LJC Financial

Disability Insurance is your financial safety net. It helps maintain your lifestyle and supports your business if you're unable to work due to illness or injury.

Mortgage Life Insurance is essential for homeowners. It ensures that your family's home is protected, providing financial security in challenging times.

Permanent Life Insurance is an investment in your future. It builds equity over time, providing long-term financial security for both professionals and their families.

On June 5, 2024, the Bank of Canada reduced its key interest rate to 4.75 percent, marking the first rate cut since March 2020.

Term Life Insurance is a smart choice for business owners with short-term needs. It offers affordable protection, ensuring your business's financial safety during critical periods.

🚀 Achieve Financial Clarity!🚀

As your financial advisor, I coordinate a network of dedicated professionals to help you make informed decisions and secure your future. From investments to insurance, we've got you covered.

📞 Contact me today to get started!

Network of Professionals - LJC Insurance As a financial advisor, my primary goal is to help you achieve financial clarity by accessing a network of dedicated professionals. Together, we provide personalized advice and services to help you make informed decisions and secure your future. Think of me as your financial coordinator, ensuring ev...

Travel insurance is a must-have for peace of mind on your journeys. It covers everything from trip cancellations to medical emergencies, ensuring your travels are worry-free.

Health Spending Accounts offer a flexible approach to health and dental plans. They're a win-win for employers and employees, providing customizable benefits and tax savings.

Offering group benefits is a smart move for businesses. It attracts top talent and creates a positive work environment, benefiting both employees and the company.

Critical illness insurance is a safeguard for business owners. It provides financial stability during your recovery from serious illnesses, ensuring your business thrives.

Disability insurance is a must for business owners. It protects your ability to earn and keeps your business running, even if you face unexpected health challenges.

Consider Permanent Life Insurance as a long-term financial strategy. It's like building equity in your business and personal life, providing security and growth potential.

Key person insurance is essential for your business's resilience. It compensates for financial losses if a crucial team member is unexpectedly lost, ensuring business continuity.

For business owners, a buy-sell agreement backed by life insurance is crucial. It ensures your business's smooth transition and stability, no matter what the future holds.

Frequent travelers, safeguard your trips with our comprehensive travel insurance. From trip cancellations to medical emergencies, travel with the assurance that you're protected.

You may be covered through work but is it enough? Learn about the important differences when it comes to group life insurance vs. self owned life insurance.

Group Insurance vs Individual Life Insurance - LJC Insurance While it’s great to have group coverage from your employer or association, in most cases, people don’t understand the that there are important differences when it comes to group life insurance vs. self owned life insurance.

Small business owners, discover the flexibility of Health Spending Accounts. They offer tax savings and adapt to your unique health needs, making them a smart choice for both employers and employees.

Health & Dental Insurance: Your key to a healthier life. Access top treatments and maintain your smile.

Critical Illness Coverage: Be financially prepared for serious health conditions. Protect your family and business.

Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates

Stay Ahead in 2024: A Comprehensive Checklist for Federal Tax Updates - LJC Insurance Explore the upcoming 2024 Canadian tax changes affecting investors, business owners, and high-net-worth individuals. From capital gains adjustments to new incentives, stay informed with our comprehensive checklist.

Disability Insurance: Your financial backup for unexpected life events. Stay protected and maintain your standard of living.

The 2024 Federal Budget has introduced changes that could significantly impact your financial strategies. Notably, the capital gains inclusion rate is set to increase for gains over $250,000. This presents a crucial moment to reassess your investment plans and consider new avenues for tax optimization.

The raised Lifetime Capital Gains Exemption also opens the door for small business owners to potentially reduce tax burdens during the succession planning process. With housing affordability measures included, there's much to discuss regarding real estate investments as well.

Stay informed and ahead of the curve. Read the full breakdown and its implications for your financial planning.

2024 Federal Budget Highlights - LJC Insurance On April 16, 2024, Canada's Deputy Prime Minister and Finance Minister, Chrystia Freeland, presented the federal budget. While there are no changes to federal personal or corporate tax rates, the budget introduces: • An increase in the portion of capital gains subject to tax, rising from 50% to 66...

Individuals: Mortgage Life Insurance for your family's home. Ensure your loved ones are always protected.

Incorporated Professionals: Permanent Life Insurance as a financial tool. Build equity and secure your future.

Business Owners: Term Life Insurance for short-term needs. Affordable protection for your evolving business.

Travel Insurance for Peaceful Journeys: Protect your travels from unforeseen events. Travel with confidence.

📢 Tax season alert! Don't miss out on key 2023 tax benefits & deductions that could save you $$$! Dive into our latest article for all the tips you need.

Tax tips to know before filing your 2023 income tax - LJC Insurance Unlock the secrets to maximizing your 2023 tax returns with our essential guide. From the new Advanced Canada Workers Benefit to crucial deductions for families, ensure you're not leaving money on the table this tax season.

HSA: A smart health plan choice for employers and employees. Save on taxes while enjoying flexible health benefits.

It’s important that your family or your business have financial protection. Our article “Different types of life insurance explained” can help you determine what type of life insurance will provide you with the feature and benefits you need.

Different types of life insurance explained - LJC Insurance Whether you already have life insurance or are looking to get some, it’s essential to be familiar with the four most common kinds of life insurance available. Getting the best type of life insurance for you ensures that you are getting the coverage you want while providing financial protection for...

Group Benefits for Employees: Attract and retain talent with comprehensive insurance packages. Enhance workplace well-being.