Chantal Barriault-Craig - IG Wealth Management

What is a Family Office and Why Should It Matter to Entrepreneurs? Here's how Family Offices can provide patient capital, strategic partnerships and long-term growth opportunities for mission-driven entrepreneurs.

After jumbo Fed rate cut, market hopes ride on U.S. soft landing One of the most consequential Federal Reserve meetings in recent history has put investors’ focus squarely on one question: whether the central bank has kicked off its rate cutting cycle in time to keep the economy from slowing too rapidly.

Happy Friday !! Hope you have big plans this weekend 💕

Consistency > Complexity in Financial Planning

When it comes to building wealth, simple and disciplined habits make all the difference. 💡 Saving a fixed percentage of your income every month can be far more effective than trying to time the market or chase trends.

Remember: slow and steady wins the race. 🐢📈

Stay focused, stay consistent, and watch your financial future grow.

The cult of storage: is tidying really the fast track to a happier, healthier life? Clutter and chaos can have all kinds of effects, from decreased productivity to a compulsion to eat unhealthily. So, is it time we became hotel managers of our own homes?

Enjoy todays inspirational quote ✨

How many stories have you heard lately about delayed and canceled flights?! ✈️ Don’t panic—remember the 1-3-1 Rule!

Next time you're stuck in the airport, follow this simple formula to rebook your flight and possibly score some compensation. 💸 Avoid the chaos, take control, and maybe even walk away with a little cash in your pocket. 💪

Learn how to make the best of any travel disruption!

Is Your Flight Delayed or Canceled? You Need the 1-3-1 Rule Next time you face a major flight disruption, don’t let hopelessness take hold. Follow this simple formula to rebook—and maybe even walk away with a little cash.

Feeling stressed? Turns out, hope might be your secret weapon! 🌟

While mindfulness is great, new research shows that hope may be even more effective in reducing stress and boosting resilience. 🙌 Ready to find out how?

Check out these 5 ways to cultivate hope for a healthier, more positive outlook on life. 💪✨

To Reduce Your Stress, Hope Beats Mindfulness—5 Ways To Be Hopeful Discover why hope may be more effective than mindfulness in reducing stress. Learn five ways to cultivate hope for better well-being and resilience.

The Decibel podcast: Can Trudeau pull the Liberal Party back from the brink? From questions over Justin Trudeau’s continued leadership to the collapse of the supply and confidence deal with the NDP, to their poor polling numbers compared to the Conservatives – the ruling party appears to be at the weakest in years.

Retirement isn’t just about finances—it’s about relationships too. 💑

When you and your spouse or significant other enter this new chapter, it's important to remember that what's next affects both of you. 👫 How will you spend your time? What are your shared goals? Navigating these changes together is key to a fulfilling retirement.

Learn how to keep your relationship strong and thriving through this major life transition.

How To Help Your Relationship Survive Retirement When you have a spouse or significant other, what’s next in your life is going to affect them too.

There may be times when holding a GIC in your portfolio might be appropriate. But let’s make sure it’s in the right tax sheltered vehicle, otherwise you’ll be guaranteed to be paying those returns, and then some, to CRA.
Don’t hesitate to contact me for a second opinion, let’s make sure you’re keeping more of your hard earned money in your pocket and not CRA’s.

What Is Founder Mode? Here's Why the Phrase Is Everywhere This Week. Founder mode is different from the traditional manager path. Here's why.

I've haggled down the price of everything from rent to dental surgery, and I have 6 tips for anyone who wants a better deal Haggling isn't appropriate in all circumstances, but it can bear fruit even when prices seem fixed. There is an art to haggling, and it takes time to learn how to do it effectively. Being knowledgeable, friendly, firm, decisive, frugal, and reasonably flexible help when bargaining.

I am beyond grateful for the kind words and glowing testimonial from my amazing clients! 🌟 Your trust and support mean the world to me, and it's clients like you who inspire me to continue delivering the best service possible. 🏆

Thank you for being part of the journey with me. I look forward to many more successful milestones together! 🤝💼

The ‘facts not fiction’ exercise and five other ways to manage your money anxiety Just as going for a 20-minute walk each day can keep your body healthy, daily financial care keeps your money situation healthy.

I’m obsessed with Shark Tank! 🦈📺 It’s so inspiring to see incredible ideas turn into massive successes. Curious which products have made the biggest waves? 🌊 Check out this article on the most successful Shark Tank products — some of these are absolute game-changers! 🚀

8 Most Successful Products From "Shark Tank" Not every entrepreneurial idea that is pitched walks away with an investor. Not every product that wins an investor goes on to make it big. But some do, becoming national or global brands that do millions—even billion—of dollars in sales.

