Leila Jahanshahi Mortgages

Have mortgage questions and looking for answers? I am here to help!

Tips you NEED for first time home buyer 🏡.

Attached to your current mortgage and don’t know what to do? I am here to help you find your perfect mortgage match.

Happy Halloween everyone 🎃👻

With expert advice and personalized solutions, I can help you secure the keys to your dream home. Whether you're a first-time buyer, looking to refinance, or considering an investment property, I've got you covered.

Let's chat about your financial goals and create a plan that fits your unique needs. Contact me today to start your journey towards homeownership!

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗦𝘁𝗿𝗲𝘀𝘀 𝗧𝗲𝘀𝘁 𝗛𝗮𝗰𝗸: What You Need to Know!

Wondering how the Stress Test affects your homebuying journey? Here's a quick guide:

Rates Matter: Even a slight increase can impact your borrowing capacity.

Budget Wisely: Set a realistic budget to avoid overextending.

Expert Advice: A seasoned mortgage agent can be your best ally.

Ready to dive deeper? Let's chat!

Thinking about renewing your mortgage? I can help you!

I'm thrilled to announce that the Canada Child Benefit doesn't just provide assistance for your family; it can also serve as a pathway to our dream home! 🌟🏡 Here are some valuable insights on how to leverage this benefit in our mortgage application.

Thanksgiving is a reminder to cherish the relationships that drive our business forward.

Are you a self-employed entrepreneur with big dreams of owning your own home? I'm here to help make it happen!

Elevate Your Credit, Secure Your Dream Home! 💰✨
Pro Tip: Regularly check, pay on time, and reduce balances.
Let's boost your score together! 📈🔑

I can help you find your dream home 🏡

Let's dive into the world of interest rates!

Whether you're applying for a loan or saving for the future, knowing the difference between fixed and variable rates is crucial.

Remember, the best choice depends on your individual circumstances and risk tolerance.
Consult with a me for personalized advice!

Are you ready to make your homeownership dreams a reality?

Before you dive into the world of real estate, it's essential to grasp the importance of the "Condition of Financing" clause in your home purchase

Conditions on Financing is a clause in your purchase agreement that makes the sale contingent on your ability to secure financing for the home.
In simpler terms, it's a safeguard to ensure you can get the necessary mortgage loan.

Contact me to know more.

Remember, patience and perseverance are key in the home-buying process.
If you have any questions or need advice, feel free to reach out to me.

Cheers to your new home sweet home!

Stay tuned for updates!

Tips on Home To Find Your Dream House:

Cheers to the hardworking souls who make the world go 'round!
Happy Labour Day!

Ever wondered about mortgage prepayment penalties? Let's unravel the mystery together.

What are they? Charges by lenders if you pay off or make extra payments on your mortgage early.

🤷‍♂️Why? Lenders use them to secure expected interest earnings.

How? Penalties vary among lenders and are in the mortgage agreement.

Exceptions? Not all mortgages have them. Know your terms!

Be Informed: Understand penalties before paying early or refinancing.

Bottom line: Navigate homeownership smarter with prepayment penalty know-how.

!! 🏠 Ready to Buy a Home? Know Your Budget!

Crunch numbers: Calculate your monthly income, debts, and expenses.

Set a limit: Keep your mortgage payment under 25-30% of your income.

Check credit: Aim for a score of 700+ for better rates.

Down payment: 20% is standard, but options vary.

Plan ahead: Consider future changes and expenses.

Get pre-approved: Know your price range upfront.

Expert advice: Consult financial pros for guidance.

Your dream home is within reach! 🌟

From unraveling stress testing to clarifying down payment requirements, our mission is to make Canadian mortgage regulations easier to understand.

Stay well-informed and approach your decisions with confidence.

Dreaming of owning your own place? 🏠 Let's make it happen! Whether you're a first-time buyer or looking to upgrade, I'm here to help you find the perfect mortgage solution tailored to your needs!

Start a conversation with me today, and we'll discuss all your options and possibilities. No more renting – it's time to invest in your future and build a place to call your own!

Don't let uncertainty hold you back. With my expertise and the right mortgage, you'll be on your way to becoming a proud homeowner.
Let's take this exciting journey together!

Tips for Saving a House Deposit:
1. Set Clear Goals
2. Create a Budget
3. Automate Savings
4. Reduce Debt
5. Explore Incentives
6. Increase Income
7. Downsize Lifestyle
8. Limit Splurges
9. Save Windfalls
10. Invest Wisely

Remember, patience and discipline are key when saving for your house deposit. It may take time, but with right Mortgage Agent and smart financial choices, you'll be one step closer to turning your homeownership dreams into reality!

Excited to share that the Canada Child Benefit is not just a support for your family, but it can also be a stepping stone to our dream home! 🌟🏡 Sharing some valuable tips on how to utilize this benefit as part of our mortgage application. "