Nancy Varhaug, Mortgage NV

Nancy Varhaug, Mortgage NV

Partners in Building wealth

07/05/2024

๐Ÿ’— europe

04/25/2024

Just by reaching out you can win your mortgage or rent payment up to $2,500/month!

Or send someone who is looking for mortgage help my way and I'll enter your name in the contest.

Next draw is May 14, 2024.

Have mortgage questions? Let's chat ๐Ÿคณ

๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

Photos from Nancy Varhaug, Mortgage NV's post 04/18/2024

My latte art is on ๐Ÿ”ฅ

Photos from Nancy Varhaug, Mortgage NV's post 04/16/2024

The government's new plan might soon allow your rent to count towards your credit score! ๐Ÿ’ฏ

This could benefit renters by helping them build credit, but it could also pose challenges for those involved in rental disputes.

What do you think about this? ๐Ÿค”

๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage




Source: [https://tinyurl.com/m4b2vf7y]

04/16/2024

The government's new plan might soon allow your rent to count towards your credit score! ๐Ÿ’ฏ

This could benefit renters by helping them build credit, but it could also pose challenges for those involved in rental disputes.

What do you think about this? ๐Ÿค”

๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage




Source: [https://tinyurl.com/m4b2vf7y]

04/12/2024

While many believe extra income boosts loan eligibility, it's not always true. ๐Ÿ“ˆ

Adding a second job to qualify is one thing, but lenders want assurance you can maintain it to manage your mortgage and housing costs. ๐Ÿ˜๏ธ ๐Ÿ’ธ

Most lenders consider multiple jobs only with a 2-year history, ensuring sustainability.

Ready to discuss your situation? Let's connect!

๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

Photos from Nancy Varhaug, Mortgage NV's post 04/11/2024

Had an amazing time at the Banff cup last weekend. ๐Ÿ”๏ธ It was my first ever hockey tournament and Iโ€™m still recovering but I couldnโ€™t have asked for a better team. I loved my line and I had the best farside winger a girl could ask for right ?! Even got a visit in with lovely friends after ๐Ÿ™ƒ Til next time ๐Ÿ˜

03/27/2024

Planning for retirement? Don't forget these mortgage tips! ๐Ÿ’ก

๐Ÿ’ฐ Aim for a mortgage-free retirement and prepare for potential financial challenges.
๐Ÿ’ณ Explore a home equity line of credit (HELOC) for flexibility.
๐Ÿ“ˆ Qualify while working and when your home value is high
๐Ÿ“‘ Understand all costs, including appraisal and legal fees.

Secure your financial future now! Let's chat about your retirement plans. โ˜Ž๏ธ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

03/26/2024

Best lil helpers

03/22/2024

"๐ƒ๐จ๐ž๐ฌ ๐ฆ๐ฒ ๐๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐œ๐จ๐ฎ๐ง๐ญ ๐ญ๐จ๐ฐ๐š๐ซ๐๐ฌ ๐ฆ๐ฒ ๐๐จ๐ฐ๐ง๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ?" ๐Ÿค”

Let's go through the steps together:
1. Get prequalified ๐Ÿก
2. Find your dream home + Submit an Offer To Purchase ๐Ÿ“„
3. Hand over the deposit to your Realtor ๐Ÿค
4. Deposit held 'in trust' until the offer is unconditional โœ…
5. Deposit moves to the lawyer for the home purchase ๐Ÿ’ผ
6. Deposit contributes to your down payment when getting a mortgage ๐Ÿฆ

Have more questions? Call me today! โ˜Ž๏ธ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

03/19/2024

Why do people get Private Mortgages? ๐Ÿ’ฐ

1. Short-term & temporary solution. ๐Ÿ“†
2. Fast money, quick possession or flips. ๐Ÿ”„
3. The client or property doesn't qualify with traditional lenders. โŒ
4. A stepping stone for savvy investors ๐ŸŒŸ
5. Opens doors for creative real estate ventures ๐Ÿšชโœจ

Have questions? Let's chat! โ˜Ž๏ธ๐Ÿก

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

02/27/2024

Curious how these features can align with your financial goals? ๐Ÿค” ๐Ÿ’ญ

Let's chat and tailor a plan that works for you! ๐Ÿ’ฌ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

Photos from Nancy Varhaug, Mortgage NV's post 02/25/2024

Getting ready for the

02/18/2024

$1,960,000,000,000 in outstanding mortgages in Canada! ๐Ÿ˜ฎ

Check out the 2023 Mortgage Value Stats from CMHC's latest report:

๐Ÿฆ Average Loan Value: $285,000
๐Ÿ“Š Number of Loans: 957,000
๐Ÿ’ฐ Total Loan Value: $272.68 billion

Questions about the financing process or home financing in general? ๐Ÿค”

I'm here to help! Feel free to reach out for personalized insights. ๐Ÿ’ฌ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage



source: cmhc-schl.gc.ca
๐Ÿ”— t.ly/AQp3T

02/16/2024

Reviewing the anticipated closing costs is a crucial step in my mortgage process. ๐Ÿ“

I'll ensure you're well-prepared, leaving no room for surprises at closing. ๐Ÿค

Call to get started today! ๐Ÿ’ฌ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

02/12/2024

Lenders need fire-protected insurance to secure their investment โ€“ the loan for your home purchase. ๐Ÿ”ฅ ๐Ÿก

