APEX Financial Consulting

Can the stars predict the stock market? Gen Z thinks so. Some young investors are using astrology and tarot cards to guide day trading decisions. They believe stock market behavior aligns with cyclical patterns of planets and the moon. Gen Z sees astrology as a form of inner clarity, akin to religion, amid shifting identities.

Why Americans Are Eating a Sunscreen Ingredient in Their Frozen Pizza Scientists are raising concerns about the use of titanium dioxide in food.

The Era of Higher Savings and Bond Rates Is Still Going. Don’t Waste It. If you still have money earning nothing, this is the moment to take stock of your cash and retool your strategy.

Five Secrets To Positive Leadership A recent study showed that positive leadership is linked to working together toward a common goal.

Yield to Maturity (YTM): What It Is and How It Works Yield to maturity (YTM) is considered a long-term bond yield but is expressed as an annual rate. It is the internal rate of return (IRR) of an investment in a bond if the investor holds the bond until maturity, with all payments made as scheduled and reinvested at the same rate.

Scammers’ New Way of Targeting Small Businesses: Impersonating Them Copycats are using videos and photos to pose as real small-business owners and dupe their customers.

Scammers Tried to Sell Graceland. How to Prevent Your Home From Being Next. Even if you don’t lose your property, title fraud can have real consequences. Homes such as Graceland, where the original owners are deceased, are popular targets for scammers. Homes with out-of-state owners, vacant plots of land and investment properties owned by limited liability companies are a...

How Much Happiness Can Your Salary Buy? Researchers Can’t Agree When it comes to income, is there a magic number?

Smart Bandages That Heal Wounds Faster and Talk to Your Doctor Are on the Way Researchers are working on bandages that allow remote monitoring and deliver treatment with zaps of light or electricity.

The Right Way to Ask Someone for a Million Dollars, According to a Fundraiser Who Does It For a Living No matter what you're raising money for, Wanda Urbanskia says, the same basic rules apply.

Most Women Would Pay For a Friend's Meal, Spotting Them $24 On Average Nearly one-quarter of women surveyed have asked a friend for a loan, versus 17% who asked a significant other, a survey shows

Where to Invest $1 Million Right Now Five experts point to the best investment ideas in today’s global markets.

We All Need to Get Better at Disagreements Plan ahead. Actively listen. And discuss how to move forward.

Marriage Takes Work—Especially When Only One Spouse Retires Relationships get complicated when one spouse retires and the other keeps working.

Bank of Canada warns of steep jump in mortgage payments The next phase of mortgage resets could be very painful to both Canadians and the economy. Many people whose mortgages are scheduled to renew over the next two years purchased their home early in the pandemic, when the bank’s policy interest rate was at an emergency low of 0.25 per cent. It has si...

This Company Wants You To Rent Your Credit History Adding strangers as authorized users on your credit cards can help them boost their FICO scores–or enable fraudsters. Seems easy to exploit.

Every entrepreneur should have a business-only credit card for business expenses. Business expenses should always be on a separate, business-only credit card for a variety of reasons, and personal expenses should never be on that card. Keeping things separate helps with taxes and legal issues — and there are plenty of business credit cards with generous reward programs.

A 63-year-old peak boomer is 'incredibly scared' Social Security won't be enough to cover her expenses in retirement: 'I'll probably need to work until I die' Diane Senffner, 63, lost her job during the pandemic and ran through her savings. She's struggled to land a full-time job since and doesn't think she'll ever be able to retire. She's part of the "peak boomer" cohort, most of whom will rely on Social Security in retirement.

Costco shoppers are finding it's harder to sell gold than to buy it Costco sells millions of dollars of gold bars a month. Though the bars get snapped up quickly, shoppers are learning that buying is easier than reselling. Trading commodities, as it turns out, can be complicated.

5 ways to protect yourself from scams or at least make it harder to be a victim The onus is on the individual to use common sense to spot investing red flags.

Study Shows Almost Half Of All Cars Are Driven With Warning Lights On Here’s what it costs to have the 10 most common ”Check Engine” ailments repaired.

How To Navigate AI Safety In Your Investment Portfolio AI safety will matter to all investors because every investor is an AI investor or will be one soon. Let's explore whether AI is becoming safer and how to make it safer

China’s Punishment for People With Bad Debts: No Fast Trains or Nice Hotels People across the country are being weighed down by their debts and a system that is penalizing them for not repaying what they owe.

Time may be on your side, but not if you're always after the latest hot stock Discipline is one of the most important principles for successful, long-term investors who tend to stick to their knitting.

Tax-Equivalent Yield Explained: Definition, Calculation, Examples Tax implications are a complicated and important part of any financial strategy and are often overlooked. The tax-equivalent yield calculation is a useful tool for investors, especially those in higher tax brackets.

‘Outdated and misleading’: is it time to reassess the very concept of money? Money is regularly created and destroyed – and economic models that don’t reflect that fact are not even slightly useful.

How the “Magnificent Seven” misleads Forget the supergroup of stockmarket darlings.

How to Get Comfortable Being Uncomfortable, No Matter Your Age — Lessons for Entrepreneurs Life is full of routine, often to the point of monotony. When you jump outside the routine and truly get uncomfortable, you can be recharged in a way you never expected. Moreover, if discomfort isn't your bag, starting a business may not be either.

Do You Really Need to Know What Your Blood Sugar Is Doing All Day Long? People without diabetes will soon be able to track their glucose levels more easily. It isn’t clear whether they should.

Pet care costs have skyrocketed. Here's how smart pet owners are spending less Emotions can play a huge role in making decisions for pets. That’s why it’s important to be realistic with your budget up front.