HUB International

Don't forget to register! Join panelists Linda Regner Dykeman, Matthew Studley, Christian Bordage, Angela Iannetta, Steve Pottle and RIMS for an engaging discussion focused on making informed decisions and remaining agile and resilient in a competitive environment.

Mark September 12 on your calendar and email [email protected] for a registration code. Learn more: https://www.rims.org/education/online-learning/webinars/staying-agile-during-shifting-market-dynamics?utm_source=HUBinternational3&utm_medium=HUBpromo3 =36159162-3513-4b65-8e0e-6f9e6ff46663

Happy Labor Day from HUB!

This long weekend calls for not one, but two INDYCAR races! Graham Rahal & the Rahal Letterman Lanigan Racing team will take on the oval track at the Hy-Vee Milwaukee Mile 250. Catch race one on Peacock & race two on USA Network & Peacock.

How can you stay up to date on market and pricing dynamics with today's evolving economic landscape? Join panelists Linda Regner Dykeman, Matthew Studley, Christian Bordage, Angela Iannetta, Steve Pottle and RIMS for an engaging discussion focused on making informed decisions and remaining agile and resilient in a competitive environment.

Mark September 12 on your calendar and email [email protected] for a registration code. Learn more: https://www.rims.org/education/online-learning/webinars/staying-agile-during-shifting-market-dynamics?utm_source=HUBinternational3&utm_medium=HUBpromo3 =36159162-3513-4b65-8e0e-6f9e6ff46663

Wow! HUB's summer interns are already headed back to school. We had a blast working alongside the next generation of insurance professionals & helping them explore the incredible opportunities HUB has to offer. We're already looking forward to next year.​

Are you looking for a summer internship for 2025? Be on the lookout for when we start recruiting for our award-winning program!​

Helping employees manage debt at every life stage is key to boosting performance and enhancing your recruitment and retention strategy—especially after graduation.

Check out our latest video, featuring Candidly’s CEO, Laurel Taylor, where she shares how your organization can unlock your team's potential through programs to help manage student debt. Watch now: https://ow.ly/5aKC50T97Ka

By understanding and adopting emerging trends in the hospitality industry, you can create more opportunities and propel growth for your business, employees and guests.

Register for this webinar to learn how overcoming challenges through collaboration and innovation can minimize risk and create a thriving hospitality business and workplace.
https://attendee.gotowebinar.com/register/7624021763574013787?source=Facebook

Since 1998, HUB has partnered with boundary-breakers within the insurance industry to build a company that helps clients, employees & communities be ready for tomorrow.

Now, with over 18,000 employees & 540 offices across North America, we're the world's 5th largest insurance broker—and we're just getting started. Discover HUB's vision for the future here: https://www.hubinternational.com/en/landing-pages/25th-anniversary

The surge in auto claim costs is putting pressure on the trucking industry, leading to increased premiums for fleet owners. Rising inflation, escalating litigation, medical expenses and the growing intricacy of modern vehicle technologies are contributing to the yearly escalation of auto claim expenses. How do you stay on the right track in the midst of these pressures?

HUB's Jason Eisman explains how the right risk management strategies help put people on the road to success. https://ow.ly/L9jg50T7Ywv

Individuals who want to leave money to charity may need to rethink their charitable giving strategy — or face a large tax burden later. Here's what you need to know: https://ow.ly/EL1h50T7z24

Congratulations to Tirth Pahouja, Kaitlyn Chan & Daniel Cohen – three of HUB's summer intern class of 2024 – for securing the prestigious CIAB, The Council Foundation college scholarship! Your hard work & dedication has truly paid off & we look forward to continuing to watch you grow as you head back to school this fall. Cheers to your bright futures!​

Are you looking for a summer internship for 2025? Be on the lookout for when we start recruiting for our award-winning program!​

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Managing insurance for large-scale concert tours and festivals involves navigating a complex web of risks and coverage types. For brokers dealing with clients embarking on large tours, putting in place comprehensive insurance coverage for equipment is an obvious starting point.

HUB's Alan Hollingsworth provides a peek behind the curtain of an industry worth billions: https://ow.ly/Mgla50T6Qz7

It’s almost time for another epic INDYCAR race! Graham Rahal & the Rahal Letterman Lanigan Racing team are headed to the Pacific Northwest this weekend for the BITNILE.com Grand Prix of Portland. Catch all the heart-pounding action on USA Network & Peacock.

The results are in! HUB recently hosted a talent competition, celebrating the diverse skills & passions of our employees. With over 600 jaw-dropping submissions, our CEO, Marc Cohen, along with the Executive Team, were tasked with the difficult decision of picking the winners & runners-up. Join us in congratulating all the participants & see the winning submissions below!

Are you looking for a career where your talents & skills are celebrated? Check out HUB's career page to get started: https://ow.ly/u4hJ50T49U0

Enhancing financial literacy is vital for employee well-being. Research shows that 80% of employees say financial education programs would be beneficial.

Our comprehensive financial coaching and tools are tailored to empower employees to make sound financial decisions. Learn more: https://ow.ly/4R6g50T3avU

As we head toward year-end, what do we need to expect across the industry? With development slowing down and interest rates likely to inch down, where’s the opportunity?