If anything happens, it ensures they get repaid. ๐Ÿ’ฐ ๐Ÿฆ

Keep it updated with home upgrades. When buying, gather quotes and an 'insurance binder' for your lawyer before closing. ๐Ÿ“

Questions? Let's chat! ๐Ÿ’ฌ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

02/10/2024

Self-Employed Tax Strategy! ๐Ÿงณ

Traditional lenders need 2 years of high taxable income for the self-employed. What if you could qualify using business bank statements, reducing the need for high personal tax claims? ๐Ÿค”

Despite a slightly higher rate and fee, tax savings likely outweigh. โš–๏ธ

Reach out for a reviewโ€”let's find the best financing, traditional or alternative! ๐Ÿ’ฌ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

02/07/2024

Thanks for the bday flowers ๐ŸŒธ

Photos from Nancy Varhaug, Mortgage NV's post 02/07/2024

Was it worth the wait? โžก๏ธ

Many focus on rates, yet stats show the national average purchase price keeps rising. ๐Ÿ“ˆ

Think of interest rates as a short-term inconvenience (3 to 5 years); home value and equity gains often outweigh waiting for rate drops. ๐Ÿ“Š

Ready to get pre-approved? Find my details below! โฌ‡๏ธ

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

02/04/2024

Renewing your mortgage? Here's why a broker beats the bank! ๐Ÿก

Access options, save time, and get the best terms. โœ…

Message me now to get started! ๐Ÿ“ง

๐Ÿ“ฑ 780-722-2272
๐Ÿ“ฑ 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca Powered by BRX Mortgage

01/22/2024

When you meet a buddy and have matching outfits

01/17/2024

Have mortgage questions? I'm here to help!

Each payment covers both interest (to the bank) and principal (building home equity). ๐Ÿ 

Reach out anytime for mortgage questions ๐Ÿ’ฌ

๐Ÿ“ž 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

01/12/2024

Buying a property this year? Good news for borrowers: lower rates mean more borrowing power. ๐Ÿ“ˆ

With the current rate at 5%, experts expect rate cuts soon. Big bank predictions ๐Ÿ”ฎ DM to discuss.

๐Ÿ“ž 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

source: t.ly/ce76s

Photos from Nancy Varhaug, Mortgage NV's post 01/10/2024

2024 ๐Ÿ†‚๐Ÿ†ƒ๐Ÿ…ฐ๐Ÿ†ƒ๐Ÿ†‚ ๐Ÿ’ฅ Are you still sticking to your new year's resolutions?

Here's the stats behind this year's resolutions ๐ŸŽ‰

Ready to set some home financing goals? Contact me to get started today! ๐Ÿ‘‡๐Ÿผ

๐Ÿ“ž 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

01/04/2024

Secure your pre-approval, explore debt consolidation, renew your mortgage, and strategize your rental plans. โœ…

Ready to take control of your finances? Send a message to book your appointment today! ๐Ÿ’ฌ

๐Ÿ“ž 780-722-2272 or 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

12/11/2023

๐Ÿ˜‹ homemade cocoa and peppermint rum chata ๐Ÿคค cheers ๐Ÿป

12/09/2023

Ready to use real estate as an investment tool? Some short and long term goals can include whether you want someone to pay your mortgage every month or build equity for you. Take the initial step by getting pre-approved! ๐Ÿก

๐Ÿ“ž 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

12/05/2023

Other mortgage brokers: 1 more day for rate announcement๐Ÿ“ˆ
Me: only 105 days until spring ๐ŸŒธ
Get ready for spring and get preapproved now. Contact details below.
๐Ÿ“ž 778-677-1136
๐Ÿ“ฉ [email protected]
๐ŸŒ www.mortgagenv.ca

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Videos (show all)

Just by reaching out you can win your mortgage or rent payment up to $2,500/month!Or send someone who is looking for mor...
The government's new plan might soon allow your rent to count towards your credit score! ๐Ÿ’ฏThis could benefit renters by ...
While many believe extra income boosts loan eligibility, it's not always true. ๐Ÿ“ˆAdding a second job to qualify is one th...
Planning for retirement? Don't forget these mortgage tips! ๐Ÿ’ก๐Ÿ’ฐ Aim for a mortgage-free retirement and prepare for potenti...
Possible but requires strategic planning. ๐Ÿ•ต๏ธโ€โ™€๏ธ Lenders allow borrowing from credit lines or loans, factored into your a...
Drink your damn coffee!! โ˜•๏ธ It's not the occasional coffee purchase that will determine your ability to buy your first h...
Lenders need fire-protected insurance to secure their investment โ€“ the loan for your home purchase. ๐Ÿ”ฅ ๐Ÿก If anything happ...
One-Stop Mortgage Shop! ๐Ÿ‘‹The best part about my job? No two mortgages are the same! ๐ŸŽ ๐ŸŠ From assisting first-time homebu...
"I love long walks away from the bank and...Mortgage Brokering!" ๐Ÿ˜‚ Let's be serious, I'm always posting about mortgage s...
Is your mortgage up for renewal this year? In 2024, approximately $251 billion in mortgages will be up for renewal and s...
When the temp drops and the air hurts your face! #yeg #mortgagebroker

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Floor 2, 6328A/104 Street NW
Edmonton, AB
T6H2K9