Scepanovic & Associates

You've worked hard to get where you are today and you might be thinking about the best approach to share your wealth. With a carefully constructed giving plan, you can create a legacy of giving that supports your values and the causes you care about.

Tax-efficient and cost-effective, the IG Charitable Giving Program is a meaningful way to support the charitable causes you care most about - now and in the future.

Reach out to S&A to learn more.

Dan, Eddie and Katrina joined other members of IG Oakville's slo-pitch team as they secured the B division championship for the 2nd year in a row! Their reward? Next year they'll be bumped up to compete in the A division (the jury's out on whether this is a reward or not 😂). We hear practice starts in April to get ready for next year's tournament. Congrats to all and special shoutout to the S&A contribution to the team!

Over the next few weeks we'll be cheering on our Team Canada Olympic and Paralympic teams in Paris. Synchronized swimming, diving, gymnastics, rowing, beach volleyball, equestrian, tennis - we can't wait to see it all! Comment below with your favourite sport to watch.

The S&A team is committed to guiding affluent Canadians toward their financial goals.

As professional financial advisors, we focus on clients' specific needs. To properly grow and protect your wealth takes an integrated approach with an ongoing dynamic plan.

Together, with our extensive experience, we develop plans to specifically help retirees, business owners and professionals. Although our strategies can be complex, the way we explain them is not.

We view client relationships as partnerships. Our goal is to create a unique and flexible wealth management strategy to support your immediate needs and your long term goals.

In return for your trust, we promise honesty, integrity and our full commitment.

There's far more to estate planning than just making a will. Many people make mistakes or forget important steps when developing their estate plan, which can lead to trouble for their loved ones. Message us if you want to find out exactly what's involved in protecting your estate and leaving a legacy.

How to avoid mistakes when making a will — and other estate planning tips There are many common mistakes when making a will and estate plan that can be costly and stressful for your loved ones. Here’s how to avoid making them.

When you're young, life insurance can be used to protect your family by providing money to replace your income. However, as you approach retirement, there's less need for income replacement, and the focus switches instead to wealth protection. Wealth protection is a permanent concern, requiring permanent solutions. Read more to efficiently protect your estate's wealth.

How to use permanent life insurance to protect your estate’s wealth Permanent life insurance is a valuable financial tool: learn how it can be used to maximize the value of your estate and make your will fairer.

Wishing you and yours a wonderful Canada Day long weekend filled with family, friends and great memories.

Last month, S&A's Dan and Shelley had the privilege of attending a conference in Buenos Aires, Argentina. A country rich in culture and heritage, they experienced breathtaking views, amazing food, gorgeous wineries and, of course, tango and opera performances.

Vacations broaden our horizons and improve our mental health. It's something S&A encourages clients to budget for - especially in retirement. Are vacations covered in your retirement plan?

We did it! Saturday was the IG Walk for Alzheimer's and nothing - not even the dip in temperature and the pouring rain - could stop us from walking in support of this great cause. Together, the S&A Team and our colleagues in the Oakville Region office raised over $10,000, and nationally IG Wealth is on track to raise $3.7M (and counting)!

In addition to our fundraising, the Oakville Region office challenged us to a step competition, encouraging us to walk 42,000 steps in support of the 42,000 individuals living with Alzheimer's/dementia in the Halton-Haldimand Region. It was a friendly competition blown out of the water by our very own Mary Raquin. Mary walked an astonishing 543,763 steps this month!

Congrats to Mary and everyone who supported the IG Walk for Alzheimer's 2024!

This weekend, IG Wealth Management offices across the country, including our S&A Team, will walk in support of Alzheimer's research and awareness. Our goal is to raise much-needed funds that can make a world of difference in the lives of Canadians affected. Because everyone - our clients and our employees - will be touched by dementia at some point in their lives, whether it's a relative, a friend or themselves.

This weekend is about hope. It's about making a difference. It's about changing lives.

Mother, grandmother, aunt, sister, friend - thank you for all that you are and all that you do.

