Sherri Picard Licensed Mortgage Agent with Dominion Lending Centres

Way to go!! 🙌🏀🥇

Self-employed individuals in Canada may have different options for getting a mortgage than traditional borrowers. Here are a few options:

Stated income mortgage: This type of mortgage is designed for self-employed individuals who may not be able to provide traditional proof of income documentation. Instead, borrowers state their income and the lender verifies it through other means, such as bank statements or other financial records.

Alternative lenders: Alternative lenders may be more willing to work with self-employed individuals who have less traditional income documentation. These lenders may have different qualification requirements and may be more flexible in their lending criteria.

Equity-based lending: This type of lending is based on the equity in the property rather than the borrower's income. Self-employed individuals who have a significant amount of equity in their property may be able to secure a mortgage through equity-based lending.

Co-signer: A self-employed individual may be able to secure a mortgage by having a co-signer with traditional employment and income documentation. The co-signer's income can be used to help qualify for the mortgage.

Overall, there are options available for self-employed individuals in Canada to get a mortgage.

I’m here to help!
Call me today!
647 909 8314

License # M20003195
FSRA # 11129
Dominion Lending Centres YBM Group
Each Brokerage independently owned and operated.

I want to take a moment to express my heartfelt gratitude for your business and loyalty. It is thanks to client’s like you that I am able to thrive and grow as a Mortgage Agent.

Your satisfaction is my top priority, and I’m constantly striving to improve my services to better meet your needs. I appreciate your feedback and suggestions, as they help me to better understand how I can serve you even better.
I also want to acknowledge the trust you have placed in me by choosing me as your mortgage provider. I understand that there are many options out there, and I am honoured that you have chosen to do business with me.

Sincerely,
Sherri Picard

647 909 8314

Dominion Lending Centres YBM Group
FSRA # 11129
Each Brokerage independently owned and operated.

Had an amazing day at
Women’s Networking Luncheon
With Tricia Granville.
Met some dynamic and informative female entrepreneurs from various industries.

Panel:

Brittany Gray - Founder & CEO, Fancy Face

Olivia Ho - Owner, The Give & Grow

Alicia Robertson - Founder and CEO, Lemonade Life

Cheryl Sutherland - Transformational Speaker & Founder, Please Notes

Emcee:

Katie Zeppieri - Founder and President, The MicDrop Agency

Jaiden at the office today!
Helping you with all your mortgage needs. 🥰🤝

Lunch date
with the beautiful Ruby Gill conveniently on International Women’s day! ☺️ 🥂

Follow
👇👇

gifted communicator fluent in English, Punjabi, French and Cantonese, Ruby Gill is known for her sharp negotiation skills, affable nature and unfailing poise under pressure. Ruby is a well-respected member of the real estate community and a highly collaborative and personable member of The Agency Oakville.

Celebrating WOMEN!

As a woman in business who has the pleasure of knowing many incredible, strong, kind, intelligent women, I 💜 ! Let's celebrate all the women we know today and every day.

~Because EVERYTHING I do is for you!
🥰

Your Local Mortgage Agent
Sherri Picard

On cloud 9 🙈 🤩
When Nicole Servinis asks you to come to her clothing line launch party and wear her clothes.
Penthouse suite at hotel X.
~city line producer’s
~the social producer’s
~Stella Aquisto city line host
And more!

A mortgage agent can offer several benefits to help you with the process of obtaining a mortgage, including:

Access to a wide range of lenders and products: Mortgage agents have access to a variety of lenders and mortgage products, which allows them to find the best rate and terms for your specific needs and circumstances.

Time-saving: A mortgage agent can take care of the research and paperwork required to apply for a mortgage, which can save you a significant amount of time.

Expertise: Mortgage agents have a wealth of knowledge and experience in the mortgage industry, and can provide valuable advice and guidance to help you make informed decisions.

Pre-approval assistance: A mortgage agent can assist you with the pre-approval process, which can help you stand out to sellers when you are looking to buy a home.

