Dawn Magee, Your Movenovascotia Agent

Improving the world starts with improving yourself. Take this as your cue to pause, care deeply, and invest in your well-being. Nourish your body, dedicate time for exercise, and engage in activities that bring you joy. You'll thank yourself later. And who knows? Maybe your next big investment will be a new home! 😄

According to the National Association of Realtors (NAR), there’s a significant uptick in homeownership, and the reasons are clear and close to the heart. The dream of owning a place to call your own and the desire to be closer to loved ones are driving more people towards making one of the biggest decisions of their lives. These aren’t just places to live; they’re the backdrops to life’s most precious moments. Ready to find your dream home? Let’s embark on this journey together. A place to call your own is more than an investment in real estate; it’s an investment in your future and happiness. 🏡❤️

Get the most out of your home sale with these intentional listing tips:
✨ Start by decluttering and deep cleaning your home to make it look its best for potential buyers.

✨ Hire a real estate professional and a photographer to take high-quality photos / videos of your home.

✨ Work with the real estate agent to create a detailed and accurate listing that highlights your home’s key features and amenities.

By following these tips, you can set yourself up for a successful home sale and get the most out of your property!

Reach out today if you are ready to list your home with intention!

Here's your daily nudge: Change is the bridge between your current state and your big dreams. To see progress, to reach those lofty goals, embracing change isn’t just recommended—it’s necessary. Whether it's tweaking your routine, shifting your mindset, or making a bold career move, every step toward change is a step closer to where you aspire to be. So, don't shy away from taking that leap. The path to achieving big dreams is paved with countless small changes. Dream big, challenge yourself, and start making those changes today. The future you dream of is on the other side of them. 🚀💡

Homebuyers, listen up! Understanding the difference between pre-qualification and pre-approval can make all the difference in your home-buying journey. 🏠

Pre-qualification happens during your initial conversation with a lender. They'll ask about your finances and give you an estimate of how much mortgage you could qualify for. This isn't the same as pre-approval!

Pre-approval comes after your lender checks your credit score, bank statements, employment status, and any assets or investments. Once they've done this, they'll provide a pre-approval letter confirming how much they're willing to lend you.

In today's market, having a pre-approval letter can give you a competitive edge when making an offer. Ready to get pre-qualified or pre-approved? Drop a DM, and let's kickstart your home-buying journey!

Recently moved or on the hunt for a trusted moving company? Let's create a community resource right here! Share your go-to movers and what made your experience with them stand out. Your insights could pave the way for a smoother move for someone else in our community. Together, we can make relocating a breeze!

A home warranty can be a financial lifesaver, covering the cost of maintaining your household systems or appliances.

But before you sign on the dotted line, make sure to ask:
1️⃣ What's covered?
2️⃣ What's the deductible?
3️⃣ When does coverage begin and end?
4️⃣ What's hidden in the fine print?

Don't hesitate to question anything that's unclear. Protect your home and wallet with confidence!

Sometimes, the best move is to take a deep breath, keep faith, and let go. In moments of uncertainty, let life take you on a path of self-discovery. Embracing the unknown can lead to beautiful experiences. What new doors are you opening in your life? Whether it's a career shift, a new hobby, or a move to a place you've always dreamed of, embracing change can bring unexpected joys.

Most people learn about titles and title insurance when they when they buy or sell their first home. It is almost always required as part of your closing costs on a home and covers research into public records to ensure that the title of the home is free and clear of any liens or conflicts (i.e. a long-lost relative with ownership claims on the property).

​Yes, it seems like a tedious step in the process (more paperwork!) but it is really an incredibly important step.

Ever wondered what happens during a home buyer consultation? Here's what to expect:

We'll meet in a place where you feel comfortable, whether that's at your home or a local coffee shop. We'll go over the entire home buying process, so you understand what to expect with showings, timelines, and the paperwork involved in closing on your next home. This is also the perfect time to discuss your financial situation openly.

During the consultation, we'll also discuss the buyer's agreement, which is now a mandatory part of the process. This ensures that you are fully informed and leave the consultation equipped with all the knowledge and confidence needed to take the next steps. Use this opportunity to ask any questions and address any concerns you might have.

Ready to take the next step? Reach out when you're ready to dive in!

