Automobile Insurance Rate Board

Why were your premiums still increasing over 3.7% even after the Good Driver rate cap implementation?

Your insurer needed to file and get approved first.

For more information on the rate cap, visit our website.

Part 3/4: Stability is vital with premiums. They should be predictable and stable, unless drivers file a claim or get a conviction.

Follow to see the rest of the series!

Distraction related fatalities has increased overtime, especially with people ages 16-19 or 65+. Keep your eyes on the road to keep everyone safe.

Follow for more tips!

The 2nd Friday of July is Collector Car Appreciation Day!

Auto thefts can affect auto insurance premiums in a city or area.

According to the IBC's 2023 stats, here are the top 5 cities in Alberta for auto theft claims costs.

Edmonton and Calgary have the highest traffic density in Alberta, creating more dangerous roads. Prepare to drive more carefully if you're planning on crossing any of these intersections.

To see the full top 10 list, head to our website and click on the "News" tab.

Part 2/4: Insurance is mandatory for every driver, so consumers have certain expectations for their rates that we seek to enforce.

Affordability is a HUGE concern for consumers when buying insurance. Ask your insurers for explanations on confusing costs or ways to reduce rates.

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! Today marks the anniversary of Confederation and passing of the Constitution Act to create Canada as a country.

Enjoy your day off and celebrate our country!

Many people don't think about their insurance until the times comes to use it. Make sure your insurance details are up to date and review your coverage!

DCPD coverage depends on who's at fault. If you are not at fault, your premiums should stay the same.

Part 2/4: Happy Pride Month! Insurance is available to all Alberta drivers no matter what class, gender, race, etc.

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While fatal collisions caused by impaired driving has decreased overtime, distracted driving has become more common in fatal collisions and continues to remain steady.

Distracted driving is just as dangerous as impaired driving. Keep your eyes on the road and keep everyone safe.

Check out our new blog on fatal collision factors on our website!

DCPD coverage is mandatory and helps cover vehicle damage. Here's some quick facts about DCPD!

Collisions with commercial vehicles can cause more damage in accidents. The most common error in commercial vehicle accidents are following too closely. Make sure to give them plenty of room on the road!

Give us a follow for more tips.

When a collision occurs, attaining details is important to establish fault and get the other driver's insurance information. These things are necessary in order to make a claim to your insurer.

View our accident form at https://albertaairb.ca/wp-content/uploads/2023/05/What-To-Do-After-A-Vehicle-Accident_new.pdf.

Have you shared your auto insurance experiences through the online public survey yet?

The government wants to hear your thoughts. Take a quick 5-10 mins to help us improve the system.

Check out the Auto Insurance Engagement survey at https://your.alberta.ca/auto-insurance/survey_tools/survey

Happy Autonomous Vehicle Day! Self-driving cars use radar, GPS, and computer vision to form safe paths.

Advancements in this technology can mean wonders for humans!

Albertans cannot ignore the high cost of living, but they can try to get the most out of their dollars.

Here's some affordability tips to make it easier. For more info, visit https://www.alberta.ca/affordable-advice-for-life.

Happy National Road Trip Day! Take advantage of this nice weather and go for an escape to some of the beautiful sights Canada has to offer.

ATVs pose a high risk to those under 16 years of age who have not developed the necessary skills and judgment needed to avoid serious injuries.

For more safety tips on vehicles, visit our website or give us a follow!

Gender X is an inclusive way to apply the gender rating variable to those who fall within the gender spectrum. Check to see if your insurer offers this option if you need it!

For more information about Gender X, visit our website under the section "Filing Guidelines": https://albertaairb.ca/.

Happy National Road Safety Week! Leave any toxic driving behaviors behind you so Canada roads can be as safe as possible.

Anyone can be involved in an insurance scam. Educate yourself on some of the types so you can avoid being involved in one yourself.

If you suspect anyone of fraud, contact the police immediately.

Many people rely on safety features to make up for unsafe driving, but poor driving conditions can undermine the performance of safety features and increase the risk of a collision.

Use modern technologies to feel safer, not as an excuse to drive recklessly.

Many people rely on safety features to make up for unsafe driving, but poor driving conditions can undermine the performance of safety features and increase the risk of a collision.

Use modern technologies to feel safer, not an excuse to drive recklessly.

Happy Motorcycle Safety Awareness Month! The Good Driver rate cap only applies to PPVs: cars, trucks, and SUVs. Motorcyclists are not capped at 3.7%.

Follow us to learn more!

Here are the top 5 spots for red light runs according to photo radar data from the City of Edmonton.

Watch out for these cameras and save yourself the money!

Do you know about GIO services? If you're having problems with your insurer, contact them to settle any disputes.

April 22nd marks the anniversary of the environmental movement in 1970! Share this post for awareness and do something good for the environment today.