Polson Bourbonniere Derby

https://www.everythingzoomer.com/health/2023/08/30/aging-with-a-healthy-brain-how-lifestyle-changes-could-help-prevent-up-to-40-of-dementia-cases/

Aging With a Healthy Brain: How Lifestyle Changes Could Help Prevent up to 40% of Dementia Cases A 65-year-old woman repeatedly seeks medical help for her failing memory. She is first told it’s...

Toronto's commercial real estate investment takes a hit, as reported by Financial Post. Challenges abound, reshaping the city's property landscape. Let's stay resilient and seek innovative solutions for a bright future.

Posthaste: Real estate investors are shying away from Canada's biggest city Real estate investors are drawing back from Toronto as high interest rates, construction costs and remote work take a deeper toll. Read on

Toronto's commercial real estate investment takes a hit, as reported by Financial Post. Challenges abound, reshaping the city's property landscape. Let's stay resilient and seek innovative solutions for a brighter future.

Posthaste: Real estate investors are shying away from Canada's biggest city Real estate investors are drawing back from Toronto as high interest rates, construction costs and remote work take a deeper toll. Read on

Toronto's commercial real estate investment takes a hit, as reported by Financial Post. Challenges abound, reshaping the city's property landscape. Let's stay resilient and seek innovative solutions for a brighter future. 🏙️📉

Posthaste: Real estate investors are shying away from Canada's biggest city Real estate investors are drawing back from Toronto as high interest rates, construction costs and remote work take a deeper toll. Read on

https://www.youtube.com/watch?v=uA6MALo0aNU

Why Polson Bourbonniere Derby Wealth Management? Why Polson Bourbonniere Derby Wealth Management?Polson Bourbonniere Derby Wealth Management, iA Private Wealth is a team of professionals dedicated to making...

Bank cites a stronger than expected economy and more persistent inflation than previously forecast.

Bank of Canada raises key interest rate to 5 per cent

You, too, should have a strategic asset mix that fits your goals, situation and personality. Before making any moves, you need a solid base to work from. Think of it as your default position; your starting point for everything.

Determining your portfolio's strategic asset mix can be an invaluable starting point

Financing retirement represents a looming crisis for both Canada and Canadians, since huge numbers of baby boomers are shifting into retirement and we are living considerably longer lives than we used to.

How to solve Canada's slow-moving retirement crisis

Diners have long debated whether ordering such wines—the classic ‘I’m not a cheapskate’ move—yields hidden values. Our columnist polls the pros and discovers some gems lurking in plain sight.

Should You Really Order the Second-Cheapest Wine?

Canadians are struggling to save for retirement, with many planning to push back the next phase of their life amid inflation and higher interest rates, according to a new survey from the Healthcare of Ontario Pension Plan.

Inflation, interest rates weighing on Canadians’ retirement plans: survey

For the first time in months, the possibility of another Bank of Canada interest-rate hike appears to be on the table this week.

Bank of Canada rate hike a possibility this week, economists say

As swindlers target paper checks, take steps to secure your payments

Check Fraud Is Increasing. Here’s How to Protect Your Money.

Federal transportation minister Omar Alghabra tells Star editorial board that staffing issues and overbooking takeoff spots facing airports last year have largely improved

‘We’re in a much better place.’ Minister says Canadian airport chaos of last summer (likely) won’t be repeated Federal transportation minister Omar Alghabra tells Star editorial board that staffing issues and overbooking takeoff spots facing airports last year have largely improved.

A new type of login is easier and safer to use than passwords—with caveats.

Hate Passwords? It’s Time to Try Passkeys

Most people don’t want to think about their own death – let alone talk about it. This unwillingness to contemplate their own mortality means many Canadians lack the knowledge to engage in effective estate planning, a new study suggests.

How proactive estate planning can help minimize your loved ones’ tax burdens

Use the ‘Rule of 72’ to plan for a sustainable lifestyle, writes Thie Convery.

Inflation is a serious threat to your retirement income

The competitive phase of AI could be very shortlived.

Big Tech is racing to claim its share of the generative AI market

Even grocery prices are rising at a slower pace.

Canada’s inflation rate falls to lowest level since August 2021

Ottawa has promised that Rogers Communications Inc.‘s takeover over of Shaw Communications Inc. will result in lower wireless prices for consumers, but industry watchers are skeptical that prices will come down despite the extensive list of conditions attached to the deal.

Will the Rogers-Shaw merger mean lower cellphone bills? Industry watchers are skeptical

This is not a typical economic cycle, and the usual assumptions about how the economy will react to higher interest rates are being shoved aside, at least temporarily.

Why this economic slowdown is so unusual

The Bank of Canada may have hit pause on further interest rate hikes, but that doesn’t mean the steepest tightening cycle in decades is over.

Interest rate tightening is only now starting to get real

History tells us that reliably scarce assets such as stocks, bonds and real estate are excellent at keeping ahead of inflation over time.

Inflation's impact on our clients Inflation hurts everyone in one way or another. It is the erosion of your purchasing power.

With scary headlines about global banks piling up, CDIC is your best stress reducer. Are you fully protected? Find out right now.

Yes, there is risk in Canadian bank deposits for the unwary and complacent

A recent survey found Canadians expect they’ll need to save $1.7 million to retire comfortably. Such reports stoke unnecessary fear, financial experts say.

Do you really need $1.7 million to retire? We surveyed financial experts — and they all agreed you don’t

People who lose their jobs should review their employer’s obligations and compare them with what the company is offering before signing any paperwork.

Review your rights before signing paperwork during a layoff: employment lawyers

Living trusts are essential options in estate planning. Keep reading to explore living trusts and whether or not they're the right option for you.

What Is a Living Trust? Here's Everything to Know.

Polson Bourbonniere Derby, in recognition of these difficult times, has launched our "Helping Clients Help" campaign. Each month we will be making a donation to a worthy charity, as nominated by our clients - many of whom are doing amazing things to support their communities. For the month of May, and due to popular demand, we supported Canada Food Banks. For the month of June, our donation went to Covenant House, another organization that our clients urged us to support. Covenant House serves youth who are homeless, trafficked or at risk. They provide hundreds of youth each day with food, shelter and medical care. Check out their website, and if you would like to donate here is their link: https://covenanthousetoronto.ca/.

I think we can all benefit from a little perspective and some words of encouragement this afternoon. Even a little optimism.

The world is enduring temporary economic losses to minimize real human losses. The actions being taken globally that are putting temporary pressure on our portfolio balances will save human lives. Human decency compels us to make such a trade.

The developed world is marshalling all of its wealth and resources to defeat this health crisis. We are getting daily, hourly policy announcements as governments and municipalities do what they can to slow the spread of the virus and find ways to get relief into the hands of citizens that are hurting the most.

The smartest people on the planet are working around the clock to put effective tools into the hands of physicians, financial institutions, and policy makers.

There is an unprecedented amount of stimulus in place.

If history repeats itself, the bottom for markets may not occur when we beat COVID19. The bottom may occur when we begin to fight back.

That fight is ramping up each and every day.

History tells us that when the recovery occurs, it will likely be sudden, sharp, and impossible to time.

Our behaviour is our most powerful weapon against sickness and permanent loss of capital.

Don't touch your face; don't touch your portfolio.

Photo Source: CLSA