IGL Financial Services Group Inc.

A huge congratulations to Faith from our team. She achieve the top mark in CANADA on her recent exam. This is a reflection of her work ethic and her attention to detail.

Well done Faith!

FP Canada™ Recognizes Top Performers on the February 2024 QAFP® Exam /CNW/ - FP Canada today announces the candidates who received the top scores on the February 2024 sitting of the Qualified Associate Financial Planner™ exam....

IGL Financial Services Group is seeking a full-time office administrator. Would you like to join our team?

IGL has been providing services to families and businesses of the Fraser Valley since 1996. We strive to provide sophisticated solutions to our clients to assist them in achieving their goals.

IGL is also proud to give our team members opportunities for advancement and continuing education.

Qualified candidates can submit a resume by email to [email protected]

Are you a recent grad in your 20s? Married with a mortgage in your 30s? Planning your estate in your 50s? Whatever your age, you likely have two things in common with people in every age group:

1. There are people in your life whom you love.
2. You can’t predict the future.

If you’re trying to decide when to buy life insurance, learn about how it can help at different stages of life. Have questions? Reach out to me today!

What's the best age to get life insurance? Is it ever too soon or too late to buy life insurance? Do you even need life insurance? See what life insurance can do for you. Talk to a Sun Life advisor.

Not sure how much you can put into your Tax-Free Savings Account this year? This tool will help you out.

TFSA contribution room calculator - MoneySense Not sure how much you can put into your tax-free savings account this year? This tool will help you figure it out.

Are you planning on retiring this year? If so, you have some big decisions ahead of you.

Don’t wait to sit down with your advisor. The earlier you start, the better prepared you can be for your golden years.

Four key things to consider if you are planning to retire this year Breadcrumb Trail Links Retirement Personal Finance Four key things to consider if you are planning to retire this year Jason Heath: When should you start CPP? What's the best RRIF strategy? Here's how to choose the option that best suits you Author of the article: Jason Heath Publishing date: Jan 31...

Are you entitled to a tax refund for your medical expenses?

You may be able to claim your healthcare expenses on your tax return. Here’s how it works

Are medical expenses tax deductible in Canada? Are you getting ready to file your 2021 taxes? Don’t forget that you can deduct some medical expenses. See how it works in this article.

Have you done the math on your mortgage payments when rates do start to increase? Let’s do some math.

For the average mortgage of $371,584, a homeowner with a variable rate of 1.5% and a 25-year amortization, is currently paying $1,485/month.

If the Bank of Canada increases rates by 175 basis points that rate would increase to 3.25%. That equates to a monthly payment increase of $322/month to $1,807.

Don’t wait to review your finances. Let’s start looking at the future today.

How interest rate hikes could affect your mortgage payment With the Bank of Canada's key interest rate target expected to rise this year, experts point to the cumulative impact this will have on Canadian homeowners, particularly those with variable-rate mortgages.

“Sometimes, the most productive thing that you can do is to step outside and do nothing…relax and enjoy nature.” – Melanie Charlene

Do you know what goes into a ?

It should only include basic living expenses:

✔Housing
✔Food
✔Transportation
✔Clothing

And shouldn't include,

❌dining out,
❌weekend trips,
❌or leisure and hobbies

Looking for a tool to help you get your spending on track? Check out Sun Life's budget calculator, https://bit.ly/3budget1.

Gas prices are hitting highs that Canadians have never seen. With no end in sight, it’s time to try and save where you can. Here are ways to reduce your personal gas bill, as well as some that may not be worth it.

Gas prices continue to hit new records. Here’s how to save at the pump | Globalnews.ca As gas prices hit new records amid the Russia-Ukraine conflict, here are some tips to improve fuel efficiency and avoid overpaying at the pump.

Myth #1: Life insurance is expensive.

FALSE! Life insurance can cost less than your daily cup of coffee. ☕

What is inflation?

Inflation is the overall increase in prices and the cost of living. Over time, the prices of some goods (i.e. fruit or vegetables) increase, while others may decrease (i.e. computers). Inflation measures the average increase in prices.

Simply put, when inflation goes up, the value of your money goes down. It erodes your money's purchasing power.