Last week Dan had the privilege of attending the annual general meeting of IGM Financial in Winnipeg along with other top consultants and executive members including IG Wealth Management President & CEO Damon Murchison (seated).

At the meeting, IGM Financial President James O'Sullivan highlighted that 'post-covid times combined with a generational hike in inflation and a high interest rate environment is when good financial advice shows its true worth'. He added that IGM Financial's strategic investments give our company geographic and product diversification with great brands that have excellent futures.

Do you need good advice and a strong plan? Reach out to see if you're a good fit for S&A's financial planning approach.

The S&A team helped spread awareness of the IG Wealth Management Walk for Alzheimer's at the Blue Jays Work from Dome event this week. Our efforts were highlighted on the jumbotron during the game and shared by the Brant-Haldimand-Norfolk-Hamilton Alz Society

It would take 16 full-to-capacity Rogers Centre stadiums to seat the 733,040 Canadians living with Alzheimer's today. Throughout the month of May, together with IG Wealth Management offices across Canada, we're raising awareness and funds to give hope to those suffering from the disease and those who care for them. Dan helped kick off our Alzheimer's campaign in the office earlier this week and today the S&A Team will participate in the Blue Jays Work from Dome event to highlight the IG Walk for Alzheimer's. Stay tuned for more updates as we gear up for the Walk on May 25.

Investing has greater meaning when it comes to investing in our planet's future. This year's Earth Day theme highlights the necessity of eliminating plastic pollution to pave the way for a healthier planet.

The federal budget 2024 proposes changes affecting many investors including:
➡ an increase to the capital gains inclusion rate
➡ increase in the Home Buyer's Plan limit from $35,000 to $60,000
➡ tax incentives for small- and medium-sized businesses
➡ expansion to expenses allowable under the Disability Supports Deduction
➡ a new carbon rebate for eligible small businesses
For more in-depth info, message us for a budget summary.

Robin Forbes is an Assistant on the S&A Team.
Fave Book: Pride & Prejudice
Fave Movie: The Wedding Singer
Fave Food: Cashew Nut Chicken

Classic eclipse viewing shot

Dunkin' for the win on the best eclipse-related ad! "jk-it's a boston creme" hits all the right 'flavours' in their post.
Take care on Monday while we experience this natural event. And 'do-nut' let your financial plan be 'eclipsed' by poor advice (see what we did there?!). Reach out to Scepanovic & Associates for all your investment needs.

Shelley Scepanovic is our Business Development Coordinator. Her fave list includes:
Fave Book - Pillars of the Earth (Ken Follett)
Fave Movie - Ladyhawke (with Matthew Broderick pre-Ferris Bueller!)
Fave Food - Butternut Squash Ravioli

Last week, in honour of International Women's Day, members of our IG Wealth Management Burlington office joined together to collect donation items for those served by Compassion Society of Halton and Halton Women's Place. Personal hygiene items were identified as a great need and everyone chipped in to provide a good haul. If you're so inclined, check these organizations out. They do great work.

Mary Raquin is an Executive Assistant at S&A.
Fave Book: I Know Why the Caged Bird Sings, by Maya Angelou (great choice!)
Fave Movie: Life is Beautiful
Fave Food: Chicken Marsala

In honour of International Women's Day March 8, hats off to the women of Scepanovic & Associates who show us their superpowers every day

Becca Castelein is an Executive Assistant at S&A. Her fave list (although she could have named more than one response for each!) is below:
Fave Book: The Time Traveler's Wife
Fave Movie: Eat Pray Love
Fave Food: Dark Chocolate

Interested in learning more about what's happening in the investment world? Check out The Living Market podcast where IG Wealth's Chief Investment Strategist Philip Petursson provides weekly commentary and context on the markets.

Cathy Chiappetta is an Executive Assistant at S&A. Cathy's 'favourites' list includes:
Fave Book: The Firm (or any book by John Grisham)
Fave Movie: Rudy (tissues required!)
Fave Food: Eggplant Parm