Financial Design Team Inc

Have you been dreaming of a retirement filled with travel? With a little planning, you can stretch your travel dollars to find more adventure than ever! Check out these 5 tips.

Top 5 retirement travel tips Now that you’re retired, you have all the time in the world to travel – but can you afford it? And what about your health? Check our tips for saving money and looking after yourself.

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The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Your FHSA contribution limit: avoid these 5 common mistakes While there are a few programs to help first-time homeowners save for a down payment, most aren’t as attractive as the new Tax-Free First Home Savings Account (FHSA). This new account – launched in April 2023 – combines the more attractive features of a Registered Retirement Savings Plan (RRSP...

Living with diabetes can be challenging. You deserve the peace of mind that comes with protecting what matters most.

If you live with Type 1, 2, gestational or pre-diabetes, book some time with me to discuss your protection options.

Access helpful resources on financial knowledge developed by professionals in the industry.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Tax rules for retirees turning 65 or 71 This is the default page description

Make the most out of your investments by understanding how taxes affect them. Learn more in this article and reach out to me if you'd like to discuss your portfolio.

Seven taxes on investments you need to know about Understanding the way your savings are taxed will help you avoid nasty surprises at tax time.

Empower yourself with easy-to-understand resources and learn more about the financial industry.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

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You may already know that a sedentary lifestyle isn’t good for your health. But did you also know that it can actually cost you money? That’s because inactivity is a proven health risk* and proven health risks can make your life insurance and health insurance more expensive. If you’re currently healthy but don’t get much movement in your day-to-day, you likely don’t pay more for your insurance now. But you could later on, if you develop a health issue associated with inactivity.

*Source: World Health Organization

As an advisor, I’m dedicated to developing strategies tailored to your unique needs. Whether you’re focused on minimizing taxes, generating steady income or leaving a legacy, I can help you reach your financial goals. It’s never too early to start planning.

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Take control of your personal finances by understanding the industry better. Check out this resource to get started.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

10 tax ideas to get your personal finances in order These 10 ideas from our tax experts can get your personal finances in order, no matter if you’re working or retired.

Central bank cut rate for 2nd consecutive time, to 4.5 per cent

Bank of Canada cuts key interest rate again, more cuts 'reasonable' if inflation keeps easing | CBC News The Bank of Canada cut its key interest rate to 4.5 per cent on Wednesday, a move that was widely expected by economists.

Dive into expert insights on building and preserving wealth in today’s economic landscape.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

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Spending time outside can be great for our mental and physical health. What summer activities are your favourite? Let me know in the comments!

Improve your industry knowledge with valuable insights and strategies to help you navigate financial success.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

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Dive into expert insights on building and preserving wealth in today’s economic landscape.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Family Matters: Intergenerational Wealth Transfers | CI Global Asset Management As wealth moves from the traditionalists and baby boomers to younger generations, carefully consider the pros and cons of gifting while living versus gifting at death.

Empower yourself with easy-to-understand resources and learn more about the financial industry.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Tip of the AI Iceberg | CI Global Asset Management You ain’t seen nothing yet! AI as we know it is still in its infancy. Get ready for unparalleled growth as AI shapes the future of work, health, leisure, and so much more.

Life changes. You can have insurance coverage that grows with you. Get affordable, flexible coverage you can increase when you get married, buy your first home, have a child and more. Let’s connect and I can tell you more.

Did you know? As a Canadian living with diabetes, you can get life insurance. Find out more in this article. If you’re ready to explore your protection options, reach out to me.

Life insurance for people with diabetes: what it is - and how to get it Can you get life insurance if you have diabetes? The answer is yes. Here’s what you need to know.

Do you know what goes into a ? ​

Include basic living expenses like:​
✔️Housing​
✔️Food​
✔️Transportation​
✔️Clothing​

Put aside spending money, but don’t include expenses like: ​
❌dining out,​
❌weekend trips,​
❌or leisure and hobbies​

Looking for a tool to help you get your spending on track? Check out Sun Life's budget calculator.

Budget calculator Do you budget your money? Creating a budget can be a great way to keep track of your finances and make sure you have enough money to meet your needs and goals. Try Sun Life’s budget calculator to help take control of your spending and start saving more. Visit sunlife.ca for more information.

Did you know? The best time to plan for the unexpected is when you’re healthy. If you wait until you need it, your options can become more limited. If you’re ready to explore insurance options that will help you find peace of mind, give me a call!

Celebrating Canada Day from afar today. Happy Canada Day!!! Viva Italia!

Finally, insurance that keeps up with your life’s changes. Buying your first home, getting a raise, having a baby – all milestones to celebrate! They’re also times you’ll want to adjust your life insurance. There’s a new life insurance solution available that can give you this flexibility and more. Let me know if you’re interested.

When it comes to there is no shortage of misconceptions. Well-meaning but mistaken people often spread the misconceptions to family and friends. So, when it comes to estate planning, there are two that people tend to assume.

1. When I die, my family can sell my house to pay for my final expenses.
2. When I die, everything will go to my common-law spouse.

The best way to ensure that your family is taken care of is by talking to a expert and forming an estate plan. Being an executor of an estate can be very hard. You want to make sure it’s a smooth process for your loved ones. For questions or guidance on starting the estate planning process, reach out to me today.

2 common myths about estate planning Want to make sure your money goes to the right people when you aren’t around anymore? We’re tackling 2 common myths about estate planning – and setting them right.

It’s true. As a Canadian living with diabetes, you may face challenges. Getting life insurance doesn’t have to be one of them. Connect with me about new solutions that may be right for you.

Boost your knowledge with this helpful article.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Comparison of tax-advantaged savings accounts: TFSA, RRSP and FHSA This is the default page description

Need content to better understand the financial landscape? I have valuable resources for you.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Three charts on the benefits of staying invested These four charts may help you understand the current market volatility as a result of Covid-19 and what you should know as an investor. Remember that markets have seen downturns like this before and history shows dips are followed by recoveries.

🌅🏖️ Are you prepared to live the retirement you've always dreamed of? While exciting, retirement requires careful planning to ensure a smooth transition. You deserve a retirement that aligns with your goals, maximizes your savings, and ensures financial security. We can help. 💼

Leave a powerful legacy! With Sun Life's children's solutions, you can ensure a tax-efficient transfer of wealth, gifting a secure financial future to your loved ones. Let your wealth be a gift that keeps on giving, creating a brighter tomorrow for
generations to come.

Are you working towards an early retirement? I can help you get there and determine that you are on track!

Boost your knowledge with this helpful article.

The opinions expressed in this article are of the fund company that owns this content and do not constitute professional advice or recommendation, nor do they reflect the official position of Sun Life. Please seek advice from a qualified professional, including a thorough examination of your specific legal, accounting and tax situation.

Defined benefit vs. defined contribution pension plans: which is better and how much will I receive? Do you dream of one day being able to put your feet up and still collect a paycheque? If you work with a company that offers an employer-sponsored pension plan, you don’t have to dream. A pension is like getting a reward from an employer after years of service, providing a steady income when you.....

A satisfied team is a productive team, and our tailored packages go beyond perks, prioritizing health, security, and happiness. 💼💪