No extra cost: In most cases, mortgage agents are paid by the lender, so there is no additional cost to you for their services.

Specialised in different types of mortgages: Mortgage agents can assist with different types of mortgages like first-time buyers, self-employed, bad credit, refinancing, etc.

Handling negotiations: Mortgage agents can negotiate with the lender on your behalf, to get you the best rate and terms possible.

Call Sherri today!
📞 647 909 8314
Www.sherripicard.ca

"Expert advice, unbeatable rates - your mortgage journey starts here."

Swipe 👉👉

~7 Steps to Mortgage Financing ~

Let’s get you Pre-Approved! ⭐️🔑

Need a realtor? I work alongside some award winning realtors who cover the GTA and greater area.

📞 Call Sherri
647 909 8314
Mortgage Agent
Www.sherripicard.ca

Dominion Lending Christmas Party🎉
Love my team!

YBM Christmas Party 🥂🎄
Love my team!

Bank of Canada increases rate by 50 basis points.

Prime rate increase from 5.95% to 6.45%

This means for variable rate mortgage
That’s $30.00 a month per 100k mortgage balance you have.

Everyone’s situation is different, please reach out to me before making any changes to your mortgage.
Let’s plan ahead of your renewal!

Call today!
Sherri 647 909 8314
Email:[email protected]

Don’t delay! call today!
647 909 8314 📞

Have Questions?
👉Should I buy now or wait?
👉Interest rate concerns?
👉Considering debt consolidation?
👉Upcoming refinance?
Don’t delay call today!
As your mortgage agent I’m here to help! Any time !
Sherri Picard 647 909 8314
Email: [email protected]

Looking to buy/sell? 🏠 🔑
Call Alexa your local Sales Representative
647 990 8073

Now is still the time to buy!
Let’s get you Pre Approved today!
Contact Sherri!
📞 647 909 8314
I can lock in a rate up to 120 days!

Mortgage Tip! 👇
What is the First-Time Homebuyer Incentive?

The Incentive: This program allows you to obtain
an incentive from the government to assist with
your down payment, thereby lowering your overall
mortgage amount and, in turn, your monthly
mortgage costs.
• 5% or 10% for a first-time buyer’s purchase of a
newly constructed home
• 5% for a first-time buyer’s purchase of a resale
(existing) home.

☝️☝️☝️☝️☝️Mom's Night Out is an evening tailored to mom's and their ladies.
The NIGHT you have been waiting for!
Grab your girls, we mean all your girls! Aunts, Sisters, friends, co-workers, you name it, they are invited! There really isn't anything specific to being a mom, this is just an excuse to get out and have some fun!
What to Expect:
Special Gift: 1 Pair of Earrings courtesy of Melissa's Handmades.
Food & Beverage:
3 Beverage Tickets
Perogi Bar
Passed Appetizers including: Charcuterie Cups, Flatbread and Vegetable Cups
Dessert Bar
and More!
Activity Stations
Massage booth
360 Photo Booth
2 Make & Take Craft Stations
Organic Spray Tan,
Foot Health Station
Professional Bra Fitting
Yoga Station
Hair Bar
Makeup Bar
Fashion Station
Scent Bar
Plus More!
*** New this year is a mini market of up to 10 vendors ready to help you Shop. Shop. Shop!
On Stage we will have multiple segments including:
Chair Yoga with Ritual Yoga House
Professional Bra Fitting and Fashion show with Love & Nudes
Comedy Set with local Comedian Harpreet Schembi
Fashion Show courtesy of Restyle Beauty Boutique
Salsa Lessons with Professional Dancer and Instructor Stilian Kostov
Guests will walk away feeling pampered, entertained and relaxed!
It’s going to be seriously awesome! Guests will also have the chance to win fabulous giveaways courtesy of KNIX, Elementary Naturals, Lucic Balloons, Decor & More, Ritual Yoga House, Shake It Up Events and more!
We can't wait to see you!

https://www.eventbrite.com/e/moms-night-out-2022-tickets-387244387387?aff=efbneb

Life happens and so can debt. What you may not realize is just how expensive it can be to carry debt, especially when it comes to the high interest rates on credit cards.

