Fran Paonessa - RBC Mobile Mortgage Specialist

LIMITED TIME OFFER. Get up to $5,700 in value when you switch to an RBC mortgage.* Switch between March 18, 2024 and June 30, 2024.

Switch your mortgage to RBC and get up to $5,700 in value. Move your mortgage today and experience the RBC difference. Plus for a limited time, enjoy up to $5,700 in value.

Switch your mortgage to RBC and get up to $5,700 in value (March 18 – June 30, 2024).
Contact me for more information on this great offer.

Canadians living with Disabilities, something near and dear to my heart.

One in four Canadians has at least one disability. RBC Foundation’s $1.25 million donation to the Rick Hansen Foundation will help support accessible enhancements to the built environment.

www.rbc.com

Studies show that the next generation is struggling to find affordable housing and many require financial assistance. According to a poll commissioned by the Ontario Real Estate Association, 41 per cent of children aged 18-38 who own a home in Ontario, got financial help from their parents, with the average financial gift exceeding $70,000.

Helping Your Child Buy Their First (or Next) Home You know the benefits of owning a home. You've probably been through the home-buying process once or twice. Now is the time to share your experiences.

Buyers remained in a wait-and-see mode in May with an interest cut looming around the corner. Little action took place transaction-wise in most major markets according early reports from local real estate boards. Home resales in fact slipped from April levels in most cases when adjusted for seasonal factors. Bottom line: the broad recovery that started late last year essentially stalled this spring.

Canada’s housing markets in a holding pattern - RBC Thought Leadership Buyers remained in a wait-and-see mode in May with an interest cut looming around the corner.

Whether you’re in the market for a new heating system, building a new home or looking to make your current home more energy-efficient, you may be weighing the benefits of installing a heat pump or a furnace. This article can help you evaluate the features, advantages and opportunities offered by both.

Heat Pump Vs. Furnace: 5 Things for Homeowners to Consider Is a heat pump better than a furnace? The answer is not a simple yes or no – there are many variables in play, including where you live, the type of house you’re heating and the cost of gas versus electricity. Here are five key factors to consider when deciding on the best way to heat your home.

For homeowners and prospective buyers in Canada, the interest rate cut is welcome news – but what does it really mean for you? Whether you’re looking to buy your first home, on track to renew this year or have a variable rate mortgage, the current interest rate environment matters. Here, we explore the impact of the interest rate cut on Canadians already in or about to enter the real estate market.

Bank of Canada Interest Rate Announcement: What it Means for You The June 5th Bank of Canada interest rate announcement has been highly anticipated as Canadians hoped the BoC would finally cut interest rates. And ultimately, they did. As was widely expected, interested rates came down 25 basis points to 4.75%, marking the first time in 4 years that rates have dec...

Ready to refresh your bathroom? One affordable way to update the space is with some fresh paint on the walls. Whether you want to refresh your Canadian home or U.S. one, these tips from Architectural Digest are perfect for anyone.

27 Bathroom Color Ideas to Inspire Your Next DIY Project Whatever your style, these colors are sure to inspire your next home makeover

Oh the sweet joys of sitting an inspection 🙌🏻✅🏡 ⁣
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As I am here working away, letting our trusted inspector do his thing and check every nook and cranny of the property my lovely buyer is hoping to buy, I am reminded of when I first started my career. So many inspections were sat, literally sitting on the floor of vacant homes crushing my to do list until my buyers arrived for the final walk-about with the inspector. ⁣
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Being in this spot again got me thinking. While it is very evident that the market has changed from the crazy times we have most recently experienced and there is headline after headline outlining such - this morning I want to write my own headline from the front line of the real estate industry. It would read, “Back are the times that you can negotiate offers, sleep on your decisions and conduct thorough due diligence on (likely) one of your largest acquisitions”. Different spin on the same situation, right? There are two sides of every coin in life - I encourage you to always take the time to consider both 🥰⁣
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Have a variable rate mortgage? Find out your options in a rising interest rate environment.

Understanding Interest Rate Changes The Bank of Canada is rapidly raising interest rates in an effort to reduce inflation, cool the demand for goods and services and in turn, make everyday life more affordable for Canadians. For homeowners with a variable rate mortgage, we understand there may be uncertainty about the impact rising ra...

Looking for a home in Canada? Rapidly rising interest rates are having a chilling effect on housing market activity across Canada, here's what you need to know about the cooling housing market.

Canada's housing market in full-blown cooling mode Rapidly rising interest rates are having a definite chilling effect on housing market activity across Canada. - RBC Economics

The impacts on our economy are constantly changing. On April 26, join RBC’s Senior Economist, Robert Hogue, for an insightful conversation as he shares his perspectives on the economy, insights into the real estate market in Ontario, inflation musings and the war in Ukraine.

Register for an Upcoming Event - RBC Royal Bank Sign up for free financial literacy seminars and workshops on everything from to student budgeting to retirement planning

Was your home a bit of a fixer-upper when you bought it? Have you been meaning to make updates for months … or even years? To get the most bang for your buck, here are 4 renovations to prioritize and 4 ways to pay for them....

Tips to Increase the Value of Your Home Discover 4 renovations that can add value to your home — and 4 ways to pay for the upgrades you want.

How much equity do you have in your home? How to find out, and why it’s an important number to know.

How Much Equity Do You Have in your Home? Whether you're thinking of selling your home, taking on some renovations or eyeing other goals, it's worth knowing your home's equity.

Switch your mortgage to RBC and get up to $3,100 in value. Learn more about this limited time offer.

Switching your mortgage to RBC may be your best move yet - RBC Royal Bank Did you know there are fees to switch your mortgage? At RBC, we cover up to $1,100 in switch fees on your eligible mortgage and take care of everything for you—so switching couldn’t be easier. Move your mortgage today and experience the RBC difference.

Whether your mortgage is maturing or still in a term, it is important to periodically review your overall debts to see if there are any ways to save you interest and\or improve monthly cashflow.

Switching your mortgage to RBC may be your best move yet - RBC Royal Bank Did you know there are fees to switch your mortgage? At RBC, we cover up to $1,100 in switch fees on your eligible mortgage and take care of everything for you—so switching couldn’t be easier. Move your mortgage today and experience the RBC difference.

HAPPY HOLIDAYS

Wishing you and your loved ones an enjoyable holiday season.
All the best for the new year!
Take Care! Stay Safe!
Fran

Get rewarded for qualified mortgage referrals and grow your business with RBC. Sign up for the RBC Referral Awards program today!

RBC Referral Awards As an eligible professional* in our client’s home buying journey, sign up for the RBC Referral Awards program and you could receive RBC Rewards® points on your RBC Rewards credit card* for every eligible mortgage referral* plus access to our team of mobile mortgage specialists who can help you bu...