Elaine M Erhart CFP, CLU, B.A. - Financial Planner, Sun Life

Simcoe Muskoka: Empowering Her: Unlocking Financial Independence 3rd Welcome Wednesday: A variety of topics including reverse mortgages, economic updates, estate planning issues for those suddenly single.

Happy Birthday to our very own Associate Advisor. Richard. Have a great day 🎂

CommunityVotes Barrie 2024 Official 2024 Community Voting Awards Platform for Barrie, ON. Where the community votes for their favourites every year.

When’s the last time you updated your portfolio? Financial goals can change over time and events like marriage, divorce, an addition to the family or a job change.

Let’s book a time to review your portfolio

Planning to leave an inheritance? Boomers and Millennials aren’t on the same page when it comes to transferring wealth from one generation to the next. This article has some insights and suggestions for you:

How Much Do You Tell Your Kids About Your Money? Of all the many tricky topics to discuss with your adult kids, one of the trickiest is your money. How much do you have? How much will they get? And how much do you tell them? Here’s why it’s an important discussion to have – and why you need to be careful.

Interested in going back to school in retirement, but worried about the cost? The Lifelong Learning Plan (LLP) allows you to withdraw money from your RRSP to pay for post-secondary education.

Contact me today to learn more

Whether you’re starting out or looking for ways to grow your business, business owner insurance can help. I can protect yourself, your partners and employees, as well as your family. I can take the time to understand your specific needs and find the right coverage for you.

Let’s talk

April 22 is Earth Day! Do you want to grow your money and invest in a sustainable future at the same time? An ESG (Environmental, social and governance) integration is a good option for your portfolio. Check out this article to learn more:
https://bit.ly/3vTNqeT

Book your discovery call today

Are you planning to buy your first home? Investing in a Tax-free First Home Savings Account (FHSA) can help you set money aside to grow savings for your first qualifying home. Learn more about the benefits of a FHSA here: https://bit.ly/4aHtTxo

Contact me today to get started

Benefits of FHSAs Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice.

Transferring your wealth is about more than money; it’s about your legacy. A successful wealth transfer starts with a conversation.

Let’s connect

Wealth isn’t just about money. It can be about the value you create, the impact you have and the legacy you leave behind.
What does wealth mean to you? Share your thoughts in the comments below 👇

Tell me your story

What kind of retiree do you want to be? A globetrotter or a bookworm? Let us know your retirement plans in the comments below 👇

Tell me your story

Business owners! As an advisor, I can help you:
👉Develop a realistic roadmap to meet your financial goals
👉Plan for retirement
👉Provide group benefits for you and your employees
👉Reduce your business risks with succession and estate planning
And much more!

Don’t know where to start? Let’s talk

Have you protected your mortgage? 🏡
A mortgage protection insurance can help give you peace of mind by covering your mortgage payments if you can’t work due to an illness or an injury. It’s important to protect your family and home.

Contact me to learn more

Are you graduating this spring? Congratulations! Now’s a great time to focus on your financial future. Whether you want to start saving for your next adventure or paying off your student loan, I can help create a roadmap as unique as you are.

Let’s book a time to talk

You have unique investment needs, and your investment strategies need to reflect your financial situation. As an advisor, I can help you make informed decisions for your portfolio.

Let’s book a time to talk

What is your retirement savings goal?​ Find out how much you'll need to save for retirement and if you're on track. Take 2 minutes to get your results.

Retirement savings calculator Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice.

Do you have money set aside to cover possible unforeseen expenses for your business? Don’t let unexpected costs derail your finances. Contact me to discuss further.

In 2024, life looks different. So does our advice. Let's talk about building a comprehensive protection plan.

Interested in buying your first house? Tax-Free First Home Savings Account (FHSA) can help you save. But how does it work and what are the conditions? Find out what it's all about in this article.

FHSA: Tax-Free First Home Savings Account Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice.

Many people have the intention of one day writing out their will and estate plans but for whatever reason have put it off. There's no better time than now, when you’re healthy and sound of mind.

Did you know? The Tax-Free First Home Savings Account (FHSA) helps you save money for your first home. Interested in learning more? Reach out.

Did you know? A decumulation plan can turn your savings into income, help you pay less tax, make your money last and give you peace of mind. Give me a call to discuss.

Filing can get a little complicated, especially if you’re a business owner. Here are some tips to consider:​
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1. Make sure your business makes enough to deduct expenses.​
2. Invest in yourself and your business. ​
3. Consider incorporating your business.​
4. Get life and key person insurance.​
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What tips will you put into action?

With the days getting longer, will you be spending more time outdoors? Fresh air and outdoor activity is so beneficial to our mental and physical health. Are you excited for more sunlight?