If you have accumulated multiple points of debt from credit cards or loans (such as car loans, personal loans, etc.) and are looking for a way to simplify your payments - and help reduce them - rolling them into your mortgage could be the perfect solution.


Consolidating other forms of debt into your mortgage can help you pay them off over a longer period of time, at a much lower interest rate compared to credit cards. By freeing yourself from these high interest rates and gouging interest payments, you will not only have more money each month but have a better chance of taking back your financial control!


For example, if you have $30,000 of credit card debt, you are probably paying AT LEAST $600 per month - with $500 per month of that going directly to interest. If you let me help you to roll that debt into your home equity and monthly mortgage, your payment will drop to $125 per month, with interest being $70 per month. That is huge savings!


Not only that, but it is also much easier to manage and pay a single monthly installment versus half a dozen loans and bills.


If you are looking for a way to simplify (or get out of) debt, please contact me today! I would be happy to take a look at your financial portfolio and current mortgage and help you come up with the best option to suit your needs.

Contact: Sherri 647 909 8314
Www.Sherri Picard.ca
Email: [email protected]

DOWNLOAD MY MORTGAGE TOOLBOX
Just click the link below 👇

[email protected] https://dlcapp.ca/app/sherri-picard/download

Taking the hassle out of the mortgage process and simplifying your life.👌

Our app provides you with useful tools to help plan your mortgage. Whether it comes to determining your mortgage payments, affordability, income required to qualify or closing costs, our app has what you need.

✨Also a great tool for Realtor’s ✨

Start planning your mortgage by downloading it today!

Have further questions, don’t hesitate to call anytime!
Your future Mortgage Agent
Sherri Picard @ 647 909 8314

✨I’ve teamed up with a few other boss babes to give you $1000 C A S H just in time for BLACK FRIDAY✨ 
✨to E N T E R ✨
1️⃣ L I K E & S A V E this post. 
2️⃣ G0 T0 to complete the next steps. 
Open to Canadian & US Residents! 
Note: This is not sponsored, endorsed or administered by Instagram or any of the companies in the photo. By entering you are confirming you are at least 18 years of age, release Instagram of responsibility & agree to Instagram's terms of use.  
✨Host  

Another Happy client in the books 📖 😍
For all your mortgage needs please call me
📞 Sherri Picard 647 909 8314
Email: [email protected]

✨ LAST CHANCE ✨
Takes 20 seconds to E N T E R - You won't want to miss this!
G0 T0
to complete the next steps!
Open to Canadian and USA Residents!
Note: This is not sponsored, administered or endorsed by Instagram or any of the companies in the photo. By entering you are confirming you are at least 18 years of age, release Instagram of responsibility, and agree to Instagram's terms of use.
Host

✨I’ve teamed up with a few other boss babes to give you a $1500 GIFTCARD to GUCCI or $1500 C A S H!✨ 
✨to E N T E R ✨
1️⃣ L I K E & S A V E this post. 
2️⃣ G0 T0 to complete the next steps. 
Open to Canadian & US Residents! 
Note: This is not sponsored, endorsed or administered by Instagram or any of the companies in the photo. By entering you are confirming you are at least 18 years of age, release Instagram of responsibility & agree to Instagram's terms of use.  
✨Host  

Happy Thanksgiving from my family to yours! 🦃💕🤗
~Your Mortgage Specialist ~

647 909 8314
Www.sherripicard.ca
[email protected]

Another happy client in the books 📖🤩

Call or text Sherri for all your mortgage needs. 647 909 8314 👈👈

Love waking up and seeing this!
Absolutely made my Day!! 🥰

~~Another Refinance,
Another happy client~~

Text or Call Sherri 647 909 8314
✅Debt Consolidation
✅Refinance
✅First Home Purchase
✅Builders Mortgage