Nancy Varhaug, Mortgage NV
Partners in Building wealth
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Just by reaching out you can win your mortgage or rent payment up to $2,500/month!
Or send someone who is looking for mortgage help my way and I'll enter your name in the contest.
Next draw is May 14, 2024.
Have mortgage questions? Let's chat ๐คณ
๐ฉ [email protected]
๐ www.mortgagenv.ca
My latte art is on ๐ฅ
The government's new plan might soon allow your rent to count towards your credit score! ๐ฏ
This could benefit renters by helping them build credit, but it could also pose challenges for those involved in rental disputes.
What do you think about this? ๐ค
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Source: [https://tinyurl.com/m4b2vf7y]
The government's new plan might soon allow your rent to count towards your credit score! ๐ฏ
This could benefit renters by helping them build credit, but it could also pose challenges for those involved in rental disputes.
What do you think about this? ๐ค
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Source: [https://tinyurl.com/m4b2vf7y]
While many believe extra income boosts loan eligibility, it's not always true. ๐
Adding a second job to qualify is one thing, but lenders want assurance you can maintain it to manage your mortgage and housing costs. ๐๏ธ ๐ธ
Most lenders consider multiple jobs only with a 2-year history, ensuring sustainability.
Ready to discuss your situation? Let's connect!
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Had an amazing time at the Banff cup last weekend. ๐๏ธ It was my first ever hockey tournament and Iโm still recovering but I couldnโt have asked for a better team. I loved my line and I had the best farside winger a girl could ask for right ?! Even got a visit in with lovely friends after ๐ Til next time ๐
Planning for retirement? Don't forget these mortgage tips! ๐ก
๐ฐ Aim for a mortgage-free retirement and prepare for potential financial challenges.
๐ณ Explore a home equity line of credit (HELOC) for flexibility.
๐ Qualify while working and when your home value is high
๐ Understand all costs, including appraisal and legal fees.
Secure your financial future now! Let's chat about your retirement plans. โ๏ธ
๐ฑ 780-722-2272
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Best lil helpers
"๐๐จ๐๐ฌ ๐ฆ๐ฒ ๐๐๐ฉ๐จ๐ฌ๐ข๐ญ ๐๐จ๐ฎ๐ง๐ญ ๐ญ๐จ๐ฐ๐๐ซ๐๐ฌ ๐ฆ๐ฒ ๐๐จ๐ฐ๐ง๐ฉ๐๐ฒ๐ฆ๐๐ง๐ญ?" ๐ค
Let's go through the steps together:
1. Get prequalified ๐ก
2. Find your dream home + Submit an Offer To Purchase ๐
3. Hand over the deposit to your Realtor ๐ค
4. Deposit held 'in trust' until the offer is unconditional โ
5. Deposit moves to the lawyer for the home purchase ๐ผ
6. Deposit contributes to your down payment when getting a mortgage ๐ฆ
Have more questions? Call me today! โ๏ธ
๐ฑ 780-722-2272
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Why do people get Private Mortgages? ๐ฐ
1. Short-term & temporary solution. ๐
2. Fast money, quick possession or flips. ๐
3. The client or property doesn't qualify with traditional lenders. โ
4. A stepping stone for savvy investors ๐
5. Opens doors for creative real estate ventures ๐ชโจ
Have questions? Let's chat! โ๏ธ๐ก
๐ฑ 780-722-2272
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Curious how these features can align with your financial goals? ๐ค ๐ญ
Let's chat and tailor a plan that works for you! ๐ฌ
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Getting ready for the
$1,960,000,000,000 in outstanding mortgages in Canada! ๐ฎ
Check out the 2023 Mortgage Value Stats from CMHC's latest report:
๐ฆ Average Loan Value: $285,000
๐ Number of Loans: 957,000
๐ฐ Total Loan Value: $272.68 billion
Questions about the financing process or home financing in general? ๐ค
I'm here to help! Feel free to reach out for personalized insights. ๐ฌ
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
source: cmhc-schl.gc.ca
๐ t.ly/AQp3T
Reviewing the anticipated closing costs is a crucial step in my mortgage process. ๐
I'll ensure you're well-prepared, leaving no room for surprises at closing. ๐ค
Call to get started today! ๐ฌ
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Lenders need fire-protected insurance to secure their investment โ the loan for your home purchase. ๐ฅ ๐ก
If anything happens, it ensures they get repaid. ๐ฐ ๐ฆ
Keep it updated with home upgrades. When buying, gather quotes and an 'insurance binder' for your lawyer before closing. ๐
Questions? Let's chat! ๐ฌ
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Self-Employed Tax Strategy! ๐งณ
Traditional lenders need 2 years of high taxable income for the self-employed. What if you could qualify using business bank statements, reducing the need for high personal tax claims? ๐ค
Despite a slightly higher rate and fee, tax savings likely outweigh. โ๏ธ
Reach out for a reviewโlet's find the best financing, traditional or alternative! ๐ฌ
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Thanks for the bday flowers ๐ธ
Was it worth the wait? โก๏ธ
Many focus on rates, yet stats show the national average purchase price keeps rising. ๐
Think of interest rates as a short-term inconvenience (3 to 5 years); home value and equity gains often outweigh waiting for rate drops. ๐
Ready to get pre-approved? Find my details below! โฌ๏ธ
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
Renewing your mortgage? Here's why a broker beats the bank! ๐ก
Access options, save time, and get the best terms. โ
Message me now to get started! ๐ง
๐ฑ 780-722-2272
๐ฑ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca Powered by BRX Mortgage
When you meet a buddy and have matching outfits
Have mortgage questions? I'm here to help!
Each payment covers both interest (to the bank) and principal (building home equity). ๐
Reach out anytime for mortgage questions ๐ฌ
๐ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca
Buying a property this year? Good news for borrowers: lower rates mean more borrowing power. ๐
With the current rate at 5%, experts expect rate cuts soon. Big bank predictions ๐ฎ DM to discuss.
๐ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca
source: t.ly/ce76s
2024 ๐๐๐
ฐ๐๐ ๐ฅ Are you still sticking to your new year's resolutions?
Here's the stats behind this year's resolutions ๐
Ready to set some home financing goals? Contact me to get started today! ๐๐ผ
๐ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca
Secure your pre-approval, explore debt consolidation, renew your mortgage, and strategize your rental plans. โ
Ready to take control of your finances? Send a message to book your appointment today! ๐ฌ
๐ 780-722-2272 or 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca
๐ homemade cocoa and peppermint rum chata ๐คค cheers ๐ป
Ready to use real estate as an investment tool? Some short and long term goals can include whether you want someone to pay your mortgage every month or build equity for you. Take the initial step by getting pre-approved! ๐ก
๐ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca
Other mortgage brokers: 1 more day for rate announcement๐
Me: only 105 days until spring ๐ธ
Get ready for spring and get preapproved now. Contact details below.
๐ 778-677-1136
๐ฉ [email protected]
๐ www.mortgagenv.ca
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