

https://www.hta.com.au/investment-property-getting-it-right/

TEAM UPDATE 🎉

We are thrilled to congratulate Lucy on completing her CA qualification, and Heruni on finishing her Bachelor's degree.

Remember weekends? Yeah, you get to enjoy those again! Your dedication and hard work have truly paid off, and we couldn’t be prouder of your achievements.

At HTA, we pride ourselves on fostering a comfortable yet productive environment, offering flexible work options, and prioritising our employees professional growth journey.

One of our team members put it best: "HTA has a relaxed working atmosphere, flexible work arrangements, and great professional development".

If you’re seeking a workplace that values work-life balance, career advancement, and a supportive culture, look no further.

Explore our current career opportunities on our website.
https://www.hta.com.au/job-vacancies/

Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and where prices are expected to fall.

https://www.hta.com.au/will-home-prices-keep-rising-over-the-next-year/

Will home prices keep rising over the next year? - HTA Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices...

Put the party pies on ice and postpone those rate-cut celebrations. The much-touted rate cuts we’ve been waiting for may not arrive until 2025.

Here’s why rates could be staying higher for longer, and how to take action yourself.

https://www.hta.com.au/rate-cuts-pencil-them-in-for-2025/

Rate cuts? Pencil them in for 2025 - HTA Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve Bank of Australia (RBA) keep ...

Happy Birthday Keila! Today, we celebrate you and your passions for traveling and trying new cuisines. Enjoy every moment of your special day!

Today we are celebrating a significant milestone at HTA. Ben is celebrating 16 years with us!

Starting his journey as an accountant, Ben's dedication, hard work, passion and leadership is why he became the Director of HTA Wealth. Congratulations Ben! 🎉

Mark your calendars! Here's a quick rundown of the key changes coming into effect on 1 July 2024:

🔸Tax cuts reduce personal income tax rates and change the thresholds.
🔸Superannuation guarantee increases from 11% to 11.5% - check the impact on any salary package arrangements.
🔸Superannuation caps increase from $27,500 to $30,000 for concessional super contributions and from $110,000 to $120,000 for non-concessional contributions.
🔸Luxury car tax threshold increases to $91,387 for fuel-efficient vehicles and $80,567 for all others.
🔸Car limit for depreciation increases to $69,674.
🔸$300 energy relief credit for households comes into effect (credited automatically quarterly).

For business:
🔸$325 energy relief credit for small business commences (for small businesses that meet the relevant State or Territory definition of a ‘small customer’).
🔸$20k instant asset write-off extended to 30 June 2025 (subject to the passage of legislation).

https://www.hta.com.au/whats-changing-on-1-july-2024/

The essential 30 June guide - HTA The end of the financial year is fast approaching. We outline the areas at risk of increased ATO scrutiny and the opportunities to maximise your...

As the financial year draws to a close, it’s the perfect time to review your financial affairs and set the stage for a successful new financial year. By taking care of essential tasks and implementing strategic planning, you can position yourself for a smooth transition and a strong start for the year to come.

Here are some key actions to consider:

🔸Top up your super with either concessional (pre-tax) or non-concessional (post-tax) contributions
🔸Reviewing your investment portfolio is a valuable task at any time but particularly now
🔸Bring forward any deductible expenses or interest payments before 30 June to reduce your taxable income
🔸Consider whether a salary sacrifice arrangement might be right for you
🔸Revisit your financial goals and how you’re tracking, and then put together a strong budget for the new financial year
🔸Don’t forget to check in with us to make sure you are making the most of any opportunities for financial growth and maximising tax savings

How to end the financial year on a high note - HTA As the financial year draws to a close, it's the perfect time to review your financial affairs and set the stage for a successful new financial year. By taking care of essential tasks and implementing strategic planning, you can position yourself for a smooth transition and a strong start for the ye...

Happy 40th Birthday, Ben! 🎂🎉

Congrats on hitting the big 4-0! Time to embrace the wisdom.

Here's to a day filled with as much joy and excitement as a Richmond Tigers grand final win!

Happy Birthday, Cass! May this year be the perfect blend of fun, excitement, and anticipation as we watch you become the amazing mum we know you'll be! 🎈

Happy Birthday to the ultimate Survivor enthusiast and bookworm, Emily! 🎉

If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you can start working towards your property goals now.

https://www.hta.com.au/not-feeling-the-budget-love-4-ways-you-could-still-get-ahead/

🌟 Financial Update for Retirees: Navigating the Cost of Living 🌟

Retired Australians are finding some financial relief as their living costs rise more slowly than overall inflation. Our latest blog post dives into the new ASFA Retirement Standard, offering insights into current retirement expenses and strategies to ensure a comfortable retirement.

Whether you're already retired or planning for it, understanding these costs is crucial. Explore how higher returns on bank deposits, rising home values, and favorable government policies are positively impacting retirees.

🔗 Read our full blog post
https://www.hta.com.au/a-financial-update-for-retired-australians-easing-the-cost-of-living-pressures/

Stay informed and prepared for your financial future!

Not sure if you’ll get the thumbs up for a home loan? But you really, really like that house that just popped up? Making an offer ‘subject to finance’ could be the right move. Here’s how it works. 🏡

https://www.hta.com.au/what-you-should-know-before-buying-subject-to-finance/

🎉We're celebrating TWO incredible work anniversaries at HTA this month! 🎉

Melissa has been with us for an amazing 10 years, while Michael has graced us with his daily jokes for 5 years, rising to the role of Manager with his own client portfolio.

Check out our latest blog to read about their journeys, achievements and the impact they've had on HTA!


https://www.hta.com.au/celebrating-milestones-melissa-and-michael-at-hta/

Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost. 💪⁣

https://www.hta.com.au/heres-why-your-borrowing-power-might-soon-get-a-lift/

Happy 1 year work anniversary to our wonderful Don!

We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process. 😅⁣⁣

https://www.hta.com.au/how-to-know-if-youre-paying-a-fair-price/

Where you put your car keys, who won the footy premiership three years back, the new prime minister of New Zealand’s name – all very much socially acceptable things to forget. Your home loan rate shouldn’t be on that list. 😅

Here’s why it pays to remember it..
⁣⁣
https://www.hta.com.au/can-you-remember-your-home-loan-interest-rate/

Happy 2 Year Work Anniversary, Kaye! 🎉

Congratulations Dancey, on hitting the big 5! Here's to five years of dedication, hard work and occasionally making our eyes roll with your dad jokes. Thank you for being an invaluable part of our team!

Celebrating a Decade of Dedication! 🌟

Congratulations Mel, on reaching this remarkable milestone of 10 years with HTA!

Your commitment, talent, and positivity have been the driving force behind so many of our successes. Here's to a decade of hard work, growth, and countless achievements. Thank you for brightening our workplace every day!

Happy Birthday Shaun! Wishing you an epic day, and a win from the Brissy Lions this week!! 🤞🎉

🌟 Join Our Team! 🌟

Are you a skilled Senior Accountant looking for an exciting opportunity in Maroochydore, QLD? Look no further!

We're seeking a talented individual to join our growing team at HTA as we eagerly extend our presence in Queensland by introducing a new office on the Sunshine Coast. If you're passionate about numbers and thrive in a dynamic work environment, we want to hear from you!

🔍 Check out the full job description and apply here:

Senior Accountant Role in QLD - HTA Are you, or do you know someone that's located in the Sunshine Coast looking to build on their existing skills and experience in the accounting industry? Apply today or share this vacancy with your network.