Loan Market Warrnambool

Tax doesn’t need to be boring😉

With the end of the financial year nearing, it’s the perfect time to assess your property portfolio - and check that you're making the most of the tax benefits available.

Here are some tips to ensure your property investments are paying off:

1. Be organised: Keep track of all your expenditures and receipts across the financial year for easy access. The more prepared you are, the easier it will be.

2.Know what to claim: Investors have many benefits, consider the full list of entitlements when claiming your EOFY information to help maximise these offsets.

3. Pre-pay where possible: Property-related expenses can be pre-paid in advance to help maximise your EOFY tax refund.

4. Use experience finance specialists: Working with finance professionals can help you maximise your investment. We are more than happy to guide you to make the process that little bit easier (and fun) for you.

Well done Jo👏 A big thank you to Helen for trusting our local team of experts here at Loan Market Warrnambool. Thank you for choosing us. We wish you all the best🙌

The Federal Budget for 2024/2025 was presented by Federal Treasurer Jim Chalmers this week.

But what does it mean for you?

The measures highlighted may relieve some pressure for some people saving for a deposit to purchase a house, or for households with a mortgage.

Reach out to discuss your situation to see if we could save you money.

More on Housing, Budgeting and Small businesses can be found in our blog:

Federal Budget 24/25 - what does it mean for you? Federal Treasurer Jim Chalmers presented the Federal Budget for 24/25. Here are some of the key measures that may impact you.

The Reserve Bank has kept the cash rate at 4.35% for the third time since November. The decision follows a two-day board meeting, driven by persistent inflation: https://broker.loanmarket.com.au/warrnambool/blog/may-cash-rate-on-hold-investors-look-to-different-states/

Wondering what this means for you? Get in touch📲

May cash rate on hold - Investors look to different states Despite the cash rate sitting higher than it has been in years, we have seen an increase in the number of investors. We have a look at the areas that are most attractive to interstate investors.

A familiar face – Say hi to Anna👋

Anna is Loan Market Warrnambool’s Assistant and this year’s Loan Market Top Performance Winner🏆

Having worked with the Loan Market team for over two years now, she keeps the team in check with compliance and follows up on applications.

Anna’s attention to detail, quality of work, passion to support clients’ in achieving their financial goals and so much more, is what makes her an asset to the team.

"I strongly believe that strength lies in unity and when a team works together wonderful things can be achieved."

What grants are available to me? Does it cost to use a broker? How much deposit do I need to purchase a property?

Navigating through the loan process can raise a number of questions. Luckily for you, we’ve got you covered.

Get in touch to get the answers to your questions 💬

Ready to look for an egg-scellent loan that is right for you?

A broker can help you achieve your financial or lifestyle goals, whether you’re looking to:

🔵 Buy your first or next home
🔵 Buy an investment property
🔵 Review your current loan
🔵 Get your home loan pre-approved
🔵 buy a new or used car
🔵 Find the right personal loan

And so much more…

Get in touch to find out how we can help you achieve your goals.

One of the best things about this job? Getting to help our clients with more than just a loan.

Thank you Neil and Leanne for trusting in me. I love working together and am more than happy to help out where I can🙌

A strong amount of first home buyers are back in the market in 2024👏🏻

Keep an eye out on the Ray White Warrnambool website for properties coming to market in March. And give us a call at Loan Market Warrnambool to chat about a home loan or how to best save for a deposit.

📲0450 800 844

Did you know that Loan Market and Ray White have a strong partnership?

Well now you do! My team and I work with the Ray White Warrnambool team on a daily basis. In fact, we work in the same building on 64 Banyan Street, in the beautiful town of Warrnambool!

The benefits? You’ll be getting both financial and property support all at once in-house, without the back and forth hassle or delays for any queries.

If you’re looking for a home and need some support, give us a call on 📲0450 800 844

Looking for your ideal match?

Skip the speed dating.

Speak with me and my team at Loan Market Warrnambool to find out how we can support you 👐

Meet Jo!👋

Joanne is one of our fantastic Mortgage Brokers here at Loan Market Warrnambool. With over 20 years of experience and a Certificate IV in Finance and Mortgage Broking, she works hard to give you the best service and results for your needs. Whether you’re looking to buy a home, refinance or find an investment property – you’ll be in good hands with Jo!

https://broker.loanmarket.com.au/warrnambool/about/our-team/

What could 2024 bring?

In the first cash rate announcement of the year, the Reserve Bank of Australia (RBA) has held the cash rate at 4.35%.

Before 2023 fades from the rearview mirror, let's take a second to turn back and have a look at what we faced and look ahead at predictions for 2024.

