Vetri Media Marketing

Un compte non enregistré ouvert au Canada fait référence à un compte d’investissement qui n’est pas enregistré dans un programme spécifique offrant des avantages fiscaux, comme un Régime enregistré d’épargne-retraite (REER) ou un Compte d’épargne libre d’impôt (CELI). Voici quelques informations sur les comptes non enregistrés :

Les comptes d’investissement non enregistrés sont soumis à l’imposition des revenus de placement, tels que les intérêts, les dividendes et les gains en capital. Les revenus générés dans le compte sont généralement imposables dans l’année où ils sont gagnés.

Contrairement aux comptes enregistrés, les comptes non enregistrés n’ont pas de limites de cotisation. Vous pouvez y verser n’importe quel montant en fonction de vos objectifs financiers et de votre stratégie d’investissement.

Les comptes non enregistrés offrent une flexibilité en termes de choix d’investissement. Vous pouvez investir dans une large gamme de produits financiers, tels que des actions, des obligations, des fonds communs de placement, des fonds négociés en bourse (FNB), et bien d’autres.

Les fonds dans les comptes non enregistrés sont généralement accessibles à tout moment sans restrictions ni pénalités. Cela peut être avantageux si vous avez besoin d’accéder à votre argent pour des objectifs financiers à court terme ou en cas d’urgence.

Lorsque vous avez un compte non enregistré, vous recevrez des documents fiscaux, tels que des feuillets T5 et T3, de votre institution financière, qui rapportent les revenus de placement générés dans le compte. Vous devrez inclure ces informations lors de la déclaration annuelle de vos impôts.

Il existe différentes stratégies de fiscalité efficace que vous pouvez appliquer dans un compte non enregistré afin de minimiser l’impact fiscal. Ces stratégies peuvent inclure l’utilisation des pertes en capital pour compenser les gains en capital, l’investissement fiscalement avantageux et la gestion des revenus de dividendes.

stephandkayfinancialbrothers Debt snowball is a strategy to pay off your debt. 😮

This means paying off your smallest loan first and taking over the payment and moving it to the next smallest loan until you are paid off completely. Let me explain!! 😎

Step 1
List all your non-mortgage debt from smallest to biggest without considering interest rates.

Number 2
Pay off the minimums on every debt except the smallest one.

Number 3
Pay as much you can towards the smallest loan

Number 4
Once the smallest loan is paid off, rollover the same amount to the next smallest loan until that debt is paid off.

Repeat until all debt are paid off and you are debt free!😊

This is actually a motivational strategy as you see results quicker, but you may be paying more in fees and interest rate and sometimes it may take longer to pay of your debt.

Unsecured debt can be very stressful.😭

Setting up a plan on your can be very challenging😢

Design a plan with our resources and monitor every step of the way and you become DEBT FREE!

There Are Three Types of People:

A-Those Who Make Things Happen
B-Those Who Watch Things Happen
&
C-Those Who Wonder What Happened

Which one ☝🏽 are you?

If you said A! Contact me to learn how to be part of our Expansion program for Experior Financial Group!

Or Sent me a text at +1514-994-5874

Hey guys 👋🏾

Today we will talk about universal life policy or otherwise known as insurance tax shelter strategy. ♟
Universal life policy has 2 components. ✌🏽
Insurance component💕 and investment component 💵
Investment portion grows tax deferred and the funds are chosen by you! 📈
Now let’s get to the exciting stuff. 🥳
You want to access your money in your investment account?
You could! How? 🤔
You can surrender your policy partially or fully. 😀
You can use this as collateral for a bank loan 😁
or
simply get policy loan up to 90% of the cash value.😄
Universal life is not for everyone, is it for YOU?
Let’s find out! You Know what to do in our bio. Stay tuned for more tips. 🤓

Financial Brothers Podcast-Episode # 2 -Reign Estate

Interested in investing your money to build a better and more enjoyable retirement life.

There are many ways to grow your money, but we will talk about the following 5.
#1
Forced savings through your primary residence 🤑
#2
Registered retirement savings plan otherwise known as the RRSP. 🤑
#3
Non-registered open accounts 🤑
# 4
Tax free savings account otherwise known as the TFSA. 🤑
Lastly Investing through your individual insurance policy 🤑
Over the next 5 days we will talk about each one of those accounts and its advantages and disadvantages. Makes sure to follow us so you don’t miss anymore videos.

Hi everyone on the last video Sathursha Gunaratnam explained regarding mortgage insurance with the bank in this video she will explain what is individual insurance.
First thing is you can decide yourself who is the beneficiary, it can be your wife, your kids or your husband. ✅
Second thing is your coverage amount won’t decrease, if you took a coverage of 500k for the next 20, 25 years or 30 years and you are paying for example 200$ per month then it will be 200$ per month for the whole duration. ✅
Third thing is when you take individual insurance, even if you decide to change your mortgage with another bank it won’t affect your coverage amount or premium because your coverage and contract is with an insurance company so even if you change the mortgage with another bank, it won’t affect the rates. ✅
Fourth thing is if something happens to you let’s say within the next 10 years, the beneficiaries could be your kids or your wife and they will get the coverage amount. They can take that money and pay off the mortgage and keep the rest of the money. ✅
Fifth thing is that individual insurance is post-approved so that means, they will complete and verify all the medical questions before approving the insurance so if you answered truthfully your beneficiary won’t have any issues, they will get the amount of coverage that you initially applied for.
If you have any questions regarding this, you can contact me! My name is Sathursha Gunaratnam, Thank you!

