Harvinder Anand - Financial Advisor, Edward Jones

Broad-based ETFs can be used as the building blocks of your portfolio or you can incorporate ETFs of various investment styles to complement investments you already own, providing further diversification. Edward Jones has put together the essentials about ETFs. Learn more here. If you’d like to discuss ETFs further, please contact me.

Do ETFs Have a Place in Your Portfolio? ETFs can be used as the building blocks of your portfolio or to diversify your portfolio.

In our latest Market Compass, our Senior Strategist, Mona Mahajan looks at market performance to date and outlines three key factors we’re watching for the rest of 2024.

To hear more, including from our Senior Strategist, Julie Petrera on how the Bank of Canada's recent policy rate cut could impact you, watch the full episode here.

Market Compass video series Market Compass helps keep you in the know about what's happening now and what we think may unfold over the next quarter. In this video series, our strategists focus on exploring economic events that matter to you, and offer tips you can use as you work toward your financial goals.

Reacting emotionally to day-to-day market fluctuations can obscure your judgment. Try to stay focused and disciplined. Remember, a short-term decline or the latest doom and gloom media headline doesn’t change your personal financial goals. While market volatility is unpleasant, it is a normal part of investing. Contact me if you’d like to review your financial goals and portfolio.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

When the media hype the next “hot” stock or dramatic decline, it’s tempting to follow the crowd and chase the winners and sell the losers. But this can lead to buying at market peaks and selling at market lows. Instead, stay invested in a diversified portfolio designed to help you meet your personal financial goals.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

Contributing to your Registered Retirement Savings Plan (RRSP) allows you to defer taxes on your income. You can also deduct home office expenses if you work from home, as well as other work-related expenses such as tools, professional fees and travel.

If you think you’re eligible for some or all of these tax deductions please speak with a qualified tax professional. Contact me if you need assistance getting this conversation started.

2024 tax facts: What you need to know Here are the key dates and the most common tax deductions and tax credits for the 2024 tax filing year.

Our recent study reveals those who work with a financial advisor, 55% have a positive outlook on investing, compared to just 38% who do not. Even among Canadians with a negative outlook on investing, those working with a financial advisor are more optimistic about their financial situation (41%) than those who don’t (25%).

Further study results are summarized here.

Survey: Optimistic about your finances? It may depend on where in Canada you live Edward Jones poll finds Canadians’ views split on current economic climate.

The basic family meeting approach involves an overview of all the documents and everyone’s roles. The second approach takes a closer look at these documents, the third is structured as a family education meeting, while the fourth is a complete transparency discussion. Learn more about these four approaches here. And if you’re planning a family meeting soon, contact me if you need any advice or assistance.

Family meetings: An empowering platform for family communication Every family in Canada has its own structure, shared circumstances, memories, conflicts, beliefs and values that shape how they work and communicate to get things done. Strong family communication can help address concerns about providing support for loved ones and help establish financial security....

This June 8th, take stock of the friends in your life – it’s National Best Friends Day!

There’s a saying “You can choose your friends, but not your family”. Well, today is a day to take stock of the quality friendships in your life - friends who have been with you through good times and bad. Why not make it a priority to call them, arrange to meet for a meal or drink, or just hang out together.

Capital gains and dividends are taxed at a significantly lower rate than interest income. This means it may be beneficial to consider holding investments such as stocks and certain mutual funds in a non-registered account, and interest-generating investments such as bonds and GICs in your RRSP.

Is it time to review your asset location strategy? If so, let's chat!

Is an RRSP always the best choice for retirement? While RRSPs remain an excellent way to save for retirement, in some situations, other types of accounts can possibly be more effective.

If your mortgage renewal is looming, you might be worried you’ll end up with higher payments that could impact your budget and goals. Before you renew, let’s review your options together. I can help you make the best choice for your personal needs. Contact me.

Time to renew your mortgage? Here are 5 things you can do.

Typically, you’ll need to renegotiate your mortgage agreement at the end of the term. During this time, you can make lump sum payments without penalty, choose between a fixed or variable rate, change the payment frequency, switch to a different lender, or refinance your mortgage. Learn more here.