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Ever wondered what determines your home's value? Here's the breakdown:

Comparable Sales: Also known as "comps" in your area directly influence your home's value by establishing a market-driven benchmark for what buyers are willing to pay for similar properties.

Location: Factors like proximity to amenities, schools, and neighborhood safety play a significant role.

Size & Layout: The square footage and layout of your home affect its value. Larger homes and practical layouts often command higher prices.

Condition & Age: Well-maintained homes and newer constructions generally hold higher value.

Market Conditions: The current real estate market greatly influences your home's value. Supply and demand, interest rates, and economic factors all come into play.

Amenities & Features: Special features like upgraded kitchens, luxury amenities, and energy-efficient systems can boost your home's value.

Understanding these factors can help you gauge your home's worth accurately.

If your home has been listed on the market for a while and hasn't had any strong offers, it's common to feel discouraged. However, there are a few things you can do to attract prospective buyers:
- Ask your agent to conduct a Comparative Market Analysis (CMA) to ensure your home is competitively priced. By comparing your property with similar homes recently sold in the area, you can adjust the price if necessary.
- Consider hiring a professional photographer who specializes in real estate. High-quality, well-lit images can dramatically enhance your listing's appeal, showcasing your home's best features and attracting more interested buyers.
- Invest in necessary repairs and aesthetic upgrades to increase your property's marketability. Simple improvements such as new paint, fixing any plumbing issues, and modernizing light fixtures can make a substantial difference in attracting potential buyers.

While it can be challenging, there are effective strategies to ensure your home stands out in the market. Working with a professional is key to navigating these challenges successfully. Happy selling!

August is here, and it's the perfect time to give your home a maintenance check! 🏠✅ From inspecting the roof to tuning up the HVAC, keep your living space in top shape for the seasons ahead.

Earnest money is a great way to show the seller how serious you are about purchasing the home. If you'd like to learn more, shoot me a DM!

Embrace the power of creation! Why keep banging on doors that won't open when you can build your own path? Ava DuVernay's words remind us to forge our destiny, to craft opportunities where none seem to exist. It's about empowerment, resilience, and owning our narrative. So, let's stop waiting for doors to open and start constructing our own. Are you ready to build your door and walk through it?

Days on Market (DOM) is a good indicator of buyer activity. If other surrounding homes are selling quicker, DOM may reveal that a home is overpriced. In today's market, DOM is very low. With a shortage of homes in the market, the property is selling FAST! If you're interested in selling your home, contact me today.

Don't let doubt be the demise of your dreams! While failure is a natural part of growth, allowing doubt to consume you prevents you from even trying. Instead of letting fear of failure hold you back, let's embrace courage and determination. Take that leap of faith, pursue your dreams boldly, and watch as they unfold before you.

Remember third-grade math when they taught us about ratios? No? Don’t worry, they’re not too bad. And this is one ratio you definitely want to know because it determines just how much mortgage you get.

Your debt to income ratio, or DTI, is just what it sounds like: it’s your monthly debt compared to your before-tax monthly income. Debt includes things like your mortgage, any loans, credit card payments, basically anything that would show up on your credit report.

For example, your monthly expenses might be $2,000, and your income might be $5,000. Divide the two, and you get your DTI: 40%

Lenders like to see a DTI that’s under 36%, with no more than 28% going to your mortgage/housing costs. There’s a little bit of wiggle room here, but most lenders will not give you a mortgage if your DTI is over 43%.

If you’re not quite in that range, you have 2 options:
1. Decrease your debt
2. Increase your income

It’s usually easiest to comb through your monthly budget and get rid of all the unnecessary extras, then use that money towards paying down your debt.

Bonus: paying down your debt will boost your credit score too!

Have any questions about DTI or about getting qualified for a mortgage? Send me a DM.

Boost that curb appeal and watch as onlookers can't resist a second glance:

1. Freshen up with new hardware.
2. Add a touch of nature with window boxes.
3. Give your front door a vibrant makeover.
4. Balance everything with pleasing symmetry.
5. Cozy up the porch with comfy seats.
6. Let it glow with ambient outdoor lights.

Thinking about a makeover? Reach out, and let's make magic happen!

