Simcoe County's Best Mortgages

The 5 Points Group Real Estate led by the super AMAZING Sarah Higgins Real Estate and Stephanie Fumo is on 🔥🔥🔥🔥🔥so far this year! Happy Clients = several more 5 star reviews last week, more referrals, and 4 new listings coming next week!! Helping clients accomplish their real estate goals is our passion.

Our team is a family and WE LOVE WHAT WE DO!!!! ♥️♥️♥️♥️♥️

BrennanKaffer Real Estate Tara Ouimet - Keller Williams Experience RealtyDrew Hermiston Chloe Bright
Brooke McAuley Jamie Hermiston

Simcoe County's Best Mortgages With access to more than 230 lending institutions, I am familiar with a vast array of available mort

9 Properties today either closed, firmed up, or got offers in the last 24 hours. The team is firing on all cylinders. Finally after grinding out a tough year we are growing again and hiring a virtual assistant to help all of our agents stay focused on achieving their goals. Looking for results in Simcoe County? Reach out to any of the amazing agents on the 5 Points Group Real Estate team! Let’s gooooo🔥🔥🔥🔥🔥🔥🔥🔥🔥l

⚠️🚨DATE: THURSDAY FEBRUARY 29TH🚨⚠️

Don’t miss your chance to attend our FIRST TIME HOME BUYER seminar hosted by & !!

This seminar will cover ESSENTIAL topics that will be helpful in your home search! You will learn important skills that will help you find the right property when it’s the right time for you!

REGISTER NOW so we order enough pizza 😉



Just shoot me a DM or better yet call me at (705) 985-4376 cuz I can’t figure out how to copy the QR code to this event. 😡

Thankful for everyone who took the time to wish me a Happy Birthday and wishing everyone a happy and healthy 2024!

Do you have equity in your home that is not working for you?
Use this equity to pay off any of your high interest debt to help lower your monthly payments.
Message now to see if it is in your best interest to refinance to pay off any of your high interest debt today, you would be surprised how much you can lower your monthly payments.

There has never been a better time to review your current mortgage! Rates are on the rise and the equity in your home has seen a dramatic increase just in the last 30 to 60 days!!! Message me to find out more!!

Canadian Inflation Rose Again in January to 5.1% y/y, Pressuring The Bank of Canada to Hike Rates in March - Dominion Lending Centres Inflation Ticked Up Again in January StatsCanada today reported that consumer price inflation rose to 5.1% from year-ago levels in January, compared to 4.8% in December. This was higher than expected but still well below US inflation posted at 7.5% for the same period. Undoubtedly, this puts additio...

If you are buying contact me right away - rules change effective June 1st!

OSFI Considers Setting a Minimum Qualifying Rate of 5.25% For Uninsured Mortgages

It's time to look at your current mortgage payment - rates are at an all time low and housing prices are at an all time high. With unsure times ahead I recommend you re-evaluate the cost and benefit of your current mortgage payment vs an early renewal. Lock it down for 5 years and rest easy!

My team and I can make this process painless and stress free.

The Real Estate market is red hot! Bidding wars are happening on many homes now. This presents a potential challenge for financing that home buyers may not be aware of. Just because you are pre-approved for a certain amount, if the home you are buying does not appraise at the price you paid, you will have to fund the difference. Be careful out there!

Rental income to increase your buying power!

If you are purchasing a home with less than 20% down the in-law suite must be a legal apartment in order for a % of the rental income to be added to your personal income to qualify for a higher mortgage. If you are purchasing a property with a full in-law suite that is not legal (Not registered with the city as a duplex) and you have a 20% downpayment or more then the extra income may be added to your income.

Confused? Call us or message us to talk about the positives of rental income and investing in real estate!

Here's some pictures of a listing coming soon in the east end that has great potential to offset your monthly carrying costs...

https://dominionlending.ca/news/chief-economist/cmhc-makes-it-harder-to-qualify-for-an-insured-mortgage/

CMHC Makes It Harder To Qualify For An Insured Mortgage - Dominion Lending Centres CMHC Makes It Harder To Qualify For An Insured Mortgage Once again, the Canadian Mortgage and Housing Corporation (CMHC) is tightening the criteria to get a mortgage with less than a 20% down payment. Any potential home buyer with less than a 20% down payment must purchase default insurance on their...

Simcoe County's Best Mortgages updated their address.

Here at Simcoe County's Best Mortgages we pride ourselves on providing exceptional and confidential service for all of our clients. Whether you are buying a home, acquiring an investment property, consolidating debt or your mortgage is renewing soon, we are committed to ensuring you are provided with the right solutions for all of your financial needs. Contact us for a free consultation to see if there is any way we can help you.

Now it's easier to call Simcoe County's Best Mortgages.

Stay home and stay safe! I can handle all of the details via telephone and internet - now is a good time to get rid of high interest debt and you don't have to leave your house to get it done!