Top 10 questions about mortgage renewal You asked – we answered! Here are the top 10 questions about mortgage renewal.

For a review of last week's market and guidance for the week ahead take a look at this report.

Weekly market wrap How did the markets perform this week? Get the highlights and the latest economic news.

A new year also means another RRSP (Registered Retirement Savings Plan) season is upon us. Why not start the year off on a positive note by making an RRSP contribution if you still have the room? The deadline for 2023 contributions is February 29, 2024. I can help you maximize your retirement savings and keep your financial strategy on track. Let’s talk!

The 2023 RRSP contribution deadline is February 29, 2024 Start the year off by making sure your financial strategy is on track and that you maximize your retirement savings.

See how our integrated technology makes our financial advisors’ jobs more efficient by making it easier for their clients to invest.

High tech, high touch digital client experience with easy-to-use tools| Edward Jones Our clients benefit from a close relationship with a trusted financial advisor and easy-to-use integrated technology tools. Put tech to work for you at Edward Jones.

An executor is responsible for administering someone’s estate. The executor must follow the wishes expressed in that person’s Will plus any applicable laws. An executor can be a family member, friend, trust company, lawyer or accountant. One executor shares his story.

Have you been asked to be an executor? Here are considerations if you’ve been asked to be an executor, or if you’re considering who would be the best executor for your estate.

The 2023 federal budget proposed earlier access to more RESP Education Assistance Payments. This would increase the amount your child can withdraw in the first 13 weeks of a full-time program by $3000, and $2000 for a part-time program, providing you with a new planning opportunity.

Edward Jones, its employees, and financial advisors cannot provide tax or legal advice. You should consult your lawyer or qualified tax advisor regarding your situation.

RESP withdrawal rules: How 2023 changes provide a planning opportunity See how proposals in the federal budget will allow students to access more EAPs from RESPs.

As a reminder,

please join us on November 29th at the Angus Glen Golf Club for an exclusive and interactive evening. Renowned Sr. Investment Strategist, Mona Mahajan, and Sr. Wealth Consultant, Soyoung Kim, will be discussing the current market outlook and how to build, protect and transfer wealth across multiple generations in your family.

Event Details
Date: Wednesday, November 29, 2023
Time: 5:30 pm - 8:30 pm
Location: Angus Glen Golf Club
10080 Kennedy Rd., Markham, ON L6C 1N9

Please call 905-472-8300 or email [email protected] to register.

Please register to attend this seminar by also visiting our branch website:
https://lnkd.in/gxCzh2yM

Edward Jones does not provide tax or legal advice. This seminar is informational only.

As a reminder,

please join us on November 29th at the Angus Glen Golf Club for an exclusive and interactive evening. Renowned Sr. Investment Strategist, Mona Mahajan, and Sr. Wealth Consultant, Soyoung Kim, will be discussing the current market outlook and how to build, protect and transfer wealth across multiple generations in your family.

Event Details

Date: Wednesday, November 29, 2023

Time: 5:30 pm - 8:30 pm

Location: Angus Glen Golf Club

10080 Kennedy Rd., Markham, ON L6C 1N9

Please call 905-472-8300 or email [email protected] to register.

Please register to attend this seminar by also visiting our branch website:

https://lnkd.in/gxCzh2yM

Edward Jones does not provide tax or legal advice. This seminar is informational only.

Only 50% of capital gains are taxed but interest income is fully taxable. An asset location strategy can help you optimize your overall portfolio by allocating less tax- efficient assets to your RRSP or TFSA and those taxed more favourably to your non-registered account.

Why does asset location matter? Where you hold your assets could have an impact on tax treatment.

Please join us on November 29th at the Angus Glen Golf Club for an exclusive and interactive evening. Renowned Sr. Investment Strategist, Mona Mahajan, and Sr. Wealth Consultant, Soyoung Kim, will be discussing the current market outlook and how to build, protect and transfer wealth across multiple generations in your family.



