Tom Brothers Financial Inc.

汤姆兄弟金融全体员工, 祝大家春节快乐、阖家幸福、万事如意! Gong Xi Fa Cai! Wishing everyone a healthy and prosperous year of the Rabbit!

Thank you for everyone who have placed your trust in us over the past year. We are grateful for the opportunity to work for you.

From everyone at Tom Brothers, we wish you and your loved ones a fabulous holiday season, and a healthy, joyous and prosperous year ahead in 2023.

Today we remember those who had fallen and those who had made sacrifices to protect our freedom. We must never forget.

BoC announced yet another key interest rate hike by 0.5% to 3.75% in response to current economic forecasts as well as acknowledging the possible recession in 2023. Regardless of the changes in the market, we can help with a plan that makes sense for your individual needs. Contact our mortgage professional today.

Happy Diwali! from all of us at Tom Brothers Financial Inc.

From all of us at Tom Brothers Financial Inc., Wishing everyone a Happy Civic holiday!

In a surprise move, BoC hikes rates by full percentage point amid persistent inflation risk, and signaled we are on the path to higher interest rates.

From all of us at Tom Brothers Financial Inc, Have a great long weekend!

With inflation now appears to be more difficult to control than anticipated, we are likely to see mortgage rates will continue to surge. Speak to our mortgage professional to find out what would be a right move to make.

This is on top of every homeowners' mind, with the increasingly hawkish Bank of Canada vows to make aggressive moves to curb inflation, this could set the house sales into tailspin and potentially a recession.

This comes at no surprise and banks have acted swiftly to increase their prime rate, the only thing that is guaranteed in 2022 would be more rate hikes are on the way. Speak to our mortgage professional today for the tailored advice you can count on.

Homeowners should be fastening their seatbelt and get prepared for an increasing borrowing cost.

Tom Brothers Financial Inc. We Finance All Your Dreams by customizing residential & Commercial mortgages and business loans sin

So what does that mean for homeowners, a 0.25% hike would increase your monthly payment on a variable-rate mortgages by roughly $60 on $500,000 of borrowing. Speak to us today on how we can get you prepared as we are entering a rate hiking cycle.

As we are entering a rate hiking cycle, speak to one of our mortgage professionals to get the mortgage advices you can bank on.

Home prices in Toronto jumped another 18% last year, with avg price hits $1.1M, regulator see rising rates are set to dampen "the fever" in the housing market and could see a fall of 10-20%. Latest round of fixed-rate hikes underway, How many rate hikes we see coming in 2022?

汤姆兄弟金融全体员工, 祝大家身体健康、阖家幸福、万事如意！"Gong hay fat choy! Wishing you a prosperous year of Tiger!

BoC kept rate unchanged at 0.25%, signals hikes coming soon to combat inflation. Canada's inflation rate hit 4.8% in December. Market priced in a March hike with more rate hikes in 2022.

Happy Holidays from all of us at Tom Brothers Financial Inc.

OSFI is keeping the stress test rate at min. 5.25 %. Borrowers making a down payment of 20% or more will need to prove they can afford payments based on their contract rate plus 2% or 5.25%, whichever is higher. Speak to one of our mortgage professionals to get qualified for your mortgage today.

We remember and thank those who have given their lives fighting for our rights and freedoms, and those who still serve around the world today.

Happy Diwali 2021!!

Happy Thanksgiving! Thank you for entrusting us with your needs over the year. 感恩节快乐！ 感谢每一位给予的信任！

中秋节快乐! Happy Mid Autumn Festival!
#中秋节2021

Wish everyone an enjoyable civic holiday!

Thank you, Dan! We are truly grateful to have the opportunity serving all you mortgage needs over the years and we pride ourselves in delivering great service you deserve. Thank you so much for your support!

Reach out to us today to see how we can help!

P: 905 - 415 - 1115
E: [email protected]

Rate is kept at 0.25%, with government scaling back on stimulus as a result of strong economic growth in the outlook, BoC moved forward with further tapering of its bond purchase program, however, reiterated its projection to the beginning rate hike in the 2nd half of 2022.

Amid uncertainty of emergence of new variants of Covid-19 and its impact on our overall labour market, housing market activity is expected to pull back from historical highs, and remains largely dependent on the impact it might bring to the Canadian economics recovery.

Let us know what are your thoughts!

from all of us at Tom Brothers Financial Inc.

To all the great Dads and Grandpas , have a Happy Father's day! 祝祝所有伟大的爸爸和爷爷，父亲节快乐！

BoC has announced that it will hold its target rate at 0.25% as expected, but it revised its previous projection and signaled rate increases could come sooner in the 2nd half of 2022. What does that mean to you as a homeowner? Talk to our mortgage expert today!

After many weeks and months, Ontario finally move to Step 1 of reopening Friday, June 11. Let us all do our parts and continue to fight till we get back to normal 💪