Natalie Echlin Mortgages

Thankyou so much to our friends and for hosting us at the Jays game!! We had the best seats and the best time! Jays scored 4 home runs 🔥wooo!!

More positive news🗣️📣 The overnight rate has decreased again, easing pressure on variable and adjustable rate mortgage holders. The next Bank of Canada announcement is on September 4. Will we see more rate cuts? More than likely yes, but stay tuned! 🏡🏘️ ☀️

Pro credit tip: Use your credit cards! Yes you read that correctly …USE your credit. The trick is to pay off what you use right away, instead of waiting until the end of the month. With the effort of a few extra clicks, your score will skyrocket very quickly. Take the time to take care of your financial health, you’ll thank yourself down the road. 🙏🙌🤩

This weekend we celebrate the achievements of our incredible brokers and agents .fcfunding.team. I’m extremely honoured that my team has been nominated for the Community Spirit Award. Empowering our community is an integral part of our team’s mission, and we are so grateful to be nominated for something so important.

Buying a home can be a rollercoaster ride, but with the right mortgage agent by your side, we’ll make it a smooth and exciting journey towards your dream home! Let me handle the approval process and help you achieve your home ownership dreams. Scan the QR code to download my free app and receive your pre-qualification certificate today! 🏡🎢

Here is a heads up tip for a seamless approval: Your employment history plays a crucial role! Consistency and stability matter, so avoid frequent job changes or gaps. Regardless of your employment situation, there’s always a solution. Let’s create a plan together to get you on the fast track to home ownership!

Be the reason why people believe in beautiful souls, kind hearts and good energy ✨

Wondering what lenders look for in potential buyers? Solid green flags include a steady income, a good credit score, a manageable debt-to-income ratio, and a healthy down payment. Showcasing these traits positions you as a strong contender in the eyes of lenders, making your dream home closer than you think!

Exciting News for Homebuyers! 📉 Financial experts are forecasting a dip in mortgage rates, projecting a significant drop to an average of 5.05% for five-year fixed rates by the close of 2024. Looking for insight into current market conditions? Get in touch with me today to learn more!

2 pre approvals and 7 months later, C&F I’m beyond happy to see you both ecstatic with the purchase of your first home! You did it!

Today the Bank of Canada held its target for overnight rate at 5% + Prime rate at 7.2%. This was widely predicted, as are rate decreases moving forward. What move will the BOC make next? Stay tuned!

Wishing you all the most peaceful, joyful and happy day ahead.

Planning to re-do your mortgage? Here are some borrowing power tips: check and boost your credit score, gather all necessary documents (yes, that includes your tax returns), and keep an eye on your debt-to-income ratio. With the right help, your mortgage journey can be smooth and successful!

We’re approaching the spring market, and I know many of you are excited to buy as rates are dropping! Now is the time to consider a variable rate mortgage… yes variable!! I’m here to discuss all your options,, along with the buyers tips mentioned below. Happy Friday everyone :)

Even if mortgages aren’t your favourite topic, it’s important to understand all the details. Informed decisions lead to confident outcomes.

Even if mortgages aren’t your favourite topic, it’s important to understand all the details. Informed decisions lead to confident outcomes.

When transferring an existing mortgage to a new property, you must first assess the portability of your current mortgage. I can help determine if your mortgage is portable, allowing you to move it to a new property without penalties. It's important to consider any potential fees or costs associated with the transfer. Lastly, we can explore your options, ensuring a seamless transition that aligns with your financial goals!

If you're in the mood for Netflix and chill on this rainy Tuesday, you may want to check out 'Arnold' on Netflix. Schwarzenegger attributes his success to his clear, unwavering vision. Great watch!

Thankyou to our friends .gdpp for the stunning and thoughtful gift. We love working with you powerhouse realtors and we’re so grateful for our partnership.

‘Blend and extend’ may come in handy for those of you who currently hold low interest rates. This option may even give you more buying power! Reach out for more details.

Last lender day until March 🥺! A big thankyou to all the lenders who show up each month to educate us on an abundance of products,, which helps us to better serve our clients. A special thankyou to for making these events happen 🙏

Just me here, empowering you with the roadmap to your dream home! The journey to homeownership should be seamless and filled with excitement. Trust in the process, and together, we'll turn those steps into the keys to your new front door. 🗝️

Happy holiday season, from my family to yours 🤍 🎄 🎅🏻 🤶🏻 🌶️

Today we’re learning about the Eco program through CMHC. Are you considering a renovation? You may be eligible for rebates through CMHC and the Canada Greener Homes Grant. Interest free financing of up to $40,000 is also available for eco upgrades. If you have questions about which programs you qualify for, please reach out!

Absolutely love this thought by Nate Berkus! Your home is a canvas of your unique story and passions. Let's find a mortgage that helps turn your dream home into a living masterpiece.

Exciting news for homeowners! A recent Reuters poll of economists suggests the Bank of Canada is likely to maintain interest rates at 5.00% for at least six months, with expectations of a reduction in Q2 2024 due to a slowing economy. Recent data indicating lower-than-expected inflation in September has further solidified this outlook. I'm here to help you navigate these changes to determine your best financial solutions!

If discussing finances isn't your favorite topic, you're not alone. Financial stress can have a huge impact on your mental health. Please reach out if you need someone to listen. 🏡💫

Hello everyone, this holiday season we are coming together for Change! In support of the ‘Gift Bag for Christmas’ event supporting HATS, we kindly request donations of gloves, mittens, hand warmers, foot warmers, socks, underwear, winter hats, granola bars, mini flashlights, Tim Hortons gift cards, deodorant, toothbrushes, toothpaste, soaps, band-aids, first-aid supplies, chapstick, nail clippers, combs, hairbrushes, reusable water bottles, mini chocolate bars, blankets, and reusable thermos or coffee mugs. Donations can be dropped off at any FC Funding office. For further details, please reach out! Thank you for your generosity 🍫 🎁🧦🧤🧢 .daly

Curious about joint tenancy or tenants-in-common? These are unique ownership structures offering completely different property rights. Let's explore which one is the right fit for your situation! 🌟🔑