If you're wondering how you can protect yourself from inflation start by:

👉 budgeting and keeping track of your spending,
👉 making a plan and
👉 sticking with your plan.

When it comes to planning for the risk of inflation, I can help.

Inflation: What it means and how to protect yourself Inflation is rising in Canada. What does this mean? And how will it impact your savings and retirement? Learn more in this article.

Did you know?

The government matches up to 20% of your annual contributions to your child’s RESP, up to $500 per year?

Don’t miss out on free money. Get your RESP started today!

Enjoying the fresh outdoor air has so many positive effects on our overall health, including stress and anxiety. More and more evidence shows spending time in nature improves cognitive function and mood, while reducing anxiousness and depression. Try going for a walk even around your neighbourhood to reap these benefits and more!

Can spending time outdoors treat stress and anxiety? Looking for a simple way to combat stress and anxiety? Try getting outside!

Family Day is coming up! Hopefully you will be able to spend it doing some fun activities with your loved ones.

Looking for some ideas to keep everyone entertained? Here are six low-to-no cost ideas for indoor and outdoor family fun.

Family day activities: 6 ideas for winter fun Are you looking for ideas for how to spend your family day? We have 6 ways to make it fun.

A second year of the pandemic means another tax season with COVID-related deductions. There’s a lot to know this time around again. Whether you’re deciding to DIY your taxes or hire a professional, these tips should help you understand the rules.

2021 tax season primer: Our roundup of the best tax tips for Canadians - MoneySense Are there still special write-offs for COVID? TFSA or RRSP? When is interest tax deductible? Find out all this, and more, in our round-up of best tips for Canadians for 2021 tax season.

Prices at the pump and grocery stores continue to rise. “Shopping around” to stay within your is just one consumer tip to combat inflation. Coupons, points systems and even downsizing to save on rent are ways you can try and combat inflation.

'Be a savvy consumer': Expert tips for Canadians to help tame inflation As inflation increases to levels not seen in decades, experts are advising Canadians to take advantage of coupons, points programs and purchase affordable alternatives where possible to help mitigate the financial strain caused by rising prices.

There are many ways for small businesses to reduce their income taxes in Canada. This guide offers some of the top strategies to lower your taxes and keep more money in your business.

How to Reduce Your Canadian Small Business Income Tax See how many of these small business tax strategies you can use to reduce the amount of income tax you pay if you operate a small business in Canada.

Lots of changes coming this year, from minimum wage increases, end to fossil fuel financing and soft drink taxes. Check out some of the new rules and regulations coming to your province.

Here are some of the new laws coming in 2022 With 2021 behind us, a number of new rules and regulations are set to take effect this year. Some of the changes include minimum wage hikes, plastic bag bans and soft drink taxes.

Question! What is your tax-free savings (TFSA) for?

For many people the answer isn’t so easy because you can use it for a variety of purposes. You could use it to save for your dream home, your next vacation or simply a rainy day. Since 2009 when the began, it’s become an important part of our overall financial strategy.

Here are five ways you can put this terrifically flexible savings account to work.

5 really useful things you can do with your TFSA A tax-free savings account (TFSA) is a lot more versatile than you might realize. Here are a few things you might not know you could do with a TFSA.

Good morning!

Wishing you all a wonderful start to the new week! ☕❄

Parents!

Has your dentist told you that your child needs braces? Braces are not only costly but require a lengthy time commitment. Getting a second opinion from an accredited orthodontist is an ideal next step according to this Sun Life article.

When it comes time to pay, check with your employee insurance plan to see how much they cover. The amount not covered can be claimed as a tax credit when you file your taxes.

Home At Sun Life, we help our clients achieve lifetime financial security and live healthier, happier lives. We offer trusted insurance products and secure access to your employee benefits, including health claims and group savings plans. Plus, our advisors are here to help you meet your financial goals....

Best wishes of health and happiness throughout the New Year.

It’s never too early to start preparing for tax season. Here are Canada’s federal and provincial/territorial tax brackets and rates based on your annual income.

We break down the tax brackets in Canada for 2021 (and provinces, too) based on annual income - MoneySense To help you prepare for tax season, our charts break down the different tax brackets in Canada based on your annual income.