Chip Stuart speaks about how , often regarded as a staid and sober sector, may be getting much more interesting as it pertains to multifamily. Rising costs and coverage challenges are a major reason why.

Read more of Chip's insight in his recent Multi-Housing News feature: https://www.multihousingnews.com/10-multifamily-trends-shaping-h2-2024/

Last chance to register: Join us August 21st for a webinar that delves into the complexities of designing and implementing effective benefits programs that cater to diverse workforces across countries and gain insights into the latest trends and best practices in global benefits management, with a focus on enhancing employee satisfaction and retention.

Reserve your seat today! https://ow.ly/BzMv50SRn8J

HUB is changing the open enrollment discussion with the expansion of our clinical informatics capabilities, including the launch of HUB Infused AnalyticsTM Data Suite.

This proprietary platform allows employers to understand their employee population’s benefits utilization, cost patterns & overall program effectiveness. The data extracted can help employers make benefits decisions with more clarity, confidence & cost-savings.

Intrigued about what this means for your employee benefits program? Read more in the full release. https://ow.ly/ixWs50T1o7l

The world's shifting economic environment has created market uncertainty and instability. Learn how reprioritizing net interest margin and rethinking your ALCO approach could help protect your financial institution and increase your profits. Learn more: https://ow.ly/rKEC50T1iCL

Are you as excited for this weekend’s INDYCAR race as we are? Graham Rahal & the Rahal Letterman Lanigan Racing team will be cruising into Illinois for the Bommarito Automotive Group 500. Catch coverage of the race on USA Network & Peacock.

Self-insurance, which is a way to retain risk in-house instead of transferring it to a third party, isn’t an ideal solution for every organization, but it may be right for rising property rate pressures.

Kim Gore, HUB's National Hospitality Practice Leader, provides her insight on when it might make sense to consider self-insurance in the hospitality business in her Hotel Management article: https://www.hotelmanagement.net/operate/self-insurance-may-be-right-rising-property-rate-pressures

Has the ROI of risk mitigation gotten stronger? HUB's Robb Lanham shares why risk mitigation is no longer the cherry on top but the key ingredient to securing insurance in his PropertyCasualty360 article: https://ow.ly/4UWx50SYAOf

Long before selling a single ticket, music festival promoters must plan for numerous risks: the possibility of bad weather, issues with talent, construction concerns, attendees' health emergencies and security headaches.

And for a multi-day music festival, those risks are only multiplied. Mona Grabowski, Vice President, HUB Entertainment & Sports, spoke with BeachLife Festival Founder and CEO Allen Sanford on the risk management issues facing his company and why it needed to consolidate its numerous insurance brokers to HUB. https://www.linkedin.com/pulse/hub-qa-how-beachlife-festival-harmonized-risk-management-fenhe/

If Wegovy, Zepbound & Saxenda haven't made it into your daily conversations yet, they will soon.

This month's issue of the HUB EDGE explores ways for employers to weigh the cost of paying now for these medications for weight loss that could result in long-term improved health & wellness for their employees & their bottom line.

Read the HUB EDGE: https://ow.ly/I9ts50SWNJn

HUB's Cory Jorbin, Esq. was recently featured in the National Association of Plan Advisors (NAPA) Spring Issue speaking on the importance of healthcare plan sponsors strengthening their fiduciary governance. How can retirement plan sponsors help, and it actually be advantageous for them?

Read more on page 40 of the flipbook: https://ow.ly/QTc450SUGbW

Have you joined MOXIE yet? What's MOXIE? It's our new women's network developed to inspire & ignite a community of visionary rebels and go-getters in risk, insurance, employee benefits and financial wellness. We're excited to create a space for women to share ideas, tackle challenges head-on & celebrate our wins.

Visit our new landing page to learn what MOXIE means to our executive sponsors, Mary-Beth Hahn, Carol Murphy & Ellina Shinnick. Once you're there, you can join MOXIE & RSVP for our first event on August 14. https://ow.ly/1X9A50STZ9O

The exemption on the estate tax will be halved in 2026, but a thoughtful gifting strategy now can help avoid tax consequences for your family later.

Here's how implementing gifting strategies today will help your descendants avoid an unpleasant tax surprise in the future: https://www.hubinternational.com/blog/2024/07/2026-estate-tax-changes-and-gifting

Rising claims due to natural disasters have resulted in higher insurance rates and restricted availability. Real estate owners and operators may now be facing gaps in insurance coverage – some that they may not realize. Learn how to identify and close these gaps in coverage.
https://www.hubinternational.com/blog/2018/06/common-real-estate-insurance-gaps/

What do you need to know about self-insuring your practice? Why would a medical practice want to use it?

HUB's National Healthcare Practice Leader, Pete Reilly sits down with Medical Economics to talk about the ins and outs of self-insurance. Check it out here: https://www.medicaleconomics.com/view/self-insurance-for-your-practice-part-1

If you recently came into money, you might be excited to indulge in travel adventures with your newfound wealth. But before you embark on your dream trip, ensure you don’t make some of these common mistakes...
https://ow.ly/2CbW50SPhsT