Hi👋🏾 everyone today We have a special guest Sathursha Gunaratnam, a financial security advisor who will talk about mortgage insurance with the banks. Listen carefully 🙉
Hi everyone, if you have a mortgage insurance with the bank you need to know 4 important factors. 😎
First thing, the bank is the beneficiary, which means that when something happens to you, the bank takes the money to pay off your mortgage loan & There won’t be any money that will be left for you. 😲
Second thing is the coverage amount decreases over time for example if you buy a house for 500K when you pay your mortgage over time it will decrease, that’s also how the mortgage insurance coverage amount will decrease as well as you pay throughout the years 😱
however, the premium that you will be paying will not decrease, for example if you are paying 200$, you will still pay 200$ till the insurance lapses but the coverage amount will keep decreasing. 🙁

Third thing is when you go to another bank for your mortgage renewal the premium will increase. 😡
Why does it increase? it’s because when you renew your mortgage with another bank, they will consider your age at that time, so you will be obviously be 4 or 5 years older so they will take that age into consideration and give a new rate. 🤨
Fourth thing is your mortgage insurance is preapproved so if there are any errors on the initial application you won’t get your money. 😭
If you have any questions, you can contact me my name is Sathursha Gunaratnam, Thank you! 🤳🏾

TRAIN WITH VILLA

Learn how Villa went from being in a theatre🎭 program to an amateur boxer 🥊

He’s now training and helping others to reach new heights through his boxing program.

Watch the full episode on our YouTube Channel Financial Brothers Podcast - Train with Villa

https://youtu.be/4BxytxOC8e8

Part 1 - Ucmas Montreal Program explained By Franchise Owner Mrs. Yasotha Sasi & Vajeethan Sri

UCMAS is a math based abacus program, which will enhanced focus, memory power, concentration and with much more benefits. It is a life long brain development program for children aged between 5 to 13 years old.

Part 1 of the interview, you will view the benefits from one of the students Akash Sasi that completed the whole program.

In Part 2 of the interview, you will be able to witness a demonstration from few students that completed the program.

About the Concept
The UCMAS program is based on the ancient, simple but powerful Abacus tool that provides countable beads for children to visualize numbers. Children learn to manipulate those beads to perform arithmetic calculation such as addition, subtraction, multiplication and division.

UCMAS children are trained in rapid math calculation with the help of physical abacus. Later, they move on to mental calculations where they develop the ability to picture the abacus in their minds and calculate quickly. The crucial concept of visualization or thinking in pictures leverages the right brain and leads to dramatically higher levels of speed, efficiency and accuracy.

The UCMAS program incorporates and enhances Auditory, Visual and Kinesthetic/Tactile learning styles in each child. It fosters active learning and activates key cognitive functions such as:
✅Concentration
✅Memory
✅Attention
✅Prob-solving
✅Perception
✅Multitasking
✅Focus

This improves their confidence and self-esteem and helps children become motivated leaners – the best route to success in academics and beyond.

3 times Champs at UCMAS Annual Competition

UCMAS Demo Preview with
Abilash Sasitharan and Sajeeth Guna

3 times 🥇🥇🥇International Champion at the UCMAS Annual Competition in the Dubai 🇦🇪 and 2x in Malaysia 🇲🇾. He finished 1st place against 5000 participants representing 35 countries by completing 200 equations in less than 8 minutes Abilash Sasitharan is now competing against Sajeeth Guna for some mental equations…let us know how did Sajeeth do vs the 3x Champs and comment if you would have done a better job than him 🥸

Stay tuned for the full Demo and to see if Sajeeth Guna got better at it 😅
Ucmas Vaudreuil UCMAS Vajeethan Sri Yasotha Sasi

No Filter’’ presented by Vetri Media Marketing.

For this episode we had the chance to speak to Vajee who is the owner of UCMAS in numerous locations.
He is an educator and he has helped children achieve their goals in school through UCMAS. You will learn about Vajee and his life around UCMAS in this interview. Enjoy!

No filter is a brand new concept, the goal is to educate, inspire and learn from individuals that been through challenges and are now moving in the right direction or simply an opportunity for them to share their unique story with us. We want to share with our community the real life struggles and challenges that some of us went through or are still going through in life. Our main focus is to INSPIRE with some of the real life experiences of our guests.
Every week we will have a special guest.

Thank you once again for your time and stay tuned for another episode of “No Filter” presented by Vetri Media Marketing.