Colin Tieu, CFP - Sterling Mutuals Inc.

How To Get Better At Talking About Money If the majority of people believe we should talk about money and see the benefits, then how do we get better at doing it?

Taking The Stress Out Of Financial Planning So much of financial planning is unknown, even unknowable. It has such a future orientation that it’s hard to feel settled with it in the present.

7 reasons why investing is different from everything else in your life Investing is different from almost every other aspect of your life. Investing is unpredictable and often counterintuitive, which can make it more difficult to be successful.

Why Bank of Canada hike is not a done deal despite inflation 'head fake' Many economists think the Bank of Canada will still hold its interest rate next month despite an ugly inflation reading this week.

8 tax ideas to put money back in the pockets of students Here are the top eight tips that will put money back in the pockets of students.

The curious incident of the shrinking Gatorade in the night-time of high inflation A regular buyer of powdered Gatorade sports drink saw a can at Walmart go to $6 from $5. This year that can is $7.50. But it’s not just the price that changed. In July, they noticed something different with the can.

Value vs. Growth: 4 Pros Lay Out the Catalysts, From the Fed to Earnings Growth stocks performed better than value names for more than a decade, although that relationship reversed itself last year. Industry pros weigh in on what could come next.

She tried a cash-only budget for a week. Here’s how quickly she saw $150 disappear “Cash makes us spend a lot more mindfully. There’s a sense of loss – a visual and mental connection that’s missing when tapping a card.”

Mortgage holders are opting for shorter terms amid high rates — setting the stage for a potentially dangerous wave of renewals While five-year mortgage terms are typical, customers at Canada’s largest banks have been electing to sign up for shorter durations, RBC report says.

Canada’s inflation rate ticks up to 3.3 per cent in July, raising odds of September rate hike Canada’s annual inflation rate moved back above the Bank of Canada’s target range in July, bolstering the central bank’s warnings about stubborn price pressures and raising the odds of another interest-rate hike in September.

How hard is it to save enough to retire at age 60? Unless you win the lottery or participate in a defined-benefit pension plan, it is a challenge to save enough to retire early. Consider Joe, a middle-income 30-year-old who plans to save 6 per cent of pay in his RRSP for the next 30 years.

Tackling money shame: Personal finance advice from top TED Talks Here is something to make you feel old: Next year will mark the 40th anniversary of the first TED Talk. We combed through them for the most helpful advice to get our money lives under control.

A 30-something who used a side hustle to pay off $100,000 of debt explains what we get wrong about passive income A passive income stream can be a great way to generate extra money to pay down debt or save. Melissa Jean-Baptiste learned first-hand that passive income is not that "passive," especially in the beginning. To maximize your chances of success, she recommends finding a side hustle that uses skills you...

What You Should Chase Instead of a Dream Job There is no such thing as a “dream job.” A better goal to pursue is a “sustainable and purposeful career.” In other words, a career that will keep you going because it fits into your value system and longer-term goals.

The war on inflation isn't over yet, despite what some people think Those in political power along with equity market participants seem to think the war on inflation has already been won, but perhaps it is too soon to declare victory.

Building your retirement nest egg, piece by piece Do you have an RRSP? How about a TFSA? Or a non-registered portfolio? What about alternative investments? What options are available for diversification? Let’s walk through what should be the pillars of your investment portfolio, some lesser-known options and long-term approaches to wealth buildin...

A new take on buying a home versus renting, based on controlling risk to your finances The buy-versus-rent debate is mainly about how you can end up with the most money, which is fine if you’re an “eye on the prize” kind of person. But your life along the way deserves some attention, too.

Financial planning basics: How to create a financial plan Life may be full of twists and turns, but a strong financial plan can help you stay on track toward reaching your goals. From paying off your student loans to buying a house, a comprehensive individualized plan is the best way to go.

Credit Card, PayPal or Cash App? How You Pay Matters Here’s a guide to weighing the security, convenience and benefits of each payment option.

How to cut back on post-secondary costs: Don’t buy every supply you think you need When fourth-year Carleton University journalism student Boshko Maric started his undergraduate degree in the height of the pandemic, he didn’t have many people in his life to turn to for advice on the supplies he needed to buy.

Paying by tap? New research suggests contactless payment leaves us out of touch with our spending There is a rich body of evidence that the mode of payment has an impact on spending behaviour. In other words, whether we choose to pay with cash, debit, credit or cheque can influence how much we spend.

How Investors Are Messing Up Right Now, According to Finance Pros From playing it too safe to piling into overpriced stocks, investors are falling into some classic traps, financial advisors say.

How To Address Meeting Overwhelm In Hybrid And Remote Work The rapid shift to hybrid and remote work during the pandemic led to an explosion of virtual meetings. While meetings aimed to foster collaboration, they often created a sense of being overwhelmed which reduced productivity.

Don’t check the clock! 15 ways to get back to sleep when you wake at 3am It is normal and natural to wake in the early hours – but it can feel disastrous. Follow these simple steps to help you drift off.

Should you pay off the mortgage immediately before retiring? You should usually pay off the mortgage on your house before you retire. Doing so makes you less financially vulnerable to spending shocks in retirement.

What is your magic retirement number? How much money do you really need for retirement? One guess is $1.27 million, a new survey from Milwaukee-based Northwestern Mutual shows. But there is no 'Magic Number' for everyone.

Think about your method and message when distributing your estate There are five “Ds” of estate planning: define, design, document, discuss and distribute. This article talks about distributing your estate.

Are You Burned Out Or Just Exhausted? Heavy workloads, stressful jobs, and long work hours continue to leave employees at all levels feeling exhausted.

5 Easy Ways To Make Extra Money While Working Full Time It’s more than possible to make money on the side while working a full time job, and in this article, you’ll learn how.