Focus Finance - Newcastle & Hunter Valley

Not sure how much you can borrow? Use our mortgage calculators to get an estimate and plan your budget.

Start your home buying journey with confidence.

Visit our website or DM us for assistance! 🧮💬

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Your dream home is just a step away.

Let us guide you through the loan process with ease and confidence.

Our friendly brokers are here to support you.

DM us or visit our website to begin! 🏠✨

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Maximize your tax benefits with the right financing.

Our tailored loan solutions can help you save money and make the most of your investments.

Reach out via DM or visit our website today! 💰📊

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Discover the benefits of consolidating your debt into a single, manageable loan.

Simplify your finances and reduce stress.

Contact us via DM or visit our website to learn more! 💳💡

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Self-employed and need a loan? Our low doc loans are designed to meet your specific financial circumstances.

Learn more about how we can help you.

Visit our website or DM us for details! 📊💼

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Your financial goals are within reach with the right guidance and support.

We provide personalized loan solutions to help you achieve your dreams.

DM us or visit our website to get started! 🌟💰

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

From asset finance to personal loans, we tailor financial solutions to fit your unique needs.

Explore our comprehensive range of services.

Visit our website or DM us for personalized assistance! 🚗🏢

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Ready to renovate? Finance your home improvements with a loan that suits your budget.

Let us help you transform your space.

Contact us today via DM or visit our website! 🛠️🏡

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Investing in property? Get insights into the best loan options available to maximize your returns.

Our team is here to help you navigate the market.

DM us or visit our website for expert advice! 📈🏘️

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Imagine a loan process that’s simple and stress-free.

We are committed to providing exceptional service and support at every step.

Contact us via DM or visit our website to find out how we can assist you! 😊🔑

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

⭐️ JOB OPPORTUNITY ⭐️

Exciting news! Our team is expanding, and we are looking to fill some key roles to support our growth!

We have an entry-level position available in our Newcastle/Hunter office, focusing on front-end support for our workflow.

Skills/Requirements:
- Exceptional attention to detail and organizational skills
- Demonstrated ability to work with urgency and intensity
- Desire for career advancement

If you are ready to join a dynamic team and contribute to our success, we want to hear from you!

Upgrade your living situation effortlessly with our flexible loan options.

Whether you’re upsizing or downsizing, we’ve got you covered.

Visit our website or DM us to learn more about how we can help! 🏡🔄

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

We offer a wide range of loan products to suit every need, from first home buyers to seasoned investors.

Our team have a diverse and broad range of skills, from carefully navigating first home buyers at the start of their journey to building out sophisticated property portfolios with elite investors, our team as an in depth knowledge across the board and can help you at your current stage or help you prep for the future and where you'd like to go.

Discover the right loan for your situation with our expert guidance.

Visit our website or DM us today! 🏦📈

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Did you know refinancing can lower your monthly payments and save you money in the long run?

Refinancing comes with many considerations, including lowering your interest rate to save money.

There are additional impacts to consider:

- Changing a loan term which creates more potential interest over the life of the loan
- Interest only repayments on how they can impact cash flow or allow additional cash to repay debt with higher rates
- How that product fits within your banking style (Internet banking, offset accounts, redraw etc.

DM us or visit our website to start the conversation! 💸📚

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Owning a home is more than an investment; it's a place where memories are made.

Let us help you make that dream a reality with the perfect loan.

Reach out to us via DM or visit our website for more information! 🌟🏠

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

Thinking of buying your first home?

We make it simple with tailored loan options that fit your needs.

We have brokers in the business that are first home buyer specialists, they are highly experienced and are well-equipped to help you on the start of your journey.

Secure your dream home today with the right financing. Visit our website or DM us for more details! 🏡💬

📞 1800 22 33 45
💻 focus-finance.com.au
✉️ [email protected]

📌 TEAM UPDATE:

Mortgage Brokers:
➡ Katie Thomas, Maddison Brown & Ashlee Como

Senior Strategist:
➡Grace Smith
Grace’s extensive experience with sophisticated investors provides an invaluable strategy piece into the team:

Senior Broker Associate:
➡Chloe Gillespie
Chloe is our gatekeeper, Chloe works on our more complex files and ensures quality control throughout the workflow.

Broker Associates:
➡”Bridgette Ticehurst & Sam Hogenboom
Bridge & Sam provide an integral client experience to ensure the loan process goes smoothly.

Client Relationship Managers:
➡”Harriet Norvill & Wilson Harries”
This A team makes sure everyone is looked after end to end, facilitating document collection, valuations through to settlement.

Refrain from being confused by interest rates and comparison rates! Here's a simple explanation to help you navigate home loan options:

💼 Interest rate: This is the yearly percentage you pay to borrow money for your home. It directly impacts your monthly repayments.

💼 Comparison rate: This broader figure includes the interest rate plus most fees associated with the loan. It gives you a clearer picture of the total cost of your mortgage per year.

Think of it like this: The interest rate is the base price, while the comparison rate shows the “out-the-door” cost, including taxes and other fees.

Focus Finance can help you find the right home loan. We'll consider your needs and financial goals to identify a loan option that fits your budget and maximises your financial well-being.