February Cash Rate: Property and cash rate predictions for 2024 Before 2023 fades from the rearview mirror, we wanted to take a second to turn back and look ahead at what 2024 might bring.

From understanding your goals to settlement and beyond, here is how we’ll work together.

Contact me to book in your loan appointment 📲0450 800 844, or head to our website for more information.

https://broker.loanmarket.com.au/warrnambool/

One of the reasons why we do what we do 🙌

Thank you for your beautiful words, Mary! Always a pleasure to be working with you.

Sooo Good Congratulations Anna

Still fishing for the right interest rate for your family?

Here at Loan Market Warrnambool, we can help you catch it, hook, line and sinker.

Speak with us today 📲0450 800 844

Show your support: Donate to help Alli heal from cancer When I heard the news of Alli getting a rare cancer, I thought “no, not Alli”. Ho… Rebecca Loxton needs your support for Donate to help Alli heal from cancer

What makes us different?

Here at Loan Market Warrnambool, my team and I are 100% dedicated to you. As your own personal, non-bank affiliated loan expert, we work in your best interests, provide quick turnaround times, as well as ongoing support and guidance once your loan has settled.

We keep it real and the best part of all, we’re FREE for you!

Come speak with us about your loan needs today!

New Year, New Resolutions. BUT some things remain the same...

My sense of humour, my passion for oysters and curry, and my dedication to Loan Market and my clients ✨

Thanks for the interest in our region ABC. It was good to discuss things with them in this quick interview

This family was delighted to buy a home and renovate it, but now their mortgage payments have doubled When Emily and Jimmy Black bought their first home in September 2020, their mortgage repayments were tough but manageable. Fast forward less than two years and things are looking very different.

What a privilege to be nominated as a finalist for The Australian Broking Awards as Regional Broker of the year! This wouldn't be possible without the support of my team. A big shoutout to Joanne Bridge and Mae 😊

https://urldefense.proofpoint.com/v2/url?u=https-3A__www.seek.com.au_job_56664086&d=DwMFaQ&c=o287o4p3TtY268cDKC-bxg&r=8EJHCHaZp1w1_WZk-B_rBX4qMN9GZIjoV35K_Nt95Ic&m=kyzzx91--Dd5p84rdRxNQChlEpiCv0HVfyqB1aPvZIRW8t0DmmKM6sC05WoAWUum&s=q1-4lCpBaNoIcytI-8_wMwadF9POxRqK4VYP5-k5oYg&e=

Customer Service Manager Job in South West Coast VIC Loan Market is one of Australia's largest retail Mortgage Broker groups, providing home loan solutions to thousands of Australia's every year. We're proud to be part of many Australians' lives as they work towards the true Australian dream "to own your own home". We provide the highest level of qual...

Your maximum borrowing power can vary by thousands of dollars from one bank to the next – it could be the difference between purchasing your dream house or settling for your second favourite.💸💸

https://broker.loanmarket.com.au/sam-arthurs/calculators-tools/borrowing-power-calculator/

Chris Hansford

Just as some people prefer a road trip down Route 66 and others would rather trek Kilimanjaro, no two approaches to property investing are the same. Checkout our Guide to to Property Investment to work out the path that is right for you.

https://broker.loanmarket.com.au/sam-arthurs/home-loans/investment-loans/

Refinancing your home loan could save you money, but how do you know when to refinance? 🤔
Here's some tips for when it's the right time to make a decision about the future of your home loan.
https://broker.loanmarket.com.au/sam-arthurs/blog/knowing-when-to-refinance-your-home-loan/

Chris Hansford

When is the right time to refinance? Refinancing your home loan could save you money and could be easier than you think. Find out if refinancing is the right move for you.

WE ARE HIRING! 🧐
We are looking for a motivated individual with a desire to grow within the mortage broking industry working alongside Elite broker, Sam Arthurs.
You will be working in a unique supportive culture alongside a passionate team. If you are interested contact us on 5564 1500 ☎ or apply via email to [email protected] 📩

https://www.seek.com.au/job/55874467?type=standout =95e57fc3ba8e469f3bbfc6a3592dd2b8c8c7fb4f

Trainee Mortgage Broker Job in South West Coast VIC Loan Market is one of Australia's largest retail Mortgage Broker groups, providing home loan solutions to thousands of Australia's every year. We're proud to be part of many Australians' lives as they work towards the true Australian dream "to own your own home". We provide the highest level of qual...

Roses are red. Violets are blue. Let me find the right loan for you. 😍

We're not a bank, nor are we owned by one. Which means we have the freedom to meet on your terms, ‘on or off’ line, and we're on hand when you need it. ☺️

Chris Hansford

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