Suzanne Magill Real Estate

Historically, real estate is an asset that has appreciated in value over time. But as with any investment, there is some level of risk involved.

Experts: 6 Safest Real Estate Investments for Beginners If you’re new to the world of real estate investing, you may be looking for low-risk opportunities to start out with. GOBankingRates spoke with real estate investing experts to get their picks for the safest investments for beginners — here’s what they chose.

Zoocasa - Mortgage affordability continues to be a hot topic across Canada. While home prices have suffered a slight dip in the last month, mortgage payments continue to escalate as the Bank of Canada tackles inflation in pursuit of its 2% target.

The Most Expensive and Most Affordable Monthly Mortgage Payments Across Ontario The contrast in high home prices and mortgage payments compared to the more affordable prices is stark. In Ontario in particular, there is a huge divide between the Greater Toronto Area and some of the more suburban cities in the province. To learn how great the difference is, we analyzed the averag...

You can absolutely sell a house with a mortgage. In fact, it happens all the time.

Can You Sell a House With a Mortgage? If you currently owe money on your home loan and are ready to move, you may be grappling with whether you can sell a house before paying it off. What happens when you sell a house with a mortgage? Do you need to pay your home off before you sell?

If you’re looking to buy a home, a financial advisor can help you put a financial plan together for your needs and goals.

What Exactly Determines Mortgage Rates? When you take out a mortgage to buy a home, you will have to pay back both the balance that you borrowed (referred to as the principal) and the interest that pays for the cost of the loan. How much you will pay in interest depends on the size and type of mortgage, your down payment and your credit s...

Sellers can make up to $5,000 more per sale by choosing the right hues — namely, neutrals, whites and blues.

You'll have better luck selling your house if you paint it these colors On the TV show 30 Rock, Liz Lemon had many imaginary arguments over the years, but perhaps none were more relatable than the one where she muses about the couples on the television show House Hunters: “Why can’t people look past paint color?” The simple fact is that they just can’t, and a re...

Read on to learn more about one alternative to a traditional 30-year mortgage -- and why it isn't as popular.

Considering a 40-Year Mortgage? You Could Pay Hundreds of Thousands More in Interest With home prices and interest rates skyrocketing, it can be tempting to consider lowering your monthly payment by stretching out your mortgage by another decade. However, there are some serious drawbacks to consider before going all-in on a 40-year loan. Read on to learn more about one alternative t...

Some basic terms you’ll want to familiarize yourself with at the outset are mortgagor and mortgagee.

Mortgagor Vs. Mortgagee: What’s The Difference? For new and prospective homebuyers, the path to homeownership is littered with potentially confusing jargon. What’s an adjustable-rate mortgage (ARM)? Are the annual percentage rate (APR) and interest rate the same thing? Why do you need both an appraisal and an inspection?

It is important to have an idea of what the improvements might be worth.

Home Renovations That Pay Off In The Long Run Any homeowner who embarks on home renovation faces a dilemma: Whether the money will pay off in the long run?

From meticulous market research and location selection to navigating the intricacies of property management and local regulations, the journey to profitable success can be challenging to navigate.

Should You Invest In a Vacation Rental Property? Investing in a vacation rental property can be an alluring prospect, offering the promise of a lucrative income stream and a slice of paradise to call your own. Picture this: a charming beachfront cottage or a cozy cabin nestled in the mountains, attracting eager travelers seeking unforgettable expe...

Some variables may sway your decision, like what type of market you’re selling in and the current condition of your paint. Let’s explore.

Should I Repaint My House Before Selling It in 2023? Mortgage rates rose in 2022, helping to rebalance the market. With increased buyer leverage, top real estate agents surveyed by HomeLight advised sellers to get back to the basics of prepping a home for sale, including considering easy renovations and upgrades.

You need to understand what to expect so you can set yourself up for success and actually get close on your new home.

How Long Does It Really Take to Buy a House? Whether you are buying a house for the first time, or the fifth, you want to know how long it will take. It is super important for any real estate investor to be familiar with the process of closing the sale of a property. Whether you are buying a single-family home or multifamily property, you need...

There is a myriad of tips and tricks to tackle blandness and create visual interest in the bathroom.

15 Bathroom Shelf Decor Ideas The bathroom is a highly functional space and a place of sanctuary and solace. A simple way to maximize visual appeal in the bathroom without breaking the bank is by decorating the shelf. Bathroom shelf decor is often less complicated to execute.

In this article, we’ve curated 45 incredible modern black door ideas to inspire you and important things to consider when buying a front door.

45 Modern Black Front Door Ideas There are good reasons why many homeowners prefer this color. Black is one of the most versatile hues and pairs beautifully with any color under the sun. It is favored for its timelessness and elegant appeal.

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Beautiful Fully Furnished Bungalow in a Highly Desirable Neighbourhood, Steps From The Beach And Hiking Trails Impeccably Maintained Bungalow Offers an Open Concept Floor Plan Ideal for Entertainment and Family Lifestyle. A premium lot and a fenced, landscaped private backyard offer cottage-like living. 9-foot ceilings, a modern kitchen with granite counters and S/S appliances, and hardwood throughout

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55 Jewel House Lane, Barrie. Click for more photos and pricing 55 Jewel House Lane, Barrie, ON L4N 8J7. Click for more photos and pricing

1,000-square-foot A-Frame home, expect to pay $100,000 – $200,000.

How Much Does It Cost to Build an A-Frame Home? The average price to build an A-Frame house is $150,000, with labor and material costs of $100 – $200 per square foot.

Variable-rate mortgages appear to be gaining favour as more Canadians bet that interest rates have peaked , say industry sources.