Heads up! 📢 New trust reporting rules are in effect across Canada. These changes impact most trusts, requiring more detailed reporting to the CRA, including disclosure of trustee, beneficiary, and settlor info. 📝

If you manage a trust, make sure you're aware of the new requirements to avoid penalties and stay compliant. 📅 It's always smart to get professional advice to navigate these updates smoothly!

What you need to know about the new trust reporting rules You can be forgiven if you missed the latest development in the ongoing saga of the new trust reporting rules, especially If you’ve been away over the summer.

Join us tomorrow at 1 p.m. ET for our webinar “Back to school: are we at an economic fork in the road?” with Jacqueline Hansen and IG Wealth Management’s Philip Petursson.

https://event.on24.com/wcc/r/4646181/D6A4A4E32BE945F0ABCB566D5CDE74EA?partnerref=RO106ChantalBarriaultCraig

Inflation can throw off retirement plans, but sometimes waiting is worth it! ⏳💸

Retirement looks different for everyone — it’s all about your career, savings, and adapting to changing times. 📊✨

Inflation derailed my dad's long-term retirement plan, but he's calculated that waiting is worth it The right time for retirement looks different for everyone — it depends on your career and how much money you've saved, but the factors involved are changing over time.

Happy August Long Weekend, everyone! 🌞 Whether you're soaking up the sun, enjoying a BBQ with loved ones, or simply relaxing, make the most of this beautiful break. Cheers to good times, great company, and unforgettable memories! 🥂

Thinking of Moving out of the U.S.? You May Not Like the Tax Consequences. If you’re contemplating a move out of the U.S., think hard about why you want to go. Those trying to avoid taxes may need another plan. The U.S. is one of the only countries in the world that taxes its citizens no matter where they live. Before you go, consider the implications of any move you mak...

Markets Are Way Out of Line With Reality, According to These Measures Three popular stock market valuation tools are saying the rebound of the past couple of weeks is a fools’ rally.

Avoid These Common Investment Mistakes for Long-Term Success

Timing the Market: It's easy to think you can predict market downturns, but hindsight is always clearer. During the 2020 pandemic, many panicked as the market dropped 30%, but those who stayed the course benefited as it rebounded. Focus on long-term growth, not short-term fluctuations.

Irrational Risk Assessment: Many understand risk theoretically but struggle to apply it to their own investments. Avoid speculative bets, don't attribute all success to skill, and seek professional advice for an objective perspective.

Overconcentrated Portfolios: Holding too much in a single stock, like company shares, increases risk. Diversify your investments to reduce volatility and protect your financial future.

Avoiding Investments: The biggest mistake? Not investing at all. Waiting for the "perfect" time or hoarding cash in savings accounts means missing out on compound interest and losing purchasing power to inflation.

Simple Strategies:

Stick to a strategic investment plan.
Focus on long-term growth, not high-risk tactics.
Know your risk tolerance and capacity, and diversify globally.

Invest wisely to secure your future!

Grandparents do the right thing to care for grandkids, but delay retirement An expert says the couple's pensions, investments and government benefits will provide the income they need in retirement.

🌍 Navigating Economic Uncertainty: The next 12 months will bring significant differences between Canada and the U.S.

💡 Investor Insight: This is a crucial time to avoid high-risk investments and consider safer strategies. Focus on structured notes, interest-rate-sensitive sectors, and hedged U.S. equities for a more secure financial future.

🔗 Stay informed and adapt to protect your portfolio!

Risks abound for Canadian investors, but here are three risk-mitigating strategies It is helpful when investing to have a near-term view balanced by a longer-term one looking for trends that could turn into opportunities or realized risks.

With the recent changes to capital gains legislation, small-business owners and incorporated professionals in Canada have a powerful tool for optimizing their tax strategies: insurance. Beyond just protection, life insurance can be a strategic asset for wealth growth and preservation. Discover how this often-overlooked financial tool can play a key role in securing your financial future. 📈💼 "

From liability to asset: Tapping the potential of insurance to maximize wealth Now that the new capital gains legislation has passed, many Canadians — especially small-business owners and incorporated professionals — are looking for ways to optimize their tax strategies, and one way to do that is by considering the role of insurance in financial planning.

I’d like to take a moment to share my recent experience following my fibula break and surgery.
I am overwhelmed with the love and support I have received during this unfamiliar journey.
My husband has taken on ALL the responsibilities, not only tending to my personal needs and care but also managing the household.cleaning/cooking/laundry/gardens. All while working his full time job in the city. My 80-year-old mom, made a 3 hour drive to help with our fur-baby and errands.
My Neighbors who have become dear friends have provided crucial assistance, including crutches, flooding clean-up, transportation.
Then clients. The continous calls/texts checking in on me.
As someone who values independence, I'm grateful for their help. Thank you all for your kindness during my recovery.