Celesta Financial Inc.

Looking for health insurance with guaranteed
acceptance? With Manulife’s Health & Dental Plans
you can choose from many affordable plan options,
so a little every month can save you a lot later!
Contact me at 416.315.1306 to learn how.

News from CRA: Bare trusts are exempt from trust reporting requirements https://www.canada.ca/en/revenue-agency/news/newsroom/tax-tips/tax-tips-2024/bare-trusts-exempt-from-trust-reporting-requirements-2023.html?fbclid=IwAR03xIqUiJBD70QzPbe9vTKuRbI839KTImRYgc7vCxuoKsUnPX9tAakdktA

New – Bare trusts are exempt from trust reporting requirements for 2023 - Canada.ca To support ongoing efforts to ensure the effectiveness and integrity of Canada’s tax system, and to meet its international obligations in relation to transparency and beneficial ownership, the Government of Canada introduced new reporting requirements for trusts.

Everyone’s talking about the new FHSA! It’s the ideal tool to help make your dream of buying your first home a reality. 🏠 Pro tip: You can combine it with the HBP.👍



Contact me at 416.315.1306 or [email protected] to learn more!

FHSA | iA Financial Group An FHSA is a tax-free savings account designed to help future homeowners save for the purchase of a first home in Canada.

Did you know that iA offers a high interest savings account? And that some of its benefits surpass those offered by banks? 🤔
Think about it!

High interest savings account | iA Financial Group Grow the money lying dormant in your bank account securely with this simple savings option that you can access at any time.

A great reminder from Carl Richards, Behavior Gap:)

https://advisor.manulife.ca/content/dam/manulife-advisor-portal/documents/en/marketing-materials/bank/advantage-account/updf/bank-advantage-account-social-posts-facebooke.jpg

advisor.manulife.ca

Looking for health insurance with guaranteed acceptance? With Manulife’s Health & Dental Plans you can choose from many affordable plan options, so a little every month can save you a lot later! Contact me at 416.315.1306 to learn how.

https://www.manulifebank.ca/personal-banking/plan-and-learn/personal-finance/how-to-build-credit-and-improve-your-credit-score.html

How to build credit and improve your credit score | Manulife Bank You probably left school knowing more about dinosaurs than how to build credit. Time to get your credit score turned around — the stegosaurus won't mind.

Get a great rate of interest at 3.5 % on your new deposits to a new non-registered Manulife Advantage Account for 5 months from date of opening. Offer valid until Oct 31, 2022. Click on the link below to securely open your account today.
https://client.manulifebank.com/edo/ #/productCatalogue/BANK_ID=MNL&LANG_ID=001&REF_ID

Are you ready to travel again? Check out this article for "need to know"
https://www.manulife.ca/page/travel/travelling-outside-of-canada-during-covid-19.html

Travelling outside of Canada? Here’s what you need to know: The moment you’ve been waiting for so long has finally arrived. Your tickets are booked and the countdown to your travel is on. Whether you’re travelling by yourself or with your family, for a single trip or multiple trips, it’s never been more important to stay on top of the ever-changing COV...

Are you contributing enough to your child's RESP? The cost of tuition keeps rising and you may need $30,000 or more for a 4 year program, just for tuition alone!

The Daily — Tuition fees for degree programs, 2021/2022 Nationally, Canadian students enrolled full time in undergraduate programs will pay, on average, $6,693 in tuition for the upcoming 2021/2022 academic year, up 1.7% from the previous year.

Earn 2.00%* and bank for FREE**
Manulife Bank is offering a promotional rate of 2% for 4 months if you apply for an Advantage Plus Savings account by June 18, 2021
https://client.manulifebank.com/edo/ #/productCatalogue/BANK_ID=MNL&LANG_ID=001&REF_ID=166944

client.manulifebank.com