Posthaste: Variable-rate mortgages rising again as Canadians bet interest rates have peaked “Some consumers believe interest rates have peaked and are anticipating rates may drop in 2024 or 2025. If that’s the case, taking a variable rate now, riding out the higher rate for the next year until rates begin to drop could prove cost-effective for some,” said Victor Tran, a RATESDOTCA mo...

You’ve heard the term, but do you know what a starter home really is, and what to look for in your hunt for one? We’ll explain.

What Is a Starter Home? Looking to buy your first home? You’ve likely heard the advice that there’s not a ton of pressure when you first enter the housing market. After all, you’re just looking for a “starter home,” right? Your pick won’t be the place you live forever, so why stress too much about it? Maybe so,...

Looking for a market with plenty of attractive houses for sale? Why Innisfil is becoming a homebuyer’s dream.

Looking for a market with plenty of attractive houses for sale? Why Innisfil is becoming a homebuyer’s dream Home sales and prices may be down in the GTA, but it’s still tough market for buyers. There’s not enough supply to meet demand and the average price of a home in the city is $1.1 million. But there’s a pocket of the GTA where you can find plenty of houses for sale: Innisfil.

For many investors, gaining exposure to these areas means buying real estate investment trusts, or REITs.

Investing in Canadian Real Estate: Stable Returns and Long-Term Growth When investors think of Canadian real estate, they often think of rental properties, mortgages, and renovations, but in reality the sector is much broader than that. There are ample opportunities in adjacent areas like commercial, retail, industrial, and even real estate services.

Let’s take a look at 10 hard money terms to look out for when applying for a loan.

10 Important Terms To Know When Applying For A Hard Money Loan Applying for an investment property loan requires understanding the terms used in the lending industry. This is especially important if you are considering taking out a hard money loan. Hard money loans are typically used for short-term financing and are secured by real estate.

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Fantastic Alternative to Friday Harbour! This impeccable property boasts 6 bedrooms and 7 baths, making it truly one-of-a-kind. Certified for Feng Shui excellence by Master Paul Ng, it features two wealth centres along with positive energy that enhances learning, health, and relationships. There's even potential for income generation with a separate entrance bachelor loft.

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3934 Richview Road, Innisfil. Click for more photos and pricing 3934 Richview Road, Innisfil, ON L9S 2L7. Click for more photos and pricing

This guide will walk you through the ins and outs of real estate investing, from understanding the basics to exploring various investment strategies.

Real Estate Investing: How To Invest In Real Estate By the end of this guide, you'll have a solid foundation in real estate investing and the confidence to make informed decisions. So, let's dive in and unlock the potential of real estate investing.

Welcome to your summer oasis in South Barrie. 4+2 bdrm home is perfect for those seeking extended space with a relaxing and inviting heated pool and hot tub, spacious deck, large shed, tons of privacy with mature trees. Nestled in the Holly location, exuding charm and convenience across from 17 kms of trails waiting for you to explore. Finished basement with wet bar.Main flr fam room w fireplace.

19 Allsop Crescent, Barrie. Click for more photos and pricing 19 Allsop Crescent, Barrie, ON L4N 8T6. Click for more photos and pricing

Whether you’re looking to break into the real estate photography business or to sell your own home – this article is for you.

Guide to Real Estate Photography in 2023 If you’ve ever looked for a property to buy or rent, you’ll know how important professional photography is in the real estate industry. Whether you’re looking to break into the real estate photography business or to sell your own home – this article is for you. Join us as we take a look at w...

Two home inspectors shared tips with Insider to help homebuyers make informed decisions.

5 things home inspectors wish you knew before buying a home The decision to buy a new home is not one to be taken lightly. Certified financial planner Colin Moynahan told Insider in 2019 that the cost of a home amounts to one of the "top single expenses [a person] will ever pay."

Check out these modern black kitchen ideas that will inspire you to remodel.

40 Modern Black Kitchen Ideas Daring design techniques make the most impact. Using black as your kitchen’s primary color can instantly add an understated elegance and sticking impression. A modern black kitchen is not the easiest to pull off, even the most talented designer put careful consideration into it.

Let’s take a look at how to approach creating a house budget that will work for you.

How To Budget For A House: A Guide For Home Buyers The home buying process can be exciting. Going house hunting and attending open houses can understandably get you pumped about the potential life changes ahead. But, in addition to finding a house that has your desired square footage and number of bedrooms, you’ll need to find one you can afford. ...

That she shed in the backyard is more than just a cozy retreat – it's also an easy way to boost your home's selling price.

Selling your home? These are the trendy features that buyers will pay more for A new report from Zillow found amenities like steam ovens or she sheds – a renovated shed that's the equivalent of a man cave – can increase a home's price by as much as 5.3% compared to similar listings. That’s an additional $17,400 on a typical U.S. home.

Buying stocks on dips requires a contrarian mentality, and cheap stocks can go even lower before the recover. However, adding good dividend stocks when they are down is a good way to get a better yield on the investment, and it sets you up for decent potential total returns on the rebound.

3 Canadian Dividend Stocks to Add to Your Income Portfolio

Check out this home!

Welcome to 1651 St. John's Road, This gorgeous bungalow is located near the lake in sought-after Innisfil. Featuring 2 large bedrooms, the primary bedroom has a large walk-in closet and 4ps Ensuite, a main floor laundry, an open concept living/dining and Kitchen with a walkout to your massive backyard. The basement has high ceilings and a fabulous footprint. Close to great Schools, Lake Simcoe, and all the shopping

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1651 St. Johns Road, Innisfil. Click for more photos and pricing 1651 St. Johns Road, Innisfil, ON L9S 1S5. Click for more photos and pricing