Contact us today at [email protected]

Focus Finance makes getting a home loan or refinancing easier than ever. Our friendly and knowledgeable mortgage brokers will explain everything in clear language and walk you through each step of the process, from application to approval. 💼

Our focus goes beyond the transaction. We're committed to providing ongoing support to ensure your long-term financial success.

Contact Focus Finance today to discuss your loan options. 📞 1800 22 33 45

At Focus Finance, we're dedicated to exceeding your expectations. Just like Megan's experience shows, our team works hard from start to finish making your home loan process smooth and successful. We're passionate about what we do and take pride in helping clients achieve their goals, even if they seem complex. 🌟

Facing unique financial needs? Our experienced team can guide you through the process, offering personalised solutions and close attention to detail. Your satisfaction and financial success are our top priorities. 💼🤝

Let's discuss your home loan options today. Contact Focus Finance at [email protected]. 📞 1800 22 33 45!

When securing a mortgage in Australia, diverse options are available, each tailored to individual preferences and financial goals. Understanding these mortgage types can empower you to make informed decisions:

🏡 Fixed and variable rate mortgages offer.

🏡Interest-only mortgages.

🏡 Offset accounts.

🏡Package loans.

Beyond these mortgage types, lenders in Australia offer unique home loan features to cater to diverse needs. These features include making extra repayments, accessing redraw facilities, or incorporating specific loan structures to accommodate investment strategies.

Focus Finance makes getting a mortgage easy. Our experienced brokers will guide you through the process, create solutions, and answer your questions. Contact us at📞 1800 22 33 45

At Focus Finance, we understand that every borrower has unique circumstances and financial goals. We'll work with you to understand your situation and create a personalised plan with the right loan options and financial services to help you achieve your homeownership dreams. We'll be by your side throughout your homeownership journey, from helping you find the perfect loan to guiding you through the complexities of buying a home. 🏠🌟

Choose Focus Finance for personalised attention and exceptional service. We are dedicated to your success and go the extra mile to ensure a smooth and stress-free experience. Your satisfaction is our ultimate reward.

Let us be your trusted partner in this exciting new chapter. Contact us today at [email protected].

Your success is our priority at Focus Finance. We simplify the mortgage process.

We believe in clear communication and personalised service. Not only that, but we'll keep you informed every step of the way and tailor a loan solution to fit your specific goals and preferences. Our network of lenders allows us to offer competitive interest rates, helping you save money and achieve your dream of homeownership.

Focus Finance is dedicated to your satisfaction. Let's discuss your loan options today.

Contact us at [email protected]

With property investment, you have a tangible asset that speaks for itself. There is no complex jargon or convoluted strategies, just a straightforward path to financial growth. In an unpredictable world, it provides stability and a sense of security, shielding you from the uncertainties that other investments may bring. 🔑🏡

Making careful planning and informed decisions will chart a course toward success. Let us guide you towards a brighter future by making the correct choices. Email us at [email protected]

Need a home loan that fits your needs?

At Focus Finance, we understand that every borrower has unique needs and goals. Our experienced team will take the time to understand your situation and find the perfect loan option for you.

We offer exceptional service and prioritise your financial success throughout the process. 💼

Let us handle the complexities for you. Contact Focus Finance today to discuss your loan requirements.

Call us at 📞 1800 22 33 45.

Understanding average mortgage repayments is crucial in today's financial landscape, especially with the cash rate at a 12-year high and soaring property prices. Let's delve into the numbers and gain some insights:

In early 2024, considering the national average mortgage size of $624,383 and an average variable interest rate of 7.24%, we can estimate average mortgage repayments of $4,255 per month for a 30-year loan. 📈🏦

Comparing these figures to a decade ago, when the average interest rate was 4.17%, and the average mortgage was $372,900, Australian homeowners now pay an average of $2,438 more monthly. This highlights the impact of rising interest rates and property prices on monthly repayments.

Now that you better understand what the average mortgage in Australia is, it's essential to assess how your situation compares. Contact us at 📞 1800 22 33 45 to help you!

At Focus Finance, we take pride in making the home loan process easy and stress-free for our clients. We're committed to providing exceptional service and building strong relationships. That's why we were so happy to hear Matt Johnston's positive feedback about our professional, approachable team dedicated to getting the best results for our clients. 🌟 💼

Our focus goes beyond just finding you a loan. We want to ensure your satisfaction throughout the entire process. Become our next satisfied client!

Be our next satisfied client! ✉️ [email protected]

This year, we have the highest recorded figure of an average mortgage in Australia since records began in 2005, with nothing less than $624,383!📈📊

To put this into perspective, let's look back at 2005, when the average Australian mortgage was just $255,340. The significant increase highlights the evolving nature of the housing market and the growing financial commitments of homeowners. 📈🏦

Focus Finance can help you navigate this changing market. We can help you understand your options and make informed decisions about your home loan. Contact us today to learn more. 📞 1800 22 33 45

Finding the right mortgage can be overwhelming. The market can be complex, and there are many loan options available. At Focus Finance, our team of experts can simplify the process. 🏠

We'll guide you through everything. We'll explain different loan options and help you find the best fit for your needs. This will put you in control of your financial future and help you achieve your dream of homeownership.

Contact us today to learn more about current mortgage trends and how we can help you. 📩 [email protected]