Event Details

Date: Wednesday, November 29, 2023

Time: 5:30 pm - 8:30 pm

Location: Angus Glen Golf Club

10080 Kennedy Rd., Markham, ON L6C 1N9

Please call 905-472-8300 or email [email protected] to register.

Please register to attend this seminar by also visiting our branch website:

https://www.edwardjones.ca/ca-en/financial-advisor/harvinder-anand?utm_source=event&utm_medium=sm_harvinder_anand&utm_campaign=southasiantestandlearn

Edward Jones does not provide tax or legal advice. This seminar is informational only.

Take a look back at the second quarter of 2023 and get our outlook on cash investments, the economy, international investing and more.

Quarterly market outlook Our view on key market and economic topics to help you make decisions affecting your financial strategy.

Each time we meet – whether it's our first meeting or our 50th – we want to know, "What's important to you?". Edward Jones invests in you and your goals. Learn more about how we partner together.

Your financial advisor relationship There's an advantage to working with a financial advisor who’s in it with you for the long haul.

In this study we explore how retirement is a journey, a new chapter of life full of more opportunities than ever for you to live with purpose – your unique purpose. Learn more here and contact me to discuss what that means for you.

www.edwardjones.ca

I'm honoured to be among the nearly 850 Edward Jones financial advisors in Canada who help our clients achieve financially what is most important to them and their families. Thank you to our clients for rating us " #1 in Investor Satisfaction with Full-Service Wealth Management Firms" in the J.D. Power 2023 Canada Full-Service Investor Satisfaction study. It's an honour to be recognized by you – our clients. Learn more here.

2023 J.D. Power Award Edward Jones Canada has been named the Highest in Investor Satisfaction with Full-Service Wealth Management Firms in the J.D.Power’s 2023 study.

Research shows women save more consistently than men. On average, women set aside about 9% of their pay in employer savings plans, compared to 8.6% for men. For individual plans women top up their account balances by about 12.4% versus 11.6% among men. *

* Fidelity Investments – Survey reveals only 9% percent of women think they make better investors than men

Why women are amazing investors Women face significant challenges when it comes to investing, but have a good track record. Learn why women should be confident investors.

Edward Jones and Age Wave have partnered on a new retirement study which explores how retirees are redefining success and how to thrive in retirement across family, health, purpose and finances. This new chapter might have some curveballs, but it will have windfalls too, and preparation, flexibility and willingness to adapt are the key to thriving. Contact me so we can discuss how I can help guide you towards your vision of thriving in retirement.

Redefining Success & Thriving in Retirement Edward Jones & Age Wave released its third study with findings on how Canadians are redefining success in retirement.

Considering taking on an estate executor role? It involves a lot more than distributing assets to beneficiaries. Your to-do list will include (but is not limited to) filing final tax returns, cancelling government-issued documents and benefits, and even managing beneficiary relationships.

Have you been asked to be an executor? Here are considerations if you’ve been asked to be an executor, or if you’re considering who would be the best executor for your estate.

Being an estate executor is a big responsibility and time commitment, but it can be rewarding. You become the person, or part of a team of co-executors, who ensures the intentions of someone you care about are carried out. Learn more here.

Have you been asked to be an executor? Here are considerations if you’ve been asked to be an executor, or if you’re considering who would be the best executor for your estate.

Carrying out the last wishes of someone close to you sounds noble. But being an estate executor can also be complex (you may need to track down assets and manage beneficiary relationships) as well as expensive if you need to hire estate lawyers. Some can charge $1000 an hour! Learn more here.

Have you been asked to be an executor? Here are considerations if you’ve been asked to be an executor, or if you’re considering who would be the best executor for your estate.

Providing your overall asset allocation is appropriate for your goals and risk tolerance, choosing to concentrate some investments may not have a negative impact. However, keep in mind that an asset location strategy has the potential to reduce the taxes you pay, leaving you with more money to invest and grow.

Why does asset location matter? Where you hold your assets could have an impact on tax treatment.