🌟 Stepping into a fresh chapter in a brand new location? Transitions can be daunting, but with the right game plan, you'll be cruising through your move like a pro! 🚚✨

First off, start by creating your moving master plan—dive into details, set deadlines, and tick tasks off your list like a champ. 📆✅

Next, get to know your new stomping grounds! Research the local hotspots, schools, and must-see spots to get acquainted with your new community 🗺️🔍

Budget buddies, this one's for you! Crunch those numbers, foresee any surprises, and keep your finances in check like the savvy financial guru you are. 💰💡

The declutter and downsize game is ON! Purge the unnecessary, sell what's no longer serving you, and make space for new beginnings. 📦♻️

Consider enlisting the help of pros—movers, organizers, or relocation experts—to lighten the load and make the journey smoother than smooth. 🤝🚛

Stay on top of your game by keeping essentials and important documents close, secure, and easily accessible during the hustle and bustle of your move. 📂🔒

So, are you ready to embark on this exhilarating adventure? 🌈✨ Let's make your move a memorable and stress-free experience! Reach out to me today, and together, we'll turn your relocation dreams into reality. 🏡💫

🏡✨Your home should reflect your unique style and priorities. What do you splurge on when it comes to creating your perfect sanctuary? Whether it's a gourmet kitchen, luxurious master suite, or stunning outdoor oasis, let's find the features that make your dream home truly exceptional!

It's time to break free from the cycle of waiting for the "perfect" moment and take that leap toward success! 🚀💫

Don't let fear or uncertainty hold you back any longer. The key to achieving your goals and dreams lies in taking that crucial first step.

Embrace the power of starting, even if it feels imperfect or uncertain. Momentum builds with each action you take, propelling you closer to your aspirations. Remember, it's not about being flawless from the start but rather about embracing progress and growth along the way.

So, seize this moment and let go of hesitation. Take that first step toward your dreams today! You've got this!

🌿 As sustainability becomes a priority, here’s how you can transform your home into an eco-friendly sanctuary:

- Energy Star Appliances: Reduce energy usage and save on bills. A smart start to a greener home! 💡
- Smart Home Tech: Manage energy efficiently from anywhere. Perfect for the tech-savvy homeowner! 📱
- Solar Panels: Invest in clean, renewable energy. Good for the planet, great for your wallet! ☀️

Buyers are increasingly seeking homes with these energy-saving innovations. By embracing sustainable features, you're not just following a trend—you're making a lifestyle choice that appeals to conscious consumers. 🌍

Embrace the summer vibes!

Transform your outdoor oasis into the ultimate haven for warm-weather festivities.

Here's your go-to checklist for creating the perfect backyard retreat:

🌿 Tame your lawn for a lush, inviting look
🔥 Prep your grill for sizzling BBQ feasts
💡 Illuminate your space with cozy outdoor lighting
🌳 Enhance privacy with stylish fencing

Start now and make this summer one to remember!

Time to put your emails in Out of Office status because summer is officially here! Bring on hot days, warm nights, and long days at the pool. Happy summer!

Chase your dreams with the kind of determination that never falters. Carol Burnett once said, "When you've got a dream, hold onto it and never let it slip away." What's the dream that you're clutching tightly to your chest? Whether it's buying your first home, landing your dream job, or achieving a personal milestone, share your aspirations. Let's fuel each other's ambitions and soar together.

The best kind of dads are fun, wise, kind, and strong. Thanks for being mine. Happy Father's Day to all the rock star dads!

Welcome home to new traditions! 🏡✨ From cooking up favorite recipes to hosting movie and game nights, taking daily strolls in your community, and gathering loved ones—make each moment in your new space unforgettable. Let the good times roll! 🍴🎬🎲 Do you have any special traditions, or are there new ones you want to start?

That's Right!

Obtaining several mortgage quotes is essential for comparing rates and terms, saving costs, negotiating effectively, understanding options, mitigating risks, securing pre-qualification or pre-approval, and achieving peace of mind.

It empowers borrowers to make informed decisions and find the best mortgage solution tailored to their specific needs and preferences.

Think your home's inside is all that matters when selling?

Think again. 🏡

The curb appeal is a home's handshake, it's the first impression that could make or break a sale. If potential buyers drive by and aren't wowed, they may not be inclined to see more.

Also, it's a comparison game - if your home doesn't hold up against the house next door, it might end up on the 'maybe' list. In a hot market, you can't afford to let curb appeal slide.

It's more than just aesthetics, it's an invitation to imagine a future in the house.